I am farming in the real world

#58 - To make a living

"Looking for our CEO, Mr. Cai?"

The lobby manager was taken aback. He had assumed Chen Jue was just an ordinary customer.

However, upon seeing two drivers and an assistant-like follower emerge behind him, he immediately put on a professional smile, mistaking him for a big client he hadn't met before, and led Chen Jue to the second floor.

As for Cai Guangfu, who was currently in the ICBC conference room, giving a fiery training session to some unreliable youngsters, he was annoyed to hear that a client had come to see him.

"Looking for me to discuss business?"

"I don't have any big clients scheduled for today!"

So, he put down the work at hand and went to the VIP room to take a look.

This look immediately brightened Cai Guangfu's eyes!

"Oh, my! You must be a friend of Young Master Zheng?"

"I met you for the first time in Chairman Zheng's office at Zhongbo Machinery last time. I forgot to give you my business card. It's a dereliction of duty on my part! May I ask your esteemed surname?" Cai Guangfu, who had been blushing with anger while scolding the youngsters under him, now put on a completely new face.

"Young Master Zheng?"

Hearing this old-fashioned title from internet memes, Chen Jue's mind immediately conjured up Zheng Bocheng's carefree image, and he couldn't help but chuckle, "My surname is Chen, Manager Cai can just call me Chen Jue."

After saying that, Chen Jue had the lackey behind him take out a pure silver business card from his bag and hand it over.

As soon as he took it, the noble and high-end aura exuding from the business card immediately startled Cai Guangfu!

He stared at the business card in his hand, looked it over several times, and then gasped, "Hiss~~ This... this business card is pure silver? President Chen, you have such a grand gesture!"

"I, Lao Cai, have been in this industry for so many years and have received many big clients, but this is the first time I've seen such a valuable business card."

"I wonder what business President Chen intends to discuss with me this time?"

These business cards were made by Chen Jue when he poured those silver bars earlier, and the lackey's briefcase was filled with them.

The front of the business card was engraved with the title of CEO of Cube Technology and Chen Jue's name and contact information using laser equipment from the shipyard. The back also had a frosted cone-shaped Rubik's Cube relief.

The shape of the Rubik's Cube was based on the cubes in MC and the nine-square grid synthesis bar element of the workbench.

Since silver is soft after being cut into thin slices, Chen Jue made this business card a little thicker. The weight of one business card can reach about 50 grams, like holding a small silver brick in the palm of your hand.

Whether it's the texture or the high-end feel, it's enough to beat the mainstream business card types on the market.

Sure enough, as soon as it was taken out, it shocked this knowledgeable Manager Cai.

Seeing the other party curious about the workmanship and cost of this business card, Chen Jue smiled slightly and said politely, "It's not a grand gesture. To make a living, you have to come up with something unique. Otherwise, one day, the business card will be thrown into the trash can as soon as it's handed out."

Cai Guangfu nodded in agreement. These bank managers who often go out to run business basically carry business cards and hand them out to people they meet.

But in this day and age of information, everyone uses mobile phones and WeChat for quick communication. Business cards are already outdated.

However, holding this heavy pure silver business card in his hand, Cai Guangfu couldn't help but feel a little emotional: "Such a large piece of silver costs more than 300 yuan just for the materials. Using it as a business card? This is what you rich people play with!"

......

After a brief greeting, Chen Jue got straight to the point and explained his intentions: "Manager Cai, I came to your ICBC this time to apply for a pledge loan for the company. I just got a few thousand acres of land in the Binhai Industrial Zone and I'm temporarily short of funds to expand the factory."

"Got a few thousand acres of land to build a factory?"

Cai Guangfu had just recovered from the surprise of this pure silver business card worth more than 300 yuan.

Now, he suddenly heard an incredible unit of measurement and was greatly shocked: "This... this Young Master Chen is too powerful!"

He felt that ordinary people struggle for a lifetime, emptying the savings of six wallets to buy a house, and after deducting the public area, there are only 70 or 80 square meters left in the suite.

Only a real 'powerful', 'backed', and 'well-connected' young master like Young Master Chen would casually mention 'acres' as a unit of measurement.

The indifferent demeanor was as insignificant as describing his newly built toilet.

This pretense made Cai Guangfu speculate about Chen Jue's origin: "No wonder this Young Master Chen can play with Zheng Gongzi of Zhongbo Machinery. I don't know which county's young master he is."

Putting away all kinds of miscellaneous thoughts, Cai Guangfu then asked about the pledge target of Cube Technology and how much funding gap was needed.

Due to the preconceived subjective impression, the ICBC's Manager Cai had already equated Chen Jue's identity and background with the young master of the head rich family in Ruixian County.

