Republic of China game

Fu Xiaoan, who didn't understand the inside story, quickly calculated in his mind that the bank's current problems are firstly the depletion of cash reserves and secondly bad debts of public debt.If you don’t count these bad debts, the bank’s net assets are at least 400 million. If you count the 300 million government bonds that are almost waste paper, the bank’s net assets are only 100 million.Moreover, the bank does not have enough cash to exchange banknotes at all, so sooner or later it will still be liquidated.At that time, my investment will definitely be lost.

Thinking of this, knowing that the matter is irreversible, Fu Xiaoan didn't hesitate anymore, but nodded with difficulty: "I support the sale of the bank, please go back to the book, this is me, Fu Xiaoan, I'm sorry everyone, really sorry Living."

Chapter 0155 The God of Wealth Arrives

"Boom—"

With a thunderclap, big raindrops poured down from the rolling dark clouds in the sky, instantly submerging the entire Shanghai Bund in rain and mist——

Chen Guangfu walked to the window of the office and looked down. The entrance of the Shanghai Commercial Savings Bank at No. [-] Ningbo Road was still as calm as before.There are no bustling crowds queuing up here, only customers coming in and out in twos and threes, most of them are small customers, who come here with one or two oceans to handle deposits.

At this time, the heavy rain had already poured down, pedestrians on the road avoided one after another, and Chen Guangfu also gently closed the glass windows to prevent rainwater from drifting into his office.Then I went back to my seat in the office and drank coffee while reading the bank statement and the report typed by the loan officer.

His Shanghai Commercial Savings Bank developed rapidly from a capital of 7 yuan, claiming to be the best-run bank in China.Because the foundation is weak and there is no background, the money-making business of printing money is doomed to fail.As the name suggests, what his bank does is commercial credit and savings. It is a bank that gathers the small money of one or two yuan in the hands of ordinary people and lends to those industrial and commercial enterprises to earn interest margins.So this banknote run has basically nothing to do with the Shanghai Commercial Savings Bank. Although he also participated in the bank association's boycott of legal currency, it was just following the trend so as not to offend the tycoon.

Taking a sip of the fragrant coffee, Chen Guangfu continued to look at the report with a relaxed brow.It's not that he is gloating, but that the bank's statements are indeed reassuring.In the past few months, with the establishment of the Kuomintang's dominant position in the south and the establishment of an independent customs area in the south, the prosperity of Shanghai's industry and commerce seems to have improved significantly.There are far more factories opening than closing every month, and almost all industrial and commercial enterprises can repay their loans on time.At the same time, a large number of loan applications were sent to Chen Guangfu's desk, all of which asked for loans to expand production.

Simultaneously with the increase in industrial and commercial prosperity, there are also bank savings deposits. In the past few months, the number of small deposits has also increased the fastest over the years.Those small deposits of one yuan, two yuan, three yuan and five yuan are like trickling streams flowing into big rivers. They gather in his bank to form a torrential river, and then flow into industrial and commercial enterprises that need capital turnover and expansion of production.Obviously, workers are now getting better wages and jobs are easier to find.

Picking up another financial report with a certain bank in Jiangsu, Chen Guangfu frowned slightly. The only thing that made him unhappy in the past few months was that the funds seemed to be slowly flowing out of Shanghai and back to mainland China. small cities and villages.This is the exact opposite of what has happened in recent years.Perhaps it was because after the consolidation of the KMT’s right-wing rule, the public security in the countryside had been greatly improved, and the small and medium-sized cities were also relatively stable, so those rich landowners returned to their comfort homes from the big cities, and the corresponding funds were also returned to the rural banks and villages. Pawn shop.

What Chen Guangfu didn't know was that the return on agriculture in southern China had improved significantly.Due to the protection of high tariffs, foreign agricultural products cannot impact the fragile traditional agricultural economy in the country as before. At the same time, the cancellation of local gold tax cards and apportionment levies has greatly reduced the burden on the countryside. The lives of those landlords and rich people are nourishing now. tight.

