There is a dragon in my fish pond

Chapter 491 Venture Fund
With the gradual acceleration of the country's reform and opening up process, some places are already implementing the policy of unified planning, but it seems unrealistic for this corner of the mountain village to catch up with the process of national unified planning, so Li Yafan can only I can figure it out by myself.

According to the current standard of living in Kaoshan Village, it is not realistic for every household to build a four-story small building. In order to encourage the villagers of Kaoshan Village to join in the planning, Li Yafan and the big guys discussed together, and finally Li Yafan made a decision.Set up an entrepreneurial fund dedicated to the backer village.

The so-called venture fund is actually more appropriate to say that it is a credit institution, which is responsible for providing interest-free loans to the villagers in the backing village.

This interest-free loan can be used in various aspects, such as renovating a new house, opening a supermarket and restaurant, you can apply for an interest-free loan here.

Of course, not everyone can get this loan.

After Chen Yuanhao's surprise study overnight, he finally wrote a simple evaluation program.

When the villagers in Kaoshan Village want to get a loan, they first have to write a special program through Chen Yuanhao to evaluate the person's ability. For example, if the monthly income is more than [-], ten points will be added to the test score.

Five points for children working outside, 25 points for their own independent livelihood, [-] points for good personal credit, and a series of bonus points. In the end, if the points do not exceed [-] points, they are not eligible for loans of.

Of course, this fund is not all interest-free. When the villagers apply for loans, they will sign a contract with the villagers. This contract stipulates the deadline for the villagers to repay each loan.

If this time limit is exceeded, a certain amount of interest will be charged. Of course, the interest conditions set by Li Yafan are far lower than the bank's interest on loan repayment.

After all, Li Yafan's here is not a charity organization, and his own money is thrown out like snowflakes, so he feels distressed!
At first, some villagers were unwilling to believe that there were such things as interest-free loans, but under Secretary Zhao's persuasive persuasion, everyone was willing to try to understand it.

In the conference room of the office building, Li Yafan gathered all the villagers who had ideas, and asked Chen Yuanhao to patiently explain the loan matters to them.

With the previous background, Chen Yuanhao became much more patient, and even took care of those who could not read.

"Boy of the Chen family, what if you don't make it within the stipulated time?"

Li Yafan saw that it was Miao Er from the east of the village.

"Then let me ask Uncle Miao, where do you work now?"

"I will hold Yueshan to do small work again, and it will cost 130 yuan a day."

Chen Yuanhao nodded, he was still good at speaking with numbers, turned his head on the blackboard, and listed a large series of very intuitive numbers for Miao Er.

It costs 130 yuan a day, which is 900 yuan a month. According to the agreement Li Yafan made, if the loan is more than [-] yuan, it will take more than five years to repay it, and interest will be charged if it is overdue.

". The 300 yuan that needs to be repaid in a year is [-] months in a year, and you need to repay more than [-] yuan a month, which is only one-third of your salary. Now you still feel that you have to repay Can't you?"

Chen Yuanhao's series of numbers convinced everyone. He only paid 300 yuan a month, and he still had 600 yuan left in his hand.It can also provide for children to go to school and support the family without delay.

"You guys, don't worry, the repayment agreement formulated by our boss takes into account your financial situation, and each of you will not feel any financial pressure."

"Wait until I get home and discuss it with my wife!"

It can be seen that Miao Er is still very tempted by such a temptation. In everything, there must be the first person to eat crabs. If the first step is sold, it will not be so difficult.

A few people took the lead to borrow money from Li Yafan, and soon more and more villagers came to Li Yafan to borrow money, because they had already had a foundation for a while.

Although there is not much continuation, more than [-]% of the young and middle-aged labor force in the mountain village, and some women have a relatively stable job.

There are not a few who can reach 400% in the evaluation. In just three days, Li Yafan released more than [-] million loans.

The loan amount of the villagers also ranged from 10 to [-] yuan, and the second aunt Hong also came here to borrow money twice.

To Li Yafan's great surprise, Second Aunt Hong not only repaired and expanded the original store, the decoration was magnificent, but also used the money from the loan to buy another abandoned storefront in another corner of the village. house, and plans to open another branch.

Not only Li Yafan was surprised, but many people in the village were also surprised. Three years ago, Second Aunt Hong, who was walking around the street and chewing people's tongues behind their backs, had transformed into the proprietress of two restaurants.

Secretary Zhao's proposal was quickly approved. This is a very rare opportunity. If Second Aunt Hong's another restaurant opens, it will add a lot of jobs to the village.

What makes Li Yafan a little bit dumbfounded is that many villagers in Dashi Village and Yushu Village may have seen this opportunity, an opportunity to make a fortune, found Li Yafan's door, and insisted on applying for the household registration of the backer village.

Applying for a household registration in a mountain village to go to the police station should not come to me. At this moment, Li Yafan's heart is in a daze.

In the end, Li Yafan spent a lot of words to comfort these people, so he gave up!

Two months passed quickly, because of the chain reaction triggered by Li Yafan's establishment of the Guashan Village Entrepreneurship Foundation, the Guashan Village has undergone tremendous changes.

Small, self-employed businesses are springing up like mushrooms after rain, everywhere in the village. Needless to say, those who run restaurants, those who buy homemade snacks, and those who run small supermarkets.

These small merchants are trying to find ways to compete with each other and solicit customers.

Some villagers who started earlier with Li Yafan had some savings, borrowed money from loans, and built a four-storey small building exactly like Huangyan Village according to the unified planning of the previous village.

The boxing championship was approaching. According to Ye Jianfeng's request, Li Yafan had to prepare for the match one week in advance. After all, Li Yafan had never participated in a serious boxing match.

So Ye Jianfeng specially helped Li Yafan to set up several simulated competitions, so that Li Yafan could get familiar with the intensity of the competition as soon as possible, and then carry out the weighing ceremony before the competition.

Before checking the scale there, Li Yafan first checked the electronic scale at his home.

"150 four catties, seems to have gained four catties!"

Zhao Yiyue, who was cleaning the dishes, couldn't help complaining: "Look at how many wedding banquets you have attended in the past two months, and you will know how you got your four catties of meat."

(End of this chapter)