When Chen Jue reported that what needed to be pledged was 50 tons of silver bullion, and all of them were after the investment silver bars were delivered, Cai Guangfu lost his initial surprise.

So, he notified the people from the bank's precious metals investment department to come over and inspect the first batch of 5,000 silver bars that were transported by trucks.

The inspection method is not complicated, just cut open the corners of the silver bars, and then use professional equipment to measure the silver content inside.

After all, incidents of precious metal pledge loans going bankrupt have emerged one after another in recent years, such as using zinc to impersonate silver to pledge and defraud the bank of several hundred million and running away, and Jin Huang Jewelry using hundreds of tons of fake gold to fool several trust companies for tens of billions.

In the economic environment where the tide recedes and the bare swimmers are seen, all kinds of strange bankruptcies happen, and the banks are also worried, so it is right to check carefully.

Since the amount of the loan involved was a bit large and there were too many silver bars sent, not only did the entire ICBC run over to help watch.

Even Wu Xingchang, the president of this ICBC, rushed back from his errands and flattered Chen Jue with Manager Cai: "President Chen, you really have an investment vision!"

"Two years ago, the price of silver bars was only 4.3 yuan per gram, but now it has risen to 6.4 yuan. Don't look at the price of gold changing day by day, but the real stable increase is still silver."

Chen Jue nodded in agreement upon hearing this.

Silver is not only widely used in the production of silver jewelry, but also widely used in the manufacturing fields of electronic appliances, photosensitive materials, chemical industry, etc. due to its ductility, thermal conductivity, and electrical conductivity.

The domestic annual silver production consumption is as high as 26,800 tons, and the 50 tons of spot goods he took out are really insignificant.

......

After inspecting the first batch of 5,000 silver bars, Chen Jue then asked the Iron Golems to send subsequent batches of poured silver bars in trucks.

The ICBC checked all the silver bars and began to issue a pledge loan contract for Cube Technology. After calculation, it gave a discount and comprehensively authorized a loan amount of 280 million yuan.

When reviewing the qualifications of Cube Technology, the bank's risk control department found that the shareholders and legal persons of this newly registered technology company were not Chen Jue, the CEO.

Manager Cai and President Wu, who learned of this news, all showed a meaningful expression of "So that's how it is!", and by the way, they brainstormed a scene of a second-generation young master playing a substitute white glove.

At present, the overall environment is not good, and most depositors are saving money and waiting and seeing.

The bank received a policy notice, and various large-scale releases of water rarely attract people to take out loans, which makes the people in the lending department very worried.

This such a large performance sent to the door, how can we not take it down!

Anyway, pledge loans are basically the lowest risk among all loans, and they are pledged with silver, a hard currency with rigid demand. If the customer can't repay, they can take out the stored target and realize it to offset it.

A mere 280 million yuan of loan authorization was approved to Cube Technology's account in minutes.

And Chen Jue, who got this start-up capital, began to spend money to buy, buy, buy according to the preconceived 'cover the sky' plan.

......

Until one morning several days later.

Director Feng, who was sitting in the office of the Binhai Industrial Park Management Committee approving documents, suddenly felt a violent shaking like an earthquake.

"Another overloaded truck passing by?"

"These logistics drivers don't know how to appreciate the hardened road surface in our park. It's repaired every year, and it's crushed to pieces every year!" Director Feng felt the shaking and muttered a few words.

As a declining industrial park, the funds allocated by the county are extremely limited.

Whenever these overloaded trucks crush a pothole, it takes several weeks to report to the road administration to come and repair it.

Over time, it is greatly detrimental to the reputation and image of the entire park.

However, those who run large trucks these days can't make money at all without overloading.

After shaking a few times in the seat, Director Feng seemed to have become accustomed to it and planned to turn a blind eye and continue to bury his head in approving documents.

However, watching the water cup on the table shaking all the time, and it has lasted for nearly half a minute without any sign of stopping.

This scene made Director Feng realize something was wrong!

"What's the situation!"

"It's endless, isn't it?"

"Do you really think that no one in our park cares!"

Director Feng put down his pen and got up from his chair angrily. He planned to go to the window outside to see which factory dared to overload and pull goods so blatantly.

However, just as he squeezed to the window of the committee and looked out at the main line entering and exiting the park with his colleagues who were watching the excitement.

The endless stream of red trucks painted with the unified 'Cube Technology' LOGO, and the dozens of various heavy construction machinery vehicles like behemoth Optimus Prime, almost straightened Director Feng's eyes!

"Wh-… What the hell!"

"Quick! Xiao Zhao, get the car ready and head to Minghua Shipbuilding… No, it's called Block Technology now!"

Today's update is also the last one before the release~

Tap the screen to use advanced tools Tip: You can use left and right keyboard keys to browse between chapters.

You'll Also Like