Take the mall to Datang

At the beginning of the court meeting, all the ministers talked about things, that is, a meeting.

After an unknown period of time, I heard Li Shimin say: "Yuan Pushe, we must hurry up on the construction of the railway. The railway from Chang'an to Qizhou should be built first, and the Ministry of Economic Development should focus on it."

"What kind of horse? Double-opening routes, how can this work." Yuan Shan slandered in his heart.

"Yan Shangshu, the Ministry of Industry should do our utmost to cooperate and complete the construction as soon as possible." Li Shimin said again.

Sneaking an account above the court, there is such an extra job, Yuan Shan is not easy to argue as a servant, although the money is not much, but the state treasury still took out some, and people from the Ministry of Industry helped , he has something to say.

At the end of the court meeting, Yan Lide came over again and said, "Yuan Pushe, although your Majesty said that the Ministry of Industry should cooperate with the construction, but the situation of the Ministry of Industry is known to be unable to recruit so many people, so if there are any shortcomings, please invite Yuan Forgive me, Pushe."

"Then you still agreed so simply, did you cater to the emperor's work?" Yuan Shan said thoughtfully.

"Where, the Ministry of Industry is now highly valued by His Majesty, and it is almost becoming the head of the six departments. The rapid development is also obvious." Yuan Shan said.

"Oh, I dare not say that. The Ministry of Industry has a lot of projects now." Yan Lide said immediately.

Yuan Shan didn't want to continue talking with him, so he asked directly: "Why does Your Majesty want to build the Qizhou railway, which requires a new line. Why is the huge investment?"

"Yuanpushe may pay more attention to the commercial value of the state capital. Qizhou is very close to Chang'an and the state capital is very large. Speaking of development value, it can be divided into two roads through Qizhou, one leads to Min The other is Lanzhou, and these two places are strategically important, especially Minzhou, which is the closest to Tuyuhun, so His Majesty wants to take precautions." Yan Lide said.

"So that's the case. It seems that I didn't think carefully, and I didn't expect His Majesty to think further." Yuan Shan said, and patted the emperor's horse by the way.

Three days later, people from the Ministry of Economic Development were sent to Qizhou for investigation. Along the way, they would record the railway construction route and other matters. In order to support Yuanshan's work, Yan Lide directly used the corvee order, and a large number of people rushed to help.

All the money from the imperial court was used by Yuan Shan to buy Yuan’s shovels and other labor tools, because the imperial court’s money was not enough to buy tools, and he could only "haha" as road construction funds.

However, Yuan Shan was not the one who was at a disadvantage. Railroads were needed to build a railway. The iron workshop Ma Zhou was in charge of was too busy.

So Yuanshan once again submitted a memorial to Li Shimin asking to expand the scale of the ironworks, but all expenses would be borne by the treasury, and he promised that the ironworks would be exchanged to Chaotang after three years, provided that the cost of the initial investment by the Ministry of Economic Development had to be paid.

In order to achieve great revenge, Li Shimin also had to spend one-third of the national treasury's annual income for investment, and the Military Weapons Supervision fully cooperated in building the equipment needed by the ironworks.

Several large-scale steam engine projects customized for the Yuan family were also temporarily suspended under such circumstances. The speed of construction under such circumstances was astonishing, and Yuan Shan felt a little unbelievable after seeing it.

He may have forgotten that it is a feudal society now, and there are no rules for employment, especially under the premise that the imperial court uses government orders, some disclosures directly and indirectly to achieve the goal are unavoidable.

Three consecutive railway construction lines were opened, and the transportation capacity of Datang was challenged. In this case, the imperial court still used its strength and began to recruit vehicles and horses like the common people. Each state capital had a quantity requirement. The overall transport capacity has been increased by [-], and nearly [-] horses have been requisitioned, all of which are paid for loan, with preferential policies for tax reduction and exemption, and the rental price is more cost-effective.

Chapter 618

When everyone was paying attention to the railway construction, the Ministry of Economic Development made another amazing move, announcing the establishment of

A money bank is actually a bank.

In order to be simple and easy to understand, so that people can better understand, the name of the concept bank was changed to money bank. The function of money bank is very simple. There is no need to pull the locomotive before the money will run away for the amount of transactions.

People in the same city can also conduct transactions through the special printed paper of the money bank, and those who hold the printed paper can go to the money bank to exchange it at any time.

The first to use the money bank is from the Ministry of Economic Development to settle the payment for goods. The money bank uses specially made printing paper.

It is impossible to fake it, because at present, all money banks use account checks, which are aimed at a certain group of people.

To put it simply, it is equivalent to opening a money bank, and the Ministry of Economic Development will deposit money into it and then use it for payment. The difference from the warehouse inspection and pick-up is that the goods in this money bank are money.

The printing paper of the money bank is called printing money. Currently, there is no fixed denomination of printing money, but the maximum amount of daily expenditure cannot exceed [-] guan.

After the establishment of the money bank, all the people selected by the Ministry of Economic Development acted as the shopkeepers.

There is a set of business systems that belong to Qianhang itself.

Although Zheng Manfu was not the first to deposit money at Chang'an Money Bank, he was the first to respond.

He and Su Zhennan had heard about the establishment of the money bank first. Currently, they support withdrawals in Chang'an and Luoyang. If the money deposited in the club is lost during the deposit period, everything will be paid in full.

