Rebirth of the Almighty Internet Celebrity

Chapter 372 Father's Abilities

The two daughters of the Zhou family had been secretly fighting with the "female student" who wanted to be their "stepmother" for so long, and only then did they finally realize what was the greatest charm of their old father? !

That's right!
For women from ordinary families and women from small cities, there is a high probability that they are from "villages in the city" or simply from rural areas close to the outskirts of the city... If a man has an annual income of more than 10 yuan.It is equivalent to a monthly income of more than 1, which is quite attractive.

Don't compare it to the kind of work that the "little son-in-law builder" does.

像“小女婿架子工”也吹嘘过他1天就挣过1千块钱。但他不敢吹嘘他1个月挣3万块钱，毕竟不是天天有活儿做的。但“小女婿架子工”敢吹他1个月挣过1万多块工钱。

This month's income exceeds [-], and the "little son-in-law who works as a shelf worker" occasionally tries it once or twice.That's not earned when you go to the big city to work with the "foreman".Because he works part-time for others, they will never pay him such a high wage, and it is impossible to work every day for a month without interruption.

It was the "little son-in-law scaffolder" and "foreman" who couldn't get work in big cities. When they went home for a stroll, a friend in the village introduced him to a job of erecting scaffolding on the outer wall of a self-built house.The "little son-in-law builder" contracted it himself, and he did the work himself. Then he found two "friends" to do it together, and the whole "self-built house" project was taken down.

He took the job himself, received the wages, and managed them, distributing the money to the "little workers."Of course he can eat "big head".In addition, the exterior wall area of ​​the "self-built house" is quite large and needs to be erected on all sides, so the work only took about a month, about 20 days.

In this way, the "little son-in-law helper" received the money and sent it to the "worker". After the temporary "team" was disbanded, the "little son-in-law helper" counted the money he got, and it did exceed 1.

That month, the "little son-in-law who works as a shelf worker" claimed that he had "a monthly income of more than [-]", and there was nothing wrong with that.Not bragging, but fact.

But the problem is, that's just a special case.It is a case.After that, there will be no such good luck, and you can meet the luck of taking over "private work" by yourself.If there is such a good "contracting project", the "foreman" will not be driving a small car all day long with a few "hardcore workers" running around in various cities looking for jobs.

Therefore, the monthly income of "little son-in-law shelf worker" exceeds [-] yuan, which is only a "flash in the pan" phenomenon.

However, "Coach Zhou" has a monthly income of more than [-] yuan, which is very, very stable.Only in this way can the income of "Coach Zhou" be very stable, which is not comparable to that of "little son-in-law who works hard".

A stable high income also has a strong appeal to women.Like "the youngest daughter of the Zhou family" also admitted that if her husband can also have a stable "monthly income of more than 6", no, as long as she has a stable "monthly income of more than 180", her attitude towards him will make a [-]-degree turn .Not to mention showing his face, if you quarreled with him every few days, it would be fine to just treat him as an "ancestor".

However, does the "little son-in-law who works as a shelf worker" have a stable "monthly income of more than 6"?No!Therefore, the "little son-in-law who works like a jerk" must continue to look at the face of the "little daughter of the Zhou family" and continue to accept the reality that his wife quarrels with him every day!
This is a "family conflict" that must be reconciled with money.If he does not have a stable enough income, the "family conflict" will be difficult to resolve, and it will only continue.

And "Coach Zhou" has it, so at the age of 70, there are still "female students" who are "delicious and lazy" sticking to him.

Moreover, "Coach Zhou" can "run away from home" immediately if he disagrees with his daughters on the topic of "property ownership", which is unambiguous at all.These are the essential differences between the elderly with a "monthly income of over [-]" and those without a pension.

The two daughters of the Zhou family, the more they analyze it, the more they feel the charm of "old father Coach Zhou", who has been seriously underestimated by them.It can even be said that they were completely "ignored" by them.

The daughters of the Zhou family realized that their old father, in terms of "financial resources", really shouldn't be underestimated.From then on, I no longer worry that "Coach Zhou" after "running away from home" will really go to the step of "falling into the streets".

