Hunting College

"usury?"

The wizard wearing a fox mask raised an index finger, shook it quickly, and repeatedly denied: "No no no, how can you use such a discriminatory term as 'usury'? This is called financing, or everyone prefers it now. The word 'VC'...is a win-win project of mutual benefit and mutual benefit, commonly known as win-win!"

As he said that, he also raised both hands, doing the action of hooking his fingers.

A sinister sneer came from the side.

Only this time, perhaps because of the cat jade from the black cat before, he kept his mouth tightly shut and refused to give any hints.

The black cat pondered, jumped down from the tree, and slowly arrived in front of Mamen.

"Then what kind of charter is your financing?" It squatted in front of the fox, with its tail wrapped around its feet: "Agree in advance, I have no money!"

Mamen only heard the first sentence of the black cat, and did not care about the emphasis behind it. Hearing the words, she stretched out her hand, and three pieces of parchment surrounded by different flames appeared in front of the black cat.

A piece of parchment is surrounded by silver-white flames, another is surrounded by golden flames, and another is surrounded by green flames.

"There are examples of this kind of thing!"

The fox mask raised slightly, which made the smile on the mask even brighter: "As usual, our assessment is divided into three levels, the silver horn level, the golden bean level, and the jade coin level."

There was a short, harsh laughter from the ear, and when the black cat looked suspiciously, the duck egg mask turned around as if nothing had happened, making the black cat feel that it should be rewarded with another cat jade, and it should be the size of a cat's paw. !

"Silver Horn Class!"

Mamen glanced at the sinner with dissatisfaction, raised her voice slightly, turned around, and her eyes softened again: "Silver horn class, that is, you borrow silver horns from us, and the agreed loan period is one year, and the repayment method is As I mentioned before, equal principal and interest, equal principal, equal principal and equal interest, one-time repayment of principal and interest, etc..."

"How much to borrow? Can the agreed period be shorter?"

The black cat tugged at his ears, and suddenly became interested—although he has no financial needs right now, there is a store in Beta Town, and emergencies will inevitably occur in the future. It's not a bad thing to know more about it now.

The fox mask smiled brightly: "Don't be in a hurry, take your time... No matter silver horns, golden beans or jade coins, you need to borrow at least ten... That means at least ten silver horns, or at least ten golden beans, or at least ten Ten jade coins... As for the agreed period, you can of course repay in advance. Of course, you need to pay a little penalty interest. You should understand that, after all, any capital has a cost, time is occupied for no reason, and a little penalty interest , couldn't be more reasonable."

As he said that, he rubbed his fingers carelessly, looking like a philistine.

The black cat flicked its tail and swept away a big-headed ant that was slowly crawling near him.

"What about the interest?" it asked with an air of old age.

"You need to decide which loan to choose first, so that we can give the corresponding contract, guest." The fox also became more and more involved.

"These kinds..." The black cat raised the tip of its tail and tapped the three pieces of parchment floating in front of him: "Specifically, is there any difference?"

"Yinjiao, it means that you have succeeded in the assessment tonight." The guilty ambassador next to him said abruptly and briefly explained it, which immediately caused Mamen's dissatisfaction.

"That's a misunderstanding."

Fox Mask's tone was cold. Although he was a little reluctant, he reluctantly added: "Silver Horn, it can only mean that you did not fail in the assessment tonight... 'No failure' and 'success' are completely two concepts."

"And the golden bean-level loan," the fox mask's voice changed suddenly, and became enthusiastic again: "...Golden bean means that the Mamen will remain neutral in any future meeting of the seven deadly sins, and will never harm the guilty party for no reason. of any interests, and, where appropriate, to support all issues that are deplorable to your lord!"

"As for the jade coin level, it means that from now on, in the seven deadly sins, Mammon will only obey the orders of the Lord of the Sin, and the interests of the Lord of the Sin will be the first principle... For this reason, even if it is with the same person as Samuel. Wolf cubs fight at all costs!"

Hearing the difference between these types of loans, the black cat's heart moved slightly.

If you just want to pass the game and try to pass, then borrowing a few silver coins is enough; but if you want to do something with the power of the seven deadly sins, you need to borrow at least ten golden beans.

As for the jade coins, the black cat didn't have the courage to waste his scholarship for a whole year.

"If I borrow ten copper coins, does that mean I failed the assessment tonight?" The black cat said a very cold joke with a haha.

The fox laughed with him, without the slightest intention of commenting.

"Cough," the black cat coughed dryly and stood up: "Then borrow ten golden beans... Ten golden beans, you will support my proposal under the right circumstances, right?"

"This kind of problem requires specific analysis, guest." Although the fox was slightly disappointed, he still answered with a smile.

The black cat slapped his hand: "Then ten golden beans... how to calculate the interest!"

"Ten golden beans are borrowed for a year," the fox abruptly took out a small abacus from his arms, crackling crisply: "As usual..."

"Wait," the sinner pinched his nose and said reluctantly, "I remember that there is a three-month loan period in the assessment, why didn't I come to you? ... Don't stare at me like that, I also Don't want to help this cat! Duty is!"

Mammon gave him a very dissatisfied look.

Then he smiled and looked at the black cat: "The three-month loan has a higher annualized interest rate... For example, if you borrow ten gold beans, you need to pay the interest of one gold bean at the one-year interest rate, but at the three-month interest rate. Interest rate borrowing for one year requires four golden beans of interest..."

The black cat nodded again and again, and UU reading www.uukanshu.com felt that it was indeed the case.

"But you don't need to borrow for a year." The sinner reminded coldly.

The black cat suddenly woke up: "Don't mention the interest rate to me! I can't figure it out! ... Just tell me, how much interest do I give for three months of ten golden beans? Then tell me, how much does it give for one year? Interest? One-time principal and interest repayment!"

In his simple sense of money, it is naturally the best not to borrow money. If he has to be involved in this kind of thing, then it is definitely right to pay it off at one time.

Mammon looked at the sinister with resentment on his face—the black cat believed that if the gaze could kill, the sinister would have died eight hundred times in this moment—then after a while, after playing a little abacus, he spoke slowly: "By convention, three months are nine out and thirteen returns. You borrow ten golden beans and return me thirteen golden beans after three months... If it is one year, you don't need to beheaded, and the monthly interest rate is 100%. Ten, you finally return me twenty-two golden beans..."

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