The richest man in the world: one billion pocket money at the beginning

Chapter 96 Credit Evaluation System
Chapter 96 Credit Evaluation System
"Is it an idiot? I'm afraid it's too early to say so."

Yuan Jialin spoke, and directly issued an order to evict the guests, and said to them: "Since you guys chose cash, then go back."

"As soon as the subsidy arrives in two days, I will arrange for the relevant personnel to call you."

After saying that, he glanced at Qin Feng with a smile and said, "Brother Qin Feng, please stay, I have something to say to you."

Several people gave the eviction order and naturally didn't want to stay here any longer, so they got up and left.

Only Qin Feng was left alone.

At this time, Yuan Jialin didn't have to hide it anymore, and said directly to Qin Feng: "You chose to do the long-term, and you are the only one who chooses."

"Well, I'm the only one." Qin Feng said lightly.

"However, this is not a loss. On the contrary, it is a great benefit to you." Yuan Jialin said.

"Yes." Qin Feng said.

"You own 100% of the equity of this bank. In the future, no matter how much profit this bank makes, it will eventually enter your pocket." Yuan Jialin said.

Qin Feng smiled: "This is exactly what I want."

Yuan Jialin looked at Qin Feng approvingly, and suddenly asked: "But aren't you afraid that you won't make money?"

"Fu Gang has already said that opening a bank is a long-term investment. In a short period of time, it may be difficult to return the capital."

"Even if I use a certain amount of subsidies to help you set up a bank, if you can't accumulate credit in a short period of time, you won't be able to make money."

Yuan Jialin said.

In this matter, Yuan Jialin can help Qin Feng do a good job in three points.

The first is to help him register with a bank quickly, without any review at all, basically instant approval.

After all, Yuan Jialin is the city's largest leader, and his voice is still very important.

The second point is that he can help Qin Feng get a better piece of land for building a bank.

The third point is that he can help Qin Feng, use the funds distributed in the province, take out part of it, and deposit it in Qin Feng's bank.

Yuan Jialin can move about one billion yuan and deposit it in Qin Feng's bank, and it can be deposited for 20 or even 30 years at a time.

Anyway, he doesn't have to.

For Qin Feng, the one billion yuan is equivalent to the principal of his bank. He can use this money to do anything, for example, lend this money to developers and earn high profits from it. Interest.

It can also be loaned to people who buy houses a little bit, and can also earn a certain amount of interest.

just.

Yuan Jialin is now afraid that Qin Feng will not be able to make good use of this money, and he will not be able to make a profit, and even directly waste the billion.

"This, don't worry." Qin Feng said calmly again.

Yuan Jialin liked seeing Qin Feng so confident that he immediately stood up and said with a smile: "Then it's settled!"

"You go back and apply for company registration, think of a trademark, and I will approve it for you in the afternoon."

"Construction will start tomorrow, and it will probably be completed in less than a week."

"Hmph, I want to see if it's Fu Gang and the others who have looked away, or my brother Qin Feng who has looked away!"

that's it.

This is the beginning of the busy bank construction plan.

Qin Feng applied for a qualification certificate to establish a bank that day, and the certificate was sent to Qin Feng that afternoon.

"Fengxing Bank."

The first private bank in East China was formally established.

The next step was vigorous construction. Driven by Yuan Jialin, a bank located at the south end of the pedestrian street was completed in just one week.

On the day of business, the team represented by the office building in East China, as well as bank presidents such as Wang Gang of China Construction Bank, were directly hung on the entire outer wall of the bank.

Immediately afterwards, the representative of the office building in East China deposited the first sum of funds in Fengxing Bank, with a total amount of one billion yuan and a deposit period of 20 years.

Then, Wang Gang and other bank branch presidents joined in, and each person deposited funds ranging from 1000 million to [-] million.

On the opening day, Fengxing Bank deposited a total of 15 billion yuan in funds.

Although there are quite a few, it is a pity that they are all flattering, and there is no real user who deposits money in Fengxing Bank.

As for Fu Gang and the others who were standing outside to watch the fun, they couldn't close their mouths from their laughter.

"Did you see it? This is what happens when you open a bank. You don't make a dime, and you have to pay interest back to others!"

"Qin Feng, Qin Feng, after all, he is too young."

"He should humbly ask us for advice so that he doesn't go astray."

"Hehe, the yellow-haired boy is young and energetic, now you know how powerful you are?"

"If you don't listen to me, you won't lose much!"

Several people were still chattering about whether Qin Feng lost money or not, but the next day, the second day after Fengxing Bank invested, a huge change occurred.

All those who laughed at Qin Feng could no longer laugh.

The next day, Fengxing Group took the lead in publishing the announcement that "you can buy a house with a loan without credit".

The entire East China City was in an uproar.

Everyone was startled.

Can you buy a house with a loan without checking your credit?Crazy, what if it is overdue?
Wouldn't it be impossible to collect the money released?

You must know that the interest on buying a house on a loan is really high. If a person borrows 100 million to buy a house, the bank will eventually receive almost 120 million in repayment.

However, such income is based on the good credit of the lender. If the credit of the lender is not good, let alone the interest, the principal cannot be kept.

Qin Feng, how dare you?

Fu Gang and the others felt incredible, and immediately went to check, only to find that many, many young people were already starting to apply for loans in Fengxing Bank.

And Qin Feng turned out to be the only bank staff member.

"Hello, I want to apply for a loan. Is it possible?" A young man sat tremblingly in front of the counter and asked cautiously.

Qin Feng glanced at the young man, and there was a string of data in his eyes.

"Name, Li Gang..."

"Age, 29 years old..."

"Occupation, teacher..."

"Credit status, good..."

"Credit Evaluation, A+..."

"Probability of compliance, 99.85%"

"After the evaluation is completed, you can borrow money, and it shall not exceed 300 million..."

"Note: SS level users can borrow less than 100 billion in loans, S+ level users can borrow less than 10 billion in loans, S level users..."

With a glance over, Qin Feng decisively agreed to this person's loan application.

Not bad.

This is a super S-level skill that Qin Feng used the super exchange coupon to redeem in the weekly lottery prize pool.

"Credit evaluation system!"

It can assess the credit status of any individual and can accurately determine whether the other party will default.

And there were no mistakes at all!

(End of this chapter)