In this way, the confidence of the merchants in storing money in the money bank has been greatly increased. Yuan Shan has taken very small steps in the construction of the money bank. It is not because he has no confidence in the money bank, but because he is worried that the big steps will increase the operational risk. At present It's not the time to start saving for the whole people. The first thing is to make people familiar with money banks, so that they gradually realize that printed paper money can be exchanged for real money.

All payments from the Ministry of Economic Development are settled from the money bank, and the same is true of Zheng Yiman's Building Materials Chamber of Commerce. All large-scale transactions between Chang'an and Luoyang are now using the money bank, and they can be withdrawn only by printing money certificates.

The money banks in Chang'an and Luoyang are all made of iron, which can accommodate money banks of the million-level level, and the money transportation between the two places will be personally responsible for the Beiya army.

In the beginning, the money withdrawals were very frequent, and the merchants enjoyed it a lot. However, Yuan Shan had thought of this a long time ago, so there was a sufficient amount of silver reserves in other places, and these were deposits from the Ministry of Economic Development.

After a toss in the early stage, the merchants found that hiring a horse-drawn carriage to transport the money required them to pay out of their own pockets. After all, there was no need to go back and forth. In this case, Xi Yuanshan began to add interest to the money line. Service, depositing money to reach a certain amount will pay interest on a monthly basis at a fixed rate.

How could some big businessmen not pay attention to this kind of thing that can get money for free, but they found that the storage method of collecting interest every month is not cost-effective. A certain deposit amount is required to deposit money in it. Anyway, the money is not too much for them, and the benefits of depositing for the whole year are higher, so the merchants began to respond.

As a result, there is a one-year money bank reserve fund, which is enough to pay for the amount of transactions in different places, saving a lot of trouble in transportation between the two places, but the transportation of silver and coins is still indispensable.

"Yuan Pushe, this money bank is really convenient. Luoyang Chamber of Commerce now only needs to send someone to send a money printing certificate to settle the payment, which saves the trouble of transportation between the two places. I don't know when Cangzhou will also set up a money bank. The Building Materials Chamber of Commerce The amount of money involved there is huge, it would be better if it could be as simple as this." Zheng said with satisfaction.

"Haha, President Zheng, don't worry. Chang'an and Luoyang Qianhang are still in the trial stage. Besides, it will take time to set up Qianhang. Thank you for your support that Qianhang can develop so quickly." Yuan Shan said.

"Such a convenient payment method must of course be supported." Zheng Mann said with a smile.

"It's just that the transactions are all large amounts now. It would be better if there are some small amounts of money for daily transactions." Zheng satisfied.

I have experienced the convenience of large-amount withdrawals, and I don't want to carry heavy copper coins on my body, all of which are the effects of convenience.

"Perhaps it won't take long for the paper money issued by the money bank to replace the heavy copper money, but some special technology is needed to do so." Yuan Shan said.

The money bank is initially set up, as long as it reaches [-] yuan, it can be stored, and the monthly interest payment is the lowest. In fact, there are not many copper coins, so many people choose to withdraw annual interest, which is relatively more.

And part of these long-term deposits will be put into the industry as investment, just like the southern tea garden project of the Ministry of Economic Development, which can increase production and get more profits, and then there are investments in animal husbandry and agriculture, etc., which can be paid back in a short period of time things.

The Ministry of Economic Development is very good at doing these things, and some projects that were stopped before can now continue with this money.

Building Materials Chamber of Commerce, Cotton Chamber of Commerce, Lantian Medical Center and other places where there are many employees have a large demand for pork, vegetables, fruits and grains. There are 6 to [-] people in these chambers of commerce, so they invest in these services Both in and supply are stable profits.

There is also the investment of construction funds issued by the Ministry of Economic Development, and the money is used to invest in the research and development of new equipment in Yuanjia Workshop to promote it and put it into use. All of these can get great returns.

The money obtained from project financing is really not as fast as depositing money from a money bank. The third money bank was established at the location of Lantian Economic Development Zone. In addition to the existing open functions of the money bank, this money bank also supports Personal deposits are limited to employees of the Building Materials Chamber of Commerce and the Cotton Producer Chamber of Commerce. Interest will not be paid on deposits but can be deposited and withdrawn at any time.

This can also be regarded as a kind of welfare for the employees of the Lantian Economic Development Zone. In fact, this is also a deposit item specially set up for the psychological state of the employees. After all, they all live together, and there will inevitably be some savings for money. Don't worry, it doesn't have to be so troublesome to put it in the money bank, because it is purely in the nature of deposits and will not be traded, so I am not afraid of false claims or false claims.

Of course, the dedicated service is not completely free. During the deposit period, a few pennies will be charged every month as a service fee, which is nothing to the employees.

But for the money bank, there can be hundreds of service fee income every month.

Chapter 619 Construction Fund Incorporated into Money Banking Business

The establishment of the money bank soon gained the support of the women workers of the textile factory. Basically, except for some local women workers, most of them deposited the money they had accumulated in the past few years in the Lantian money bank.

Yuan Shan and the Ministry of Economic Development and others are also improving the service functions and service items of the money bank according to the actual situation. For the service items of the female workers in textile factories, Yuan Shan named them "private cash drawers". After registration, these people can make deposits at any time. Pick.

There is another place where women workers in textile factories often go to when they are changing shifts, and that is the Lantian Money Bank. Whether it is for freshness or worrying about their money, Lantian County Money Bank has just started the "Private Cash Box" project. After that, the work tasks in the business were so heavy that the number of people in the Lantian Money Bank was three times that of Chang'an City and Luoyang Money Bank.

Three months later, the situation in Qianhang gradually stabilized.