The richest man Yang Fei

Yang Fei touched his nose and said with a smile: "You are someone I trust, so it's okay to tell you. For example, you are the major shareholder of a listed company, and you have 15 billion, but this is the money on the company's financial books , You must see this money when doing financial accounting, so that other shareholders and investors can trust and trust you.”

Chen Mo said: "Well, what then?"

Yang Fei said: "But you need the funds urgently, so you find the bank and sign a drawer agreement with them."

Chen Mo said: "What is the drawer agreement?"

Yang Fei said: "On the surface, you deposit 15 billion in the bank, but secretly, you can sign an agreement with the bank to take the 15 billion and make a pledge loan, and get back 15 billion!"

Chen Mo said, "Will the bank agree to do this?"

Yang Fei said: "This is a large amount of deposits. Which bank doesn't want to take it? You don't even buy financial management, just get the lowest current interest. You and the bank can sign an agreement in private to mortgage the money for two years, and then the bank will also operate normally. Loan interest rate, I will lend you about 15 billion for two years."

He paused, and then explained: "This is a win-win situation. For the bank, he not only brought in deposits, but also earned interest. As for you, you have cashed out 15 billion without using the funds on the book. It can be used to invest in other projects, and as for the difference in interest, what is it for a huge sum of 15 billion?"

Chen Mo said: "The 15 billion loaned back, I can use it as I like?"

Yang Fei said: "That's right. But on the company's books, there are still 15 billion. The financial accounts are done, and the reports are also very good-looking. However, the 15 billion cannot actually be used, because you have already pledged it to the bank. The bank has The protection of your drawer agreement is not afraid of you using it. If there is no accident in the company and the capital chain cannot be lost, then doing so will do nothing."

Chen Modao: "If there is a problem with the turnover of funds, the 15 billion I loaned out has already been used up. But other projects or arrears need to use this fund, but the result is that the company cannot get it out, and the company has a problem."

Yang Fei said: "Yes, so this kind of practice is not advisable, and it is also an illegal operation. Generally speaking, once encountering an audit or debt collection, the company will find an excuse, saying that the money is for special purposes and cannot be used for other purposes. , These words are all lies. In fact, this money cannot be withdrawn!"

Chen Mo said: "I understand, why Chen Shengli would be defeated! If you hadn't helped him, he would have jumped off the building and died by now! Yang Fei, promise me, in the future when your company goes public, don't play this kind of drawer agreement, okay? good?"

Yang Fei was silent and did not answer.

Set a small goal first, such as 1 second to remember: Shukeju

Chapter 1206

Chen Mo couldn't help holding Yang Fei's hand, and asked with concern and urgency, "What's wrong? Why didn't you answer me?"

Yang Fei said slowly, "The purpose of the company's listing, to put it bluntly, is to collect money. If the money is not used on the books, isn't it a waste of money? Money can only be alive when it is circulated, otherwise it is just a bunch of useless digital or paper currency.”

Chen Mo said, "But, didn't you just say that it's not correct to do so."

Yang Fei said, "As long as the financial accounts are in place, it's not a big deal, it just depends on the level of the method. The reason why Chen Shengli had an accident was because the loan he borrowed failed to invest, so he couldn't repay the bank's debt and was chased by the creditor. He can't come up with the money. As long as it's organized properly and the turnover is flexible, it's not a big deal."

Chen Mo said, "You say that, do you plan to do the same?"

Yang Fei nodded, "Besides, I will leave this matter to you."

Chen Mo's eyes widened suddenly. She wanted to persuade Yang Fei not to do it, but Yang Fei not only did it, but also asked her to do it herself!

Yang Fei smiled gently, "If you are afraid, I will leave it to Ning Xin to do it. There are only you two by my side. I trust you the most. However, Ning Xin majored in chemistry, and she manages the daily chemical factory. You are better at specific affairs. And you studied International Trade and Economics, so you are more suitable for dealing with these matters.”

After hearing this, Chen Mo couldn't tell what it was like.

To gain Yang Fei's trust and love, she is very happy in her heart.

But the special work brought about by this kind of trust made her heart beat faster.

The Rolls-Royce parked in the parking lot of the Reservoir Villa.

Before Yang Fei got out of the car, he saw Guo Tao running over.

Guo Tao learned that Yang Fei had returned to Yilin, so he rushed over to wait. When he saw Yang Fei's car approaching, he trotted over and pulled the car door.

The door lock hadn't been unlocked yet. Guo Tao pulled it twice, but failed to open the door. When he pulled it for the third time, the door lock slammed lightly, and the door opened accordingly.

"Mr. Yang!" Guo Tao laughed, "I've been waiting for a long time."

"Guo County has a heart." Yang Fei stepped out of the car and said with a smile, "It's so early?"

Guo Tao made no secret of his anxiety, "I can't wait to discuss with you about the Eighteen Scenic Spots of Yilin."

Yang Fei could understand his mood.

Just like Tang Wenjie back then, as long as Guo Tao completes this project, he will definitely be promoted in the near future.

When Guo Tao took charge of Yilin at the beginning, he was both happy and apprehensive.

The joy is that Yilin has developed rapidly. In just a few years, it has climbed from a poor county at the bottom to one of the top ten counties in the province's economic development!

What is disturbing is that in such a powerful county, it would be difficult for the chief official to make some political achievements.

As the saying goes, it is easy to send charcoal in the snow, but it is difficult to add flowers to the cake.

In Guo Tao's first two terms, one was promoted to the city, and the other died on duty and became a model for the nation, which put a lot of mental pressure on him.

Now Yilin has become the focus of the media, and also the focus of the provinces and cities.

If you can make achievements, you will definitely be applauded from all sides.

In the same way, if you fail to govern, you will be the first to be punished.

Under tremendous pressure, Guo Tao, like Wang Yongping, bet his treasure on Yang Fei.

Fortunately, Yang Fei came up with such a golden idea of ​​the Eighteen Scenes of Yilin!

As long as this project is implemented, the whole Yilin economy will take off just around the corner!

Yilin is developing well, and Guo Tao naturally has a bright future.

Therefore, if interpreted from this kind of interest, Guo Tao cares and is more nervous about the implementation and success of this project than Yang Fei.

Yang Fei and Guo Tao shook hands, then pointed to the villa in the reservoir, "Talk in the room."

Guo Tao and Yang Fei walked onto the covered bridge together, and said with a smile, "I heard that you pulled down the Nanhua Plant with a big move in the provincial capital?"

Yang Fei stretched out his hand and pressed the doorbell, and replied, "Yes, the Nanhua Plant is too old, and it's time to retire."

Guo Tao said, "I rang the doorbell before, but no one seemed to be home."

Yang Fei said, "Really? So many people in the family, where have they all gone?"

Sure enough, no one opened the door.

Yang Fei had no choice but to find the key and open the door.

Walking across the covered bridge, Yang Fei saw a few more withered tree roots and a few carved root carvings in the yard, so he went over to admire them.

"The old man's craftsmanship has become more and more refined." Guo Tao was full of praise, "These root carvings are better than those horticulturists in the county who specialize in art."

People praised his grandfather, of course Yang Fei was happy, and said with a smile, "I also admire this old man of my family. He is a man in his tens of years, and the more he lives, the more energetic he is. The main reason is that he has perseverance, and he can persevere in whatever he does. This is what we deserve." A place to study."

Yang Fei teased the bird for a while.