Su Lu was taken aback, glanced at Professor Zhang's expression, suddenly laughed, and said teasingly, "Okay, I understand."

He knew what Professor Zhang was thinking. It was like hiding money from a private house. In fact, there was no need to do it. It was just a thrill. It was a little game between old couples.

Professor Zhang's face froze, and he glared at Su Lu: "What do you know, you don't know anything."

Su Lu smiled without saying a word.

Professor Zhang felt that his face was a bit off-putting, so he immediately changed the subject: "Okay, let's take a look at your paper, and explain to me a few places."

After finishing speaking, he opened the thesis with the computer next to him, and began to inquire about Su Lu's thinking process and some steps of mathematical demonstration on it.

Professor Zhang still had a lot of questions. After listening for a while, Su Lu found that most of them appeared in the mathematical process. I don't know, but looking at it now, it turns out that I don't know some mathematical knowledge.

This involves basic skills. Only he himself knows how solid Su Lu's basic skills are.

But he didn't tell the truth, so he pretended to be open-minded and came to answer Professor Zhang.

Chapter 123 Finance can't create value?

Su Lu and Professor Zhang discussed like that for an entire afternoon, and finally solved all the problems that Professor Zhang had.

Until the end, Professor Zhang nodded and said: "But from the perspective of argumentation and logic, your paper is basically fine, but are you really sure that it can predict the market situation of the entire stock market?"

Su Lu shook his head and said: "Whether it can be predicted or not is probabilistic. I also explained in the paper that according to the investigation of the confidence level, this probability increases with the increase of the number of samples, that is, the longer the time span, The more accurate it predicts, my calculations have proved that when the time span is about three years, the accuracy rate is nearly 90.00%, which is something I can be sure of."

Professor Zhang nodded slowly, as if he was thinking, picked up the teacup next to him and put it on the corner of his mouth without drinking it, then raised his head and asked Su Lu: "If it is true as you said, this paper of yours is authentic , do you know what it means?"

Su Lu smiled: "It means that the country can use it to carry out more predictable macro-control. It can control the bull market that is about to become over-prosperous in advance, and can also maintain the bear market that may quickly reverse. To a certain extent, it can even be used to prevent The occurrence of a world economic crisis, because the occurrence of an economic crisis often shows signs in the stock market.”

"Of course, this is only relative to a larger level. For the stock market alone, my model can also be regarded as a boon for stockholders, because it can narrow the scope of prediction and only make predictions for a certain sector. The prediction may be so accurate, but it still has a high guiding role for long-term investment, especially for those financial institutions engaged in securities. This model can be called an artifact, and it is the same for the entire financial world. in this way."

Su Lu had no modesty at all, and he didn't praise what he had created stingily, and Professor Zhang didn't say anything, on the contrary, he showed a gratified smile.

For the elders, they like the humble juniors, but sometimes they like the confident juniors more.

Although Professor Zhang can't see how powerful Su Lu's mathematical model is, it does not prevent him from valuing Su Lu. His student's mathematical attainments may surpass that of an old professor with a mathematics background.

Professor Zhang finally drank the tea in his mouth, then slowly covered the cup, and said at the same time: "I heard that you published a paper on Mathematics, which has received a lot of attention internationally?"

Su Lu was slightly stunned, as if he hadn't reacted to the professor's sudden change of topic, then he smiled and said, "It's okay, I don't know what the reaction will be."

After that, he made a recollection and said: "I heard from Dean Jiang that a professor from Princeton University quoted my paper, and he even praised it."

Professor Zhang couldn't help but twitched the corners of his eyes when he saw Su Lu's indifferent appearance. To be praised by Professor Princeton must have shown that his thesis was of extremely high value. There is a chance it will pass.

Princeton's mathematics department is ranked first in the world.

Instead of letting Su Lu show off, Professor Zhang said: "You are very talented in mathematics. I won't ask you any more questions about mathematical modeling. I believe there is basically no big problem. But I believe Yes, but when you submit a manuscript, people may not believe it."

