Chongzhen Chat Group

While he was thinking, the people next to him were chatting and talking about other things.

"I heard that you deposited your money in Daming Construction Bank? You have to be careful!"

"I have no choice. I have to go to Hangzhou in two days. It's not convenient to carry money, even banknotes. The journey is too far."

"Oh, you are right. Fortunately, the Ming Dynasty Construction Bank has the participation of the imperial court. It has a strong capital and has branches in many places. Otherwise, it would be really inconvenient for you!"

"..."

Cao Bianjiao heard it. People in the capital still had scruples about depositing money in banks, but some traders found it very convenient. He frowned and thought for a moment, should he exchange the little silver he brought and the future military pay into banknotes or deposit it in a bank? After all, it will be more inconvenient to carry money with you when you are marching and fighting!

Little did he know that it wasn't his turn to worry about this matter. Emperor Chongzhen had long made up his mind that the imperial court would open accounts for the troops and officials in the capital at the Daming Construction Bank, and all military pay and salaries would be distributed to this account.

If anyone is worried, no problem, you can take it out and hide it at home. But there will always be people who refuse to withdraw it, and then the money becomes money that the bank can make money from. Moreover, military pay and salaries are deposited in banks. Over time, this will give ordinary people confidence and encourage them to deposit money in banks.

The reason why this matter hasn't been announced yet is that Daming Construction Bank has too few manpower and is already very busy. If this matter is done, it is estimated that those in the existing bank will work overtime to death. After all, if you do something for the first time, your account will increase too much at once, which is too unrealistic.

Cao Bianjiao and the others were soldiers and could not eat as slowly as the common people in the capital. After a while, they finished eating like the wind swept away the remaining clouds.

"Let's go see the brothers who died in the battle!" Cao Bianjiao greeted, and the four of them paid and left, heading straight to the Ming Zhonglie Hall.

Unlike the last time Cao Bianjiao entered the capital, there was no martial law and the food supply had slowed down. On the street, people were coming and going, it was bustling, it was so lively. The shops on both sides are open, with all kinds of goods, and it is very prosperous.

Walking among the crowd, not to mention the other three people, even Cao Bianjiao was dazzled by the sight and secretly marveled at the prosperity of the capital.

"It would be great if my little sister was still here!" Brother Zhao suddenly showed a trace of sadness on his face and said with a sigh, "She likes fun the most!"

Upon hearing this, several other people also thought of their home in Liaodong, and couldn't help but feel depressed. Cao Bianjiao knew that they missed their relatives who were killed by Jianlu, so he said to them: "Believe in the new army and the emperor, I will definitely avenge them one day!"

Several others nodded vigorously, and couldn't help but look forward to the new army, just like Emperor Chongzhen.

After this incident, they no longer wanted to watch the excitement, so they quickened their pace, and soon they arrived at Fengtianmen Square.

Although the weather was still cold at this time, it seemed even colder in the empty square. However, there were still a lot of people, and most of them came to the Ming Zhonglie Hall.

Before Cao Bianjiao and the others got closer, they saw what seemed to be a quarrel at the entrance of Zhonglie Hall. When they got closer, they saw that it was a place selling incense, and someone was quarreling with the officials there.

"My copper coins were minted by the imperial court, why don't you accept them?"

"I told you, we have regulations here. We only accept banknotes, not silver and copper coins. If you don't have banknotes, go over there. You can go to the Central Bank of Ming Dynasty to exchange banknotes. Otherwise, you can also go there Go buy incense and candles on the street over there, whatever you want!"

The people watching on the side also chimed in with various comments.

"Haha, if it were all copper coins, they would be exhausted. How many copper coins would they need in a day! They also have to worry about the quality. How can paper money be so convenient!"

"Brother, do you want to buy it or not? If you don't buy it, don't delay those of us behind!"

"I'm from out of town. I don't know the market at all. Many shops don't like to use copper coins now."

"..."

After hearing this, Cao Bianjiao looked at each other and decided to go to the Central Bank of Ming Dynasty first. Unexpectedly, there were five long lines of people exchanging banknotes here. Soldiers from the Five Cities Military and Horse Division were maintaining order, and no one was allowed to jump in line.

Suddenly, Brother Sun found that there was also a window on the other side, and people were queuing up, and there were not many people queuing up, only about ten people. He quickly pointed and said: "Young Master... Brother Cao Xian, there are few people over there!"

When Cao Bianjiao heard this, he trotted over quickly. However, when he ran back and took a look, his face darkened, and he turned around and said, "This is the place where banknotes are exchanged for silver."

"Ah, no wonder there are so few people!" Brother Sun responded a little embarrassed.

Brother Zhao, the eldest brother, thought for a while, approached the people in line and said, "Brothers, we want to change banknotes. How about we change them so you don't have to line up?"

When Cao Bianjiao and others heard this, they all stopped. Yes, this is a good way to quickly exchange banknotes.

But who would have thought that those people didn't pay any attention to Brother Zhao at all. Only a younger one said with a bit of disdain: "Who knows whether it is real money or a price, and what is the quality? We'd better exchange it at the bank, and you can Don’t worry, no one will trade with you!”

"You..." Brother Zhao became furious when he heard this.

The man was not afraid at all, and sneered: "What, you still want to hit someone, do you want to go to jail? It is strictly forbidden to cause trouble here!"

After hearing this, Cao Bianjiao stopped Brother Zhao and had to go back, preparing to queue up behind the long queue.

A few people who were outside the long queue had already noticed them. Seeing that they were going to the end of the line, one of them walked quickly towards them.

"Brother, do you want to exchange banknotes?" the man greeted enthusiastically.

Cao Bianjiao stopped and looked at the man who nodded, a little confused.

When the man saw it, he came closer and said enthusiastically: "The queue is too long. I don't know when it will be your turn. So, I have banknotes here. How about I exchange them for you?"

Upon hearing this, Cao Bianjiao and the others suddenly showed a trace of suspicion on their faces. What that person said to them just now is still ringing in their ears!

The man was obviously experienced, and he immediately patted his chest and said, "Don't worry, these are serious banknotes I exchanged from the bank. Besides, I have a lot of brains, I dare not touch counterfeit money!"

At this point, he paused and said with a knowing expression: "It's just that I spent a lot of time exchanging banknotes before. Therefore, when I exchange banknotes for you, I have to exchange ten copper coins for eight copper coins. How about exchanging it in proportion to the banknotes? Can I exchange it?"