Traveling through history leaving a name

Chapter 343 smooth
In the business world of the capital, Zhang Qingfeng still has a lot of face, so his bank has just been established and has won the support of most businessmen.

At present, most of the businesses Zhang Qingfeng does are mutually beneficial with businessmen in the capital.

For example, in the textile industry, Zhang Qingfeng has now lifted the restrictions on the sale of shuttle looms. In recent years, more than a dozen weaving factories have been opened by other businessmen.

At the same time, with the development of these years, the textile industry in Shuntian Prefecture has grown at least ten times compared to the beginning, and has almost monopolized most of the cloth market in the north.

This is also the reason why Zhang Qingfeng has not been able to get a large part of the cake even though there are so many competitors.

In the entire textile industry, some of the most important machines are monopolized by Zhang Qingfeng, such as the steam engine, which no one has been able to build yet.

At the same time, there are cement, glass, etc., which have never appeared before, and there is no interest in mobilizing others.

Even for steel, Zhang Qingfeng's steel factory has consumed all the steel made by himself, and there are not many other steel merchants competing for the market.

So generally speaking, Zhang Qingfeng can maintain a very good cooperative relationship with most of the businessmen, which is why they sell Zhang Qingfeng's face.

On the day when Daming Royal Bank officially opened, it was very lively.

Early in the morning, many people brought countless silver coins to deposit money here.

Zhang Qingfeng also personally presided over here early in the morning.

"Mr. Chen, why are you here in person?" Zhang Qingfeng bowed his hands to a businessman at the door of the bank.

"Haha, I'm here to congratulate the establishment of the bank presided over by Zhou's palm seal, and I'm going to save all the money I've earned in the past two years into the bank." The person called Chen Yuanwai bowed his hands to Zhang Qingfeng and said.

"Thank you, Yuanwai Chen, for your support." Zhang Qingfeng quickly thanked.

"Mr. Chen, please go inside and ask Xiao Zhong to handle the deposit business for Mr. Chen." Zhang Qingfeng said to a bank staff member.

"Zhou's palm print!"

At this moment, another person drove the carriage to the door of the bank.

"Old Zheng, why are you here in person? Welcome!" Zhang Qingfeng said to an old man who was getting off the carriage.

"Don't dare, I just came to see what the Daming Royal Bank looks like and where it is located, so that you won't make mistakes when saving money in the future." The old man laughed and teased Zhang Qingfeng.

"Old Zheng, welcome, welcome inside, please..."

Zhang Qingfeng greeted the guests while chatting with them.

As time went by, more and more people came to the bank, making the entire street where the bank was located extremely lively.

And the staff in the bank were also busy all the time, until it was almost dark, and all the people received today's guests.

"How? How much deposit do you have today? How many bank notes have you exchanged?" Zhang Qingfeng asked his subordinates.

"Palmprint, today more than 80 customers came to the bank to deposit money, with a total of 2307 million taels of silver and 64 taels of gold."

The subordinate paused for a moment and continued to report to Zhang Qingfeng: "In addition, there are five customers who want to handle mortgage lending business. They want to borrow more than 30 taels of silver, but their mortgage properties need to be evaluated before they can lend. "

"For the exchange of banknotes, a total of 36 taels of banknotes were exchanged today, most of which were below ten taels of silver. Generally speaking, the lower the value of banknotes, the more they were exchanged."

Hearing the rewards from his subordinates, Zhang Qingfeng nodded: "It's natural. The smaller the denomination of banknotes, the easier it is to circulate, and naturally the more they can be exchanged."

"Okay, it's getting late, go back and rest, you'll be busy tomorrow." Zhang Qingfeng said to his subordinates.

At this time, it was already dark, and Emperor Wanli sent an army to protect the bank vault in order to ensure the safety of the silver, so Zhang Qingfeng was very relieved.

Today, more than 80 merchants have deposited more than 200 million taels of silver and exchanged more than 30 taels of banknotes, which is generally not bad.

The next day, the bank was still busy. Many businessmen from the capital came to the bank to deposit money and exchange some bank notes at the same time.

According to Zhang Qingfeng's estimate, after most of the businessmen he knew came to deposit a sum of money, the bank could absorb up to 500 million taels of deposits.

It is equivalent to saving 10,000+ taels of silver per person in Daming Royal Bank on average.

Zhang Qingfeng knew that these businessmen would not store all their money in one bank, and everyone understood the reason why all eggs should not be put in one basket.

But in the future, Zhang Qingfeng will still find a way to get them to deposit a lot of money in the Royal Bank.

With the opening of Daming Royal Bank, not only businessmen, but also some dignitaries and ordinary people began to deposit money in the bank.

The reason why these people also deposit money with Royal Bank is mainly because Royal Bank does not charge any deposit fees.

That's right, it is the deposit fee. In ancient times, not only was there no benefit to depositing money in a bank, but there was still a charge.

Many people have money, but it is not safe to keep the money at home. What should I do?The appearance of the bank solved this problem, and many people put their money in the bank one after another, so that it was safe and would not be missed by thieves and robbers.

The Royal Bank of Ming Dynasty has a strong background and is protected by the army every day. It is definitely safe to save money in such a bank. Instead of depositing money in other banks, it is better to deposit it in the bank opened by the emperor.

Other banks may go bankrupt and run away with money, but the emperor will not, the emperor is the son of Ming Dynasty, if he does this, Ming Dynasty will soon be over, this is what many people think.

Therefore, after learning that the Daming Royal Bank does not charge for depositing money, no matter whether it is the court dignitaries or ordinary people, they all deposit money in the Royal Bank.

In just one month, plus the more than 500 million taels of silver deposited by merchants in the capital, the Royal Bank absorbed a total of 800 million taels of silver.

When Emperor Wanli heard this number, his eyes lit up immediately. He did not expect so many people to deposit so much money in the bank.

Fortunately, he also knew that the money was not his, so he didn't think anything wrong.

After opening the bank in Beijing, it has developed very well, and then it will open branches in various state capitals, which requires a lot of manpower and security forces.

Therefore, Zhang Qingfeng asked Emperor Wanli for permission to allow the bank to set up a security force. The number of people may be about 1000 at the beginning, and may be expanded to 5000 or more later.

Hearing Zhang Qingfeng's request for instructions, Emperor Wanli agreed without saying a word.

These days, he sent Jin Yiwei and the Five Army Yamen to protect the bank's treasury. It's okay for a short time, but if it takes a long time, it will inevitably be criticized by others.

Therefore, he simply agreed with Zhang Qingfeng to set up a security team by himself.

After obtaining the consent of Emperor Wanli, Zhang Qingfeng directly selected more than 1000 young people in their twenties from among the workers in various industries, and selected a group of young students from the Polytechnic University as security captains, and then began to monitor them. train.

After these people are trained, they can be sent to various state capitals to serve as security personnel.

(End of this chapter)