Total War Predator

After returning from inspection in Henan, Zhang Anle became more confident about the five-year plan.He feels that he has somewhat underestimated the desire and determination of the Chinese people to develop, and they are willing to do their best to improve their living conditions.What they lack is an opportunity, just like Henan, which gave them an opportunity, and what they gave themselves was an answer that was beyond their expectations.

A week after returning to Beijing, the delegation of Star Flag Bank also concluded its investigation in China.There are still some differences among them, although everyone is willing to give loans to China after further investigation.It's just that on the amount of loans, everyone's opinions are not unified.

a family of scholars

Chapter 12 Good things come in pairs

"I don't disagree with the loan, but I think the amount is too large. It's not 40, 400 million, 4000 million, or even 40 million but 40 billion. This is the annual fiscal revenue of our federal government. If [-] billion We use it as an investment in the stock market, and the income is far greater than it is now!"

James Johnson is a shareholder of Star Flag Bank. Although he was dissatisfied with the bank's loans to China from the very beginning, he was unwilling to interfere too much with the normal business of the bank.The amount of loans that he did not expect increased, and he finally lost his composure and followed Kergen to China.Although he has seen some positive aspects in China, he does not think this is a reason to continue to lend China $40 billion.This rate of return is really too low. If you put your money in the stock market, you will definitely earn much more than you do now.

"Mr. Johnson, you should understand that although we are Star Flag Bank, we also have enterprises in other fields. Interest is only one of the aspects of loans to China. What is more important is the Chinese market, a market with hundreds of millions of people. Even if Each of them contributes one dollar of profit to us, and we can earn hundreds of millions of dollars. They also have abundant mineral resources. Tungsten, antimony, and tin produced in China are among the most important strategic materials. We don’t need to worry at all. The Chinese are repaying the loan. What's more, I hope that China will repay the loan. Only in this way can we get more privileges in China, and more privileges mean higher profits." I have never been very good with James Johnson Wallace, who was on the road, did not wait for Kergan to speak.immediately retorted.

"I don't think China's current leaders will give us many privileges. Judging from their consistent words and deeds when they are in power, Zhang Anle is not the kind of person who can casually sell national rights and interests." James Johnson said not to be outdone.

"It's not whether he is willing to sell the rights and interests of the country. He has to pay something if he wants to borrow money. You are right, it is not 40, 400 million, 4000 million. If he wants to loan billions from us, he must give us some sweetness first." .China is so big, just giving us some mineral mining rights can give us a lot of harvest. If they can give us more preferential treatment in terms of factory construction and trade, we will get more." Wallace said James' statement is very disapproving.

"There is no need to argue, I decided to pass the loan plan to China. Although China is poor and white now, it has great potential for future development. We are helping China now, which is of great benefit to our future business development in China. We Doing business should not only focus on immediate interests. Our bank is not just a bank for three to five years. In the long run, maintaining a good relationship with a big country like China will play an inestimable role in the development of our banking business.”

"It is said that the stubborn British Parliament has passed a loan proposal with an amount of [-] million pounds, and the target of the loan is China. It can be seen that the UK is also quite optimistic about China's future, and we cannot lose this good opportunity. Otherwise, wait We can only regret it." Kergen looked around at everyone and continued.

"What's more, during this month's inspection, you can also find that China is developing so fast. The industrial parks in Xi'an and Mongolia have left a deep impression on me. The Chinese government has done its best to develop the country's economy. This Loans to China at the right time, according to the old Chinese saying, is a timely gift. I believe this is a correct decision." Kergen said, stood up and turned to leave.

Seeing this situation, everyone present knew that this was the only way to do it.Regardless of whether the head of the consortium is a woman or a young woman, the things she has decided have never changed.

"You all know that the president's decision will not change. Okay, let's leave." Wallace looked at the people who were still discussing there, waved his hand and said.

executive government

"They asked us to use the customs tax as a guarantee, and the repayment method can also be replaced by minerals and agricultural by-products. If there is no money at that time, the mineral mining rights can also be used to repay the debt. In addition, they want to be in China. The privilege of trading and setting up factories." Looking at Zhang Anle's expressionless face, Gu Weijun spoke out the conditions proposed by the other party in the two days of negotiating with Xingqi Bank.