"It seems that the rule of the right wing of the Kuomintang will be stable for a while." After drinking the coffee in his cup, Chen Guangfu said to himself, "It's time to meet Zhang Jingjiang."

Chen Guangfu's bank is the main target of Zhang Jingjiang's solicitation. The KMT rightist wants to find a breakthrough from the Shanghai Commercial Savings Bank, so as to open the door for legal currency to enter Shanghai.In Zhang Jingjiang's view, this "small bank" neither issued banknotes nor focused on the traditional banking industry, but took the path of savings and credit.Such a unified legal currency policy is only good for them, not harmful, not to mention that Mayor Zhang has such a big cake in his pocket to support the chaebol.With Chen Guangfu's talents, it should not be difficult for the bank to rapidly grow into one of the largest banks in China if it receives a large amount of capital injection and support from the Nationalist government.

……

At the Bund pier in the rain and fog, a ship from Guangzhou is slowly docking.The two Gods of Wealth of the National Government, Song Ziwen and Kong Xiangxi, are on this boat. These two are going to Shanghai to accept the surrender of the national financial industry.

As soon as the boat docked, Song Ziwen held an umbrella and walked down the hanging ladder with his head held high. Behind him was the chubby Haha Kong.

Luo Yaoguo, Chen Cheng, Dai Li and others, and dozens of plainclothes bodyguards were standing respectfully on the pier.Seeing the two Gods of Wealth coming down, Luo Yaoguo hurriedly took a step forward: "Mr. Ziwen, Mr. Yongzhi, welcome."

"Hehe, what about Fuwen, you've worked hard." Song Ziwen glanced at the dense crowd across the road and said with a smile, "Such a heavy rain didn't disperse these small depositors. It seems that they can't carry it for a few days."

Opposite the Bund Wharf is the Bank of China building. In the rain and fog, there are still countless citizens queuing up to withdraw cash at the Bank of China.

"What Mr. Ziwen said is true." Luo Yaoguo smiled and said, "Now there is already a bank that can't handle it anymore. We already spent 60 yuan to buy China Commercial Bank yesterday."

"60!" Song Ziwen exclaimed: "Fuwen, you don't have any tricks to hide yourself?" Song Ziwen couldn't think of the first Huashang Bank in China, which was only worth 60 yuan!

Luo Yaoguo blushed, and laughed awkwardly: "Mr. Ziwen is really good at joking, we are all good officials who abide by the law. Mr. Ziwen probably doesn't know that these big banks are now holding large sums of money. Beiyang government bonds, right? These bonds are no different from waste paper. China Commercial Bank has 300 million such waste papers in its hands, which almost wiped out its capital. We paid 60 to eat it, and those shareholders are already grateful gone."

"How can public debt become waste paper?" Song Ziwen shook his head in disbelief, and asked, "Isn't Zhang Zuolin's current central government inheriting Beiyang? He is naturally responsible for these public debts. How can these public debts become waste paper?" "

Well!God!This is Lao Jiang's finance minister?No wonder Lao Jiang's economy will collapse.Luo Yaoguo was slightly taken aback, and then he explained to Song Caishen with a big smile on his face: "General Zhang's family doesn't have gold and silver mountains, so what can he pay for it? Isn't he going to collect taxes? And China's wealth has always been in the south. It’s our territory now.”

"Oh! I remembered." Song Ziwen smiled awkwardly: "Well, our national government does not prohibit officials from doing business. Since you are operating legally, there is no problem. Fuwen, what is your bank going to do? Now Is the door open?"

"What door are you opening?" Luo Yaoguo smiled wryly, "There are only Beiyang bonds left in the treasury. What shall we use to open the door? Now we are waiting for the help of the two Gods of Wealth."

Hehe, in fact, Wan Yanhao and Du Yuesheng are already trying their best to collect banknotes from the Commercial Bank, and the bids are about 300 to [-] percent of the face value.If the [-] million yuan can be recovered, then the difficulties of China Commercial Bank will be over.So, now some unscrupulous big butterfly doesn't want the bank to open at all.

