Domineering Daming

Zhu Xu knew very well in his heart that the "little glacier" was not only for Daming, and it would be even more serious on the grasslands and islands.He has already issued a secret decree to Jin Yiwei, to infiltrate Japan as soon as possible, lurk, and provoke a civil war, and now he is only waiting for the harvest.

This secret letter also stated that Japan is "full of gold" and has a sparse population.

Zhu Xu has an impression of this. Japan seems to be rich in gold. After years of civil strife and the invasion of North Korea, Japan's current population is probably not much different from that of Annan.Japan is an island country. If it really wants to attack, it can be easily defeated from the sea.

"I don't know what's going on with the pictures of the sea in the navy?" Zhu Xu thoughtfully, took another sip from the teacup.

After a while, Zhu Xu wrote a secret decree to Jin Yiwei and sealed it, and then continued to read the playbooks from various places.

"what?"

Zhu Xu was surprised when he looked at Qian Longxi's memorial. His memorial stated that Jiangsu could receive 30 disaster victims.

Zhu Xu had asked Bi Ziyan to disclose the news long ago, and this was the first local governor who expressed his willingness to accept it.

"30..." Zhu Xu pondered, the current Jiangsu Province, including Anhui and many other places in later generations, has a vast territory and is the most developed, 30 is still too little in Zhu Xu's opinion.

After thinking for a while, he kept the memorial.

After watching for a while, counting the time, Zhu Xu changed into plain clothes and walked out of the palace.

"emperor."

Fu Tao was already waiting outside the palace, and when he saw Zhu Xu coming, he hurriedly saluted.

Zhu Xu pressed his hands and said, "Tell me as you walk, first tell me about the Royal Bank." This is Zhu Xu's purse, which is of great use and must not be lost.

Fu Tao knew the importance of the Royal Bank, glanced around, and said closer: "Back to the emperor, the royal bankers have already made complete preparations, and commercial banks in various places are changing their names, and the structure is also being reorganized, sorting out regulations to make it more formal Transformation, in line with the requirements of the imperial court..."

Zhu Xu nodded as he walked. Naturally, the court's yamen must follow the rules of the court's yamen.

Fu Tao followed Zhu Xu, looked at him sideways, and said: "I have taken over the money hall from the household department, and I can mint coins at any time. Copper coins, silver dollars, ingots, and silver tickets are all in production. If you have samples, you will be ready." Send it to the emperor for a preview..."

Zhu Xu hummed, indicating that he was listening.

In fact, the Ming Dynasty used relatively little silver. It was only used by the imperial court and merchants on a large scale. Copper coins were often used among the common people. After all, the economy was not developed and there was no large-scale flow.Even so, the silver on the market is extremely complicated, with different colors and very chaotic.

Zhu Xu wanted to sort out the coins and unify them to make the circulation convenient and simple.

Fu Tao said: "At present, Huitong Commercial Bank... Royal Bank has controlled most of the domestic banks and commercial banks. This year, it will completely control, and then issue new coins through branches in various places, recover copper coins, broken silver, and recast them..."

Speaking of this, Zhu Xu couldn't help but interjected; "How many banknotes, silver dollars, and copper coins to issue, you must make a detailed plan, you can't throw them all at once, you must evaluate the capacity on the market, and don't depreciate the value. High prices...”

That's called inflation.

Strictly speaking, there is a shortage of money in the Ming Dynasty market, and Zhu Xu is not afraid of austerity, but expansion.

Fu Tao responded, and said, "Yes, I'm discussing with the Ministry of Household Affairs. Based on the taxation of the past years and the commercial tax in recent years, I plan to issue 300 million taels of bank notes this year. Let's try it out."

Zhu Xu nodded slightly. Fu Tao's actions were still conservative, but it was true. After all, this kind of thing was the first time in the world.

Seeing that Zhu Xu stopped talking, Fu Tao continued: "The Royal Bank currently has 7000 million taels of silver in deposit, and 2000 million can be used. The others are deposits of our own chamber of commerce or other cooperative chambers of commerce, and the flow is relatively large. There is less silver deposit..."

Zhu Xu understands that people these days will hide some money in their homes, and rarely take it out to save, not to mention that there is still a charge for safekeeping.

Zhu Xu looked up and saw that he was already approaching the downtown area, so he stood his ground, looked ahead, and thought about it: "There is no shortage of deposit silver now, if there is a shortage in the future, the storage fee can be cancelled, and interest can also be paid if necessary." , not too high, set the period, you can get the interest when it expires, and you can't get it if it is not due..."

Fu Tao was slightly stunned, thought for a while, and said happily: "The emperor is wise, this is indeed a good way. In this way, the court will never be short of money."

Zhu Xu shook his head with a smile and didn't say much.In fact, where there will be no shortage, this has to be repaid, plus interest, if it is not paid out by the time, it will definitely be run out and go bankrupt!

