Go back to 1980 and enjoy it

At the end of the eighth lunar month, the 6,000 yuan interest-free loan Deng Shirong applied for at the credit union arrived. The efficiency was still very good.

After the money arrived, Deng Shirong immediately went to the brick and tile factory to settle the payment for the bricks and tiles.

Deng Changbao, the owner of the brick and tile factory, received the money in advance, smiled like a Maitreya Buddha, and kept saying: "Oh, Mr. Jiu, you have many places to use money now, it doesn't matter if I pay it later. "

Although he knew that the other party was talking politely, Deng Shirong felt comfortable listening to it. He smiled and said: "The original plan was to settle the settlement for you later, but a few days ago I went to the credit union to get a loan, so now I have enough funds on hand, so I’ll send you the money first.”

He was not afraid that the news about the loan from the credit union would be spread, but he was interested in spreading the news.

The main reason is that he has now built the most beautiful house in the village and hired several carpenters to make furniture at home. At the same time, his own mountain renovation plan has also begun. Everything requires a lot of money.

But now the village has just divided the fields into households, and everyone is quite nervous. The fact that he made such a big noise all of a sudden is really eye-catching, and I am afraid it will arouse the jealousy of some villagers. At this juncture, if they have a fever, If something happened, it would be a huge headache.

After all, it has only been two short years since the reform and opening up, and the whole country has not unified its thinking. It would be an injustice if someone accidentally fell into trouble at this time.

But after the news of his loan from the credit union spread, it felt completely different.

Deng Changbao was surprised and said: "Jiu Gong, did you go to the credit union for a loan?"

Deng Shirong said with a smile: "It's so strange that I went to get a loan. The production team has just distributed the fields to each household, and I have only been working in the tank kiln contracted by Yungui for two months. How can I earn so much money? It just so happens that the country is now issuing We have adopted policies to support our farmers’ economic development. Credit union loans do not require interest. Isn’t this more reliable than borrowing money from private individuals?”

Deng Changbao dared to be the first contractor to work in the brick and tile factory. His ideas were naturally much stronger than those of ordinary villagers. When he heard what Jiu Gong said, he nodded and said: "Jiu Gong, what you said makes sense."

"Okay, I'll go back if nothing happens. I'm still busy at home!"

"Well, Mr. Jiu, please walk slowly."

…

If there was no major incident in the village, the news would spread throughout the village if anyone was spanking their children. And with Deng Shirong's deliberate spreading, the news of his loan from the credit union spread to the entire village in a short time.

Originally, Deng Shirong built the best house in the village and even the entire Shuangwang Realm, and the villagers were so envious that their eyes turned red with envy. But now that they know that Deng Shirong owed money to the credit union, the villagers were shocked and regained their psychological balance in an instant.

Deng Changfu was also stunned when he learned about Jiugong's loan from the credit union.

For an honest man like him, he has no idea of ​​seeking a bank loan now and will never have it in the future. He said in confusion: "Isn't the business of the cylinder tile factory contracted by Mr. Jiu and Uncle Yungui very good? ? I heard that you can earn several hundred yuan a month, and Uncle Yuntai, a big vat master, also earns more than 200 yuan a month. The father and son have such high incomes, why does Mr. Jiu still need to go to credit? Social loan?”

Although Guan Yongying was a little shocked and didn't understand why Jiu Gong did this, she knew that an elder like Jiu Gong who could make a lot of money must have his own reasons for doing things, so she replied: "Jiu Gong must do this. There is a reason to do this, so you and I should stop making blind guesses!”

Deng Changfu thought about it. As one of the capable people in the village, Jiu Gong's thoughts were not understandable by the couple. He stopped mentioning the loan, but turned the topic to the mountains and said: "Yongying, Now Jiu Gong is asking people to transform the mountains into fruit orchards and plant lychee trees. Do you think this is going to work? "

Guan Yongying shook his head and said: "I don't understand this either. As far as I know, no production team in the entire Bangjie Brigade has ever started an orchard. Jiugong can be said to be the first. If you want to know if the orchard has started, It’s better to ask Jiu Gong.”

Deng Changfu nodded, stood up and said: "Okay, then I will ask Jiu Gong. If this orchard is really going to be successful, then I will tell my parents to use their free time to transform the mountains at our house into orchard."

Guan Yongying said: "I'll go with you."

So, the couple walked to Mr. Jiu's house together.

Because the two families were not far apart, Deng Changfu and his wife arrived at Jiugong's house in just over a minute's walk.

At this time, several carpenters were busy in the open space in front of Jiu Gong's house, while Jiu Gong stood watching.

"Jiu Gong!" Deng Changfu and his wife walked over to say hello.

Deng Shirong hummed. When he saw the couple coming together, he knew something was going on. He pointed to the longan tree in front and said, "Come and sit!"

The three of them came to sit under the longan tree, and Deng Changfu said: "Jiu Gong, we came here to ask about the orchard."

Deng Shirong took the chimney, took out the tobacco and matches, and said with a smile: "You two want to ask how much it will cost to build this orchard, and whether you can make money, right?"

Deng Changfu chuckled and said, "Jiu Gong, you are really good at predicting things."

"It's not hard to guess. Even if you don't come to ask me, after I plant the fruit trees, I will ask you to plant the fruit trees with me."

Deng Shirong stuffed tobacco into the mouth of the chimney and said: "This orchard can definitely make money, but the initial investment requires a lot of money. Take mine as an example. I have reserved a thousand lychee seedlings outside. Here It will cost seven to eight hundred yuan.

And the renovation of the current mountain ridge is expected to cost 300 to 500 yuan.

After the saplings are planted in early spring next year, they will have to hire someone to water, fertilize and take care of the orchard, which is another huge expense.

Adding this up, it will cost about 1,500 yuan in the early stage. "

Deng Changfu and Guan Yongying couldn't help but gasped after hearing this. The initial investment of 1,500 yuan was really an astronomical sum for them.

After all, Deng Changfu married Guan Yongying back. Even if their family's net worth increased by 400 yuan in order to get an extra piece of land, the total cost was less than 1,000 yuan, including a lot of money and goods. It was returned to the hands of the couple, and the initial investment in setting up an orchard was as high as 1,500 yuan, which was really scary.

Just hearing this number, the couple wanted to back out.

Looking at their expressions, Deng Shirong knew that they were frightened by this number. He lit a match and took a few puffs of cigarette before explaining with a smile: "Of course, I need to spend so much money because I am lazy. If you If you want to start an orchard, you only need to pay for the saplings, and you can save a lot of money by doing the rest yourself. "