rich devil

Chapter 371 The Right to Print Banknotes (please order in full, thank you!)

387,

morning.

Good indoor temperature!
Under the action of the air conditioner, the indoor temperature is maintained at around 26 degrees Celsius...

Outside the transparent floor-to-ceiling windows.

You can see a small black spot in the sky outside the villa. The small black spot is floating with the wind speed. It is not difficult to guess that it is a paper luan kite released by the family for a morning outing.

Sunlight streamed down the floor-to-ceiling windows and onto the bedroom floor.

Clean and tidy grounds.

Appeared about a few hours ago, the remnants of a few dried up splatter watermarks...

The smell of roses wafts through the bedroom.

The smell came from a small bottle of rose essence that was knocked over in the room. Because no one paid attention to it, at this moment, under the action of the air conditioner, the essence began to volatilize, and the fragrance radiated in the air around the bedroom.

The sky outside the floor-to-ceiling windows.

In the distance again a tiny black dot, taller than a family outing kite.

Accompanied by the noise, it was a plane passing by high above the sky.The noise made by the plane also woke up Hu Yanshuo who was sleeping.

open one's eyes……

The buzzing of the aircraft engine in the ears gradually subsided as the plane flew towards the distance. Hu Yanshuo woke up and rubbed his eyes, then glanced at the electronic detection equipment in the bedroom. The electronic detection equipment displayed one by one
The AQI index is 25.

In the absence of contrast, living in such good air quality will gradually become a habit.

therefore.

There is a stark contrast.

Under such circumstances, Hu Yanshuo frowned somewhat unaccustomed to it.

He stretched out his hand and grabbed the phone by the bed...

Move your finger!
The phone lights up!
More than 20 unread messages were displayed on the bright screen of the mobile phone.

The first message entered was the remittance message from the bank at 12 o'clock in the morning.

The amount of remittance is 144 billion yuan!
After reading the information casually, Hu Yanshuo quit the information. This is the current normal hang-up income. Apart from proving his hard work and hanging up, there is nothing commendable.

Click on other unread messages.

One of the messages was left for him by Hardy. Because he knew about the time difference, Hardy directly left a message for Hu Yanshuo. When he clicked on the message, Hu Yanshuo's expression revealed a surprise, which he did not expect , Hardy's ability is so powerful.

Hu Yanshuo asked Hardy to find a suitable private bank.

result.

It hasn't been long since the last time I entrusted Hardy to do the thing, and there is a reply.

How could he not be surprised.

After seeing the message, Hu Yanshuo dialed Hardy's phone number, and after a while, the other end connected the phone.

"Good evening, Mr. Hu."

Hardy's words naturally made Hu Yanshuo realize that it was night on the other side of the ocean, but Hu Yanshuo was also prepared, knowing that it was impossible for the other side of the ocean to go to bed so early in the current time period.

"Good morning, Hardy, is it convenient for you to talk?" Hu Yanshuo said.

"Okay, you say!"

Hardy also answered very quickly. Although there was a sound of pushing a cup and changing a cup in his ear, the sound gradually disappeared.

"You left a message last night, did you find the right bank?"

Hu Yanshuo reconfirmed that Hardy knew something about it, so he answered without hesitation: "Yes."

"How many specific banks?" Hu Yanshuo asked.

"14 in Europe, 8 in Asia and 37 in Africa."

Hardy is very familiar with this data, and reported it directly, but this kind of information is definitely not something he can grasp clearly, and he must have known the information through other channels.

Hu Yanshuo tacitly did not mention this issue.

"What about the 14 private banks in Europe?"

Hu Yanshuo thought for a while and asked about the situation of European banks.

Hardy said wait a moment, walked in one direction, and seemed to turn on the computer to check the information.

"The 14 private banks in Europe are all in a state of seeking a sale, but most of them are held by the Grand Duchy and small shareholders, and the controlling party has an anti-monopoly agreement..."

"According to your requirements, the best choice is to set up a financial company by yourself, and register for savings and loans..."

Hardy picked and said, but Hu Yanshuo also understood this truth, he sighed in his heart, and said in a calm tone: "I also know this situation, but what I need is to buy a bank as soon as possible, with a complete structure, which can Help me in the shortest time..."

