Rebirth of the Almighty Internet Celebrity

Chapter 340

The "little son-in-law of the Zhou family" thought it was a bit expensive, and hesitated, should he grit his teeth and borrow such a sum of money? !

Soon, there is no need for him to hesitate anymore.

The "Zhijie" in this village found him directly and refunded the thousands of "deposits" that he had collected before.

Later, the "little son-in-law of the Zhou family" gradually realized that the "intermediary" in this village not only refunded his "deposit" alone.All the people in the village who intend to buy the certificate and pay the "deposit", without exception, all "intermediaries" have returned the "deposit".

the reason is simple.Even the "little son-in-law of the Zhou family" thinks tens of thousands of dollars is too expensive to buy a "certificate", but now he can't buy it.

Because from top to bottom, the "monitoring" of examination rooms and competent departments in various places has become more and more strict, so strict that as long as a violation of the regulations is found, a large number of people will be dealt with directly.Without hesitation, he dismissed directly.If there is any violation of the law, it must be transferred to the relevant department.

This has led to the fact that the place that claims to be the only place where you can buy a "certificate" in the entire region can't buy it now.

Do you think tens of thousands of dollars are expensive?Now it is completely impossible to buy even if you are willing to spend tens of thousands of dollars.Not only can you not buy it for tens of thousands of yuan, but it is estimated to cost one hundred and eighty thousand yuan, so I dare not cheat for you.

The times have changed, and it is so strict all of a sudden!

The "little son-in-law of the Zhou family" got back the "deposit" of several thousand yuan, but he didn't feel "relieved" at all. Instead, he felt that his future was a little unpredictable!

Should I continue to engage in "work at heights" like this for the rest of my life?

This line of work also feels a bit like eating "youth rice"!After the age of 50 or [-], the hands and feet are not so flexible. Can I still climb dozens of stories like when I was young? !
But the level of education is too low!If you want to "change careers", there is no room for choice!
The "little son-in-law of the Zhou family" suddenly became "sentimental" because of his elder brother's "untimely death"!
That's not all.The wife also went to the township sanitation center to have an X-ray examination because she was a little unwell, and suddenly discovered something that "annoyed" the whole family even more!

In previous years, when the youngest daughter of the Zhou family went to the health center for a check-up with a pregnant belly, because she purchased the "New Rural Cooperative Medical Insurance", whether it was X-rays, blood tests, pregnancy tests, oxygen inhalation, etc., everything was covered by " "Designated" health centers only charge a small part of the fee.

This year, due to the huge expenditure on renovating a new house and heavy debts, even the youngest daughter of the Zhou family cannot concentrate on being a "housewife" and has to work as a "general worker".In this case, of course I have no plans to have children.

But I don’t want children, and I don’t need to go to the hospital for checkups frequently, but after a year, I feel a little unwell, so I went to the “designated” hospital to have a film and blood test... However, the charges are higher than before. More than twice as expensive.

"The youngest daughter of the Zhou family" is quite strange.I asked about the fees charged by the hospital, and the other party told her: This is the full fee for filming and blood tests.Because I didn't purchase the "medical insurance" for this year.

"The little daughter of the Zhou family" was extremely confused.

This "new rural medical insurance" is purchased by the whole family on an annual basis.That is to say, at the end of the year before last, you will purchase the "medical insurance" for the whole year of the next year.

There are two husbands and wives in her family, three daughters, plus the children's grandparents, and they have to buy "medical insurance" for seven people every year.

This "medical insurance" is said to be "subsidy" by the state every year!This farmer can't see it, he only knows that the "medical insurance premiums" he needs to pay are rising every year.From the tens or hundreds of yuan a year at the beginning of the establishment of this "new rural insurance", to 120 yuan per person per year, to 150 yuan per person per year, to 180 yuan per person per year...all the way up to Liang Teng The year before "rebirth", "medical insurance premiums" had reached 280 yuan per person per year.

The "youngest daughter of the Zhou family" and her family need to buy "medical insurance" for their family of seven. For this alone, they have to pay an additional 7 yuan.

For the family, which has become "indebted" in order to build a new house and decorate a new house, they insist on purchasing this kind of "medical insurance" for the whole family every year because of this consideration: after all, the "little son-in-law" is engaged in The most dangerous type of work is working at heights, but the "foreman" following him is reluctant to buy any "accident insurance"!He didn’t even buy it for himself, let alone bought it for a few workers under his command (even the “foreman” didn’t even have the idea and habit of buying it. I feel that buying “accident insurance” is superfluous, and it’s a waste of money for the insurance company. money).

