super god warlord
Page 123
Zhao Shouhong shook his head and said: "You and your comrades haven't learned how to use those weapons. Before that, I think you should enter Zhongchuan Army University in disguise. It will be good for you to study there for a while. After you finish your studies, I will mobilize enough guns for you to organize a powerful volunteer army."
"Okay, when can we go to school." An Zhonggen was willing to learn military knowledge.He knows that his ability is insufficient, and he needs to learn systematically.
"You can go to class tomorrow. Now that you settle down here, someone will arrange for you to go to class. I believe that you will cause headaches for the Japanese people in the near future." Zhao Shouhong encouraged him.
On the car back, Xie Mingjue, who was going with him, couldn't help asking: "Chairman, do you really plan to help Koryo restore the country, just to let them serve as a barrier for Hualan?"
Zhao Shouhong smiled slightly and said: "There is no integrity between countries, let alone the two of us are not the leaders of the country. How can this kind of thing be predicted, let's take a step by step, maybe when the time comes It will become one of our provinces." Xie Mingjue nodded knowingly, he understood what Zhao Shouhong meant, and it would be good to cause them some trouble before his own side was unable to attack the Wa Kingdom.
When the new year was approaching, Yang Cansan, who was sent to Guanghai, was summoned back. He didn't go home after returning to Zhongchuan, and went to meet Zhao Shouhong immediately. "Cansan is back so soon, come in and sit down." Looking at Yang Cansan who was busy in the world, Zhao Shouhong quickly let him in.
It was noon, Zhao Shouhong's family was eating, and there was no one else at the table, only Sun Yuting and Shen Ruoxue were sitting at the table.Seeing that there were female relatives around, Yang Cansan seemed a little cautious.Zhao Shouhong smiled and said, "You haven't eaten yet, so sit down and chat while eating, and someone will add a pair of bowls and chopsticks."
"My lord, you can't do this." Yang Cansan tried to shirk in fear, because in the eyes of the Hualan people, it would be impolite to share a table with the other party's female relatives.
Zhao Shouhong said with a smile: "How can San San learn from those ordinary people? My two wives are both students studying abroad. They are not so dead-headed. In the countries of the Western Continent, it is common for men and women to eat at the same table, which is also civilized. Hualan is just too closed."
"This..." Yang Cansan's expression was a bit perplexed, he still dared not sit down.At this moment, Shen Ruoxue raised her head and said with a smile: "You don't need to be like this, third brother Can, since your husband asked you to eat, you can sit down. Besides, without me, we can't talk about the following things."
"Ah?" Yang Can was taken aback for a moment, he didn't know what Shen Ruoxue meant.
Zhao Shouhong took the opportunity to push Yang Cansan on the chair and said, "That's right, my wife is in charge of the entire group's financial power. Without her, I can't say anything."
Now that he was pressed on the chair, Yang Cansan had no choice but to submit.It's just that he picked up the bowl and chopsticks and still turned sideways without looking sideways, with a submissive look, his hands trembling obviously very excited.In Hualan's traditional consciousness, if one's boss is willing to let him eat in the inner house, it means being a confidant.At this time, he felt Zhao Shouhong's trust, and he couldn't help feeling that a soldier died for his confidant.
Chapter 292 Zhongchuan Currency System
Zhao Shouhong didn't know what was going on in Yang Cansan's mind at this moment. He ate two mouthfuls and said, "Actually, I brought you back this time to prepare for the establishment of a bank."
"A bank? The bank your lord is talking about?" Yang Cansan was taken aback, and immediately understood what Zhao Shouhong meant. He had also seen many Chinese and foreign banks in Guanghai.
"Money houses are different from banks. The three Can brothers should have seen them in Shanghai. Nowadays, Hualan people and foreigners have many banks in Guanghai, which has greatly prospered the financial market in Guanghai. It is comparable to other places. As for this bank, it has too few functions, and we should build a modern bank.” Zhao Shouhong’s plan is very clear in his heart, his industry has been fully developed, but the liquidity of the industry is very low Less, once there is a trouble, the ability to resist disasters is weak.
If there is a bank to support it and connect its own industrial chain, the exchange of funds will be much more convenient and concealed, so that the two major group companies of their own can develop together in one go.At the same time, with banks, there will be a lot of funds. Relying on these funds, the development of enterprises can be greatly accelerated.
