I receive courier in Datang

Chapter 160 The Bank That Sprung Up Like Mushrooms After Rain
In fact, Li Er was not optimistic about Li Chengqian's behavior.

Li Chengqian didn't care about these at all, his positive emotion value finally increased, and he added ten points to each of his mental strength.

Li Chengqian: The congenital period.

Spirit: 20
Power: 20
Nearly [-] positive emotion points were spent.

Lu Zihou came to report the situation of the weight loss shop.

"Your Highness, in just three short days, we have already given away a thousand coins for nothing," Lu Zihou said.

"It's a good deal!" Li Chengqian said calmly.

Lu Zihou: "???"

Is Li Chengqian crazy? What is the concept of a thousand words?A very good house in Chang'an City.

In three days, Li Chengqian gave away a house!Is this still something people do?The most frightening thing is that Li Chengqian thinks it's a good deal...

Of course it's a good deal. With Li Chengqian, his strength has doubled. Now, he has the urge to kill a thousand people a dozen!

"The matter of the weight loss shop must continue to be done. All our business must be supplied to the business of the weight loss shop, do you know?" Li Chengqian said.

Lu Zihou said helplessly: "Yes."

After Li Chengqian thought about it, the bank needs to be set up quickly. His daily expenses are very high now, and he needs to find a way to make more money.

With Li Er's treasury bills in the lead, his current banking concept is easily accepted by the common people.

Li Er's treasury bills can only be redeemed after a certain period of time.

Li Chengqian's bank is different, it can be deposited and withdrawn at any time, and the interest is of course not as high as treasury bills.

There are also fixed deposits, and the interest is almost the same as that of treasury bills.

People who had not grabbed treasury bills before were immediately overjoyed. This bank is great!

As for why someone didn't grab the treasury bills, it was Li Er's precautionary measure.

You cannot issue too many treasury bills, otherwise you will really not be able to repay them. This is what the ministers deduced.

In order to make everyone save money more safely, Li Chengqian asked Lu Zihou to release the news that his bank was followed by him and the Queen.

After knowing this, a large amount of idle funds were absorbed by his bank.

The daily income is [-] guan, and it is still increasing.

Li Chengqian said to Lu Zihou: "How about it, I spend a thousand guan in three days, and earn [-] guan every day, which one is better?"

"Your money is saved by everyone to earn interest, and it's not yours." Lu Zihou said.

"You don't understand. Money can make money. They put money in. One person's money may be nothing, but a lot of money can make a lot of money." Li Chengqian said.

Lu Zihou knew what Li Chengqian meant, wasn't he just making loans.

His bank decisively launched loan business, housing mortgage loans, antiques can also be mortgaged.

Lu Zihou finally knew that it was indeed impossible for Li Chengqian to lose money.

The review process is very strict, the loan cannot be more than the collateral, and the collateral will be taken away after the overdue period.

Anyway, the bank will not lose money.

There are many people who take out loans, and they usually borrow money, which can only be borrowed from relatives.

In the past, the only way to borrow money from other places was usury, which they couldn't afford.

Prince Bank, the interest rate is not high, less than one-third of usury, only [-] per day.

People in need come to borrow money, and most of the people who can get loans have mortgaged their own houses.

Finally, not only did his money not decrease, but it also had a surplus, Li Chengqian let out a sigh of relief.

According to this speed, he will soon be able to double his strength again, and if he doubles a few more times, he may be able to ascend to heaven and earth!

So cool!

This is not the most powerful thing, the most powerful thing is that he changed the appearance of Datang.

Fat is beautiful?Now thin is rich, whoever loses more weight will earn more money!

His reputation has also increased to a terrifying height, who doesn't love a boy who spreads money?

There are also many people who are jealous of Li Chengqian, and banks have sprung up like mushrooms after rain.

And the methods used by these new banks are also very simple, that is, higher deposit interest and lower loan interest.

Simple, rude and thoughtless, it has a great impact on Li Chengqian's business.

Many people withdrew money from Li Chengqian and deposited it in the newly opened bank.

Lu Zihou hurriedly came to Li Chengqian to report this matter, Li Chengqian shrugged.

"This is a normal thing, they are also competing with us legitimately." Li Chengqian said.

"His Royal Highness used patent fees to mess with many people before, why not collect patent fees from them this time." Lu Zihou said.

"No, why are you so naive? In the past, when I collected patent fees, I collected them selectively. This time, these banks and the forces behind them are more complicated. I'd better keep a low profile." Li Chengqian said.

"Then we should also increase the deposit interest?" Lu Zihou asked.

"No, it's not cost-effective. What we have to do is to set industry standards and set an example for everyone." Li Chengqian said.

"Develop industry standards?" Lu Zihou was puzzled.

Li Chengqian said: "In this way, you can call the people who run these banks together to discuss this matter. For example, if you withdraw money across banks, you only need to pay a small handling fee."

Lu Zihou was surprised, this is indeed a pioneering work!
Obviously, if their bank takes the lead in doing this, their status will not be low, and they even have a faint feeling of taking the lead.

There are now a total of twenty banks in Chang'an, and Lu Zihou has sent invitations to each bank.

In the end, only five banks accepted Lu Zihou's invitation.

Obviously, other banks are prepared to compete with Li Chengqian instead of cooperating with Li Chengqian.

The founders of the five banks were all invited by Lu Zihou to his home, where they ate and talked.

Lu Zihou said: "I know that behind you all are big men with powerful hands and eyes. You can come here to save face for the prince. I think you can't make money by making the interest on savings so high. It's better for us to cooperate."

His words made everyone very comfortable.

"How to cooperate?" someone asked.

"It's very simple. We communicate with each other. If someone deposits money in one of them, he can withdraw it in the other." Lu Zihou said.

Five people are very interested in this.

Lu Zihou continued: "The interest rate is also the same. There may be slight changes. It mainly depends on which of our families has attractive activities."

The other people looked at Lu Zihou. Obviously, Lu Zihou had something. What was the activity in his mouth?Everyone was curious.

"This is really good, Lu Zihou, I am willing to cooperate with you."

The remaining four also expressed their willingness to cooperate.

The news of the cooperation of the six banks spread, and the other fifteen banks panicked, and they cooperated separately, seven or eight.

As a result, the banks in Chang'an City formed a tripartite confrontation.

Lu Zihou told Li Chengqian about this, and Li Chengqian touched his chin, saying that it was time to kill all these competitors.

He remembered that he seemed to have seen the method before, and he saw it in a TV series.

Recall, roughly remember the method.

Li Chengqian said: "Lu Zihou, you put out the notice, saying that our bank promises to exchange bank notes for cash at any time, and we will never break our word, otherwise, we will close the door directly."

Lu Zihou nodded, this is really necessary, it looks very professional and very good.

Li Chengqian is purely for Yin people...

(End of this chapter)