Chongzhen Chat Group

When Emperor Chongzhen heard this, he sighed in his heart. When these ancient people were short of money, they would eventually turn to the banking system. Today's banking system is still very fragile. If you use your power to misappropriate funds, the bank's credit system will soon be gone, just like the fate of precious banknotes in the past!

As he thought this, the other ministers nodded. They were naturally concerned. It had been almost half a year since the establishment of the Ming Dynasty Construction Bank, and many people had already begun to save money in it, especially some businessmen who traveled all over the country. The funds are deposited and can be easily withdrawn to another place for use. Mao estimates that there should be a lot of money in Daming Construction Bank right now. The money spent on making winter clothes for the New Army should be a drop in the bucket!

"Your Majesty, with this, the winter clothing of the new army has been solved!" Shen Yongmao said with a little joy, "This battle must be correct!"

If the Liaodong issue was solved during his tenure as Minister of War, he would be remembered in history, and he would naturally care about this matter very much. At least after Emperor Chongzhen's analysis, he felt that he had a high chance of winning.

Others were also relatively relaxed, and many were still nodding. But who knows, Emperor Chongzhen looked serious and categorically vetoed: "No, except for the money coming in and out of the bank according to the rules set by the Ming Dynasty Construction Bank, no one can use their power to embezzle it!"

After saying this, he felt that Ming officials still had a very shallow understanding of finance. He was a little worried that the branch of Ming Construction Bank would be destroyed by local officials using their power, so he immediately told Wen Tiren seriously: "Wen Qing, I have drafted an edict to spread my message throughout the world and strictly prohibit officials from all over the country from reaching out to banks. I will never allow anyone to destroy the nascent financial system!"

Having said this, he turned to Wang Chengen and Liu Xingzuo who were standing in front of the emperor and said: "Factory guards must also strengthen supervision of banks in various places. If anyone dares to break bank rules, they will be arrested first!"

"My slave obeys the order!" Wang Chengen responded immediately without caring about others.

Liu Xingzuo was a step slower than him, but he didn't hesitate much, just a little confused: "I will obey the order!"

Seeing that the emperor was so cautious, the senior officials of the Ming Dynasty below couldn't help but look at each other. In their minds, they don’t think there will be any problems if they misappropriate it once! Is the Emperor a little fussy about this matter?

Emperor Chongzhen could see the confusion in their eyes, so he explained to them: "If I embezzle the bank silver this time, will the people who deposit the bank silver be worried?"

"Your Majesty, can't you just pay it back when the court has money?" Bi Ziyan is the general manager of the Ming Dynasty's property. He must ask questions clearly when it comes to matters within his scope. "Besides, the winter clothing of the new army involves the use of captives." The war, to put it more broadly, is what Your Majesty calls a national war!"

Many ministers nodded slightly when they heard this. Even if he didn't nod, the expression on his face was one of approval. It should be said that most people think so.

Emperor Chongzhen immediately shook his head, stared at Bi Ziyan and asked: "Then I ask you, when will the court have money and when can it be returned? Will it happen that when the court has money in the future, there will be other places where the money needs to be used? Thinking that the bank is a money bank anyway, if you don’t need this little money, why don’t you just stop paying it back?”

"..." Bi Ziyan was speechless upon hearing this. He felt unable to answer the emperor's questions because the answers were obvious!

Emperor Chongzhen continued to ask: "Also, this time it is the winter clothing of the New Army and it involves the national war. What about next time, will there be other reasons that are legitimate and important to embezzle the bank again?" Got some silver?"

"..." Bi Ziyan continued to have nothing to say, because he didn't need to answer this question. If he could do it this time, he would definitely think of this method next time he was short of money.

Listening to the emperor's continuous questions, Wen Tiren and others finally realized that something was wrong. The emperor didn't need to say any more. They could naturally deduce that if they did this often and didn't pay back the money, then who would be able to keep the money in the bank with confidence! In this way, after a while, there will be no more money in the bank...

Emperor Chongzhen glanced at the faces of his ministers, and after seeing that they had understood something, he said earnestly: "The bank's financial system will be the driving force for the economic growth of our Ming Dynasty. It has just begun to sprout now, so we must let it thrive. One day, when the bank is strong enough, I, the Ming Dynasty, will be able to use the bank to revitalize the entire economy and make the people of the Ming Dynasty rich. Everyone will have food to eat and clothing to wear! Therefore, I will never allow anyone to break the rules of the bank. system!"

After hearing this, the Wenhua Hall was quiet for a long time, and then Cao Huachun, the eunuch of the Supervisor of Ceremonies, spoke first: "Your Majesty, your Majesty! I just had a sudden enlightenment today and have a deeper understanding of our Ming Dynasty banking system! "

Obviously, this time, because Emperor Chongzhen's speech was really novel to them, it made him think for a while, so he did not agree with it the first time Emperor Chongzhen finished speaking.

As soon as he opened his mouth, other ministers, although some of them still did not realize the important position of the banking system in the Ming Dynasty's economy, still felt that what the emperor said was reasonable, and they all said with sincerity: "I will obey the Holy Will!"

As a result, Bi Ziyan, the Minister of Household Affairs, was worried again. Since the money cannot be misappropriated from the bank, where will the money for the new army's winter clothes come from? This is related to the Liaodong War and cannot be postponed temporarily like other armies.

Others also realized the theme of the meeting and returned to it. For a while, the Wenhua Hall became quiet again.

Emperor Chongzhen was also worried, but he never thought about touching bank money, nor did he think about asking the central bank to print more money. At this time, the banking system had only been established for about half a year and was still accumulating credibility. It must be strictly implemented in accordance with the silver standard, otherwise it is very likely to repeat the old path of the Ming Dynasty Baobao.

He thought for a while but couldn't figure it out, so he thought about it from the experience of later generations. After thinking about it, suddenly, his eyes lit up and he suddenly thought of a way.

Immediately, he entered the chat group to ask about the situation. After a while, he exited the chat group, with a smile on his face, and said to the ministers below: "Okay, I have solved the issue of the new army's winter clothes!"

"..." When these ministers heard this, they were all surprised. They looked up at Emperor Chongzhen and were a little puzzled for a moment. Why did they say it was solved? Where did the money come from?

Emperor Chongzhen saw their confusion and immediately smiled before explaining to them.

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