Rebirth of the Almighty Internet Celebrity

Chapter 224 Buying a villa with a loan is a "pit"!
Zhou Zhong's family hopes to sell the "siheyuan" they own as soon as possible, based on the judgment that the market price of the "siheyuan" has reached an all-time high.

He, his wife, and his family are not so-called "cultural people."Even calling them "rough people" is not a "derogatory term", but just stating a fact.

Zhou Zhong is a plasterer, his wife is a street vendor, and their only child married a wife and had children when he was just over 16 years old.Now drive a taxi for a living.The daughter-in-law married by the son is unemployed and takes care of the children at home.

Such a family is actually living a tight life.

But everyone in this family has a good temper and live in harmony with each other.

When the adoptive parents passed away, the family did not know how sad they were.That was real heartfelt grief.

The adoptive parents are gone, and the family knows that Zhou Zhong still has a biological mother and two "half-brothers", and they don't object to Zhou Zhong taking money from his tight family savings from time to time to help his biological mother. family.

Zhou Zhong knew that with the abilities of his family, it was probably impossible to make a fortune in this life.The only chance to make a fortune now is to sell the only inheritance of the adoptive parents, the "siheyuan" covering an area of ​​280 square meters.

After Zhou Zhong's family discussed it, they unanimously decided to sell the "siheyuan" without any objection.

Half a year ago, the information about the sale of the "siheyuan" had been posted to several large-scale "real estate agency companies" in the "Emperor Capital".

It's a pity that things like "siheyuan" are not a hot commodity that can be sold casually.

Sometimes when you meet a suitable buyer, the transaction is completed within a few days; sometimes you don't find a suitable buyer, and it's not uncommon for the sale to take a year or two.

For an expensive "commodity" like a "siheyuan", one must be prepared to sell it for a long time;Helpful for a quick shot.

From the very beginning, Zhou Zhong priced his "siheyuan" at 3 yuan per square meter by referring to the location and area. The "siheyuan" has 280 square meters, and the total price should be 840 million.

As an auspicious round number, the listing price is 800 million.

It's a pity that the luck of Zhou Zhong's family is not very good.It has been listed for more than half a year, not to mention the sale, even if they came to see his "siheyuan", they have only received a few interested buyers.

Zhou Zhong's family was suddenly embarrassed.

Half a year ago, his family was full of confidence. According to the market value of this "siheyuan" of 800 million, no matter how it shrinks, it can always be sold for 600 million, right?
With this strong confidence, Zhou Zhong's family took out all their savings of nearly 40 yuan and bought a villa with a garden near the fifth ring road of the "Emperor Capital".

The villa covers an area of ​​only 260 square meters, which sounds smaller than the "siheyuan" his family owns now.But watch out!That's just the footprint.Your "siheyuan" is calculated as the overall construction area.

This "siheyuan" in the second ring road of "Emperor Capital" has a height limit of six meters. Because it is a "siheyuan" with tiles, it actually only has one floor.

And the "villa group" developed by a large real estate developer on the "edge of the Fifth Ring Road" has a beautiful environment. Each villa has three and a half floors on the ground and two floors in the basement.The area of ​​property rights for the real estate certificate is only calculated for three and a half floors, which is 910 square meters.

The developer sells the house and only sells the 910-square-meter building area.The two basement floors, with a total area of ​​510 square meters, are only sold at half price.Waiting until there is an area of ​​260 square meters is the "gift area".

This "gifted area" is equivalent to the area of ​​the "siheyuan" inherited by Zhou Zhong.How can you not be moved? !
Together with the basement, the total area of ​​the villa is as high as 1420 square meters (how many "siheyuan" living areas are there?).The real collection of money is 1160 square meters.

The price per square meter is not expensive, and it is about the same price as the super high elevator room developed by this developer, about 8000 yuan per square meter.

The price of this super villa that Zhou Zhong's family is fancy is about 928 million.

Often the large-area "villa" developed by developers is the most difficult to sell.

If the customer tries hard to talk, he can even give you a discount.Zhou Zhong worked hard with the "sales manager", and finally won a 835% discounted price.That is, the price of more than [-] million points.

Together with various handling fees and deed taxes, even the lowest down payment requires more than 90 yuan.

Zhou Zhong's family was also intimidated by the "hot sales" scene created by the developer's hiring at the "opening".I feel that if I don't rush to sell, these "high-quality and cheap" villas developed by this developer will be looted.

Zhou Zhong quickly took out his family's savings of more than 40 yuan and borrowed hundreds of thousands of yuan in debt, finally scraping together the down payment for the purchase of a villa.

Having bought the villa half a year ago, the Zhou family has been looking forward to selling the "siheyuan" at the listing price of 800 million.

