Antique Dealer

Chapter 108 Plan
Fang Hao shook his head and chuckled, feeling that he was too timid. Under normal circumstances, antique shops would not always put authentic items in them, but his current situation is unusual, he has a system, and he doesn’t have to worry about his heels being investigated. What you do is not too out of the ordinary, there will be no problem at all!
Fang Hao thought about it for a while. Originally, he planned to pick an auspicious day to open the business. Now he plans to hold a big Ming and Qing porcelain exhibition. He will prepare two to three million Ming and Qing porcelains, which should be able to sell Juhui Zhai's reputation became an instant hit.

After making this decision, Fang Hao plans to postpone the opening time for one month. At that time, he will have more than 100 million credits that can be used to convert antiques. Let him collect some more during this period, which should be able to support the opening.

In addition, he has a pawn license, because one of his cousins ​​also opened a pawn shop, so he knows some ways to make money from pawn.

Generally speaking, pawnshops mainly rely on interest for profit. The specific business process is divided into four steps, pawn, interest, redemption, and extinction.

Dian: Simply put, it is a loan secured by an item. The pawnbroker will give the customer a price that is lower than the second-hand market price but acceptable to the customer after evaluation, and then issue a good pawn. At this time, the business comes to an end.

Interest: It is the interest, which is the main profit point of pawn. The pawn adopts the interest first and then the capital, every 30 days, and the comprehensive service fee should be paid as soon as the time comes. This service fee is the profit of the pawnshop.

The service fee of pawn shops is very high. Generally, the monthly interest rate can reach 4%, which means the annualized rate is 48%. What is the concept?The principal can be covered with only two years and one month of interest, but because of the mortgage of the item, it is very safe if the customer does not pay back the money.

The third step is redemption. After the customer turnover is completed, the principal and interest are paid to redeem the pawn, and the business ends.

The last one is the well-known deed. When the customer gives up or defaults for a long time, the pawn will be disposed of.

If the ticket is more than 3 yuan, it will be auctioned by the auction house, and the more will be refunded and the less will be recourse;

Sometimes in order to collect funds as soon as possible, pawnshops offer more favorable prices for some pawns, so some buyers who are more sensitive to prices will go to the pawnshop every once in a while to see if there are any cheap pawns that can be missed, and Don't worry too much about fakes.

For Fang Hao, the pawn business is just icing on the cake. If he wants to grow bigger, he still needs to hire an appraiser. He must know the basics. There is no such person around Fang Hao.

The size of this store is not small. If it is to operate normally, it is best to increase the number of people. However, Fang Hao has not yet graduated from university and has no business experience. In addition, antique stores are no more than other industries. The character of the employees is the most important. There may be irreparable losses.

Therefore, he was going to do it by himself first. Anyway, this business has not opened for three years, and it has been open for three years. Usually, there are not so many things to do.

……

"Damn, this is your antique shop?" Liu Shi turned around in the shop, his head was a little hard to turn.

Li Mingchao was also very surprised. He heard Fang Hao say that he wanted to open an antique shop, and he thought it might be just a small shop. He didn't expect it to be so big. The combined upstairs and downstairs should be two to three hundred square meters.

Ma Hongfei asked: "Brother Hao, is the property right of this shop also under your name?"

Fang Hao nodded: "It's under my name now."

"You are hiding very deep, kid!" Liu Shi walked up to Fang Hao, and patted Fang Hao's shoulder vigorously: "Today, you must be slaughtered, you big dog!"

"Reconsideration!" Both Ma Hongfei and Li Mingchao shouted.

Fang Hao said with a smile: "I called you here today because I am going to be slaughtered by you. I will order a big king crab tonight."

Liu Shi said with a smile: "Seeing that you are so sensible, I forgive you."

Fang Hao led everyone around the first floor, and then went up to the second floor.

Shang Xiaoxuan was beside Fang Hao and asked curiously, "Is the original owner of this store surnamed Lu?"

Fang Hao nodded: "Yes, his name is Lu Zheng, do you know him too?"

"I know. Sister Juan thinks about him and knows something about him. She mentioned about him a few days ago and said that she is going to transfer this store. I didn't expect that it was sold by you."

Shang Xiaoxuan's mood at this time is a bit complicated. Of course, she hopes that Fang Hao is excellent, but he is too good. Even if Fang Hao has expressed his opinion before, she is a little flustered, for fear that he will not be worthy of Fang Hao.

Fang Hao's attention was on Shang Xiaoxuan, seeing the subtle changes in her expression, he gently shook her hand, and smiled softly at her, Shang Xiaoxuan noticed, and also responded sweetly. smile.

Just at this time Liu Shi turned around, and the two quickly put away the expressions on their faces.

Liu Shi asked curiously: "Brother Hao, what happened to the original owner of this shop?"

Hearing Fang Hao's story about Lu Zheng's experience, Liu Shi looked surprised: "There is still such a scam. If it were me, I might not think that the cultural relics dug out with my own eyes are fakes!"

Li Mingchao disagrees: "In fact, scams like this are just pediatrics. As long as you have a little common sense and don't be greedy, you won't be fooled."

Ma Hongfei was stunned: "Is this still pediatrics?"

Li Mingchao said: "Of course, I said that the trick is to indulge one's desires, which is much more concealed. The seller first lures you to become interested in an 'antique', but when you express your desire to buy it, the old problem is changed and told you I have already promised others, business must be based on credibility, and then hide this. At the last moment when you leave disappointed, he will take the opportunity to tell you to notify you if the situation changes.

In this kind of playing hard to get, the more suspense he sets up, the more your appetite will be suspended.After a lot of twists and turns, you finally 'get your wish' and get the item at a good price, although of course it must be a fake.In fact, the most indispensable thing in the antique business is scams, so you must restrain your greed, and at the same time improve your eyesight, so as to reduce the chance of being deceived. "

Rosie tapped Liu Shi's head lightly: "Just your brain, don't buy antiques elsewhere in the future, or I'm afraid you will be sold by others, and I will count the money for others."

Liu Shi chuckled: "I want to buy antiques, so I must trouble Brother Hao. With Brother Hao, the door god, watching for me, it's hard for me to be fooled!"

Ma Hongfei also nodded in agreement.

Fang Hao said with a smile: "If you patronize my business, I will definitely provide you with a homely service."

Everyone visited Fang Hao's shop, and then set off for the restaurant.

Tonight, Fang Haoding's restaurant is a well-known seafood restaurant in the capital. The ingredients here are very fresh, and it can be ranked among the top seafood lovers in the capital.

Everyone got out of the car and walked towards the entrance of the hotel in a mighty manner. As soon as they entered the lobby, the sharp-eyed Liu Shi pointed to a figure not far away and said, "Isn't that Liu Xingchen?"

(End of this chapter)