The "youngest daughter of the Zhou family" does not have any more savings to buy other "commercial insurance."But "medical insurance" like the "New Rural Cooperative Medical System" with state subsidies feels affordable.So actively buy every year.Even if the "medical insurance premium" is rising every year!

Although medical insurance premiums are rising, it is said that the "capped" amount of insurance has also risen accordingly.At the beginning of the "New Rural Medical Insurance", the "medical expenses" incurred by going to the hospital for treatment can reach up to 8 yuan-the part that exceeds the amount of 8 yuan will not be reimbursed.If the "medical expenses" incurred in the year are less than 8 yuan, about 4% of them are generally reimbursed.That is, more than 3 yuan can be reimbursed at most.

This "general" depends on the medicines used for treatment during your hospitalization. It is "Class A drugs" that can be reimbursed more, while "Class B drugs" are relatively less reimbursed, and those marked as "self-paid drugs" are not to reimburse!Therefore, the final "reimbursement amount" is a data calculated based on the reimbursement ratios of the above-mentioned various drugs.

Since the "medical insurance fee" has been rising every year, the maximum amount of this "medical fee" has gradually increased to 10,000+.And the highest reimbursement ratio also broke through [-]%, close to [-]%.

Therefore, people who understand the benefits of this "medical insurance" will buy it every year even if the premiums are rising every year.

After all, the annual "medical insurance premium" for payment is bullish, and that is also relative.If you buy that kind of "corporate employee medical insurance", each "insured person" will have to pay hundreds of medical insurance premiums a month (deducted from salary). fee (per person).

This kind of employee medical insurance, the premium paid by one person is equivalent to the medical insurance premium of the whole family of "New Rural Medical Insurance" for one year.If it is not directly deducted from the "salary" income, it is estimated that many people are reluctant to buy it.

But there are benefits to overpaying and overpaying.And the benefits are pretty obvious.For example, after purchasing this "employee medical insurance", if hospitalization incurs huge expenses, its annual "maximum medical insurance amount" is more than 30.In other words, if the hospitalization medical expenses incurred exceed 30 yuan, they can be reimbursed.

What is the reimbursement rate?It is also much higher than the "New Rural Cooperative Medical System".Theoretically, it can reach [-]%.

Why do you say "theoretically"?

Because during your hospitalization, you only use "Class A drugs" on the "Medical Directory", the reimbursement rate is the highest.

But this is obviously impossible!After all, it costs hundreds of thousands to treat the disease, and it must be serious. Of course, the doctor considers "symptomatic medication" and chooses the most suitable drug.Instead of taking medicine, think about how much these medicines can be "reimbursed"?Is it a "Category A drug" or a "Category B drug"?
In short, some will be used for "Category A drugs", some will be used for "Category B drugs", and even part of the "self-paid drugs" (not in the medical reimbursement catalog) will be used if allowed.

Of course, the management of hospitals is quite strict nowadays, and doctors can no longer use "self-funded medicines" for patients casually.The "signature consent" of the patient's family must be obtained before the use of "self-paid drugs".

But in any case, if you buy this relatively expensive "employee medical insurance", the comprehensive reimbursement ratio for hospitalization can always reach [-]% to [-]%.That is to say, the personal part only needs to pay about [-]% of the medical expenses.

If a serious illness costs more than 30 yuan, the personal part will cost about 5 yuan.

Of course, everyone doesn't want to be sick.If the tens of thousands of yuan can not be spent, that is of course the best.

There is another advantage of purchasing "employee medical insurance", that is, after the "employee" has officially retired, there is no need to purchase this insurance again.After retirement, you can continue to enjoy the benefits of medical insurance every year.

The "new rural medical insurance" medical insurance must be purchased every year.Even if you buy it after retirement, you still have to buy it every year, until the year when the "insured person" dies, you have to buy it in order to enjoy the benefits of medical insurance.

Although you have to buy the "New Rural Medical Insurance" all the time, the more attractive thing about it is that it is relatively cheap.For example, "the youngest daughter of the Zhou family" has to buy this insurance for the whole family of seven every year.

The focus is on the "little son-in-law who works like a shelf".Among the whole family, his job is the most dangerous.

But that year, the "younger daughter of the Zhou family" was not able to enjoy the "medical insurance outpatient reimbursement benefits" because she went to the "designated" health center to see a doctor. They even said that she did not purchase the "new rural medical insurance".Now she can't hold her breath anymore!
The "little daughter of the Zhou family" is not most worried about herself, but whether her husband has purchased "medical insurance"? !

