Holy Roman Empire

From an investment point of view, these are all high-quality assets that can earn good returns. The evaluation of "down-to-earth" is also well-deserved.

While Rivera bought heavily, it also greatly increased the company's stock price.Judging from the data on the books, Rivera's investment group has achieved profitability.

Mature business logic, professional financial statements, and the most important thing is that it has achieved profitability from the very beginning.

The media has already labeled Rivera as a "business genius", claiming to be the most talented investor in the 19th century.

Rivera is now the brightest cub wherever he goes.If it keeps going, Rivera is a business genius.

The reality is so weird. There is often only a thin line between a liar and a business genius. The difference lies in whether it is "successful".

Illegal financing, concealing risks to deceive investors, these are minor problems.

Now is the 19th century, the darkest moment of the capital economy. Compared with his peers who gave away "peanuts" and "earth planes", Rivera, who is only deceiving, is simply a saint.

It's just that the current "sage" Rivera has encountered the biggest trouble since starting his business.There are all kinds of birds when the forest is big, and the same is true when the investment group is big.

Since ancient times, money has moved people's hearts. Rivera, the founder, did not run away, but someone below him ran away first.

There is no online payment these days, and most of the investments raised are cash and checks.In the face of huge wealth, there are only a few who are not tempted.

Some guys, who couldn't stand the temptation, used their brains.First, part of the investment was withheld and not included in the account.

Without the Internet, investors cannot check their accounts at any time, and it is impossible for Rivera to establish contact with every investor.The first wave of operations by the moths was a complete success.

It's just that this kind of thing can't be hidden for a while, and the problem will be exposed when the interest is paid.

In order to avoid the end of being imprisoned, these "worms" simply do nothing and run away with money directly by taking advantage of their positions.

The moth ran away, but the investors who had suffered heavy losses refused to let it go, demanding that Rivera's investment group continue to perform the contract.

The contract in black and white is clearly written, and there is no room for repudiation at all.Although it is the individual employee's behavior to run away with the money, it is the investment group that signs the contract with the investor.

This loss, whether Rivera is willing or not, must be borne.If it is just an example, it is not unacceptable. The problem is that there are endless incidents of thunderstorms and escapes.

Whether it is improving treatment or strengthening supervision, similar incidents are still repeated.If this problem cannot be solved, Rivera's investment group will be dragged down sooner or later.

It is necessary to call the police, but unfortunately it is too difficult to find someone these days.As long as you leave the country, the police are helpless.

Even if countries in the European Continental Union have signed the "Extradition Act", they must first find talents.

Rivera: "Everyone, it's the time of our lives and deaths. If we can't put an end to incidents like running away with money, the investment group will be destroyed by these scumbags sooner or later.

Today we are going to solve this problem.For the future of the group, as well as our own future, I hope that everyone will not have any reservations, and boldly speak out what is in their hearts..."

……

Chapter 45 楷模弗朗茨

Facts have proved that there are always more solutions than difficulties.Although it may not be able to solve the problem, once the human brain is functioning, a solution will always emerge.

In order to solve the problem of the following people running away with money, the core problem is the quality of personnel and capital supervision.

The quality of personnel will definitely not be solved for a while.It has been less than a year since the establishment of the investment group, and the employees are all newly recruited, so there is no loyalty at all.

Because of the particularity of the profession, the recruitment of employees by the investment group has very high requirements for the ability to "fool".Not to mention that all those who do this are liars. Anyway, liars come to apply for the job, and almost 100% of them are accepted.

Originally, the employees were a mixed bag. For the benefit of the company, Rivera formulated strict performance appraisal measures, so that those who are capable will go up and those who are mediocre will go down.

It seems that there is no problem, but the particularity of the profession is ignored.Huyou investors take out money from their pockets, which is clearly a job tailored for scammers.

No matter how good the eloquence is for ordinary people, there is still a process of adaptation.On the issue of fooling investors, it is obviously inferior to more professional liars.

Therefore, it is not surprising that there is a case of running away with money.After all, scammers climb faster, and it is easy to sneak into the company's management and be entrusted with important tasks to raise funds.

Rivera's picture cake can only tie up ambitious liars, but not every liar has great ideals, and many people just want to get a vote and leave.

Fortunately, Rivera has a strong ability to fool, no, this is called "charisma".

Relying on his extraordinary personality charm, Rivera also attracted a group of people to work for him wholeheartedly, otherwise the situation would be even worse.

Unless the recruitment model is changed, the mixed situation of investment groups will never be resolved.

But once the recruitment model is changed, the team's business capabilities will be greatly reduced.

As much as Rivera hates being scammed, big plans have been set in motion and he desperately needs money.

The investment group seems to have started to make a profit, but the floating profit on the book is not a profit at all. It is only a [-] to [-]% increase. Once a large number of shipments are made, it will fall back immediately.

