The Siheyuan started with the young He Yuzhu

Chapter 194 Loans
With a smile at the corner of his mouth, he took out a wad of money from his pocket and said, "Here is 1000 yuan, and it will be used for family expenses. Buy whatever you need."

"Good master." Xiaoxia nodded in fear, she really didn't expect He Yuzhu to be so reassuring to her, and directly gave 1000 yuan for housekeeping, her heart warmed up, and she felt trusted.

"I've been a little busy recently, and I may come back very late. You can buy vegetables and cook at home. If you have nothing to do, it's best not to run around."

He Yuzhu wasn't sure if Yiqun's people could identify Xiaoxia, but it's better to be careful in everything.

"I know the young master, I will definitely not run around."

"Well, I still have something to do, so I'll go out first, and you will be fine at home alone."

Saying that, He Yuzhu stood up, and Xiaoxia beside her saw this, and hurried to the hanger at the door of the room, took off her suit jacket, and put it on herself.Seeing such a well-behaved and sensible Xiaoxia, He Yuzhu smiled, waved his hand, turned around, opened the door of the apartment and went out.

He has to go to HSBC Bank today. Through the relationship of HSBC Bank, he will find a way to get to know some business people in Hong Kong Island.

By the way, He Yuzhu also wanted to get rid of some antique calligraphy and paintings on hand.Tiangong Nightclub had invested 1000 million at the beginning, and even if it was confiscated by the bank now, its value is definitely far from what it can get with more than 50 Hong Kong dollars now.

Therefore, in order to successfully win the Tiangong Nightclub, in addition to having sufficient capital, more people need to rely on connections.

After all, it is impossible for He Yuzhu to spend several million to win the Tiangong Nightclub. With that money, wouldn't he also make money investing in real estate?

……

01:30 p.m.Peninsula Hotel.As a well-known hotel on Hong Kong Island, The Peninsula Hotel’s status on Hong Kong Island is absolutely pivotal. Since its opening in 1928, it has won the title of "Far Eastern Lady". It was the most advanced and luxurious hotel in Asia at that time. one.

Since 1950, Hong Kong Island’s economy has begun to recover. Many movie stars often come to drink afternoon tea because they often work on the set in Kowloon. The Peninsula Hotel is also known as the "Movie Cafe".In addition, some social celebrities, wealthy families and other elites come and go here, which also adds to the status of The Peninsula Hotel in the hearts of Hong Kong Islanders.

Under the support of two doormen, He Yuzhu walked into the revolving door of the hotel in a suit and leather shoes, looked left and right, and found the object of this date in a corner not far away, then strode forward and waited a little closer Finally, he smiled apologetically and said, "I'm sorry, Manager Shen, I was delayed by the boat, and I came a step late."

"It's okay sir, I just arrived not too long ago." Shen Bi stood up and shook his head.

Shen Bi said with a smile on his face: "Mr. He, Tiangong Nightclub is currently owned by the Bank of East Asia. If you intend to take it down, I can help you introduce the manager of the Bank of East Asia."

"Then thank you, Manager Shen." Looking at Shen Bi in front of him, he couldn't help admiring his way of dealing with people. If the other party didn't have a ghostly face and spoke English, others would have thought he was a countryman who was proficient in the world. Woolen cloth.

"It should be Mr. He, you are a big customer of our HSBC Bank, this little favor is nothing."

Shen Bi waved his hands again and again. HSBC is not yet a banking giant that can dominate Hong Kong Island in a few decades. There are too many banks that can compete with it.Not to mention anything else, Bank of East Asia, Chinese Bank, Standard Chartered Bank, Hengtong Bank, Hang Seng Bank and other banks are hardly weaker than HSBC.

Of course, HSBC also has its advantages, that is, the right to print banknotes. As Yingzi Bank, HSBC enjoys the business of printing banknotes.But this is not something that HSBC can print if it wants to, it must be under the supervision of government departments.

Therefore, in order to develop the bank, depositors with large deposits like He Yuzhu became the targets of HSBC.After all, people who can save hundreds of thousands of Hong Kong dollars are rare in Hong Kong Island.And the most important thing is that HSBC has its own customer management plan. In addition to regular communication with dispatch managers and customers, it will also solve problems for customers.

In layman's terms, it is to help customers. As long as customers have any needs, HSBC will find a way to find the most suitable candidates from its own business or depositors, so that the two can match up.

It is precisely because of this solution that it not only provides convenience to customers, but also expands contacts for customers, which has led HSBC to develop its savings and loan business in full swing in recent years.He Yuzhu just made a phone call to HSBC to inquire about the other party's loan business, and the other party immediately dispatched Shen Bi, the new manager, to meet with him.

As soon as Shen Bi came over, he heard He Yuzhu mention Tiangong Nightclub, and immediately gave his thoughts.

"Manager Shen, do you know if your bank has any restrictions on loans?" If you want to win the Tiangong Nightclub, you must get a loan with a low interest rate and a long loan period. It is not enough to use money to operate.

"Mr. He, our HSBC loan business is actually very open-minded. It doesn't mean that we must have real estate, factories and other things as collateral to get money from the bank."

"In fact, at the beginning of this year, HSBC and the government reached a project to promote the economic and financial development of Hong Kong Island. In the next three to five years, 1 million Hong Kong dollars will be injected into Hong Kong Island society to promote and stimulate Hong Kong Island's real estate. , finance, trade and other aspects of commercial economy.”

"Mr. He, if you want to get a loan from our HSBC bank, I can help you with the operation, but according to the latest loan regulations of HSBC, non-Hong Kong Islanders, or those who have not lived in Hong Kong Island for more than five years, the loan funds cannot Flows outside of Hong Kong Island are subject to bank supervision if the funds are properly used."

He Yuzhu frowned when he heard that the loan funds would be subject to the supervision of the bank, and was about to say something when Shen Bi said again: "Mr. It has to be at HSBC."

"As for the commercial use, we at HSBC will not take care of it, but we must have a more detailed plan, otherwise we will have no way to lend the money out, after all, there are a lot of bad debts in banks now."

"Then Manager Yichen, roughly how much can I borrow?" It's just that the loan funds are deposited in HSBC Bank, so naturally I don't care about it, as long as the money can be loaned out.

"If it's Mr. He..." Shen Bi pondered for a long time, and after a while, he put up two thumbs up and said, "200 million! My personal highest authority is to lend 200 million to Mr.!"

200 million!He Yuzhu was astonished, knowing that the money he had in HSBC was only more than 50 yuan.All of a sudden, HSBC offered four times the loan amount, which was indeed unexpected.

Seeing this, he pondered for a while and asked, "Then Manager Shen, if I deposit some more money in the bank, can I borrow more money?" Shen Bi laughed and said, "It depends on how much you survive first!"

(End of this chapter)