Datang: From exiled prince to eternal tyrant

Chapter 502 Bank Promotion
Even so.

There are still many people who are unwilling to spend this money.

In the eyes of people of this era.

It was the safest thing to hold the money in your own hands before.

to someone else.

That means nothing.

Even the bank, they feel a little uneasy.

Datang today.

Li Ke has already started to open a bank experimentally in the Kingdom of Shu.

A complete country, a complete set of benefits.

There must be public facilities such as banks and schools.

Public restrooms and the like have already been used.

This is the first batch of public facilities that Li Ke put into construction.

We want the public to accept the emergence of these public facilities.

The most convenient way is to make these public facilities available for immediate use.

And let them understand the benefits of these public facilities.

And then.

These are some public facilities that can completely change the way people live.

For example banks.

Public restrooms are the former.

It's also the latter.

Banks, on the other hand, are purely the latter.

For ordinary people.

The use of the bank is a value-added service.

Without a bank, they can also deposit their money at home.

There is a bank, which requires a guarantor.

of course.

Since the advent of money.

Various banking services have already begun to appear.

For example, some rich people will do this kind of thing.

They allow villagers or servants to deposit money in their hands.

And they use the money to make money.

The money earned is given to the saver at an appropriate rate.

That's the nature of banks.

The same is true of usury.

Such things as usury appeared much earlier than banks.

In the beginning, this kind of thing followed the casino.

There are casinos.

Naturally, there are loan sharks.

Usury exists for profit.

He's not like a bank.

The average person is not qualified to build a bank at all.

Only the royal family is eligible to establish a bank.

Today's Datang world.

Only the royal family has such qualifications and credibility to guarantee.

No other individual has such credit.

And among the royal family.

Only Li Ke and Li Shimin are qualified to do this kind of thing.

Naturally, Li Shimin couldn't do such a thing.

It can be said.

Although it cannot be said that he knows nothing about business matters.

But it's also impossible to do something like this.

Let him run the bank.

You can only be an honorary president or something.

simply put.

It is to use Li Shimin's credit to do this.

But Li Ke didn't need it.

His reputation is good enough.

There is no need for Li Shimin as a guarantee at all.

Especially in Shu.

His reputation is even better than Li Shimin.

And within the scope of Datang.

Although Li Ke's reputation has not surpassed Li Shimin.

But enough.

So he is qualified to establish a bank.

But now, it is not the most suitable time to open the bank to the entire Datang.

In the current Tang Dynasty, the people have not yet become completely rich.

The premise for establishing a bank is that all people have spare money to deposit in the bank.

And the situation in Datang is now.

Except for Shu.

The vast majority of people are still struggling on the line of food and clothing.

This is true even in Chang'an.

Not all Chang'an people are rich.

Many people in Chang'an are still poor.

They look very rich.

Can eat and drink well, and still live in Chang'an.

But actually.

Their income barely matches their expenses.

That's pretty darn good.

many people.

Even the daily income is not enough to support their own expenses.

You can only borrow money.

such a situation.

This is not the first time this has happened.

Li Ke didn't find it strange either.

He is the prince.

Naturally, he knows the situation of the people below.

It is a huge project to help the people of Datang get rid of poverty.

At least for now, Li Ke does not have the ability to do this.

After all, the current development of Datang is not good enough.

If it is ten years later.

Li Ke can have confidence.

Let the entire Datang, all the people out of poverty.

This time sounds like a long time.

But if you compare the poverty alleviation in modern society, you will know.

This speed is already very fast.

of course.

The current population of Datang cannot be compared with that of modern society.

There are at least one billion people in modern society.

And today's Datang.

Even if you count those countries that have just been conquered by Li Ke.

It's just a population of [-] million.

This is already Li Shimin's efforts.

If it is a time of war.

There will be a huge reduction in the number of this population.

The population of China was at its lowest in history.

Only tens of millions.

Now that Datang has a population of hundreds of millions, it is already considered very good.

And with the stability of people's lives.

The population is growing very, very fast.

I believe it won't take long.

The number of people will usher in a surge.

Datang now.

Although it has settled down.

But it's only just settled down after all.

The people have not fully recovered.

Wait a few years.

The population of this generation is gradually growing up.

The population will explode.

This is certainly a sign of the prosperity of the times.

But again.

It is also a time of great pressure.

such pressure.

It is easy to crush an era.

The increase in population also means that people's living standards need to be improved.

otherwise.

The income of those families simply cannot support the consumption of a huge population.

The same is true for Datang.

Why disaster relief?

On the one hand, various disasters have indeed occurred in these places.

The second is the poverty of these families.

They don't have any capital to face disaster at all.

If these families have very high income.

There is also a wide variety of safety equipment.

For ordinary disasters, do you still need the imperial court to provide disaster relief?

Of course not.

of course.

Some huge disasters still require the court to take action.

Li Ke knew.

There's no rush for this kind of thing.

so now.

He just established a bank here in Shu.

For the bank's outward expansion.

He didn't even think about it.

The current Datang is not suitable at all.

And these.

It is the welfare of the people of Shu.

Why do some people always want to enter the Shu Kingdom?

Become a citizen of the Shu Kingdom?

Because the welfare of Shu is good.

Those people may not see the good things about banks at all.

I just feel that the bank can send money to them regularly.

It's pretty good.

But for those businessmen.

But they saw the huge interests and monstrous benefits of the representatives behind the bank.

only.

They are also very clear.

They simply have no such qualifications to build banks.

of course.

They can give Shu State Bank higher benefits.

For example, the Bank of Shu can give ordinary people [-]% of the benefits every year.

They can give people 12.00% or even more.

(End of this chapter)