"Then do you think these conditions are acceptable?" Zhang Anle couldn't hear Gu Weijun's real thoughts from his words, so he asked directly.

"In fact, some of the conditions proposed by the other party are quite reasonable, such as customs tax as a guarantee, and the use of minerals and farm products to repay the debt. But some conditions are not very reasonable. They want mineral exploration and mining rights, and in some cities Trade and factory privileges." Seeing that Zhang Anle did not express his opinion, Gu Weijun spoke out his thoughts.

"Some things can be discussed as long as they are not excessive, such as mineral exploration and mining rights. I think this can also be discussed. Of course, the premise must be that they have priority when the conditions of the two parties are similar. Another example is trade and factory establishment. Appropriately reduce taxes. They are willing to give us such a large loan to make a lot of money. If they only want to earn that little interest, it is a bit too uneconomical, so they have other requirements. I expected it." Zhang Anle did not comment on Gu Weijun's statement.Instead, he directly expressed his thoughts.

"You don't have to have any psychological burden. After this matter is settled, we can convene a standing committee of the National Conference of Representatives from All walks of life to discuss it. For the rapid development of the country, I think it is okay to sacrifice the interests of the country appropriately. After all, we are in order to obtain greater benefits." Zhang Anle knew that Gu Weijun might have a psychological burden, after all, the country has signed too many unequal treaties with foreign countries over the years.Gu Weijun didn't know how the folks would react to this loan, he was afraid of being scolded as a traitor.

"It's really a good way to discuss with the Standing Committee. It's thoughtful in governance. If this is the case, I will continue to negotiate with the United States. When the two sides have reached an agreement, we will hand it over to the Standing Committee for discussion." Gu Weijun heard Zhang If you are An Le, you will be relieved.Hearing him talk about the Standing Committee, he suddenly felt that it might become a tool to restrict Zhang Anle.

With Zhang Anle's commitment, the negotiations between the two parties progressed rapidly.Gu Weijun showed the sample loan agreement to Zhang Anle, and Zhang Anle nodded and agreed to the loan agreement.

Gu Weijun was impassioned at the Standing Committee held not long ago, and several members who opposed it were speechless. The Standing Committee approved the loan agreement with a high vote.

On January 1927, 1, Gu Weijun and Kergan signed the loan agreement in the auditorium of the State Council.

The main contents of the agreement are:

Star Flag Bank of the United States provides China with a loan of 8 million U.S. dollars every year for five years, with a total loan amount of 40 billion U.S. dollars.

The loan has been repaid in 1932 years since 10, with a total of 52 billion U.S. dollars including the principal and interest. The Chinese side has the right to repay the loan in advance.

All legal business of Star Flag Bank in China is recognized by the Chinese government, which guarantees the safety of Star Flag Bank's property in China.

Under the same conditions, Xingqi Bank has the priority in bidding for projects, equipment, products and services.

See the appendix for details of other rights and obligations of both parties.

Of course, a lot of the content here is very detailed, and this is also an unpublished version. In the official public version, there are only the first two.

After the loan agreement was signed, Gu Weijun took over the first year's loan check from Kergen - 8 million US dollars.

The headline news of "People's Daily" commented on this loan, and believed that the loan from Xingqi Bank made a huge contribution to China's economic development.The Chinese government welcomes all companies or individuals who are willing to come to China to conduct legitimate business, and guarantees the safety of their property.

The "New York Times" in the United States reported on the incident with the topic of Kergen's gamble. They believed that Kergen was gambling. Of course, he would make a lot of money if he won. If he lost, it would be enough for these people to have a drink. Pot of.

The teahouses in the streets and alleys of China are also discussing how much 40 billion US dollars is, and the whole country has been stimulated by the 40 billion US dollars.

In this environment, the British delegation came to China.

Upon hearing the news, Zhang Anle said to Lin Changmin with a smile, "Here comes the money giver again."

The speed of the British was significantly faster than that of the Americans. A few days later, a low-interest loan agreement of 1 million pounds was signed.

During the Chinese New Year, Zhang Anle happily wrote a picture: Good things come in pairs.

a family of scholars

Chapter 13 enters Suzuki

Kaneko Naokichi stayed in his office and smoked one cigarette after another. The big shopkeeper of Suzuki Trading Company, the largest trading company in Japan, now encountered the biggest problem in his life.

