Anti-Japanese War Korean Crazy

When we rebuild the Beihai Bank in the future and can issue our own currency, then it will be the turn of the little devil to be arrogant and block our base area with the economy? "

When Yang came back to his senses, he no longer knew how to describe the great joy in words.

Han Feng regretted: "The devil's mint is well-equipped, but those machine tools and cutting machines are too heavy. We can't take them out at all. We can only take away some core equipment. Take it apart piece by piece, and bring it back to see if it can be used.”

"Of course it will come in handy. None of these parts can be made in our base area. Lao Yang, I will send someone to inform those comrades who used to work in the bank and mint in the afternoon. I think our Beihai Bank , the reconstruction work can be prepared in advance.”

"As for the money, in addition to buying food, it can just be used to buy new equipment."

Since it was for Han Feng and his party, all members of the commando team were there, even Qin Aiguo and his wife were there.

Qin Aiguo couldn't sit still when he heard this, and said in a low voice: "These money can't be messed around."

Xiao froze for a moment, "Who is this comrade?"

Han Feng glanced at Qin Aiguo unobtrusively. Qin Aiguo remembered Han Feng's explanation, and quickly saluted, "Report to the political commissar. My name is Qin Aiguo. I joined Captain Han and his party on the way."

"Who is this lady?"

"Comrade chief, I'm his mother!"

Xiao nodded with a smile, and said: "So that's what happened, patriotic comrades, don't be nervous, our Eighth Route Army is all about democracy and equality, just now I heard you say that this money can't be used indiscriminately, what do you seem to have in mind?" ? Let’s talk about it!”

Qin Aiguo looked at Han Feng.

All eyes turned to Han Feng.

Han Feng: ""

Speechless: "The political commissar is asking you, you kid see what I am doing, if you want to say it, say it!"

Qin Aiguo was overjoyed and replied, "Yes."

716 Financial Extensive Theory (seeking order)

Han Feng knew that Qin Aiguo was an expert in finance, and he must have a high opinion when he opened his mouth, which was indeed the case.

Qin Aiguo said amid everyone's curiosity: "The head of the group told me that our base area wants to rebuild the Beihai Bank, issue its own currency, and prevent the Japanese and puppet troops from monopolizing the economy of our base area.

This is a good thing.

But everything is difficult at the beginning, especially for banks as financial centers. In the future, whether it is the savings, exchange, loans, or investment of the people in the base area, they will all need to be implemented through the bank. I want to create such a bank and gradually issue my own The currency, the process of which is not that simple, if you are not careful, it may lead to the direct collapse of your own economic system that has not yet formed.

In layman's terms, the first step is that we must have our own mint and have the ability to issue our own currency. "

When Qin Aiguo said this, political commissar Xiao had already started recording beside him with a pen and notebook.

Qin Aiguo continued: "As for the amount of our own currency we need to prepare at the beginning of our bank's establishment, it must be carefully calculated based on the population and material conditions of our base area, and then we will work out the difference between our own currency and other currencies in circulation in the market. exchange rate.

This is very important. In layman's terms, it is a matter of determining whether our money is worthless or not.

When all the work of this first step is ready, after that, we will start to set up our own bank in the second part.

What does it take to start a bank?First of all, we have to consider what is the most important thing for a bank. The answer is that for a bank, the most important thing is reputation, and then the funds that the bank can operate.

The bank has no reputation, and ordinary people will never save money with you. Where do you get the funds to operate?What's worse is that the people don't even recognize the currency you issued. No one in the market is willing to use the currency you issued to buy goods. Such a bank will face the risk of bankruptcy sooner or later.

And for a bank, where does the reputation come from when it is just established?

Naturally, it is money, which belongs to the foundation of the bank, and is the reserve fund at the beginning of its establishment.

These reserves are very important, and they are used to deal with a series of financial services such as exchange or investment by the people at any time. Without a large and sufficient reserve fund, it is difficult to guarantee the credibility of the bank, and the bank cannot continue to operate at all.

Judging from the situation in our base areas, and even the enemy-occupied areas and border areas, the biggest financial feature due to the wars in these years is the shortage of various necessities, such as food, oil, salt, and clothes, all of which are in short supply.

I have studied the situation among them, and there are worse ones. Whether it is the Japanese army or the Guo army, they are facing a shortage of supplies in their own jurisdiction, and even the army cannot supply what they need. Issue a large amount of currency, and then use the money to buy it.

