Super Car Sales System

Chapter 131 The cost of buying a car with a loan

Chapter 129: The cost of buying a car with a loan

What Sun Yanming said about changing the China grid, the shift handle, the steering wheel, etc. involves the most basic car modifications. Fang Yuan has the skills in selling second-hand cars and can understand what Sun Yanming means, but he does not have the professional knowledge in this area , Usually when introducing the model, I will not deliberately mention how to modify it to the customer.

The entrepreneurial route that Fang Yuan planned for himself is to first rely on his second-hand car sales skills to solve urgent problems such as houses and cars.

Then earn enough money to complete the original accumulation of funds.

If you have money in hand, you will not panic, your mind will be calm, and you will not hesitate when thinking about starting a business.

After solving the first step, Fang Yuan began to make two preparations.

If he can develop smoothly in Zhenghong Group and realize his dream, then Fang Yuan will stay forever.

If you can't succeed with all your efforts, or if you encounter the ceiling of your career, then Fang Yuan will resign without any scruples and start his own business.

The entrepreneurial route envisaged by Fangyuan is second-hand car sales, plus second-hand car appraisal, and second-hand car maintenance.

Fang Yuan was a little curious when he heard Sun Yanming mention the modification of second-hand cars just now, and he clearly remembered that there are car modification skills in the car dealer system, and he also wanted to know the profit of car modification, and was curious about the knowledge of car modification.

However, curiosity is nothing but curiosity. Fang Yuan understands that there must be priority and priority in doing things. Fang Yuan will firmly move towards his goal. Even if he wants other skills, he will wait until the main goal is completed.

So now the main goal is to make a lot of money quickly. Fang Yuan knows that the only way to realize his wish is to sell more cars. What is urgently needed now is a higher-level car sales system, not second-hand car appraisal, car maintenance Maintenance, not car modification.

Don't say that the points are not enough now, even if there are enough points, Fang Yuan will give priority to redeeming higher-level used car sales skills.

Driven by curiosity, Xia Yuan, while Liu Liang and the others were discussing excitedly what to change, he opened the car dealer system as if nothing had happened.

In an instant, the shining system panel came to mind, and options such as [Car Mall], [Personal Center], [Mobile], [Network], and [Management] appeared.

In the morning, Fang Yuan spent [-] points to purchase elementary language skills. When he clicked on [Personal Center], he found that the data had changed.

[Host] Fang Yuan.

【Points】698.

[Level] Trainee car dealer.

[Skills mastered] ①Elementary sales skills of used cars.

②Elementary language skills.

……

Fang Yuan is very happy that he has mastered two skills. It is a little regrettable that the [points] are only 698, which is still not enough to buy any skills.

After closing the [Personal Center] and opening the [Car Shop], Fang Yuan began to browse through various skill names one after another.

【Elementary used car sales skills】: 1000
[Second-hand car primary identification skills]: 1000
[Elementary Racing Skill]: 1000
……

Hey, I found it. Sure enough, there is [Car Modification Skill], and it also shows that you need 1000 points to redeem this skill.

After finding the [Elementary Car Modification Skill], Fang Yuan continued to scroll down, but after searching carefully for a long time, he couldn't find a higher level of second-hand car sales skills.

what happened?

Fang Yuan was a little confused, why not?
Fang Yuan tried to communicate with the system...

While Fang Yuan was inquiring about the car dealer system, Liu Liang and Zhao Da were obviously very excited, because Fang Yuan recommended a suitable model for them. What are the common problems with this 2018 BMW 1 Series, what should be paid attention to, and what will happen in the future? He also made it clear when he changed the car, and then he just waited for Sun Yanming to find Zhao Gaojie to apply for an interest-free loan, then he could transfer the ownership and drive his beloved car home.

Looking into the hot eyes of Liu Liang and Zhao Daming, while Sun Yanming wanted to help them as much as possible, he also wanted to pour cold water on them, and let them know that buying a car depends on hard work after all, because even if it is an interest-free loan, it is still not worth it. When it comes to money, it’s still nothing in the end.

After Sun Yanming coughed twice to attract everyone's attention, he said to Liu Liang and Zhao Daming: "Let me tell you, your wages are not high. Actually, I don't support your loans to buy cars. On the contrary, I prefer that you can reach At the height of Fangyuan, all expenses are paid in full. However, your situation is special now, and the pace of life is fast, and it is really convenient to have a car, so I will try my best to help you..."

