Great Entrepreneur Reborn
Chapter 981: Will my children be like this after I die?
Hearing what He Lixin said, Liu Jian's interest was raised.
"So this bank is looking for buyers. Is Dr. He familiar with them? If possible, arrange a time for me to meet with them." Liu Jian said.
He Lixin said: "No problem, I will arrange for Mr. Liu as soon as possible."
Although I have never heard the name of Hong Kong Chinese Bank, but it can be mentioned by He Lixin. This bank must have occupied a place in the Hong Kong banking industry. caused the present predicament.
This kind of mature bank facing operational difficulties is exactly what Liu Jian needs. There are many big banks, but with Liu Jian's funds, they can't afford to buy them at all, such as Standard Chartered Bank, Minsheng Bank, etc. Liu Jian wants to buy them. Only by selling all the companies in his hand can he acquire a part of the shares, and this may not necessarily be successful.
This meeting came faster than Liu Jian thought. It seems that the shareholders of Hong Kong Chinese Bank really don't want to continue investing.
When Liu Jian saw Li Yonghong, he looked worried, and at his decadent attire, Liu Jian shook his head secretly. He would not keep this person if he bought it himself. Li Yonghong's self-confidence is full of energy, but Li Yonghong is too short.
"Mr. Li, this is the president of the Liu Group, the chairman of ATV and Lixin Garment International!" He Lixin introduced.
"Mr. Liu, I have admired your name for a long time, and seeing you today is really well-deserved!" Li Yonghong said.
Liu Jian smiled indifferently. He had heard such compliments a lot, but it was not nutritious at all, and he looked down on Li Yonghong even more.
"Mr. Li, I'll cut to the chase. I heard that Hong Kong Chinese Bank is looking for a buyer, right?" Liu Jian said.
Li Yonghong was not surprised. During this time, all the people who asked him out were for this matter. The plight of Chinese Bank has spread throughout the industry. In fact, Huaren Bank has not reached the point where it has to be sold. Although the business has shrunk, the bank's debt ratio has always been very low. It's just that the two major shareholders behind him don't want to continue the business, so he can only helplessly look for buyers in the market.
"This is the case, and I won't hide it. But what I want to explain is that it's not because of business problems, but because our shareholders don't want to invest anymore. The two shareholders have reached an agreement to sell Huaren Bank." Li Yonghong said.
These situations can be known with a little inquiring, and Li Yonghong has nothing to hide.
"I don't know what the price of Huaren Bank is?" Liu Jian asked.
Li Yonghong smiled wryly and said: "The company's total assets are 20 billion yuan, with a debt ratio of 80%. Now the highest quotation I received was from CITIC Ka Wah Bank. They offered 4 billion yuan. According to the current situation , perhaps this is the highest price.”
Liu Jian looked at He Lixin in confusion. He knew nothing about the bank's asset-liability ratio. He was really shocked when he heard that the debt was 80%.
He Lixin hurriedly explained: "In the banking industry, as long as the debt ratio does not exceed 92%, the financial situation is within the normal range. The low debt ratio of Chinese Bank is beyond my expectations."
Only then did Liu Jian understand that there seems to be an essential difference between banks and other companies. Since it is within the normal range, the acquisition can be negotiated. Close to the bottom line of shareholders, maybe between one and two hundred million.
Thinking of this, Liu Jian made a decision, and said: "Mr. Li, I offer 4.2 billion. Go back and ask the shareholders what they think. If they agree, there will be no problem with this business. I can make a decision now. In the case of Gao , I have to reconsider. There are many banks that can be acquired in Hong Kong, and Chinese Bank is not the only one."
Li Yonghong nodded and said, "Mr. Liu, I will convey your thoughts."
This price must be close to the bottom line of the shareholders. At 4 billion, the shareholders began to waver. This is 200 million higher. If there is no big surprise, it is very likely to be reached.
When Li Yonghong left, Liu Jian was still a little uncomfortable and said, "How could the other party hastily agree to such a big deal?"
He Lixin said: "Mr. Liu, that's because you don't understand. The people of the Zhou family have already torn their faces for the money. Don't talk about such a large number. They have filed a lawsuit for three million. That's fine, we have already A lot of trouble will be saved if the acquisition is completed at once. As for how the Zhou family will divide the money, we don't need to consider it."
Liu Jian thought it was true. In his previous life, he had seen news about this. In order to compete for the old man's real estate, the two brothers sold the old man's house at a low price while the old man was traveling.
That's what the old man did when he was alive, let alone dead.
However, the biggest goal of coming to Hong Kong was achieved so easily, and Liu Jian still felt like falling into a dream.
Back at the villa, Liu Jian still hadn't recovered.
"What's wrong with my husband?" Fan Junyu asked worriedly seeing that Liu Jian was distracted.
Liu Jian smiled wryly and said, "Do you know what I did just now?"
Fan Junyu shook his head and said, "I heard that you and He Lixin went out, why do you have any business?"
Liu Jian said: "There is a bank in Hong Kong called Hong Kong Chinese Bank. I went to talk about the acquisition just now!"
"Failed? It doesn't matter~www.readwn.com~There are many banks in Hong Kong, we can choose another target!" Fan Junyu said.
Liu Jian shook his head with a wry smile and said, "It's not a failure, but a success. I offered 4.2 billion, and the other party agreed without even paying the price. I'll go through the formalities tomorrow."
Fan Junyu opened his mouth wide and said, "No way, it happened so easily. Is there something wrong with it? We'd better be more cautious!"
Liu Jian said: "No problem! It can't be said that there is no problem. After the founder of Hong Kong Chinese Bank died, his descendants were busy trying to get rid of their property. They just wanted to cash out the property as soon as possible. It is said that they paid for three million. The lawsuit, this will cost 4.2 billion, I don't know what it will be like!"
Fan Junyu was also surprised to hear that it was because of this reason.
"What I am worried about now is whether my children will continue to fight for the inheritance in the future. You see, the Lin family fell apart and fell into this field because of this incident. Now it is the Zhou family, and they are fighting each other for millions. Wait. When I die, will there be more, there must be tens of billions, do you think they will also play the game of buying murder?" Liu Jian said.
Fan Junyu's face changed: "No, besides, your child is only so old, why do you want to go so far?"
Liu Jian shook his head and said: "Otherwise, people who have no foresight must have near-term worries. With my method of sowing seeds, there may not be many children in the future! No, I have to think about how to avoid this. I don't want to die. No peace."
Fan Junyu was speechless, he was only too old to think about the afterlife.
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