This is actually the most stupid place, there is a shortage of supplies, and the common people have nothing to eat or drink. What is the use of issuing a large amount of banknotes at this time?

It will only cause a vicious circle and cause the currency to depreciate continuously. In the end, according to my speculation, at least half of the many currencies in circulation in our market are expected to be worthless in five years.

At that time, the money in the hands of the people is not even as good as a piece of toilet paper. With a basket of money, they can't buy half a catty of rice for life-saving. Such a currency, such a government, is it not a disaster for the country and the people?

Can the people trust them? "

Xiao has already taken a look at Aiguo with admiration. When Beihai Bank was established, he also talked about some things about the bank with the old employees, so he always knows more about finance than ordinary people.

He did not expect that this unremarkable young man in front of him would have such a thorough understanding of banking and finance.

Xiao couldn't wait to say: "Comrade Patriotic, if we set up a bank in our base area, how can we improve this situation?"

Qin Aiguo said: "We want to set up our own bank and issue our own currency, one is to get rid of the Japanese puppet monopoly on the currency of our base area.

Another point is that there are too many currencies in circulation on the market now. Some of the Japanese and puppet troops, some of the fruit troops, and even some local governments have issued their own currencies. This has caused confusion in the currency circulation in the market. When it gets out of hand, the entire region's finances will be paralyzed.

Therefore, when we issue our own currency, there is another very important purpose, which is to ensure the stability of the financial system in our base area.

Maybe in enemy-occupied areas, when you can’t buy half a catty of rice with a basket of money, you can still buy half a catty of rice with our own Beihai coins. This is our victory.

So when we issue our own currency, what we want to establish is a stable financial system. How can it be stable?Our currency cannot be printed and distributed indiscriminately. It must be constantly adjusted according to the material situation in the base area and the wealth in the hands of the people. On the whole, the economy of the people in the base area will be guaranteed to rise steadily. This virtuous circle will continue. One day, the people in our base area will The common people can have enough to eat.

Among them, the role played by our bank is to take responsibility and establish a reputation in the hearts of the people.

For example, when the legal currency and counterfeit currency circulating in the market are worthless, our bank takes back these currencies through exchange and replaces them with our own Beihai currency to ensure that people can buy things with their money.

If the common people feel that our currency is not stable enough or practical, we can exchange it with the currency they want at any time. If things go on like this, the common people will naturally trust our bank and our currency. They will consciously resist foreign currencies and choose to use the currencies we issue.

Such an economic system in the base area has been preliminarily established. It is like an iron barrel. It is impossible for the enemy to get involved. "

Qin Aiguo thought for a while and said: "To achieve this, we need to have sufficient reserves, and second, we need to increase the reputation of our own currency and use some policy measures to convert other currencies in our base to For example, legal currency and counterfeit currency are all excluded.

In addition, after this is done, I think the Japanese will definitely find a way to cholera our financial system. They may print counterfeit money, and then use it in our base areas in large quantities, causing our materials to flow out, resulting in a shortage of material circulation, and More or less lead to our currency inflation.

Therefore, it is very important for our own currency to have its own anti-counterfeiting means. "

Xiao couldn't bear it any longer, and stood up against the case, saying: "That's wonderful, it's amazing! Comrade Patriotic, then you can also talk about it, how to do this anti-counterfeiting method?"

"This..." Qin Aiguo is out of luck. He has worked in a devil's bank. The anti-counterfeiting of counterfeit Japanese currency is achieved through some subtle means of printing money. However, given the conditions of the base area, this is unlikely to be possible. do it.

This is also impossible. Your equipment and technology for making real coins are not as good as others for making counterfeit coins. The counterfeit coins made by others may be more real than your real coins!

At that time, let alone the common people, just put the money in front of our own bank, maybe our own family will not be able to tell the difference.

Qin Aiguo smiled wryly. Everyone was not an idiot, and they immediately understood the meaning, and they all smiled helplessly.

"The little devil's ability to mint coins is far better than ours. If they want to make counterfeit coins, it will be very difficult for us to guard against. This is a hurdle, and we will not be able to avoid it in the future."

Han Feng suddenly remembered something, and said with a smile: "Commander, political commissar, patriotism, I have an idea."