My super cowardly system

Chapter 42
After taking a few breaths, He Xiaofan cursed Lu Yi twice in his heart before walking towards the bank.

ICBC, as the world's number one bank, can be said to be at the top level in the world in terms of service and scale.

As soon as he entered the door, He Xiaofan saw crowds of people sitting on chairs and waiting in line. Usually, to deposit and withdraw money at the bank counter, or to handle business, you need to get a number from an automatic number machine at the entrance. own serial number.

When the serial number in front of you is finished and the broadcast calls you, you can go directly to the corresponding counter to handle the business.

He Xiaofan took a look, there are a total of five counters, the current serial numbers are 237, 238, 240, 242, 243, and the serial number in his hand is...

431!

He Xiaofan gasped, there are more than 200 people in front of him, what year and month will we have to wait? !

If he really waited like this, he might not even be able to go back at dinner time.

Recently, my sister has been complaining a lot about going back so late last time, so I definitely can't go back too late today.

But looking at the mobile phone map, the nearest ICBC is five kilometers away, and when he arrives, there may still be so many people, so the gain outweighs the loss.

Keep waiting?
He Xiaofan deliberated for a while, then walked to a staff member standing guard and asked:
"Excuse me, can you do me a favor?"

The staff member said with a professional smile on his face: "Hello sir, how can I help you?"

"Well, that's how it is." He Xiaofan said a little timidly, "I want to withdraw money, but I'm in a hurry today, can I trouble you to help me?"

After speaking, He Xiaofan carefully handed the black card to the staff.

For He Xiaofan, who has not yet come from a society and is as innocent as he is, it is a bit embarrassing to openly say such words about fighting for privileges outside.

For those rich people who are worth tens of billions of dollars, maybe they take a plane to go through the VIP channel, go to the bank and have someone waiting outside without queuing, and go to the hotel to have a car pick-up, these are all things they should take for granted.

But these seem a little uncomfortable to an ordinary person.

Because for ordinary people like He Xiaofan, everyone is subconsciously the same. If you have to line up, you line up, and if you have to follow the rules, follow the rules. This is a matter of course.

If a VIP channel is suddenly opened for them, there is no need to line up, and there is no need to abide by the rules. This kind of unique scene among thousands of miles will feel somewhat embarrassing to the fledglings.

The staff member took the black card and was about to say something when he suddenly froze again.

This is indeed their card, but he doesn't seem to have seen this type of card before?

He was a little puzzled, but he responded immediately: "Okay sir, have you made an appointment before?"

He Xiaofan shook his head, he nodded and said: "Okay sir, please wait a moment, I will go to consult you."

After speaking, the staff quickly walked towards the manager's office.

The manager took the black card and frowned.

This is indeed their bank card, but even he has never seen this style.

He looked it over until he turned the black card over and saw the strange image on the back made of glowing sequins.

Is this... cotton candy?

etc!Marshmallow!

The manager suddenly stood up from the chair, and rushed out of the office in a hurry, regardless of straightening the chair.

A black card with an image of marshmallows on the back, it's that woman!

The woman who no one at the bottom of the industry knows, and no one at the top - He Wenjing!

A 22-year-old business prodigy, no, in many high-society classes, she is even called the business queen by those bigwigs.

Some people even commented: Whoever wins He Wenjing wins the world—this sentence seems unrealistic.

Her deeds are not too many, and it has only been one and a half years since she appeared, but since the moment she appeared in the business circle, every deed of her is enough to shock every businessman. Circle boss.

For example, in less than half a month, a listed company with assets of tens of billions went bankrupt, and finally the chairman had to personally issue an apology to apologize.

Or in a stock market war, facing the three giants alone, and finally retreating unscathed, and took away tens of billions of assets from it.

Or support a very small company, in just one year, the scale is already enough to compare with a listed company.

There are still many things he doesn't know, but just those things he knows are enough to make him feel afraid of this woman from the bottom of his heart.

More importantly, the bank card in his hand.

Credit cards have strict grade divisions. According to credit grades, the grades of credit cards that users can apply for are divided into: Platinum Card, Gold Card and Ordinary Card.

This card, however, does not belong to any of these classes.

As far as the manager knew, this card was very special. There was no annual fee. Even if you didn't use it for a year, no fees would be deducted. It could be said to be an ordinary bank card.

But what is different from ordinary bank cards is that this card can advance unlimited consumption anywhere in advance.

That's right, the really incredible thing about this card is that it's unlimited!
In other words, people who hold this card can spend any amount anywhere, and the repayment date is as long as one year, and the low interest is basically negligible! !
There are only three cards issued by the industry and commerce in the country, and each card is individually customized and has its own characteristics to distinguish it.

For example, the card in his hand with marshmallows engraved on it.

Of course, although this card can advance any amount in advance with unlimited amount, but the so-called unlimited amount actually has such a limit. After all, if the bank currently only has [-] million in liquidity, you have to withdraw [-] million , the bank has no way to take out the money.

But as far as ICBC, which is currently ranked number one in the country, is able to issue this card, it means that they have enough confidence and strength to be able to borrow this money.

Moreover, lending money to this person must be of great benefit to their bank.

Otherwise, how could the bank be so stupid to issue this kind of card to a person who is not profitable for him.

For banks, the more money the other party needs to borrow, the more beneficial it is for them.

Especially when the other party needs a large amount of funds, such as hundreds of millions or billions, what they lend out is not just money and interest.

For banks, when lending money to those people, is the interest they value most?
Oh, no.

What they value most is "humanity".

(End of this chapter)