big financier

Chapter 70 Financing
"Maybe they don't trust your strategy!"

"Perhaps, what's so strange about this? Some people even think that the stock market really can't make money at all. It's because of those rumors that in fact, there are more people who make money in the stock market. But often only The top talents may attract attention, and a small number of people have certain profitability. Unfortunately, the vast majority of ordinary people are noobs who are slaughtered by others, which makes everyone feel like a tiger in the stock market. "

"The same world, everyone's vision and views are different."

Pei Guangqian seems calm, but in fact he has been worried that he earns too little money.During this period of time, the stock account only had a floating profit of 10%, which was less than 30, and even the rent was not enough to cover expenses.

Zhang Zuguang is still speculating in gold futures in the middle of the night recently, but he has almost never made a profit. Every time he makes a small deposit of several hundred dollars, the end result is a liquidation.

The greater the ability, the greater the responsibility. Although Pei Guangqian is very optimistic about the development of this team, he must have near-term worries without long-term considerations.

I have used 2 system skills in a row, but I haven't seen any effect yet, but recently someone who claims to be a banker has been calling him and asking him if he wants a loan.

At first, Pei Guangqian thought he was a salesman, so he ignored her and hung up, but the person kept calling, and the other party spoke clearly and logically. After analyzing Pei Guangqian's assets, he suggested that he re-mortgage the property in Jiangnan Province.

When I bought it, the total price was just over 100 million, but now the house price is close to 300 million. Excluding the early repayment of the loan in the past few years, if you want to increase the mortgage, you only need to pay back 60, and you can get a loan of 200 million.

The house is still the same house, and the property rights are still his own, but he has more than 200 million in cash. This is almost like cashing out. Anyway, when the time comes to sell the house, the money will be able to pay off the loan. As for the interest on this part, Pei Guangqian thinks House prices in Hangzhou will certainly not be that low. It stands to reason that the increase in house prices should be comparable to the growth rate of interest rates.

Regardless of whether he is a liar or not, Pei Guangqian decided to give it a try, and he planned to go to Hangzhou.

He didn't intend to live in the house, so he didn't take care of it all the time. If it wasn't for the purchase restriction in Shanghai, he would definitely not go to Hangzhou to buy it.

At that time Hangzhou also restricted purchases, but Pei Guangqian had worked there with Liao Dahai for half a year, had a residence permit and social security, and after passing the supplementary payment, he was eligible to buy a house, so he chose a real estate near the urban area and bought a new house .

Pei Guangqian and Yi Qigui immediately ran to Hangzhou. The proprietress of the salesperson was from Mingzhou, in her early 30s, and she was said to know people from some banking institutions, who specialized in this kind of lending business.

Her main source of funds were some fellows from the Mingzhou Chamber of Commerce who specialized in real estate mortgage emergency loans. However, after hearing what she said, Pei Guangqian chose to let her find financing from a regular bank.

The procedures are actually very simple. You go directly to the bank to apply, then go to release the mortgage, and then re-sign the mortgage contract with other bank staff. The whole process takes about ten days, and you can receive the money from the bank.

Finding an intermediary is different. It took several months for the bank to lend money when buying a house, but the proprietress charged 2 yuan as an intermediary fee.

Many people use this method to buy a second or even a third home. If house prices continue to rise, although the pressure to pay for the property will be very high, the profits will also be very considerable.

Pei Guangqian completed the procedures on the same day and applied to the bank for early repayment of the loan. Since it was a personal matter, he asked Pei Guangwei and Tu Yuqi to borrow some cash for temporary turnover.

As long as he comes to Hangzhou again in a few days, the 200 million will be transferred to his card.

In this way, he has a total of more than 500 million funds that can be used to buy and sell stocks, but he has divided several accounts.

The money was still too little, so Pei Guangqian called Jia Yingcai.

Jia Yingcai remembered what he had promised Pei Guangqian before, but because he was too busy recently, he couldn't take care of it. As soon as Pei Guangqian urged him, he quickly made arrangements and called Pei Guangqian back to say that he had made an appointment with a sales department of Juntai Securities. Vice President, surnamed Fang.

Mr. Fang asked them to meet together, preferably all relevant stakeholders can come, have a meal, and then discuss cooperation matters.

Pei Guangqian called Tu Yuqi and asked her to accompany him to discuss matters.

"Master, why do you have the heart to let me accompany Mr. Fang? We are too old to chat with him."

"I didn't say that I want to have a year-end friendship with someone, but the minimum etiquette is still required. I don't mean to curry favor with anyone, but I don't dare to go out and meet in person. Do you want to start a company like this and stay in your office all the time?"

Pei Guangqian doesn't understand why Tu Yuqi thinks like this in her heart, if she has something to talk about, it's better to say a few words to those who don't like it, everyone is acting on the occasion, just talking about the scene.

Anyway, Tu Yuqi was finally called, if Mr. Fang hadn't said that he wanted to meet the shareholders, and Zhang Zuguang was in Pengcheng, Pei Guangqian would have planned to take Liu Mengjie there.

Mr. Fang was really not easy to deal with. During the dinner, he asked about Xinsheng Investment Company's information, and Pei Guangqian told the truth. Anyway, they were just established, and the registered capital of 1000 million yuan has already been fully allocated.

"Brother Pei, both of you are born in the 90s. You are young and have just established this company. If it weren't for Manager Jia's face, I wouldn't be able to help you settle this financing matter."

"It is precisely because of this that we have a certain value in existence. Just like investing, we must choose a stock with better growth, right? Mr. Fang."

"Don't be afraid to tell people, I'm already planning to join Tony's company, maybe around the end of the year." Although Jia Yingcai said this with certainty, it sounded unbelievable.

"Oh? Can you discuss your specific opinion?"

"Mr. Fang, please click here for business secrets." Jia Yingcai said with a smile.

Fang Wanqing also laughed, this guy is very uncomfortable, Pei Guangqian feels that he seems to be looking down on him now.

Still, don't feel too good about yourself, reality is reality.

After finishing the dinner early, Pei Guangqian made an excuse to send Tu Yuqi home and then slipped away.

It doesn't matter if you get money or not, and it doesn't matter if your impression is good or not.

Tu Yuqi said in the car: "I don't want to see this Mr. Fang again next time. You didn't see that she was looking at me all the time, and she asked me this and that from time to time."

"People think you are cute, but don't say you don't want to see me, and I don't want to see you either."

"Master, why do you want to raise money? Isn't it good to make money slowly with these assets now!"

"If you don't start a company, you can just stay at home and speculate in individual stocks, and you can get by with some profit, but now this profit is not enough for staff salaries and rent."

(End of this chapter)