After all, the money saved may not be enough to buy a "commercial house" directly, so you can rent a house first.

Why did the daughters of the Zhou family come to the conclusion after calculation that their father's money might not be enough to buy a "commercial house" directly?Because now their mother "died of illness", it has only been half a year.Even if "Coach Zhou" had saved a lot of money before, his wife's sudden serious illness almost cost him almost all of his money.Otherwise, it is estimated that he would not accept the more than 10 medical treatment money "subsidized" by his eldest daughter and eldest son-in-law at that time.

After his wife died of illness, "Coach Zhou" should still have tens of thousands of dollars left on hand.Even if "Coach Zhou" actively saved money in the past 6 months after his wife passed away, he could only save tens of thousands (because of his high income).In addition to the remaining money used before, the daughters feel that "Coach Zhou" should still have 10,000+ yuan in his hands.

Logically speaking, if it is in Xiaoxu. Town in my hometown, or even a higher-level county or city, there are 10,000+, which is enough to pay the "down payment" of a commercial house.

But according to the actual situation of "Coach Zhou", it is impossible to "mortgage" to buy a house in installments.Either "buy the house with all the money", or don't buy it.For him, there is no such thing as "purchasing a house in installments".

There are several reasons.

First of all, for "mortgage to buy a house", Coach Zhou, the "off-plan house", can't wait.After all, both he and the "female student" have moved out of the 140-square-meter house, and are anxious to find a house to live in.Where can I get a mortgage to buy a "off-plan house"?God knows how many years it will take for this "pre-sale" house to be built to the point where it can be handed over? !

What if the "off-plan housing" has not been built in three or five years?Should he and the "female student" be rented for three to five years in a house?If it is not completed in seven or eight years, let her and the "female students" rent a house for seven or eight years outside?If the "off-plan housing" has become an "unfinished building" and the completion date is "indefinitely far away", will he and the "female student" have to rent a house for the rest of their lives?

Therefore, "off-plan housing" is absolutely not considered.No matter how cheap the quotation is, it will not be considered!To buy a house, you must buy an "existing house".

But the problem with the "existing house" is that even if you put aside the fact that the house can be "handed over" to you immediately, it is a "rough house", and you don't have the problem of "renovation" with extra money.Even if you "Coach Zhou" have money to decorate, they may not be willing to sell you a "rough room".

Why?

the reason is simple.Because you can "buy a house with full payment", but if you "buy a house with a mortgage", you are already too old, and it is [-]% impossible to apply for a "house purchase loan" from the "bank".

Generally speaking, house buyers over the age of 55 apply for a "housing loan" from the bank in their own name, and it is often difficult to get approved, and the bank will not grant you a loan.Because of the housing loan, the term is very long. If a 30-year mortgage is issued to a 55-year-old home purchase applicant, the normal time for him to pay off the loan will be delayed until he is 85 years old.The bank should also consider whether you, a home buyer with a loan, can live long enough to be over 85 years old.

Banks must consider the issue of "risk management and control" to minimize the risk of lending as much as possible.

Of course, if a 55-year-old person applies for a home purchase loan and shortens the loan period to about 10 years, he will be 65 years old when the loan is paid off.In such a situation, the bank may also consider whether to let you buy a house loan!
In short, to apply for a "house purchase loan" from the bank, you must submit a series of materials, and the bank will comprehensively evaluate your "loan repayment ability" before finally deciding whether to lend or not.

If "Coach Zhou" wants to "mortgage" to buy a house, he is 70 years old this year. Even if he only takes out a 10-year mortgage, the bank may not approve the loan.

What if he applied for a bank "loan" in the name of his "female student" step-wife?Also difficult.

Because his "step-wife" has no job, of course she can't provide "bank income statement", nor can she provide proof of work... These materials are all necessary materials for applying for a "mortgage loan".

"Coach Zhou" has income but is too old, and "female student" is young but has no income. In short, it is completely useless for a pair like him to purchase a house by "mortgaging" with a bank loan.

If you want to buy a house, you must use the "full payment" method to purchase the fancy commercial house.