As a result, in the past half a year, only two people came to see the house.Hearing the price of 800 million yuan, I lost even the interest in "counter-offering".There is no text directly.

In the past six months, Zhou Zhong's family has lived in misery, with a feeling of "riding a tiger".

They have already invested hundreds of thousands to buy villas.He also owed hundreds of thousands of interest-bearing debts to relatives and friends.

The Zhou family doesn't have any big income, so they expect the "siheyuan" to be sold at the price they expect.

As long as the "siheyuan" sells for 800 million, or at least 6 to 700, the remaining debts will be easily dealt with by the three laborers of their family.

As a result, heaven failed to fulfill people's wishes.

Not to mention the expected high price, even if the "siheyuan" has a discount, it is a question of whether it can be sold.

In order to relieve some of the pressure on loan repayment, Zhou Zhong's family moved to their hometown in the countryside near the "Emperor Capital" three months ago, where they lived in a few dilapidated mud huts.

This "siheyuan" in the second ring road of "Emperor Capital" is leased to the "99 Sharing" network service company as an office space.

You can get a relatively stable rent every month, which is used to pay the "mortgage loan".

At this time, Liang Teng and other shareholders of the company expressed an intention: to buy this office "siheyuan" for the "99 Sharing" website.

This is great news for Zhou Zhong's family.

The listed price of Zhou's "siheyuan" is only 800 million.This price was within Liang Teng's psychological range.

His plan is far more than just buying such a "siheyuan".There are dozens of purchase plans waiting for him to implement.

Therefore, in terms of price, Liang Teng should try to keep it as low as possible.

In business talk business, there is absolutely no sympathy to talk about.

Shareholders did not feel that the "siheyuan" that had been listed in the "real estate agency" could still act as a "middleman" to eat the "price difference".

The shareholders then called directly and called Zhou Zhong, the owner of the "Siheyuan".

Zhou Zhong and Liang Teng negotiated face to face to determine the final price of the "siheyuan".

The listing price of the other party is 800 million, which is almost 3 per square meter.The price Liang Teng returned was 2 yuan per square meter.Liang Teng offered a total price of 280 million yuan for the "siheyuan" with an area of ​​560 square meters.

This price is only a few hundred thousand different from Zhou Zhong's family's "psychological base price" of 650 million.

The most important point is that Liang Teng was willing to "bargain" and let Zhou Zhong's family see the hope of a successful "siheyuan" transaction.

Zhou Zhong was an honest man, and he didn't hide it. He told Liang Teng all about his family's financial situation.

His family has now purchased a large-scale villa on the edge of the Fifth Ring Road of the "Emperor Capital".The total price of the villa was 835 million, and my family barely paid the down payment of 90.The remaining 745 million needs to be borrowed from bank channels.

But their Zhou family is not a wealthy family. Originally, relying on the hard work of the family, three laborers have been working outside.That's why I dared to mortgage to buy a house.

But the income of his family can only afford a 4-bedroom commercial house at most.Now that I have the courage to buy a large villa, I have to consider the ancestral "siheyuan" for sale, so I have a certain confidence.

If the ancestral "siheyuan" can't even be sold for 650 million yuan, and to buy a super villa, it will take 2 to 300 million yuan in debt, and his family feels that it will be difficult to repay it in this lifetime.

Perhaps, simply breach the contract and give up buying an oversized villa.That's the way to go.After earning money, I will decorate this small "siheyuan" well.Well decorated and comfortable to live in.

Zhou Zhong is an honest man, he told the whole truth about his predicament and true thoughts.

Hearing that his relative, who is also the shareholder of the "99 Sharing" website, couldn't help shaking his head secretly.Thinking about "Old Zhou", this person is really too helpless.Can you confess all your details "in one go" like this?Boss Liang is a shrewd businessman.Knowing that your family is in an unprecedented financial crisis, why not take the opportunity to "kill" you?

But what "surprised" this relative of the shareholder was: Liang Teng, on the contrary, admires honest people like Zhou Zhong's behavior style the most.

Now that the situation of Zhou Zhong's family has been fully explained.Liang Teng also knew that Zhou Zhong's "reserve price" for selling the "siheyuan" was 650 million.

Although Liang Teng knew better, on the basis of the 650 million, he should be able to cut down his price by hundreds of thousands.But Liang Teng had a good impression of Zhou Zhong, and he didn't care if there were hundreds of thousands more.

Liang Teng was straightforward and readily accepted Zhou Zhong's "reserve price" of 650 million.

Wu Xia was also asked to take a "notebook" on the spot and draw up a contract to purchase the "siheyuan".