The Bank of Taiwan has a close relationship with Suzuki Trading Company, so it is naturally willing to provide financing to Suzuki Trading Company.Due to the bad economic environment in Japan, Suzuki Trading Company could not collect the money.As a result, the financing provided by the Bank of Taiwan to Suzuki Trading Co., Ltd. gradually turned into non-performing debts.In order to ensure that Suzuki Trading Co., Ltd. continues to operate, banks have to continue to lend to Suzuki Trading Co., Ltd., thus forming a vicious circle.under mutual drag.Both Bank of Taiwan and Suzuki Trading Co. have become struggling.

The appearance of one person changed everything, and this person was Mori Hirozo.Finding too many bad debts from the bank, he decided to refuse further loans to Suzuki.The current Suzuki Trading Company is like a vegetative person who cannot breathe by itself.Bank loans are like ventilators that make oxygen.Without a loan, Suzuki immediately reached the verge of bankruptcy, and now it is almost the last straw that crushes the camel.

The straw came quickly, March 1927, 3.Naoun Kataoka, Minister of Finance of the Wakatsuki Cabinet, answered questions from members of the opposition party in the Budget Committee of the House of Representatives, and inadvertently said "Tokyo Watanabe Bank will declare bankruptcy".At that time, all Japanese banks had problems of one kind or another, and Watanabe Bank was no exception, but it had not yet reached the point of bankruptcy.

But the public didn't know so much, especially after the news was published in the newspapers, people lined up at the gates of Watanabe Bank's branches.Watanabe Bank reluctantly announced the closure of business, and the Japanese people seemed to feel that the money was still safe in their pockets.The run on bank spread from Watanabe Bank to all banks.More and more banks declared bankruptcy, which is the famous Showa financial panic in Japan.

Faced with the bank's duress, Kaneko Naokichi tried every means.The result was helpless.He even felt that even Amaterasu could not save him. All he could do now was to declare Suzuki Corporation bankrupt after the shareholder meeting.

Kaneko Naokichi's office was soon shrouded in smoke. After his secretary Yoshida Aohara knocked on the door and came in, he was choked by the oncoming smoke and burst into tears.

"Yoshida, what's the matter?" Kaneko Naokichi's weak voice came from the smoke.

"The treasurer. There is a foreigner who wants to see you." Yoshida Aohara took out a handkerchief and wiped away his tears, and when he heard Naokichi Kaneko's question, he quickly answered with his head bowed.

"Foreigner? Who is it? What does he want from me?" As the big shopkeeper of Suzuki Trading Company, Kaneko Naokichi has seen too many foreigners, and he couldn't remember who would come to him at this time.

"I don't know, he said he was from Star Flag Bank of America. Can help us through this."

"People from Star Flag Bank? Do you think it's true?" Kaneko Naokichi jumped up from his seat when he heard the words "Star Flag Bank", walked to the door in two or three steps and held on tightly Yoshida Aohara's hand asked in a trembling voice.

It's not to blame Naoko Kaneko for losing his composure, but the news is really shocking.You must know that this is Xingqi Bank, which is a bank that has lent 40 billion US dollars to the Chinese government.I remember that when I first heard the news, I imagined that even if I gave myself 400 million US dollars, I could get through this difficulty.

"It's true, he's still waiting in the reception room." Yoshida Aohara nodded and said.

"How can you keep such an honored guest waiting for so long? You should clean up my office right away, and I'll go and lure the honored guest to my office." After receiving an affirmative answer, Kaneko Naokichi swept away the decadence just now, raised his leg and asked go outside.

"Wait a minute, shopkeeper." Yoshida Aohara called Naokichi Kaneko.

"What's the matter? Yoshida-kun? Do you have anything else to do?" Kaneko Naokichi asked a little dissatisfied.

"You smell like cigarettes all over your body, do you want to change your clothes?" Yoshida Aohara asked cautiously.

Kaneko Naokichi raised his sleeve and smelled it, and sure enough it smelled like smoke.Looking back at the office, even though the smoke inside had faded a little, he still couldn't see clearly. It would only be more rude to entertain distinguished guests in such a room.