Fu Tao didn't know what Zhu Xu meant by shaking his head, and continued: "I plan to cooperate with all government offices, private chambers of commerce, including post stations, etc., to extend the royal bank to every corner of Daming..."

Zhu Xu trusted Fu Tao's ability, and he was not young in Huitong Commercial Bank. It was really difficult to find a second one in Daming, so he smiled: "Well, how is the talent cultivation?"

Fu Tao said: "Don't worry, your majesty, Huitong Commercial Bank has a special training school building since the second year of Chongzhen. They were all trained from the age of eleven or twelve. Now is the time to use them."

Zhu Xu clasped his hands behind his back, hummed in satisfaction, and said, "Well, don't stop, we need to intensify our efforts. I, Daming, are employing people. When there is a shortage of people, you go back and tell your underlings. As long as you do well, the sixth department will be dispatched." , show me your abilities!"

Fu Tao is also a third-rank minister now, and he was very excited when he heard the words, he raised his hand and said: "I thank the emperor, I must tell them verbatim!"

Zhu Xu thought for a while, and said, "How is the construction of the treasury and silver treasury in various places?"

Fu Tao suppressed the fluctuations in his heart, secretly exhaled, and said: "It is already under construction, and the governor's mansions in various places have sent troops to guard them, and there are also layers of internal supervision to ensure that nothing happens."

"When you go back, write a detailed memorial to me."

Zhu Xu's initial expectations for the Royal Bank have been met, and he said: "It must be detailed and comprehensive. It will take two days. I will discuss it with the cabinet in detail."

This is related to the future of the Royal Bank, Fu Tao naturally did not dare to be careless, and quickly raised his hand and said: "I obey the order, I will go back and write."

Zhu Xu nodded and watched Fu Tao leave. After a while, he turned his head and walked towards a restaurant not far away. Just now he saw Zhou Jianyu walking in.

Zhu Xu was followed by Cao Huachun, Cao Bianjiao, and the other guards of the Forbidden Army were far away.

When Zhu Xu came to the restaurant, he smiled when he saw the signboard. The name of this restaurant was: Reception Restaurant.Although the word "Hui" was not used, it was still a sideshow.

"Go away, go away, this is a nobleman's private restaurant, no individual guests are accepted!"

Before Zhu Xu approached, a fat woman waved at Zhu Xu with a look of disgust on her face.

Zhu Xu was startled, looked up and down, then turned to look at Cao Huachun, Cao Bianjiao's clothes, are they so inferior?

"I know you noble people, please inform me..." Zhu Xu laughed heartily, and said to the fat woman with a smile.

The fat woman didn't wait for Zhu Xu to finish, she spit thick phlegm at Zhu Xu, and said in a cold voice: "Bah! Your honor is worthy of meeting you, tell me what, hurry up, with a poor face..."

Chapter 558 The Germination of Capitalism

Inside the box on the second floor.

Zhou Jianyu was sitting opposite a chubby middle-aged man in a gorgeous cardigan and gold cannon, and they had a good conversation.

"Shopkeeper Zhou, I haven't seen you in three years. How are you doing?" The middle-aged man put down his teacup and said with a smile on his face.His face is full of oil, and when he smiles, he gives people a sense of treachery that is not smiling.

Zhou Jianyu then put down his teacup, and said with a smile, "It's no match for shopkeeper Li. I heard that Li's cloth shop in the south of the Yangtze River is famous, and half of the people use your Li family's fabrics. It must be making money every day." Bar?"

Li Kai chuckled, and said humbly: "How can it compare to Shopkeeper Zhou, Huiyun Shipping Co., Ltd. is now spread all over the Ming Dynasty, and there are all Shopkeeper Zhou's boats everywhere, ashamed..."

Li Kai was talking about being ashamed, with a proud expression on his face.

Zhou Jianyu looked at Li Kaizheng's fat face and squinted eyes. He didn't know the purpose of his visit this time, and said with an undiminished smile on his face: "Master Li is modest. Let's start, the name 'Treasurer Zhou' is a polite way of doing business..."

Li Kai was looking at Zhou Jianyu, with more smiles in his small eyes, and said: "That's it, that's it, everyone in Daming doesn't know, Mr. Fu is a master in the shopping mall, and his prestige is high. I came this time to ask the shopkeeper Zhou to help introduce him. Let’s talk about Eldest Young Master, Mr. Li has some matters and wants to ask for advice in person.”

The so-called "asking for advice" was nothing more than discussing business, so Zhou Jianyu picked up his teacup with a smile without saying a word.

Li Kai was grinning, the fat on his face trembling, and said: "Don't worry, shopkeeper Zhou, Li still has some connections in the south. Many goods used to go through the post station. As long as I say a word, I can change to the waterway." , I dare not say too much, 10,000+ taels a year is possible.”