How a Calamity Necromancer Retires

“The weather is nice.”

All people are equal and cannot own personal property Although North Korea is designated by law, as the distribution system collapsed, marketplaces opened here and there, and goods were traded openly, there were not a few people in North Korea who accumulated wealth through business.

Yu Min-young is also one of those rich people, who has accumulated considerable wealth by running several large restaurants with her husband in Pyongyang, and thanks to that, has lived a decent life in North Korea.

However, Yoo Min-young also had complaints.

It was that he did not have the right means to show off his wealth.

Although the government is implicitly turning a blind eye to commercial transactions, in North Korea, where communism is deeply rooted, an outright show of wealth is no different from the behavior of the bourgeoisie, the main enemy of communism. The problem is that it doesn’t fill up.

“I want to ride a German imported car, but… There is no way.”

It is said that economic sanctions were eased with the arrival of the revolutionary government, but the reality is that North Korea is extremely short of foreign currency, so it is impossible to import luxury goods such as high-end foreign cars.

That is why high-end foreign-made cars are the exclusive property of high-ranking officials with power, and of course, for rich people like Yoo Min-yeong, who have money but no power, high-quality foreign cars are no different from the pie in the picture.

“Is there any better way?”

Yoo Min-young walked down the street thinking about this and that.

At that time, a strange building catches Yoo Min-young’s eyes.

“uh?”

A white rectangular building.

And in front of the white building, several people were shouting something to passers-by.

Yoo Min-young approached the building out of curiosity.

“Go see the model house!”

“The finest Korean-style apartment for sale!”

People with South Korean accents said incomprehensible things such as model houses and sales, but one word was firmly embedded in Yoo Min-young’s head.

It is a top-notch Korean-style apartment.

“A Korean-style apartment?”

After hearing that, Yu Min-young looked around and immediately recognized it.

“ah! Isn’t the complex in the back over there the one that was taken over by a South Korean company?”

One of those real estate properties that made people in Pyongyang curse the revolutionary government every day, saying that the buildings and land of the Republic were transferred to South Korean companies.

“Are you saying you’re going to demolish that complex and build a Korean-style apartment?”

As a wealthy person in Pyongyang, Yoo Min-yeong, who was grateful for the Kim family, felt repulsive, but a high-end Korean-style apartment in a drama she was watching without the authorities knowing flickers in front of her eyes.

In the end, Yoo Min-young, who had been thinking for a while, said.

“Okay, let’s take a look at what the hell you’re up to.”

As we approached the South Koreans, a South Korean spoke.

“Even if you just look around and receive consultation, we will give you wet wipes and top-notch German-made dish towels. Take a look and go!”

“uh?”

They give you German-made dishcloths that are hard to find just by looking at them?

Yoo Min-young was cold for a moment at those words, but she shook her head and thought.

‘Don’t be fooled. It’s just going back to see what the pigs of capitalism do to the land of the Republic.’

From nob le mtl dot com

Min-Young Yoo, who made up her mind again, said.

“Can I see you right now?”

“Of course, sir! I will see you!”

* * *

“ah… … !”

After hearing the brief explanation, Yoo Min-young enters the model house and opens her mouth wide.

“An apartment like this will be built here?”

A South Korean employee said with a kind expression.

“of course. All wardrobes are included as built-ins. Of course, all of them are top-of-the-line furniture made of solid wood. Come on, this way.”

A South Korean employee who moved into the living room pointed to the air conditioner and said.

“All rooms have system air conditioning… Uh, so the built-in air conditioner is installed and individually operated. And this time the kitchen.”

A South Korean employee takes the distraught Yoo Min-young to the kitchen.

“Our apartment has a system that allows you to dispose of food waste directly inside the house. What if food waste came out? Then, if you open it, put it in, and close the lid, it will go to the processing facility built in the basement of the apartment and be automatically processed.”

“oh my god… Is this a Korean-style apartment?”

“To be precise, these are the top-of-the-line options that apply only to new apartments being built these days in Korea.”

At that time, Yoo Min-young, who saw that there was no gas stove in the kitchen, said.

“Isn’t there a gas stove?”

“ah! Gas range. We have an induction using electricity instead of a gas stove. Electricity is supplied 24 hours a day in Pyongyang, so you can use it without any problems. ah! For reference, this induction.”

A South Korean employee whispered to Yoo Min-young in a quiet voice.

“I am from Germany. You know the German ones are good, right?”

“and… … .”

After touring all the model houses with the guidance of a South Korean employee, Yu Min-young, who sat at the consultation table, said,

“Are you really going to make an apartment just like that one?”

“There are some changes due to the addition of options, but you can see them as almost the same. And although it is not in the model house, a public gym and swimming pool as well as a screen golf course will be installed.”

oh my god.

A top-notch apartment filled with high-end foreign furniture and products and fully equipped with the latest Korean facilities.

Isn’t this the most suitable place to show off Yoo Min-young’s wealth?

It is enough just to invite an acquaintance to one’s home, and at the same time, one’s address itself is proof of one’s wealth.

