I am farming in the real world

Chapter 127: Non-Performing Assets of the Bank (Subscription Requested)

"Jade Carving Master? This seems to be the highest title among jade carvers!"

"It's just this price…"

Chen Jue couldn't help but take a deep breath when he saw that the skin exchange required 50 million in cash.

To know whether a piece of jade can fetch a good price, in addition to its type and appearance, the carving skills that give the jade its soul are also particularly important.

Some master works that can be awarded national-level craftsmanship gold awards can even double the artistic value of a better jade material.

Take the Master Li that Shi Xinlong brought just now, for example. He also holds a senior title in the jade carving industry, but he is far from the level of a jade carving master.

It's just like the old saying: If your skill is a little higher, then it's high without limit!

Although the works carved by Master Li are also very beautiful, after Chen Jue, an amateur, searched the Internet for many jade carving works by masters, he could immediately feel that ordinary senior jade carvers lacked the unique charm and agile beauty of master works.

Of course, inviting a jade carving master to take action is not cheap.

According to the boss Shi, the top 10 big shots in the industry charge according to the gram weight of the material, and some charge according to working hours.

In short, the labor cost for a master's work is at least about 10% of the value of a jade material.

If the material is not good enough, they may not even look at it, and it will take several years to wait for an appointment.

Because every jade carving master basically also works part-time in the jade collection business, and they don't lack money at all.

Whether they carve or not depends purely on the material and their personal mood, and they emphasize fate to outsiders, so this leads to an imbalance in the supply and demand of master works.

This is like the international piano master Lang Lang. How much is Lang Lang's pair of hands worth?

The insurance alone costs tens of millions every year. Just giving students a piano master class costs at least one million RMB per session.

This is the terrifying money-sucking power after a career reaches its peak.

After understanding this, Chen Jue suddenly felt that the system's quotation of 50 million for the [Jade Carving Master] was not that expensive.

"I'll buy it!"

"Iron Carving Flower, right? From now on, you will act alone and specialize in handling the jadeite jade sent back from Myanmar." Chen Jue patted the shoulder of the iron puppet in front of him and issued the order.

"Yes, boss! Loyalty! Sincerity!" Iron Carving Flower stood at attention and saluted.

…

Since there was only 2 million in cash stored in the safe in the office, it was impossible to directly activate the new career skin.

Chen Jue took advantage of the approaching typhoon and booked a large cash withdrawal service at ICBC.

These days, the soybeans at Rizhao Port are selling like crazy. With the addition of the newly modified second batch of 10,000-ton bulk carriers, the speed of soybean arrival has accelerated.

It has been compressed from the original 48 hours per flight to within 18 hours.

Every time a ship arrives, more than 50 million in cash comes in. In addition to Chen Ji's daily income of 2 million, excluding the batch of matured wood from the Sova logging yard that has not yet been shipped, and the more than 500 million payment that has been successively transferred to Shenji, Chen Jue's available cash flow has accumulated to more than 300 million.

So, while taking a business car to ICBC to withdraw cash from Manager Cai Guangfu, Chen Jue also settled the 280 million pledged loan and redeemed the batch of silver ingots stored in ICBC.

In less than a month, the price of precious metal silver has risen by a few points, from 6.4 yuan/gram at the time of the pledge to 7.0 yuan/gram now, which is a stable run ahead of the interest on the pledged loan.

However, Manager Cai, who was in charge of major clients, seemed to be a little distressed.

Such a stable and profitable 280 million large loan with almost no risk was prepaid by the client in only one month, which is a considerable loss for ICBC.

Although Chen Jue paid a 0.5% penalty for early repayment, what is that penalty compared to the interest generated every year?

So Cai Guangfu inquired about Chen Jue's business situation, asking him if he needed similar business loans.

Because the banking industry has also been sluggish recently, and the common people only know to save money and hold on to their wallets, the number of leeks who come to borrow money to start businesses is getting smaller and smaller. This puts a lot of pressure on the performance assessment of Manager Cai Guangfu and them.

"President Chen, do you think you will be short of funds next? With your current qualifications, it will be approved in seconds to finance 500 million in our bank." Cai Guangfu fawned.

It is estimated that the risk control department has investigated the industries associated with Chen Jue recently, and knows that he has a large turnover on his account, so he specifically increased the quota.

"I'm not short of money for the time being. If you are willing to lend me hundreds of billions, I might consider it," Chen Jue said, lying back on the sofa in the major client room.

"Hundreds of billions?"

"Do you really think the bank is opened by your family!" Cai Guangfu couldn't help but want to complain in his heart.

But when he thought that Chen Jue had just repaid a loan of 280 million and temporarily withdrew 50 million in cash, his sentence "I'm not short of money" was really not pretending.

He really is not short of money!

Thinking of this, Cai Guangfu immediately put on another expression, took out a list from the file folder and handed it over: "President Chen, it seems that you are not interested in loans. Then are you interested in buying some high-quality assets? Our ICBC post-loan department has recently disposed of a lot of bad debts and put a lot of asset packages on the shelves. Would you like to take a look?"

"High-quality assets?" Chen Jue was stunned when he heard this. After taking the list and flipping through it, he immediately showed some interest.

Because this list is actually a list of non-performing assets that ICBC has seized from some loan-defaulting and bankrupt customers. After the court has ruled on the property rights changes, they are put back on the shelves for sale to the public.

In addition to high-end real estate, large flats, and villas, there are also unfinished projects and vacant land left by some bankrupt real estate companies.

At the top of the list, Chen Jue even saw the Evergrande unfinished project that he had bought before his bankruptcy and planned to use as a wedding room!

As well as Wenzhou Weima Automobile's production base, etc.

"Damn it! Isn't this a coincidence?"

"Now that I have turned over and come ashore, the two companies that scammed me are still lying there," Chen Jue sighed in his heart.

However, he was not stupid enough to take over such a bad big project. The water inside is too deep, and it is not something that a young man without a background can handle.

He just happened to be planning to take a few pieces of land in the Wenzhou area to build dormitories for his employees, so he pointed to a vacant land in Ouhai District on the list and said: "I want this 100,000 square meter commercial and residential land next to the light rail station. 800 million is a bit expensive. Can I get a discount?"

Manager Cai Guangfu was overjoyed when he heard this, and nodded like a chicken pecking at rice: "Yes! Definitely can get a discount!"

Originally, he didn't have any hope. He just regarded it as a sales task issued by the Wenzhou branch. He took it out to show those powerful major clients.

Who would have thought that as soon as he opened his mouth, this 'Young Master Chen', a rich man who has been registered in the Ruian ICBC, actually planned to pay real money to buy such non-performing assets!

So Manager Cai Guangfu immediately reported the situation to the Wenzhou branch and asked Vice President Qian, who was in charge of the disposal of such non-performing assets, to follow up on this matter.

As for Chen Jue, after withdrawing 50 million in cash, he took a business car all the way to the Rubik's Cube factory.

While constantly taking out stacks of red banknotes and stuffing them into the mouth of the Iron Carving Flower, his eyes kept looking at the increasingly dense rainy clouds on the coast, listening to the wailing wind outside the car window, and occasionally seeing a few official vehicles driving to the Xiwang Scenic Area.

Chen Jue knew that Wenzhou's first typhoon of the year was coming soon!

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