Su Lu spread his hands helplessly and said: "Then I can't help it. I won't publish it when the time comes. When my academic achievements become greater in the future and I publish it again, they won't dare to reject the manuscript."

Professor Zhang laughed: "You are quite confident, so which journal do you decide to submit to first?"

Su Lu said: "Let's vote for "Huaxia Finance". It just so happens that it has a column on the securities market."

Professor Zhang said with a smile: "This is not bad, it is the core journal of Nantah University."

"En." Su Lu nodded.

"Aren't you considering investing abroad?"

"Let's forget about foreign ones, good things must be shared with domestic ones!" Su Lu smiled: "What's more... if all the more than 100 pages are translated into English, it will be quite busy."

It takes half a day to type.

Professor Zhang laughed loudly, leaning his upper body on the back of the wide chair, and said, "You are very enlightened, yes, the fat and water don't flow into the fields of outsiders."

After that, he said with regret: "If China and the United States have developed together for hundreds of years, the world may not be able to speak English now."

The old professor complained: "It will be great when we publish a more powerful journal in China. At that time, all manuscripts must be submitted, and foreigners must learn."

Su Lu smiled and said, "That will have to wait until we have more powerful international scholars who are willing to publish papers in this journal."

"That's not possible, there are too many chaos in our domestic journals." Professor Zhang sighed, "Yes, the supervision mechanism is not perfect, and it is normal to have many problems. Doesn't every student in our country write a good paper with Is it an honor to post it in a foreign journal? Posting an article on science or nature is awesome, you see, even academics are monopolized abroad, can we Huaxia have a future?"

Su Lu was silent for a while, nodded, looked at the green belt of the community outside the window, and said, "It will not happen overnight."

"Seize the day and night!"

Xu felt that what he said was too serious, Professor Zhang waved his hand and said, "Forget it, don't say it."

Picking up the teacup and taking another sip, he asked, "You see that you are so good at mathematics, didn't you consider the development of mathematics in the past?"

Su Lu shook his head: "I just study it out of interest, and I don't need to get too involved."

"So you prefer finance?"

"I like both of them." Su Lu smiled: "Maybe I will be interested in the economy again in the future."

Professor Zhang smiled: "Then your paper also involves economics."

"Let's forget about that." Su Lu waved his hand: "It's just a financial tool, and it won't have much impact on the economy."

"Hehe." Professor Zhang nodded, rubbed the cup in his hand, lowered his head and didn't know where to look, and suddenly asked, "What do you think of the phrase 'finance can't create value'?"

Su Lu was stunned for a moment. This sentence vaguely reminded me that I came to school. On the first day of class, a teacher mentioned it. Today, with a deeper understanding of finance, he can give his own answer.

After thinking for a while, he gave his own answer: "Finance does not create value."

"It's just that without finance, other industries cannot create value."

Chapter 124 Understanding, One Thing Drops One Thing

The inability of finance to create value has always been the view of many outsiders on finance.

Because finance only operates huge amounts of money, but it never brings any direct help to the progress of human society.

Most of the practitioners in the financial world are not scientists. They only need to rely on their foresight of the financial market, and then continue to use their own money to generate money, and they can gradually accumulate strong capital.

Su Lu's answer aroused Professor Zhang's interest, so he asked with a smile, "Tell me, why?"

Su Lu pondered for a while and began his answer: "It's very simple. Without the financial industry, the world's economy would not be as prosperous as it is now. Finance is like a catalyst for economic development. Without this catalyst, the economy will stagnate and wealth Without distribution, all walks of life will not be developed."

Professor Zhang nodded, leaned on the back of the chair, crossed his hands on his lap, and said with a smile: "Continue talking, today I will listen to how you understand the role of finance."

Su Lu smiled, organized his language, and then slowly began to speak: "I remember it was mentioned in the textbook that as early as 2000 AD, currency custody and loan business had already appeared, and then included in Europe and our In China, institutions similar to banks have appeared, like our ancient money houses, which are the earliest banks in China."

"It can be seen that the financial industry began to develop a long time ago and has continued to this day. In my opinion, the most important business of finance is its loans, which is why our current society can continue to develop."

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