The two daughters of the Zhou family came to the above conclusion after repeated analysis and verification.And I think I know the details of my old father's financial situation.Under such circumstances, the two of them can be regarded as "military morale".

Since "Coach Zhou" is an "impulsive" type of person who ran away from home, he probably has no choice but to live in a "rented house" outside.This is also thanks to his high pension, which allows him to rent a house outside and spend a huge amount of living expenses.

But since the wife he later married was a "lazy" woman without a job, could she "endure" this kind of life of "renting" all the time?

Without even a stable home of her own, a woman will feel that she has no "sense of security".

This kind of life can be dealt with in the short term.After a long time, will the woman have other ideas?Like just leave?

The two daughters of the "Zhou family" are looking forward to it, hoping that the "female student" really can't bear to live in a rented house with "Coach Zhou", and her husband is getting old, so he might leave her in a hurry without knowing when. If she goes, she will still be "helpless" when she arrives.

If she is "old and pale" and then encounters the "helpless" situation, it's better to take advantage of the fact that she is still "young" and simply "climb to another branch".

Since what you are looking for is a "long-term meal ticket", it must be reliable enough!If even the "long-term meal ticket" is not long enough, wouldn't its own value be greatly reduced? !
The two daughters of "Coach Zhou" really seemed to be full of "bad water", hoping wholeheartedly that the old father and "stepmother" would eventually "part ways".In their beautiful vision, the best time for this pair to finally break up, the sooner it comes, the better!
However, just as the two daughters of the Zhou family were eagerly anticipating it, one month passed, two months passed, three months passed... but there was no "good news" that "Coach Zhou"'s second wife had run away.

It's terrible.

Not only did no such "good news" come, but bad news came one after another.

First of all, "Coach Zhou" didn't know how to buy a brand new commercial house.

Not only did he buy a brand new commercial house, but it was also the first "finely decorated and handed over" commercial house invested by "Evergrande" in a small county town in his hometown.

The so-called "fine decoration" is actually equivalent to the ordinary decoration level of "self-built houses".The materials used in name, including "floor tiles", security doors and so on, are all big brands.But in fact, even if the "big brand" is used to advertise how expensive materials are used, it looks ordinary.

Besides, big real estate companies have a long-term cooperative relationship with big material suppliers, and the expensive floor tiles sold to ordinary people are sold to big real estate companies, which is also a so-called "jump price", which is not much more expensive.

In short, no matter how "ordinary" the "finely decorated" houses of big real estate companies look, at least they have reached the level where they can be "checked in" directly.

"Coach Zhou" and his second wife only need to meet this point, and they didn't pay special attention to the level of decoration, whether it is considered "fine decoration".

If you want to be "realistic", there are too many things to explain.For example, is the "check-in with bags" mentioned in the "advertisement" really possible?Unbeknownst to others, "Coach Zhou" and the female students had to buy a bunch of necessary furniture such as beds, mattresses, quilts, wardrobes, sofas and the like before they could move in.

But those are nothing.

Anyway, it only took one or two months for "Coach Zhou" and his second wife to live in their new home.

The two daughters of the Zhou family were shocked when they heard the above news.

How could my father still have so much money that he could just "purchase a fully decorated elevator room"?

For the hardcover elevator room of "Evergrande" in the county, it is not difficult to understand its price.

That is a "hardcover existing house" with a price of up to 7000 yuan per square meter.

At that time, the average price of commercial housing in small counties was only about 4500 yuan.Even if it is "hardcover" and the price increase is 1000 yuan per square meter, then in a small place like the county town, the selling price of this hardcover property should only be 5500 yuan per square meter.

It is a house from a big real estate company with guaranteed quality, and it actually sells for 7000 yuan per square meter. Therefore, although it is not "unsoldable", it is not as easy to sell as imagined!That's why there are "existing houses" that are kept and sold slowly.Not sold out.

If so, it would be a huge expense to buy a set of "Evergrande" hardcover house with all the money.There are hundreds of thousands of dollars that can't be taken down.

How could my father have so much savings? !
(End of this chapter)