"Hehe, that's what we need to save naturally." Kong Xiangxi is old and cunning, of course he knows Luo Yaoguo's plan, he said in his heart that you are smarter than a monkey when you stick a hair on it, and you will never be able to pay back the deal you fancy, what should I do? Also have a share.So he smiled strangely at the side: "Now the national government's money won't come down so quickly, why don't I personally contribute 30 yuan to help your bank in an emergency? How about my investment? If I lose it, it will be considered as my contribution to the country." made a contribution."

Song Ziwen looked at his chubby brother-in-law and sighed with emotion: "Well, my younger brother admires Brother Yong for breaking his family into a country. How about this, I will also offer 10 yuan for Fuwen, you have to let someone manage it well."

"That's, that's, two gentlemen, please get in the car, we have something to talk about on the way." At this time, a large black car slowly approached, and Luo Yaoguo hurried forward to open the door, letting the two Gods of Wealth Grandpa gets in the car.

Chapter 0156 Conspiracy!There is a conspiracy!

After entertaining the two Gods of Wealth, Luo Yaoguo met Major General Du Yuesheng as soon as he returned to the Songhu Garrison Command.Major General Du was still in military uniform, sitting in Luo Yaoguo's temporary office drinking tea, as if he had been here for a while.

Seeing Luo Yaoguo and Dai Li walking into the office chatting and laughing, Du Yuesheng hurriedly stood up to greet him: "Jun Zuo, the Ministry of Staff has good news for you."

good news?Of course Luo Yaoguo was happy to hear the good news. He chuckled and said, "Yuesheng, please sit down. Let's hear some good news."

"Junzuo, now someone is willing to offer 60 yuan to collect the Beiyang government bonds in our hands." Du Yuesheng said with a smile on his face, the very good news was that someone took advantage of the waste paper bonds and paid 60 yuan.

Luo Yaoguo was taken aback for a moment, looked at Du Yuesheng and asked slowly: "Is this really true? Who is so heartless to want that batch of waste paper?"

Du Yuesheng said with a smile: "It's the Yokohama Specie Bank of Japan. They are paying [-]% ​​of the price to collect the government bonds of the Beiyang government, and they can take as much as they have."

Japanese?Luo Yaoguo thought that there was a conspiracy, there must be a conspiracy, these little Japanese are not so careless, what use are those bonds?As toilet paper?

"Jun Zuo, Bank of China and Bank of Communications have already released their public debts. Why don't we follow suit? That's 60 yuan!" Seeing Luo Yaoguo's hesitation, Du Yuesheng quickly said, "Little Japan is a It was aimed at veteran Zhang without any good intentions. Now that he is the central government, it is not our turn to worry about it. Besides, everyone has sold it. The Japanese conspiracy is not short of the 300 million, isn't it?"

Hehe, everyone thinks this way, the Japanese plots are always on their own heads, so they just turn a blind eye and pretend nothing happened?snort!Absurd, everyone is responsible for the rise and fall of a country, let alone a lieutenant general?Luo Yaoguo thought about this, then thought about it, and finally made up his mind, he said: "Yuesheng, you are right, anyway, the Japanese's conspiracy can't deal with us, uh, let's sell them 60 yuan and let them take it." Veteran of the vulva."

"Jun Zuo is wise!" Du Yuesheng smiled, stood up and said goodbye and left.Now he is the executive director of China Commercial Bank, and together with Yu Qiaqing, he will temporarily maintain the situation, and his [-] yuan is also included in the funds for the acquisition of the bank.So he is still very happy with this deal, as for what troubles Mr. Zhang will have, that is out of his control.

"Fuwen, is this really okay?" After watching Du Yuesheng leave, a delicate voice rang in Luo Yaoguo's ear.She snorted softly, and said: "You know that the Japanese are going to use these public debts to endanger the country, but you are indifferent, and you are talking about the Three People's Principles. Hmph, what you say is not what you mean."