According to her family's situation, seven members of her family purchase "medical insurance" together every year, and she has paid for it, but the "health center" actually said that she did not buy medical insurance.It's very possible that her husband "didn't buy it" either.The probability is very high!
After having this suspicion, the "youngest daughter of the Zhou family" took some time and went to the medical insurance center in the city to make some inquiries.

Of course, it is necessary to bring the "account book" to check.

If you don't check, you don't know. If you check, you will be shocked.Among the seven members of the family, she and her husband, the "little son-in-law who works as a shelf worker", did not purchase "medical insurance".The two old people, namely the grandparents of the child, have medical insurance. Among the 7 daughters, the eldest daughter and the second daughter who are two in kindergarten have medical insurance. 3 My daughter has never purchased medical insurance.

Calculated in this way, 7 out of 4 people in the family have medical insurance.3 people did not purchase.

The reason why such a situation has arisen is that the "youngest daughter of the Zhou family" went back to her husband and calculated it together. It is estimated that the "accountant" in the village ate the "medical insurance premiums" of three people in his family.

The eldest two of the three daughters are in kindergarten, and they purchase "medical insurance" through the school.As for the five remaining members of the family, every year before the end of the year, the Zhou family's youngest daughter and her husband would take out money and give it to their "shelf worker" father, Dou, to pay for medical insurance.

Of course, "Old Dou" will not go so far to the medical insurance office, so he will hand it over to the "accountant" in the village, and he will help pay the "medical insurance fee".

I guess the problem lies with this "accountant".He embezzled the medical insurance premiums of three members of his family, totaling 3 yuan.

Was this found out this year?The past year has passed. How much money did he "hack" his family?I don't know anymore.

Take this year's "medical insurance fee" as an example, I guess this "accountant" with a bad conscience, probably your "little daughter of the Zhou family" will not have children (after all, most of the people in the same village know everything about it), so this year I won't pay you the annual medical insurance.And her husband, who is also strong, probably won't have any illnesses and will be hospitalized, so he doesn't pay.

Children will not suffer from serious illnesses and pains, and they will not pay... The two eldest daughters who are already in kindergarten, the "accountant" cannot interfere with the medical insurance paid at school.

As for the two elderly people, the "accountant" chose to help pay for the "medical insurance". After all, the elderly are often sick, and there is a high probability that they will use the "medical insurance reimbursement" after a year.

In this way, in the end, the unscrupulous "accountant" only bought the medical insurance for the two elderly people for the family of the "little son-in-law's shelf worker", and he "blackened" the medical insurance premium of 840 yuan.

They are all very acquaintances in the same village, at least for more than 30 years, and they can still do this kind of business.This is also the beginning of the purchase of "medical insurance" in the past, and it is not as open as it was later. Ordinary people can log in to relevant website platforms to independently inquire about their "medical insurance" payment information.This eliminates the phenomenon that some "medical insurance premiums" are deducted from them by those who deal with them.

That "accounting" can't keep up with the development of the times.In the future, people must pass him to know whether they have paid the fee.In fact, "insured persons" can already go to the medical insurance office to inquire, or directly inquire online.There is no room for him to "get his hands on it" from it.

But "accounting" is still an old way of thinking, thinking that one's actions are "undetectable".It is estimated that farmers have participated in the "New Rural Medical Insurance" medical insurance for many years. Over the years, the "accountant" in this village has also "retained" the "medical insurance premiums" entrusted by the villagers to pay on their behalf.

In the past, "medical insurance" in rural areas was based on the "household" unit.In other words, how many people in your family will "pay medical insurance premiums" together.

At that time, this payment method was more "convenient" for some people with ulterior motives to carry out "illegal activities".For example, if a certain insured family has 6 people, the "accountant" only pays the "medical insurance premiums" for 5 people.Even if one day the "douchuang incident" comes to light, he can defend himself: He missed someone! ! !Is anyone still serious with him?
It's been like this for so many years!Being used to the "accountants" in the village, my courage is getting bigger and bigger!In the end, he even dared to deduct the "medical insurance premiums" from three of the Zhou family (except for the two children who had already paid for kindergarten).

"The little daughter of the Zhou family" was furious!So angry!

Her husband's job has such a high risk factor that he thought that having "medical insurance" would give him some peace of mind.Unexpectedly, the money was given, but was withheld by the "accountant", and he did not help the "little son-in-law who works hard" to buy medical insurance! ! !
(End of this chapter)