"Which step is left?"

Fang Tian picked up the pen on the table and wrote palm-sized characters on the newspaper.

Internet banking

Jin Yuyan raised her eyebrows: "You mean, let the Internet and finance be combined?"

"That's right." Fang Tian snapped his fingers.

The Internet and finance have too much in common, they are both virtual and very profitable. If you look at the elites engaged in the Internet industry and the financial industry, their salaries are higher than those in other industries.

The Internet has a huge number of users, and finance has a huge flow of funds.

These two are simply a match made in heaven, they hit it off.

Jin Yuyan also felt excited. "Good idea, what should I do?"

Although Qianjin Group has always been engaged in the financial industry, Internet + finance is a brand new field for her.

Fang Tian took a sip of tea: "I plan to set up a new platform, a financial service platform, to attract various financial institutions and allow users to purchase wealth management products on our platform."

To put it bluntly, it is similar to Alipay, not just Alipay. In the previous life, almost all major Internet companies had their own financial platforms.

Allow financial institutions to move in and sell wealth management and financial products, user loans, purchase funds, etc. on it.

Compared with traditional finance, Internet finance has the advantages of a huge user base and big data.

The platform draws a certain commission from it, or charges promotion fees and so on.

Take a look at Ant Financial, it is said that the valuation has exceeded 2000 billion US dollars.

The Internet financial service platform is definitely a huge cake, and Fang Tian will never let it go.

Today's Ruanyun has four major e-commerce platforms, Ruanyun Wangshang, Qianjin Mall, Yunduo Mall, and Shengtang. It is the world's largest e-commerce online shopping platform and the world's largest online trading platform.

In the development of financial business, Soft Cloud has unique advantages.

Listening to his analysis one by one, the more Jin Yuyan listened, the more excited she became.

Fang Tian asked with a smile: "How much does your fund company rank in the whole country?"

Jin Yuyan said: "Jinyu Fund ranks around 19th in the country."

In other words, you can't even get into the top ten.

In this industry, there are too many big fund companies in front of them, and there is no way to break through.

Fang Tian smiled confidently: "If your fund company enters my platform, I can make you the number one in just a few months!"

Jin Yuyan felt incredible: "Really?"

"Really." Fang Tian assured, patting his chest.

Cloud payment is the largest online payment tool in China today. Countless consumers recharge and spend in it every day, and the transaction volume is huge. Moreover, users have a high degree of trust in the tool.

In the cloud payment, add a monetary fund management tool like 'Ye Bao'.

Hey, a wave of money is being imported like a wave, and it takes a matter of minutes for my wife's fund management company to rush to the top.

As I said before, the two are a community of destiny, and the Internet industry and the physical store industry are combined.

At the beginning, Jin Yuyan felt a little unbelievable, but now, her financial company is also integrated with Fang Tian's Internet platform.

The relationship between each other has become closer, not only about career, but also about love.

Jin Yuyan reached out and picked a strawberry, put it in her small mouth and took a bite. "For finance, do you set up a department or a company?"

Rubbing his chin and thinking about it, finance is a brand new field for Soft Cloud, which needs more professional people to do it. In the future, it will be listed independently, and its valuation will increase sharply.

and so……

Fang Tian slapped his thigh: "Set up a special company."

"Have you thought about the name of the company?"

Fang Tian shook his head, picked a strawberry, and started doing Internet finance, which he had just thought about while having breakfast.

"Do you have any good suggestions?"

Jin Yuyan thought for a while: "Cornucopia, how do you feel?"

The cornucopia is a treasure owned by a wealthy businessman in ancient times. It is said that if you put stones on the cornucopia, it will become a golden treasure!

The name also sounds like a platform, a platform for gathering wealth.

Fang Tian snapped his fingers: "The name is good, it's called 'Cornucopia Group'!"

Heart is worse than action.

In the afternoon, Soft Cloud headquarters.

Fang Tian personally formed a team and established the Cornucopia Group.

This newly established group is positioned as a financial service platform and integrates the two major payment tools under Soft Cloud, Cloud Payment and Jinchengtong.

The two major payment platforms, Cloud Payment and Jinchengtong, occupy a market share of 9999% of online transactions in China, forming a complete financial empire around it.

There is no doubt that the future valuation of Cornucopia Group can be compared to that of a large bank.

Things were arranged properly, Fang Tian walked out of the company.

In the future, I will be more of an investor role, and I will no longer have to go to work.

Go outside and go shopping with Jin Yuyan in a nearby shopping mall.

Seeing him so leisurely, Jin Yuyan smiled lightly: "Seeing you like this, do you want to retire early?"

Fang Tian laughed: "You really guessed right, retire 30 years in advance and enjoy life!"

Thinking about retirement in your 20s?

Jin Yuyan pursed her lips and thought for a while, then said, "I plan to set up an investment fund company to invest in some start-up companies, how do you feel?"

"It's a good idea!" Fang Tian put his arms around her: "Let's travel around the world to see what's good to invest in around the world!"

Chapter 1798: 1798 / Spare Tire

It was getting dark.

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