Hardy pondered for a moment before continuing: "According to your request, I suggest that you choose a private bank in Europe with a small shareholding dispersion, and the Grand Duchy holds a small part of the shares. I personally suggest that you acquire the Andorra Bank of the Grand Duchy of Andorra. Bank shares..."

"The Grand Duchy of Andorra?"

Hu Yanshuo said with some surprise.

According to his understanding of Hardy, if he is not sure enough, Hardy will not make such a suggestion.

Hastily recalled it.

Among the few geographical knowledge, Hu Yanshuo thought of some situations in the Grand Duchy of Andorra.

"Andorra", located in southwest Europe, is a landlocked country at the junction of France and Spain.

It is also one of the pocket countries in the world.

The total land area is 468 square kilometers, and it consists of 7 administrative districts.

at the same time.

It also belongs to the legal "tax haven".

"If you were to negotiate, how sure are you of winning the bank of the Grand Duchy of Andorra?"

"Let me hold as many shares as possible for as long as possible!"

Hu Yanshuo didn't ask for the information of Andorra Bank, the shareholders, or even the specific price. He believed that Hardy would give him a valuation.

Since it is impossible to hold all the shares of the bank as a sole proprietorship, he inquired about time and shareholding.

"Andorra Bank provides commercial and personal banking services, mainly including commercial loans, commercial deposit payments, cash management services, international banking and foreign exchange transaction services, small business loans and retail banking. It has and has all the banks have right……"

"Its total assets are about 253.4 billion euros. After the acquisition is completed, the government of the Grand Duchy of Andorra needs to continue to hold a certain amount of equity. If I enter into the negotiation, they will not own more than 15% of the equity. Similarly, the Grand Duchy will continue to hold shares. rights to less than 5% equity.”

"Acquisition price between 15 billion euros and 30 billion euros..."

Hardy seriously showed Hu Yanshuo the data he had, and, based on his own judgment, gave Hu Yanshuo a general judgment range.

Although Hu Yanshuo didn't ask about the price and the situation of the bank, he only asked about the time and shareholding.

But Hardy will not fail to explain these problems.

at the same time.

He was a little puzzled by Hu Yanshuo's layman behavior, no matter how rich you are, you can't do this!
"The total assets of 253 billion euros are actually sold for less than 30 billion euros?"

Hu Yanshuo asked in a daze.

Hardy was obviously also a little dazed by this question, and didn't react for a while.

Hu Yanshuo quickly realized that the questions he asked were a bit naive, but he was not to blame. He always thought that the bank's total assets were so much that when purchasing, it was necessary to purchase according to the total assets, and even a premium was required. Acquisition, where did you think that it is not necessary to purchase according to the total assets.

Although a little embarrassed, Hu Yanshuo asked: "All banks have the ability, so do they have the ability to print money?"

In the beginning, Hu Yanshuo only thought about building a financial company that basically belonged to him.

Cover up the source of your wealth for yourself.

The Grand Duchy of Andorra itself has the advantage of being a tax haven, and Hu Yanshuo greedily wondered whether he could increase the right to print money.

"Have!"

Hardy said.

As soon as Hu Yanshuo heard this, he said without hesitation: "Take it for 25 billion euros and negotiate within 3 days. I will give you a 3% commission. After 3 days, the negotiation will be 1% commission."

Although he doesn't know much about the banking system, Hu Yanshuo is still clear about the reasons why a country issues more currency.

At least Hu Yanshuo knows that when a country’s annual budget expenditure exceeds its income, there will be a fiscal deficit. There are two main ways to make up for the fiscal deficit. One is to issue additional currency through the central bank, and the other is to issue public bonds.

The relationship between the two is:
National annual purchase and investment G－National annual fiscal revenue T＝Increased currency △M＋Increased public bond △B
For example, GT=1000 billion.

Then it represents a deficit of 1000 billion in government finances.

To fill this 1000 billion deficit, the method adopted is naturally to issue additional currency and borrow money from the people abroad.

For example: issue 300 billion more currency and 700 billion more public bonds to fill the deficit.

If too much currency is issued, it will depreciate the currency and easily lead to inflation.

Public debt is divided into domestic debt and foreign debt. Domestic debt is borrowing money from the people of the country. The country does not care. The country can continue to issue bonds every year, and use the later debt to repay the previous debt. The profits earned from investment to repay the interest can be inexhaustible.