“For reference, this is the highest-end Korean-style apartment system, and some services will be added in collaboration with Seron.”

“Seron?”

“I don’t know if you know, but Seron runs a security company. The skeletons here have abilities comparable to those of the Awoken. These skeletons patrol the apartment complex 24 hours a day, and if you ever need help, just press a button inside the house and these skeletons will immediately come to your aid. Of course, even if an unstable gate appears, Skeletons will block it. ah! If you have any doubts about the abilities of the skeletons, don’t worry, we can also show you a video of the skeletons fighting.”

Pyongyang, like North Korea’s largest city, had a fairly well-equipped gate defense system, but even so, unstable gates that suddenly appeared and spit out monsters always caused casualties.

However, to think that skeletons capable of responding immediately to such an unstable gate protect the apartment complex 24 hours a day.

‘Security is security, facilities are facilities, nothing is missing, right?’

The excuse to check what the South Korean company is trying to do to the North Korean land has already been blown away from his head, and Yoo Min-young is already overcome by the desire to own this apartment.

“But how are you afraid to sell this? Is real estate trading illegal?”

“You don’t have to worry about that. It has already been designated as a subject of special exception disposal by the revolutionary government, so there is no problem with North Korean residents purchasing it. Of course you can buy more and then sell again.”

It is the first real estate that can be legally purchased, and at the same time, it is full of state-of-the-art facilities that cannot be seen in North Korea, and even that is not enough, so it has the potential as a legally possible investment method that can be resold later.

In the end, Yoo Min-young said.

“I will make a contract. Where can I sign?”

* * *

From nob le mtl dot com

My Pyungyang properties, where my offer was accepted by the Revolutionary Government and special exceptions were made to supply North Korea with oil and food on a large scale.

The Pyongyang real estate rapidly spread capitalism in Pyongyang through sale of sales or sale of public goods.

In particular, in the case of apartments, they were so popular that all of the occupancy rights were sold out in an instant, and people who jumped into the purchase belatedly bought the occupancy rights from those who had already purchased them at a higher price. it pours

“North Korean people’s support for the revolutionary government is growing.”

At the words of the president of Seron Construction, I said with a smile.

“Of course it is.”

From nob le mtl dot com

Money is released through development projects, and thanks to credit income for oil and food, it is of great help to the lives of ordinary people as they escape chronic supply shortages.

Of course, credit payments continue to pile up in return, but what time do North Koreans, who are busy making a living right now, have time to even think about such a thing?

As long as there is no shortage of food and energy, that’s enough.

“Now the revolutionary government will not be able to run the country without me, right?”

Seron is the only one who accepts half of the payment in North Korean money.

In other words, the revolutionary government was as good as being caught by the neck.

I said with a relaxed expression.

“But I’m glad you know that I’m a good capitalist who hates being criticized.”

Really, if I only thought about money, I could use this to rip off North Korea to an almost exploitative level, but going so far and being criticized will only hinder my retirement life.

So, the best thing is for the North Korean government to borrow money to develop the economy steadily, as the South Korean government wants, and to share the benefits of that development.

“By the way, Chairman, too much North Korean money is piling up.”

“That is a problem.”

It doesn’t matter since the development of Pyeongsan-gun deals only in dollars, but the sale of apartments for North Korean residents and the move-in of the Seron store are all received in North Korean money.

In addition to this, since we receive half of our food and oil bills in North Korean money, the North Korean money piles up like crazy.

The problem is that there is no place to spend this money.

“Money is meaningful only when it is continuously returned.”

When North Korean money comes in, you have to reinvest it using that North Korean money, but the real estate you got now was obtained thanks to the setting up of collateral, and other ordinary North Korean land is legally impossible to trade.

“But starting a full-scale business is also a headache.”

Currently, there are businesses run by individuals in North Korea, but all large-scale industries that can make real money are monopolized by public corporations owned by the government.

In other words, in a situation where domestic companies are not allowed to enter, there is no way to allow foreign companies to enter the market.

Of course, there is a high probability that the revolutionary government, which is caught on a leash of oil, food and debt, will listen to me crying and eating mustard if I behave, but if it is possible, it is best not to blush with each other, right?

“Didn’t the revolutionary government do privatization?”

So the best thing is to take over when such a public company comes out in the privatization market.

Just as communist countries like North Korea develop their economies by privatizing public enterprises to build a competitive system when reforming and opening up, North Korea has no choice but to privatize such public enterprises someday for the sake of industrial efficiency and competitiveness.

There will be money left in North Korea anyway, and if I take over such a public company, remodel it to my liking, and run it, it would make quite a bit of money.

“There is a privatization plan.”

“oh! is it so? Do you have any?”

“Currently, first-class trading companies under the second economy account for 80 percent of North Korea’s total trade volume, and some of them are said to be privatized.”

The fact that 80 percent of even the trading companies with the most private capital are owned by the government was tantamount to proof of how public-owned the North Korean industrial structure is.

But trading companies, even if they are privatized, aren’t very coveted for me.

There is no need to acquire such a company, because it is enough to use the trade network of Seron that is already spread all over the world.

