Datang: My apprentice is Princess Changle

Chapter 263 Proposing the establishment of a National Bank!

Chapter 263 proposes the establishment of a national bank!

"Really?" Qin Yang said casually.

He sighed: "But the result I hope in my heart is that no one is injured and no house collapses."

"It's just a heavy rain for three days in a row!"

If it rains for ten days and half a month, and a house collapses, that's fine.

It only rained heavily for three days!
Only three days!

In three days, the houses were able to collapse. Are these houses made of paper?
No, not of paper, but of mud!

"Go and ask if the collapsed house is a thatched house."

Most of the houses in this era were thatched cottages.

Unless it is a rich squire who has a little money to build a slightly stronger house.

Although there are bricks and tiles in this era, they are very expensive.

That is to say, after Qin Yang came to Youzhou, he had people burn some bricks and make cement.

This allows most people to afford these things to repair their houses.

But for some poor people, even cement and other items are easily out of their reach.

It's not that there is no income, but that the income needs to be used elsewhere.

After a while, the person sent out came back.

They reported the results to Qin Yang.

"Your Majesty, you guys have asked me. The two families whose houses have collapsed in this village have heavy burdens on their families."

"The old ones are old, the young ones are young, and the head of the family broke his leg, so he has been raising them."

"So although they have harvested enough grain, they have put all their energy into building granaries and digging cellars because they have harvested a lot of grain."

"On the contrary, it's the house I live in. I don't have the money to repair it."

"These two families live in thatched cottages."

Qin Yang listened and nodded.

"That's no wonder."

It is indeed difficult for a thatched cottage to withstand heavy rain.

Other people's homes are probably at least reinforced with cement.

On the way back, Qin Yang kept thinking.

Zhang Yunji wanted to ask something, but stopped.

"My lord, are you alright?"

Seeing that Qin Yang had already returned to the city, and Qin Yang still looked like this, Zhang Yunji finally couldn't help asking.

"Huh? Oh! I'm fine!"

Qin Yang suddenly came back to his senses and found Zhang Yunji staring at him, so he laughed and said.

"it's okay no problem."

But you don't look like you're all right.

But since Qin Yang said so, Zhang Yunji could only assume that the other party was really fine.

After returning to the palace, Qin Yang immediately went to the study room, unfolded the paper, and began to write the notebook.

His book is a secret book.

He intends to propose to Li Shimin to use 1000 million taels of gold to establish a national bank!
Proposing the establishment of the National Bank was actually after his careful consideration.

After all, too much gold poured into the market, and Datang's economy would inevitably collapse.

But it would be too wasteful to hoard and use it directly!
If a national bank is established, gold will be used as a reserve and stored in the bank treasury.

In this way, as soon as the National Bank is established, it will be full of confidence!

You can also make the most of this gold!

Most importantly, Datang should also have a national bank!

Not to mention anything else, the current lending is basically done by banks in various places.

But the banks vary in size, good and bad!
If something really happened, it would be harmful to others!
On the contrary, it is an international bank, which has the country behind it. With this bank, it can play a very good role in many things.

Like this house collapse accident.

If there is a branch of the National Bank in Youzhou, only those who meet the requirements can borrow money.

You can have money to repair the house!
It will be fine in the future!
And some shops and workshops, if they borrow money, can tide over the difficulties!
Of course, who can borrow and how to review the qualifications are also the top priority!
There must be clearly stated rules and employees must be trained to do this.

This is not a trivial matter. Before the National Bank was established, Qin Yang did not want to establish a local bank by himself.

But he did want to establish a regional bank.

Then, promoting the establishment of the National Bank first is the first step!
This idea has actually existed in Qin Yang's mind for a long time, and the appearance of 1000 million taels of gold is a necessary condition for this idea to come true!
Without the 1000 million taels of gold, it would be difficult for Li Shimin to make up his mind.

But now there are 1000 million taels of gold.

This 1000 million taels of gold is a delicious hot potato for everyone!
It can’t be thrown away, but it can’t be used!

But it would be a pity to put it away!
Under such circumstances, even the old guys in the court would agree to the proposal to establish a national bank.

After all, in this way, if the various departments are really short of money, they can actually go to the National Bank for loans.

It only needs to be paid when the funds arrive, and then paid on time.

This is a good thing for everyone!
"No, not everyone."

Qin Yang said suddenly.

For those who open a bank, it will be a big impact!
So Qin Yang also wrote in the booklet that private banks are allowed to apply to become private banks, and they will be supervised by the National Bank ever since.

As long as you apply and pass the review, you can continue to operate.

But if you fail to apply, or fail to pass the review, then the existence of the bank will be illegal.

Qin Yang didn't care if his proposal would offend these people, anyway, with his current status, those people didn't dare to do anything to him.

And this is also an opportunity for private banks!
It is not a bad thing to transform from a bank to a private bank.

With national bank supervision, it seems to be controlled, but at the same time, it is also protected!

This is tantamount to recognizing a boss!

"That's it. When Lao Cheng leaves, let him take it back for me."

After Qin Yang finished writing the last stroke, he said softly.

When the ink was dry, he sealed the booklet and handed it to Cheng Yaojin.

Cheng Yaojin stayed in Youzhou for a few more days, and when the rain stopped completely, he boarded the ship with a large amount of goods and gold mixed in the goods.

The carriages were pushed onto the ship one by one, and each large ship had a special place for raising horses.

This kind of big ship can hold hundreds of people.

The bottom can hold a lot of goods.

Qin Yang stood on the pier, watched the big ship leave, and then turned back.

"Go to the new second district."

Qin Yang ordered.

Then he got into the carriage and took the carriage to the location of the new second district.

At this time, the new second district was still very barren.

The previous sports venue was specially circled.

Qin Yang ordered: "This big place will also be used as a place for sports in the future, um, let's build a gymnasium in the future."

stadium?
The officials who followed him to record these looked at each other, not knowing what a gymnasium was.

But in connection with the context, this should refer to building a sports place with a roof over the head in this place, right?

In such a vast place, build a super huge house?
This is really a huge project.

So the officials just took notes and didn't take it seriously.

(End of this chapter)