Although the Hollywood consortium controlled by Shen Ruoxue now has Citibank, it is a White Eagle Bank after all.If I want to secure my position as a national capitalist, I rely entirely on foreign banks for my funds, which is easy to be criticized by others.This will have a great impact on his future domestic influence, so Zhao Shouhong decided to let this future financial giant form his own bank.
After Zhao Shouhong explained his idea of establishing a bank in detail, Yang Can showed embarrassment on three faces: "My lord, it's not that I don't want to do it, I really don't understand. I was the manager of a firm with my father, and later I joined my lord, and the business I run They are all industries, and I have no experience in the operation of this kind of bank. I heard from the adults that this bank has a lot to do with it, and if one fails, it will affect other industries. What if I don’t do well?”
"Don't worry about this. I have a lot of financial talents under my command. I can transfer some of them to you. You can work while studying." Shen Ruoxue interjected, "I'll invest 1000 million taels of silver for you first, how about setting up the stall?"
"1000 million?" Yang Cansan was so frightened that he almost bit his tongue. He didn't expect that Zhao Shouhong's strength would be so strong, and he would get 1000 million taels of silver with his hands.He took a peek at Zhao Shouhong, and he couldn't help being awed when he found that the other party acted as it should.Although my father is also a wealthy businessman, but at best, his net worth is only a few hundred thousand taels of silver, so how big a career can he do there.If he could follow this Lord Zhao Shouhong, maybe he could win a name in history.
At this time, Yang Cansan had already regarded Zhao Shouhong as a famous official like Li Hongzhang in the future, as long as he assisted him wholeheartedly, he might be able to gain fame.Yang Can sanyi gritted his teeth and said, "Okay, I've agreed to this matter. I just ask Madam to send more capable people, and I will definitely ask for advice."
"Great." Zhao Shouhong said with a smile: "The bank you established will be called Zhongchuan Industrial and Commercial Bank. First open the head office in Yazhou, and then open a branch in Shudu, Batang, Ningyuanting, Chongshan and Guanghai. Except In addition to deposit and withdrawal and loan business, I need you to do two things, the first is to help the two group companies under my name with capital turnover, and the second is to unify the Zhongchuan currency system."
"Unified currency system?" Yang Cansan frowned: "This is difficult. As far as I know, the best way to unify the currency system is to put national policies first, and then use commercial circulation to slowly convert. It’s up to us to decide how to unify the currency system?”
"You still say that you don't understand. Isn't that right?" Zhao Shouhong said with a smile: "Actually, our so-called unified currency system is just an expectation. Nowadays, various currencies in the country are complicated and difficult to exchange with each other. It has greatly hindered commercial exchanges. I think it is enough to exchange all the currency used in Zhongchuan with Yingyang as much as possible. I will ask other departments to help you. Now most of the heavy and light industrial products used in Zhongchuan are produced by our factory Provided, the subordinate shops are mostly my allies, isn't your father the same?"
Zhao Shouhong laughed and said: "As long as all of our stores display the banner of only Yingyang for transactions and do not accept other currencies, everyone will naturally want to exchange their money for Yingyang. At this time, as long as your bank supports the exchange, even if With a little preferential policy, you can quickly collect all other currencies, so that Zhongchuan can only pass through the Eagle Ocean."
"My lord's method is not bad, but we will inevitably suffer some losses in this way of exchange. Wouldn't it be a loss for the bank to operate like this?" Yang Cansan frowned.
"You don't have to worry about this. I'll just compensate you for the loss of the bank. All the currencies exchanged will be handed over to me. I will go to Guanghai to find a foreign bank to exchange through the logistics company. Are you afraid that you will suffer losses? "Shen Ruoxue laughed.It was only then that Yang Cansan remembered that he had been working in Guanghai for so long, and insiders had rumored that most of the property in Guanghai was managed secretly by Zhao Shouhong's second wife, and now that he thought of it, it should be this person.
"That's fine, that's fine." Zhao Shouhong said with a smile, "With you in the bag, I'm not afraid of losing money." Shen Ruoxue gave him an angry look.
With ready-made houses, sufficient funds and personnel, Zhongchuan Industrial and Commercial Bank opened soon.When Yang Cansan took office, he also had several professionals under him to be in charge of the specific operations, and these were all biochemicals who had received financial knowledge from Shen Ruoxue.They are very familiar with the operation of the bank, and there will be no mistakes at all.