When Luo Yaoguo turned his head, he saw Lin Yiyao standing in a corner of the office with a pretty face, despising him with a pair of big watery eyes.

"Oh, it's Yiyao. It's just right that you're here, so hurry up and send a telegram to Zeng Muhan to remind them of the Japanese conspiracy." Luo Yaoguo ignored Qiaomei's resentment and just pretended nothing happened. He still smiled and said: "Tonight, you are not allowed to find any excuses to say that you have a stomachache or a toothache. You are mine, you know? Wash yourself tonight, don't wear anything, and wait for me on the bed. "

"Hmph!" Lin Yiyao frowned slightly, but still nodded and said, "Understood, I won't wear anything at that time." As a pornographic spy of the Youth Party, Lin Yiyao still has this awareness, so she can chat with Luo Yaoguo , but it must not affect doing sports, or you will not be dedicated.

……

The two Gods of Wealth are drinking coffee in a beautiful bungalow in the French Concession of Shanghai, looking forward to a bright future.

Song Caishen smiled and said: "This time the top ten banks are settled, how about we have another top ten industrial groups? Iron and steel, military industry, shipbuilding, chemical industry, machinery, mining, electric power, uh, is there any heavy industry?"

Haha Kong is not very interested in industry. He took a sip of his coffee, smiled and said, "It's not up to us to take care of this matter. Luo Yiqun and Chen Jiageng are both worried about it. I heard that domestic and foreign experts have been invited to do it. It’s planned. Of the [-] million USD loan this time, [-] million USD is for them? Each department has a foreign exchange quota of [-] million USD! Hehe, I’m so envious.”

"Didn't you also guarantee [-] million US dollars in legal currency?" Song Ziwen turned around with his coffee cup, pondered for a while, and said: "The projects prepared by the Ministry of Industry are really good, such as railways, ports, electricity, power grids , these projects are the foundation of economic development, and they are also very promising internationally. If they are completed and used for financing, they can also get money. And with Tan Kah Kee running them, they will definitely not lose money. Luo Yiqun is far behind, without his nephew Knowing how to do business, it would be great if Luo Yaoguo was appointed Minister of Armaments."

"That kid has a lot of tricks. It's okay to speculate, but he can't do business in a serious way. Let him continue to play tricks in the staff department." Having said this, Haha Kong smiled and drank Mouth coffee.

"Dingling—" the phone rang.

"Hey, oh, it's the subtext, we praised you just now, what's the matter?" Song Ziwen picked up the receiver and answered Luo Yaoguo's call.

"Mr. Ziwen?" Luo Yaoguo's voice came from the other end of the phone: "Now the Japanese are spending [-]% ​​of the price to buy Beiyang's government bonds. Do the Ministry of Finance and the Central Bank have such things? If so, let them go. "

"What?" Song Ziwen was taken aback for a moment, and then asked, "What the hell are the Japanese doing? Could it be that they are helping China and Jiaotong against us?"

The voice on the phone said: "It shouldn't be. Even if China and Communications have a few million more, they will only last for a few days. They won't waste money on this. I guess the Japanese are going to deal with Fengzhang I don't know what kind of rights and interests are used to force Zhang Zuolin to sell this public debt?"

"The Ministry of Finance and the Central Bank don't have that stuff." Song Ziwen hesitated and asked again: "Have you notified Liao Zhongkai? Now he is the deputy prime minister of the coalition government. If anything happens, they should be prepared."

Putting down the phone, Song Ziwen sighed softly: "Brother Yong, this time the Japanese are collecting Beiyang's bonds. I don't know what they are doing. Do you think they are targeting us?"

"Aiming at us?" Kong Xiangxi was also surprised when he heard the news. He pondered for a while and said, "We are not the central government. How could they threaten us with tens of millions of Beiyang bonds? Could it be for the customs area? Impossible, we now have the backing of Britain, the United States, and France, and we are not afraid of them."