Rivera is not a short-term player. What he wants to build is a consortium rooted in the middle class and change this world where wealth is monopolized by a few people.

If you can't work hard on people, you can only find a way from the supervision of funds.

The investment group alone would definitely not be able to do it. Even if more supervisors were sent, it would only increase a few cents.

There is no betrayal, it's just because the interests are not big enough.Just look at those who ran away with money, basically it happened after a large-scale presentation.

Because of the active participation of investors, the amount of funds received on site was too large, and some people ran away with money.

In addition to strengthening their own supervision, the cooperation of the bank is still indispensable if they really want to solve the problem.

If an account can be fixed, allowing investors to deposit money directly into the fixed account, and only Rivera himself can withdraw it, then the possibility of his subordinates running away with money will be greatly reduced.

It is a very common service in later generations, and any bank is very happy to undertake the business, but in this era, banks simply do not provide it.

It's not that the bank doesn't know how to make progress. The key is that there is no network and it is difficult to transmit information in a timely manner.In this context, to open value-added services is to cause trouble for oneself.

Think about all the information transmission, all can only be done manually.Any mistake in the middle will bring huge losses to the bank.

In fact, many people complain about the complicated bank procedures and the slow speed of remittances these days.

But there is no way, purely manual operation, for the sake of safety, the bank can only play like this.Even if it knows it will reduce efficiency, no bank will take the risk of making changes.

If it involves international business exchange, this time will be even longer.It would take more than a month at the fastest to remit a sum of money from Britain into the Holy Roman Empire.

If something happens in the middle, it is not impossible to delay the payment for three to five months.

The procedures are cumbersome and take a long time, but the key is that banks charge high fees, and most banks do not accept small remittances.

Although the total business volume of Rivera's investment group is very large, it does not mean that the amount of each investment will be large.

Investors are not fools. Under uncertain circumstances, many people will invest a small amount first, and then make additional investments after they are sure it is safe.

If according to the existing business model, the funds not only have to stay in the bank for one or two months, but also be charged high fees, the loss of the investment group will be huge.

Although Rivera also secretly manipulated Appel Commerzbank, it was only a small bank operating in the German region.The outlets do not even cover the entire Holy Roman Empire, let alone overseas markets.

Not to mention this kind of small bank, even the world's largest commercial bank has limited network coverage these days.

Generally speaking, it is a proper international big bank that can cover the main cities of the country and set up several branches in international metropolises such as London and Vienna.

This is embarrassing. Now it is not a question of whether the bank can do it or not, but that others can't do it at all.So far, no bank in the world has the ability to meet Rivera's needs.

If one problem is not solved, a new one arises.If one bank can't do it, then we can only find cooperation with multiple banks.

Especially when it comes to transnational business, it is not enough to rely on the cooperation of banks alone. Rivera also has to deal with insurance companies and law firms.

Without the help of these local snakes to help supervise, it is still unknown whether the money can come out of the bank.It is not the patent of a certain bank that the money in the account is gone, and accidents are more likely to happen in this artificial age.

It's just that the times are different, and the coping methods adopted are also different.The impact is naturally different.

Rivera, who has a financial background, is too familiar with these operations, and he doesn't have so much time to defend his rights.

Perhaps it was because they were having so much fun these years that later generations of European countries introduced strict and perverted punishment laws, which changed this situation.

For a while, Vera was like a hardworking bee, flying around the European continent, constantly looking for banks, insurance companies, and law firms to discuss cooperation.

Affected by Rivera, the performance of European airlines has increased significantly.

After all, there are not many people who dare to take flying vehicles these days. Rivera, a well-known figure who flies every day, is a good announcement case.

As for the vast American and Asian markets, Rivera could only reluctantly give up temporarily due to the limitation of transportation.

A president who can fool around, coupled with a seemingly beautiful story, coupled with a beautiful profit statement, is simply invincible.

Under the promotion of the operation team, Rivera, together with his investment group, became influential figures in the European world for a while.

It is not known whether the page was bought or not. Anyway, Rivera's photo appeared on all major economic newspapers.

Bonus comment: "The greatest entrepreneur, investment expert, and financial expert in the 19th century..."

Rivera's investment group is also known as the most potential enterprise in Europe and is highly sought after by the capital world.

The popularity has almost reached the level of a household name, and even Franz, who has lived in the deep palace compound for a long time, has heard of this name more than once.

If he hadn't sent someone to confirm again and again, Franz once thought that Rivera was another time traveler who had entered by mistake.

No kidding, just looking at Rivera's investment goals, they all buy whatever has potential, and almost all the bottom-hunters are high-quality assets.

There is no way, who made the two people's goals of bottom-hunting surprisingly similar?

The only difference is that Franz started earlier and bought a larger share; while Rivera started a step later, and the funds are not so abundant.

Surprised, Franz stopped paying attention after confirming that it was not a traverser.