As New Year's Day in 1910 was approaching, the Hanxing Group Company first reported the news that starting from January [-]st in the Western calendar, all shops under the Hanxing Group Company would no longer accept other currencies other than Eagle Ocean. If you need to buy items, you must send Currency is exchanged at the bank.
Soon, various merchants in contact with Zhao Shouhong announced this request one after another. For a while, [-]% of the businesses in Zhongchuan unified the use of Yingyang, and the common people were caught off guard.The purchase of other things can be postponed, but the rice noodles, matches, soap and other daily necessities cannot be postponed. Everyone is anxious, but they can't spend all kinds of silver dollar notes in their hands, which makes them feel very anxious.
Yang Cansan didn't wait too long, he quickly announced that Zhongchuan Industrial and Commercial Bank would give up a fraction of the profit and openly exchange various currencies.At the same time, the newly established branches have sent special exchange personnel to set up exchange points in various counties under the protection of local militias to absorb the messy currencies from various places.
Chapter 293 Exchange for Miscellaneous Coins
The exchange work was carried out very quickly. The people of Zhongchuan were already in poverty, and they didn't have much spare money at home, so it was relatively easy to exchange.As for those wealthy households who have a lot of money in their homes, they are willing to go to a formal bank to exchange it, and the safety is also guaranteed.As a result, within half a month, the currency system was unified in Zhongchuan.At this time, if anyone wants to continue using various miscellaneous coins in Zhongchuan, even the common people will not accept them.
The reason why Zhao Shouhong did this was because of his strategic considerations.Since the Opium War, a large number of foreign banks have entered Hualan. The earliest banks include Saarguli Bank and Huilong Bank, and the later ones include Standard Chartered Bank, Agricole Bank, and Zhengjin Bank.At first, the business of these banks was not satisfactory. Because Hualan belongs to a self-sufficient small-scale peasant economy, the requirements for commercial circulation and complementarity are very low, so the bank's business is difficult to develop.
After the Westernization Movement began, various industries using machinery appeared, Hualan began to embark on the road of industrialization, and the small peasant economy collapsed.A large number of foreign firms poured into Hualan, resulting in prosperous commercial activities. Hualan began to slowly change its economic model, and commercial circulation became inevitable.
The circulation of commerce requires the flow of funds, which highlights the role of banks. However, there was no bank in Hualan's history, and this responsibility naturally fell into the hands of foreign banks.A country's economic lifeline and financial market are controlled by banks, and Hualan is completely dependent on foreign banks, which makes it possible for foreigners to plunder China's wealth and exploit the people.
With the vigorous development of industry and commerce and the increase of trade activities, the amount of capital required is much larger.The bank's capital turnover rate is extremely low, and most of the deposits are more than one year old. It just so happens that Hualan does not have its own legal tender.Under such circumstances, various foreign banks took advantage of the legal loopholes of the later Jin Dynasty and issued various currencies by themselves to supplement the shortage of currency.These currencies were all issued by banks privately, and the currencies of various countries were also popular in the market, which caused the entire Hualan currency market to be chaotic.
The commercial circulation of a country uses a variety of currencies, and the currencies paid when the goods are delivered are different. The conversion between these currencies alone is a headache.This is not the most frightening thing. In order to seek profit, those foreign banks deliberately issued a large amount of banknotes into silver, and blatantly plundered Hualan's national wealth. Zhao Shouhong has always been worried about this.
In order to punish these foreign banks, Zhao Shouhong decided to teach these banks an unforgettable lesson at the right time.The best weapon against these banks is naturally the banknotes issued by them, so Zhao Shouhong took the opportunity of unifying the Zhongchuan currency system to absorb a large amount of these banknotes, and transported them all to Guanghai's warehouse by ship for storage.
Because Zhongchuan Industrial and Commercial Bank has a discount of one cent in exchange, although this discount is small, if the amount of money is huge, the profit is not small.Therefore, the nearby provinces who got the news began to mobilize funds to go to Zhongchuan to exchange for Yingyang, which provided Zhao Shouhong with more financial ammunition.
Shen Ruoxue began to manipulate the operation of Guangming Group, deliberately selected a large number of people from the factory protection team, and asked them to use the banknotes of various foreign banks to exchange a small amount of silver.The amount of these exchanges is not large. Although thousands of taels of silver can be exchanged every day, the banks will not be aware of the abnormality.