“Anything else?”

“Other than that, there is a company that makes small electronic products called Hana Electronics Company owned by the North Korean Ministry of Culture, and this is also subject to privatization. For a while after privatization, it was also necessary to maintain a monopoly system to preserve business rights.”

electronics company.

This is not bad.

Of course, the production capacity will not be able to catch up with SR electronics, but it is said that it will maintain the monopoly system for the time being, so the value as a sales route that can legally sell electronic products to North Korea is sufficient.

“It’s okay. If it is privatized, we can take it over and sell SR electronic products all the time.”

However, the CEO of Seron Construction looked at me and said.

“By the way, Mr. Chairman, it is said that the target of privatization is limited to North Koreans.”

“… Eh?”

“Strictly speaking, foreign companies or foreigners cannot own more than 50 percent of a company to be privatized.”

“What is that.”

Then you are saying that management rights should be given to North Koreans unconditionally?

Don’t do that!

I said frowning.

“Revolutionary government guys used their brains. Did you copy from China?”

A method of attracting foreign investment but unconditionally cooperating with local citizens to prevent domestic industries from being subordinated to foreign countries.

China used it while reforming and opening up, and thanks to that, it was actually a system that maintained and developed China’s industry as much as possible.

“It is said that the system was introduced for protection because the maturity of capital in North Korea is still low.”

“Tsk.”

words are correct

If you open up everything too defenselessly, you will be torn apart by foreign capital with tremendous financial power.

However, the situation goes against my belief that new businesses that are entering into a new business must have a 100% stake.

“Why don’t you try it?”

I was thinking of making it as good as possible, but if I close all the holes to spend money like this, I won’t be able to stay still.

What will they do if they threaten to lock food and oil?

“good. Call right away and file a complaint because this is discrimination against foreign capital… … .”

But then a thought passes through my mind.

“uh? wait for a sec.”

Is there any need to overdo it by aiming for the underdeveloped North Korean industry?

I said looking at the North Korean banknotes in my hand.

“In the end, the point is to roll this money.”

But do I really need to roll this money myself?

“Fund or bank.”

In the meantime, I have been developing the competency of Seron, focusing on the manufacturing industry.

Actually, that field matched well with undead like skeletons.

However, thanks to that, capital was accumulated, and now it is possible to exert power only with this capital.

If so, wouldn’t it be a way to use this capital to advance into finance?

“So far, lending money to the North Korean government and lending money to the residents is all a kind of financial business in a way.”

What I learned while doing business in North Korea was that North Korean individuals had absolutely no legal way to borrow money.

In general, when it comes to loans, what comes to mind is a bank, and although there was only one bank in North Korea called the Central Bank, this central bank was a mana existence for individuals.

The reason is that the purpose of the establishment of the central bank itself is to assist the North Korean government in executing funds, so it did not play the role of a private bank that provides loans to individuals.

Of course, since the only bank does not transact with individuals, those in need of urgent funds had no choice but to get their hands on illegal debentures that were prevalent in the marketplace, and as the side effects of that increased, the amount of money available to individuals when the Kim family was in power The establishment of a commercial bank was pushed forward, but it was virtually drifting because there was no private company with that kind of financial power.

I said with my eyes shining.

“Wouldn’t it be possible to secure a 100% stake in a bank?”

I think it would be a little easier to accept entering into an industry that does not exist in North Korea, such as the financial industry, rather than a monopoly industry in which public corporations have already entered.

Of course, the revolutionary government may be reluctant to play money against the people, but at least as a formal bank, it is much safer than illegal loans, and above all, North Korea is capable of establishing commercial banks except for the government. The person who has this amount of North Korean money is me or no one at all.

So, since we won’t lend too much to the point of ruining people’s lives, wouldn’t it be okay if we gently seduce you to grant us a 100% stake?

“What if you create a bank for North Korean individuals and give them loans? Capitalization won’t get faster as the money circulates.”

It is to go beyond temporary loans to the revolutionary government and enter the financial industry in earnest by creating a real bank targeting all North Koreans.

In that case, it is impossible to have control over a specific industry, but if North Korean entrepreneurs who run the company borrow money from the bank I will create, they will be able to exert influence on all industries in North Korea indirectly.

At the same time, it was clear that if money was scattered and capitalization accelerated, North Korea’s economy would develop rapidly, and if the economy developed that quickly, the size of the financial industry would grow rapidly.

Of course, my bank, which was preoccupied at the beginning, will grow at a crazy speed.

“Yes, isn’t this much better than doing manufacturing in North Korea, where the industrial base is weak and the domestic market is insignificant?”

In South Korea, labor costs are high, so they focus on manufacturing using undead.

In any case, Korea is virtually blocked from entering the financial industry by the Saeron Group, which is based on the manufacturing industry, due to the Separation of Financial and Industrial Capital Act, which separates financial and industrial capital.

“South Korea is manufacturing, North Korea is financial. kya Isn’t this like eating a pheasant and eating an egg? Okay, let’s go to the Cerron Bank.”