Choice from reincarnation

Soon Chu Fan also got down to the topic and began to talk about Alipay.

“You say, grandpa will definitely help you!” Chen Yan said with a smile

Although he said that he didn’t want Chu Fan to suffer this hardship, he was also a little relieved to see him working so hard.

Born in such a privileged family and working so hard, he will definitely be a talent in the future.

Seeing this, Chu Fan also stepped directly into the topic: “That’s the case, I hope to cooperate with banks across the country.” ”

“Cooperation?” When Chen Yan heard this, he was also a little puzzled.

Now there are many people looking for bank loans, and people looking for bank cooperation, there are none at all.

People’s banks are originally storing money, in the unit that manages funds, what can you do with them?

Moreover, Chen Yan also heard for the first time that there would be people who wanted to cooperate with banks.

Seeing that his grandfather was interested, Chu Fan also began to count: “Now the bank’s model is limited to the counter, if you need to handle any business, customers can only find a bank nearby, whether it is transfer or consumption can not be separated from the bank, which also adds some trouble, and it is also increasing the bank’s business volume.” ”

Know that the whole world is trading with cash, and all the cash is stored in the bank.

If it is a good daily expense, you can go to the self-service counter machine anytime, anywhere.

But if you have to do some other business, it is very troublesome.

For example, if you want to send money to relatives who are far away, then you can only blame going to the bank to handle it.

This adds a lot of trouble.

Now there are not many areas covered by banks, maybe two or three streets to have one.

Not to mention small banks, there may be only one or two in a region.

Now if you need to transfer a bank or something, you need to spend a certain amount of time to find a bank.

When you find a bank, it must be overcrowded.

After all, now that banking business is gradually developed, the number of people who handle business is becoming more and more extensive.

Banks also give the impression of being crowded and noisy.

It may only take three to five minutes to do a business, but the waiting time is thirty to fifty minutes!

This not only delays customers’ time, but also adds a lot of workload to the bank.

The most important thing is that the designated bank card can only go to the designated bank to handle business, and does not support interbank processing!

This is also a headache for all people, and it has not been solved.

Therefore, if this problem can be solved, it will not only be beneficial to the people, but also to the banks.

Of course, this problem is also a problem for banks all over the world, and no one has been able to solve it until now.

Hearing this, Chen Yan also instantly became interested.

As the president of Huaxia Head Office, he also needed a perfect solution to deal with these problems.

This is also what every previous president of the head office has wanted to do.

“You go on.”

Chen Yan slowly sat down, and he also wanted to see what Chu Fan could do to solve this problem.

If this problem can be solved, it will be a major breakthrough!

Seeing this, Chu Fan swallowed his saliva, so he continued: “For these problems of the bank, you can create a third-party software to complete some simple transactions through this software, such as the most frequent transfer business, so that you don’t need to go to the bank to handle business, you can handle it on your mobile phone or computer!” ”

“Third-party software?!” Chen Yan exclaimed, very surprised by his grandson’s idea.

He was in this position and thought about it all the time every day.

But hearing Chu Fan’s words, there seems to be a trace of truth.

After all, it is absolutely impossible to talk about the integration of banks across the country.

There are several state-owned banks alone, not to mention the current private banks.

Without a unified plan, integration is now almost impossible.

Therefore, it is also very difficult to handle some ordinary business.

But if you want to do as Chu Fan said, do not integrate the banks, but put them all on one platform.

Through this platform, some business transactions are carried out, such as the most frequent transfer business.

In this way, customers can complete the transfer without leaving home and do not have to wait in line at the bank.

This is a good time, and it also keeps the bank busy all the time.

And once you miss the entire commuting time, then you can’t handle any business.

If someone is waiting for you to send money at night and the bank doesn’t work, you have to wait until the next morning.

After all, banks are not open 24 hours a day, and if this software is feasible, then there is no need to wait for business in the future, and the facts are solved in real time.

As Chu Fan spoke, his mouth was dry, and then Chen Yan handed over a cup of tea.

As soon as he drank it, he began to continue explaining: “Yes, third-party software……….”

After talking for nearly half an hour, Chu Fan told his grandfather all about the entire model and the benefits it brought to the bank.

Although it is his grandfather, this is not a trivial matter after all, and naturally needs to be explained clearly.

And seeing his grandfather listen so intently, he also gained more confidence.

Twenty minutes later, Chu Fan drank three cups of tea, took two breaks in between, and finally explained all the things about Alipay.

But what he said was only about the convenience it brought to the bank.

This also made Chen Yan very happy to hear it, and he kept smiling on his face.

After listening to Chu Fan’s words, he looked a little excited.

Just kidding, this problem that the whole world has not been able to solve, he actually found the answer on Chu Fan’s side, it is simply unbelievable.

If he hadn’t listened to Chu Fan’s words seriously, he would never have imagined that it could still be like this.

“Good! This method works! Chen Yan said with a look of excitement

Obviously, he very much agreed with Chu Fan’s proposal.

Whether it is from his professional point of view, or this position and grandfather’s point of view, they are very optimistic.

It’s just that what he never expected was that Chu Fan actually had such wisdom at a young age, it was simply gifted!

“That grandfather, look at what I just said…” Seeing this, Chu Fan directly asked tentatively

But before he could finish, his grandfather quickly nodded: “No problem!” ”