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At this time, the function of the bank account was still very simple. It kept money for customers, charged storage fees, and also provided loans, but they were all high-interest loans. In fact, they were loan sharks. In addition, for a fee, you can withdraw money from other places.

This Ming Dynasty Construction Bank is different from the ticket number in the minds of the people of Ming Dynasty.

First, the deposit is free, and if it is lost, you will be compensated 100%. Let you save with peace of mind and peace of mind.

Second, you can use collateral to get a loan, and the loan amount is very low, only about one-tenth of the ticket number. Depending on the loan time limit, there are different loan interest rates to choose from to meet various loan needs as much as possible.

Third, the funds of Daming Construction Bank are strong enough, and withdrawals from other places are 100% guaranteed. When you deposit money from Yingtianfu and go to the capital to withdraw money, you will not find that there is no money to withdraw from the capital.

It is also stated that the Daming Construction Bank is under the jurisdiction and supervision of the Daming Central Bank. If there are any violations, you can go to the Central Bank of Ming Dynasty to complain.

At the same time, another imperial edict was circulated throughout the world, declaring that financial business was related to national security, and it was strictly prohibited for private individuals to carry out financial business, such as loan sharking, bank accounts, banks and other activities.

This means that from now on, the only financial institution in Ming Dynasty will be Daming Construction Bank, unless the court approves its establishment.

As soon as this news was announced, it immediately caused a sensation. Daming Construction Bank is no better than Daming Royal Cement Company, and most people in the capital are confused about this. Although it has been explained, many people still don’t understand it. But their intuition told them that this thing was awesome.

"You think, does the Ming Dynasty Construction Bank have the same banknote number and actually keeps money for others for nothing? It's not a waste!"

"Yes, the loan interest is so low. How does this business work?"

"..."

There are all kinds of questions and people who can't figure it out. Some people with darker thoughts even spoke in an even more extreme way: "Could it be that the imperial court wants to take advantage of the money?"

"Yes, they also said that the imperial court would spend 30 million taels of silver to invest in shares. Haha, when did the imperial court become so rich?"

"..."

These remarks had the absolute upper hand when the announcement first came out. But soon after, slowly, the words of some knowledgeable people began to spread.

"With the power of the imperial court, how difficult is it to keep money for others? It's just a matter of storing money in multiple places."

"You must be ignorant, the billing account, well, opening this Daming Construction Bank is completely a business of making money with money. The more money, the bigger the capital, the more you will earn!"

"..."

Those who didn't understand, because of the Ming Dynasty Royal Cement Company, had some doubts in their minds that they were not thinking about the right place. When they heard a powerful explanation, they hurriedly gathered around and humbly asked for advice. Especially those who have a lot of money, they even invite knowledgeable people to their homes for dinner and tea. All of a sudden, in the capital, everyone who had a little connection to the bank account became a hot commodity.

Of course, there are some people who didn't know what they were doing before, but after the announcement came out, they explained it clearly and clearly, even better than those who were originally related to the ticket number.

"You don't know that as long as the bank controls the loan risks, that is to say, the collateral of the borrowers must be properly evaluated, then it will be 100% profitable."

"Think about it, if you can repay your loan when it is due, I will get the money back with interest, right? If you can't repay it, then I'm sorry, the collateral will belong to the bank."

The person asking for advice interrupted in surprise: "Hey, isn't this similar to a pawn shop? A pawn shop needs a good shopkeeper, otherwise the valuation will be wrong and you will lose money."

"Yes, that's the point of what I just said! You may not have noticed that the notice says that the value of the collateral held by the bank must be clear."

"What do you mean, the value must be clear?" The person who asked for advice didn't understand anymore after hearing this, and asked quickly.

"Don't understand? Then let me give you an analogy. The value of cultural relics, calligraphy and paintings can be high or low, right? For these things, banks do not accept mortgages to avoid losses, or... there are some tricks. The mortgaged items must be real estate, shops, etc. Fields and other things whose value is easy to determine. So, do you understand?"

"..."

People who understand, people who don't understand, people who don't understand, people who don't understand, are all discussing the Daming Construction Bank.

The royal family, nobles, civil servants and generals, traffickers and pawns, etc. are all discussing the Ming Dynasty Construction Bank.

This time, it took half a month from the announcement to the official auction of the shares, and the discussion continued. Even when everyone met, instead of asking "Have you eaten?", they asked "Are you going to buy it?" Or simply Ask "Have you raised money?"

While the capital was so lively, the Korean Peninsula across the sea was equally lively. However, this excitement is not that excitement.

Aisin Gioro Amin had a very happy time during this period. The army marched eastward and harvested every day. A lot of food and other materials were collected. It was inconvenient to carry it with the army, so they gathered in Yizhou near the Yalu River and stationed heavy troops. As for himself, he continued to lead the army towards the Korean capital.

During this period, the King of Korea sent envoys to communicate, but they were frightened back by the conditions he offered. Amin's purpose is very clear. With Huang Taiji's current reputation, he can only avoid being suppressed by Huang Taiji if he raises an amount of food that surprises everyone.

The Jianlu who followed Amin to North Korea also enjoyed happiness during this period. Go out together and take whatever you see and want, whether it's people or things. If you dare to say "no", you will be greeted with a knife.

Those Korean soldiers had the same moral character as the Ming army, or even worse. They were considered good if they didn't flee after hearing the news. If the city cannot be defended, they immediately drive the captured Korean people to attack the city. After the city is captured, the city is massacred. Therefore, North Korea has no decent resistance at all.

Of course, there is also something that worries Jianlu, that is, as time passes, there are fewer and fewer people to see. Often everyone in the village or city has fled before they arrive.

Also, slowly, if Jianlu goes out with few people, he will be attacked. These people are just ordinary people, or some of them were defeated. Although it can't cause much harm to them, it is still a trouble.

The king of North Korea, Renzong, heard all kinds of bad news every day, so that he could not be in a good mood even one day. He was hoping for a reply from Wu Daji, but there was no news, and he was a little desperate. If Amin had offered less conditions, he would have accepted it.

Now there is a voice in the court, saying that the Great Jin Khan is easier to talk to. Let's see if he can bypass Heshuo Beile Amin and go directly to the Great Khan to tell the truth. He really can't get so much food. Maybe he can slightly less.

I owed six updates before, but I paid three more, and there are still three more. However, there are recommendations this week, and the difference between high orders is 2 to 100. If two updates are due in advance, there are still 5 updates due. See if I can return it before work.