Zhou Zhong calculated again in his mind: selling the ancestral "siheyuan" actually got 650 million yuan (deed tax and so on were borne by the buyer), plus the down payment of 90 yuan before, that is 740 million yuan.The huge villa on the fifth ring road of the "Emperor Capital" that my family bought was priced at 835 million. After paying back the "740 million" house payment in advance, the remaining commercial loans that need to be repaid are less than one million.

Even if there are still hundreds of thousands of private debts borrowed from "relatives and friends".But for a family who bought a super villa with a total area of ​​more than 1 square meters and only borrowed millions of dollars in debt, that is simply a mild pressure.

The debt of more than 600 million yuan will completely depress Zhou Zhong's family's "confidence in repayment" in terms of their income level.But the debt of more than 100 million is relatively easy to repay with his family's three laborers and in a relatively high-income "first-tier city" like the "Emperor Capital".

Zhou Zhong calculated the general ledger of "income" and "debt" in his mind for the last time, and nodded in agreement, signing a sale contract with Liang Teng.

While Wu Xia was looking for a suitable contract template in his "notebook" and revising it, Zhou Zhong also called his wife and son and daughter-in-law.

When he came, he asked his wife to bring the land certificate and real estate certificate of the "siheyuan" handed down from home along with him.

After the contract was drawn up, Zhou Zhong and his family members read it carefully and felt that it was all right.

Next, Zhou's family took a commercial vehicle provided by the "99 Sharing" company, while Liang Teng, Wu Xia, and Yan Qianyu still drove the "Lexus", and they all went to the "notary office" not too far from here.

Notarization of the contract for the sale and purchase of "siheyuan".This gives both parties more confidence.

Seeing that the big boss was willing to "pay out of his own pocket" to notarize this "siheyuan" transaction, Zhou Zhong's family felt more at ease.

The relevant personnel and certificates are all complete.The office certificate is also quite smooth.It took about more than an hour to get the notarization done at the "Notarization Office".

Four copies of the notarization document were typed, one copy was archived at the "notary office"; Liang Teng and Zhou Zhong each held a copy.There is also a copy that Liang Teng gave to Wu Xia for collection-when applying for the real estate certificate, the relevant department asked for the original "notarization document".

According to the "siheyuan" sales contract, Liang Teng first made a "down payment" of 200 million to the trading account designated by Zhou Zhong.

After the transfer was completed and Liang Teng got the "property certificate" issued by the relevant department, he would call Zhou Zhong the remaining 450 million.

If Zhou Zhong fails to receive the final payment for the purchase of the house within half a month after the "property certificate" is issued, he can apply to the relevant department to cancel the transaction.If Liang Teng refuses to hand over the "property certificate" at that time, the relevant departments can cancel the certificate issued to him by publishing an announcement in the newspaper.

Of course, that's a procedural thing.Both parties to the transaction, no one is so troublesome, and they have to go back on the completed transaction.

At this point, for Liang Teng and Zhou Zhong, the "siheyuan" business is considered to be completely completed.

Liang Teng asked the company's driver to take Zhou Zhong's family back to their hometown in the countryside.

The Zhou family chatted happily along the way as if they had won a huge prize.

Looking forward to an infinitely better future.

Now I still live in a mud house in the countryside with dozens of square meters, but I will work hard for a few years, pay off the debts, save some money, and simply decorate the super villa, and the family can live in a spacious new home up.

The Zhou family is a pragmatic generation, and they didn't think that buying a villa with a beautiful environment, an ideal layout, and a large area required how luxurious it should be.The biggest reason why they choose villas is that the "villa" is big enough and cheap enough.

They only think about simple decoration, and it is enough to meet the conditions for occupancy.

Even, the area of ​​the villa is really too big.The Zhou family also thought that after a few years, if they couldn't get enough money for the "simple decoration" of the entire villa, they should first decorate the first floor to meet the conditions for the family to live in temporarily, that's not impossible.

This pragmatic family is happily planning a better life in the future.

Zhou Zhong still misses his biological mother and his two younger brothers, who have no place to live in his hometown.At this time, Zhou Zhong also communicated with his family in advance, saying that if his family moved into a new villa to live in.He wanted to sell all the broken mud houses in his hometown.

Although these rural houses are mud houses, since they are next to hardened village roads in the countryside, it shouldn't be a big problem to sell them for tens of thousands of dollars.

If it really sells for tens of thousands of yuan, Zhou Zhong plans to give it to his biological mother.Ask her to find someone to decorate the firebrick house on the first floor of her hometown.

Only in this way, Zhou Zhong felt that his two younger brothers were good at begging for a wife.

Otherwise, his two "half-brothers" would have no hope of finding a wife.

Regarding the idea of ​​Zhou Zhong, the head of the family, no one in the family objected.

After all, if you can help a group of close relatives within your ability, the whole family has no objection.

(End of this chapter)