To deal with these banks, Zhao Shouhong would naturally not use aboveboard methods. Using the multi-dimensional copier of the space hospital, he could reproduce these currencies so vividly that even experts in counterfeit currency could not see the delicacy.In this way, taking advantage of the opportunity of exchanging a large amount of banknotes, they secretly exchanged more counterfeit banknotes into various banks, taking back Hualan's wealth deprived by foreigners little by little.
Before and after the Spring Festival, Zhao Shouhong took his two wives to Shudu, intending to spend a year with his second grandfather, and also took a stroll around the bustling streets of Shudu.Hearing that Zhao Shouhong had arrived, Zhao Erxun happily ordered people to greet them outside the city, and brought them back to the governor's mansion.
"Good job Hong'er, I was just about to ask you to come over to celebrate the New Year together, but you came here unexpectedly." Zhao Erxun laughed when he saw Zhao Shouhong.
"New Year's greetings to my uncle. My nephew came a little late. I hope my uncle will forgive me." Zhao Shouhong smiled and saluted, and Sun Yuting and Shen Ruoxue also stepped forward and bowed down to Zhao Erxun.Zhao Shouhong's two uncles were also in office with Zhao Erxun. After they greeted each other, the two aunts led the second daughter, Sun and Shen, to the back house.
Knowing that Zhao Shouhong and Zhao Erxun must have business matters to discuss, the two uncles and several uncles and brothers also left afterward.Seeing everyone leave, Zhao Erxun asked Zhao Shouhong to sit on a chair and complained: "You, the chief minister of Zhongchuan, just went to Ya'an to be stationed at the festival, which made me very busy here."
Zhao Erxun came up to complain, but everyone could hear the kindness in those words.Zhao Shouhong smiled and said, "This is my uncle pampering me. My property is all in western Sichuan, so I can't get away for a while. Fortunately, the governor is my uncle, otherwise how dare I?"
"Haha, you little cunning, you always follow me. Recently, Ma Weiqi has complained many times, saying that you don't pay the patrol battalions under him fully, but those patrol battalions under your command are paid enough. Yes." Zhao Erxun said.
"This requires the help of my uncle and grandpa. I don't want to do this kind of thing. Zhongchuan has so much tax revenue, and most of it has to be escorted to the imperial capital. Except for daily expenses, how much can I leave for the patrol battalion. The patrol battalion is not like the banner soldiers, the salaries are directly provided by the imperial capital, there is no way to do this without money. As for the salaries of the patrol battalions under my command, I paid in advance, I don't know who to ask for the money." Zhao Shouhong Call Qu Dao.
"You don't need to explain, you already know." With hearty laughter, Ma Weiqi and Chuo Habu also arrived.Since several people were familiar with each other, they didn't need to inform each other when they visited each other, and the two just walked in with such a pompous appearance.
It was Ma Weiqi who spoke just now. He stepped in and smiled at Zhao Shouhong: "Your brat has too many tricks, which makes the morale of my soldiers fluctuate. Your patrol battalion does have you in advance, but you make such an advance payment, I will Those patrol battalions under him are dishonest. Everyone is a patrol battalion. Seeing the delicious food and spicy food on your side, I can’t get enough to eat here, and all the complaints are directed at me."
"I see, I might as well hand over the remaining Sixth Route Patrol Battalion to your management, so that I won't be thankless." Ma Weiqi said, stroking his beard.
Chapter 294 Zhao Erxun Leaves Office
Zhao Shouhong clasped his hands and said: "What is the admiral talking about, this patrol battalion is not my family's private, if the imperial court did not let me manage the Sixth Route Patrol Battalion, I would not want to spend any money. Now I think the old general will pay some in advance. It would be good to appease Bing Yong's anger."
Ma Weiqi rolled his eyes: "You are an expert at making money, and the white money flows into your pocket like water, but I am a poor man, what do I have to pay in advance?"
"This is wrong, Admiral." Zhao Shouhong said with a mysterious smile: "I have several factories in Shudu, but I have your shares. The annual dividends must be at least this amount." He directly stretched out two finger.
"What? 2000 taels?" Chuo Habu exclaimed, "You are wrong, old horse. You don't even give me a share of such a big deal."
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