The emperor is also very busy. Apart from his daily work, he is also busy eating melons and watching the excitement.There is no time to pay attention to a "capitalist", even an investment genius.

It's not that similar geniuses have appeared before, but the fate of these people is not very good.Either he died of a dream, or he didn't deserve his virtue and was killed by someone.

"Break the oligarchy model of the consortium and build a new economic era".

Just listen to it. Until the 21st century, the oligarchy model of the consortium has not been truly broken, let alone now.

It's useless even if you click all the consortia. "If the old ones don't go, the new ones won't come."The story of the boy who slayed the dragon and eventually turned into a dragon has always been happening in this world.

Although he failed to achieve the goal, Rivera still played an active role in promoting social development.

Needless to say, to stimulate the development of the aviation industry, this is just incidental.After all, he also bought the airline stocks at the bottom, so he should help advertise.

The most important thing is to promote the development of the financial industry. With the continuous good news, more and more banks and insurance companies have been pulled on board by Rivera.

The service items that should have appeared in the [-]th century entered the stage of history in advance in the [-]th century, which greatly facilitated enterprises.

If it is not limited by technology, it is estimated that the cross-border financial cooperation promoted by Rivera may really achieve the ultimate goal of the banking industry - "connecting the world".

The people's attention is attracted by the wealth story, but the politicians are always paying attention to the three wars in the Far East, the Cuban Independence Movement, and the Philippine Rebellion.

Needless to say, Jiawu, anyway, now is the time when the Japanese are full of luck, and their aura of protagonists has officially opened.

Both the Cuban independence movement and the Philippine rebellion revolve around a protagonist - the Kingdom of Spain.

Let's put it this way, if any of the two battlefields fails, Spain will really be removed from the powers.

This time is different from the last time. Before, it was only the media of Britain, Russia and Austria, dissatisfied with being tied with Spain as the four major European powers.

After all, the title of "Four Great Powers" also has a historical origin.For nearly a hundred years, it has been monopolized by the four countries of Britain, France, Russia and Austria, and it is full of gold content and style.

Mixing in Spain is like mixing a husky into a pack of wolves.Although it looks somewhat similar, the problem is that a husky is a husky and will never change into a real "wolf".

It seems that Spain's fall to the position of a great power has nothing to do with everyone.In fact, it is not the case, which means that there is one less person on the table who is eligible to share the cake.

There are many countries with ambitions to become great powers, but none with the strength to rise to the top.There is no one to fill the seat, which means that after France, there is one less great power.

The number of great powers is constantly decreasing. It seems that everyone has reduced the pressure and does not need to face so many bosses, which is conducive to reducing international disputes.

In fact, that's not the case at all.The reduction of the great powers can only mean that resources are more concentrated. After absorbing these resources, the strength of the top powers will become stronger.

The law of "the strong will always be strong" is vividly reflected here.

With the reduction in the number of great powers, international competition will also become more intense.At the critical moment of competition, all countries will be forced to stand in line.

Perhaps in a short period of time, the top three of Britain, Russia and Austria will stand side by side, which seems to be very stable.The problem is that the existence of the Russia-Austria alliance has directly broken this balance.

Although Spain does not fall and cannot change this pattern, it can at least bring spiritual comfort to everyone.At critical moments, everyone huddles together to keep warm, and there is still a chance to remain neutral.

There is no doubt that the current situation is very unfavorable to Britain.After the fall of Spain, the international situation facing Britain may further deteriorate.

The British government certainly wanted to win over the Spaniards if possible.Although Spain's strength is not good, it is better to have one more ally of a great power than an enemy of a great power.

Unfortunately, due to various reasons, Britain and Spain are still on opposite sides.It is impossible for the Spanish government to defect to the past regardless of its own interests because of an illusory promise made by the British government.

Since they can't win over, the only option is to suppress them.

Shinra has killed France, and now is the time when it is in full swing; Britain, which has not performed for a long time, now also needs to establish its prestige and establish its own overlord majesty.

Otherwise, all countries will be taken away by the Vienna government, and Britain will really be alone.From the moment the Continental Union was established, the British were doomed to abandon "isolationism".

The hard-pressed Spain has tragically become a victim in the game of great powers.Otherwise, it was just a scapegoat for others, and the British government would not catch Spain to death.

This is why the Spaniards suspected that the Vienna government was behind it.No matter how you look at it, Shinra is the biggest beneficiary right now.

Not only has sufficient strength, but also the biggest beneficiary.If it had nothing to do with the mastermind behind the scenes, who would believe it?

Franz wouldn't believe it if he wasn't sure that he didn't do it.The Cuban independence movement has nothing to do with Shinra, but the increasingly unstable situation in Morocco is a bit ashamed of its allies.

As a moral emperor, Franz naturally wouldn't stab his younger brother at this time.But the fact that the emperor has integrity does not mean that all his subordinates also have integrity.