Foreign debts are different. Foreign debts are money that must be repaid, and the people of the country must share the repayment.

External debt is measured in foreign currency, which is only related to the current domestic currency exchange rate.Therefore, if the foreign debt is too huge and the assets are insolvent, the country will also go bankrupt...

What does it mean to have the right to print money?
This is obviously an obvious question, one that many bankers aspire to own.

"No problem, I promise to negotiate within three days."

Hardy's voice was full of excitement, and the excitement almost came from the other end: "Please prepare funds and go to the United States within 3 days, and you will be required to sign when the time comes..."

Hearing Hardy's confident voice, Hu Yanshuo knew that his money-making behavior had worked.

Although the Bank of Andorra has the willingness to sell.

Even the right to print money has been separated, which shows how strong its will is. The emergence of the right to print money also represents fierce competition.

Fewer acquisitions do not mean fewer mergers and acquisitions.

It is king to take it down as soon as possible.

then.

Hu Yanshuo directly gave Hardy a bargaining chip that he could not refuse, and asked him to do his best for himself.

Hearing Hardy's promise, Hu Yanshuo chuckled: "I'm going to the United States today, and I hope you will give me enough surprises then!"

"yes?"

Hardy's voice didn't appear to be embarrassing, and he still had time and spare thoughts to tease: "It seems that your time is very tight! But if you come over, I may invite you to a banquet..."

The implication is that there is a certainty of negotiating within a day.

Hearing these words, Hu Yanshuo just laughed and said nothing. He also understood that Hardy was a little greedy and wanted to find out how to increase the bargaining chip. However, since he had spoken, it was impossible to change it at will.

Even if Hardy's ability to act exceeded his expectations.

Hardy was a little disappointed, but he didn't expect much, so he wasn't disappointed either.

So, Hardy tactfully changed the subject: "I hope you will come as soon as possible!"

"Will do."

Hu Yanshuo chuckled, and did not tell Hardy his specific flight. He revealed that he would go to the United States today, which is already Hu Yanshuo's limit. easily revealed.

After hanging up the phone, Hu Yanshuo also realized the problem.

However, Hu Yanshuo didn't want to waste effort to change this bad habit of the rich.

"Are you planning to go abroad?"

Sun Man's voice came from next to her. Although her level of nursing is quite high, she still has some local spoken English. However, she can understand Hu Yanshuo's words about going abroad.

It seems that many women wake up with this kind of whine.

The SH side is particularly obvious, at least Hu Yanshuo often feels it from Sun Man and Qi Lin. As for whether other SH women will have such a habit, he feels that this issue needs to be observed for a long time.

The soft glandular adipose tissue in the hand is a bit heavy, about 88 Pa, which is just a lot.

"Well, something happened!"

As Hu Yanshuo spoke, he saw Sun Man pouted slightly, and tapped her lips without lipstick, stopping what she wanted to say: "I'll be back in a few days."

"It's boring when you're not here!"

Sun Man rolled his eyes and said, "It seems that I can only buy some clothes online!"

Hear the song and know the sound.

Hu Yanshuo chuckled lightly, carried out some operations with his mobile phone, and then said to Sun Manshu: "I transferred the money to you, 50 per person, you can buy whatever you want..."

Just saw the information about the daily income of 144 billion yuan, and Hu Yanshuo transferred money very generously.

"Wow, how nice of you!"

When Sun Man heard Hu Yanshuo's words, she yelled happily, and then, she got under the bed very mischievously.

Hu Yanshuo immediately felt that although Sun Man was not much different from his physical age, his mental age was quite different. He was such a big person, and he was still so playful.

It's not because she's shy that she got under the covers.

Rather, it’s too playful, and I want to play hide-and-seek, what a mischievous one!
Even so.

Hu Yanshuo still felt that many men like women who wake up every morning and play tricks on themselves.

Cute and involuntary, I want to play naughty games with them.

Look at the toes parted to the left and right, exposed to the air.

Hu Yanshuo felt that he should bend his toes hard, so that he would appear to be tense. It should complement Sun Man's game, and with the help of the sound of taking a few breaths, the effect would seem to be even better...

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(End of this chapter)