Everyone is on their own, and Sun Yanming's words are very straightforward. Not only did Zhao Daming and Liu Liang stop talking, but Wang Hu, Xu Hong, and Song Wei who were also eager to try were also silent.

The atmosphere at the scene suddenly became embarrassing. Several salesmen lowered their heads and looked dejected. Zhou Bing smiled and said to everyone: "Don't think that Brother Sun is straightforward, he is for your own good."

Seeing Liu Liang and the others nodding one after another, Zhou Bing continued: "In today's society, there are people whose monthly salary is less than 7000 yuan, but they have to mortgage to buy an Audi car for appearance; A set meal, and an afternoon tea with coffee and cake. In their circle of friends, they don’t use small appliances unless they use Dyson; , Is this kind of life good? I think it’s the same as Fang Yuan introducing models to customers, it depends on whether it’s suitable for you.”

Zhou Bing looked around everyone, and said to Sun Yanming: "I don't think Liu Liang and Zhao Daming are buying cars just to show off. They also have a need to buy a car, so they don't count as swollen faces to make fat."

"Yes, I know that I have a car now, and it's better when I have a girlfriend." Sun Yanming let out a long breath, looked at Liu Liang and said, "I'll calculate for you the difference between buying a car with full payment and taking a loan." What's the difference..."

Having said that, Sun Yanming paused for a moment, and then continued: "Hey, let's just count the cost of buying a car with your loan."

Sun Yanming turned to look at Fang Yuan again, and asked, "How much is the 2018 BMW 1 Series listed in our dealership?"

Fang Yuan didn't even think about it, and replied directly: "One car is 14.18 yuan, one car..."

"Okay, don't go any further, let's calculate it at 14.18." Sun Yanming looked at Liu Liang and the two again, and said, "For our second-hand car loan, the down payment is 30%, which refers to 3% of the pure car price, and the handling fee It's 4%, the interest is 6% to [-]% per annum, and..."

So much, Liu Liang and Zhao Daming were dumbfounded, and exclaimed together: "Manager Sun, didn't you say that interest is free, and everything is free?"

"I'm going to apply to Mr. Zhao, and I don't care what I say." Sun Yanming was confused, "Okay, even if I cover the transfer for you, waiving interest, handling fees, etc., you have the 30% down payment of the car price. ?"

After Liu Liang and Zhao Daming looked at each other, they immediately took out their mobile phones and unlocked them to find the calculator. After a while, they calculated 14.18 times 0.3, and finally figured out that they needed to pay 42540 yuan in Huaxia Coins for the down payment.

At this moment, Liu Liang's head drooped down.

The face of Zhao Daming on the opposite side was not good-looking, as if it was very difficult to take out so much money all at once.

"You are still buying a second-hand car. If it is a new car, in addition to 30.00% or 20.00% of the car price, even if there is a discount on the naked car when you actually buy the car, you also need to add purchase tax, insurance, handling fees, interest, registration fees, Fees like GPS require more money.” Of course Sun Yanming understood what Liu Liang and Zhao Daming meant, and he didn’t even want to continue talking.

The two didn't talk, Sun Yanming sighed, and continued: "This BMW 1 Series is calculated on the basis of 9 fuel, and it drives 92 kilometers per year. The 6.28 oil I added yesterday is 5652 yuan per liter. The money is 1 yuan. Fang Yuan also said just now that the BMW 400 series is maintained once every 50 kilometers. All of them are calculated according to the cheapest small insurance of 500 yuan. The car inspection costs [-] yuan. The insurance is about [-] yuan, and now it is more than [-] yuan, not counting car washes, car repairs, violation fines, parking fees, highway fees..."

Liu Liang and Zhao Daming were so frightened that they were so scared that they didn't dare to continue listening. At this time, Fang Yuan added: "BMW 1 series must be filled with 95 gasoline."

"95 gasoline? Oh, then add 0.41 yuan per liter." Sun Yanming thought for a while, and then said, "Not counting car washes, car repairs, fines for violations, parking fees, highway fees, etc., you have spent these three years , spending [-] on this car every year."

…………

It should not have been written in the main text, but in order to let friends who use the computer version also see it, I will not take it as an example.

Some readers said that the pace of this book is slow and long-winded.

This friend is right, it is indeed slow-paced and long-winded, I admit, I have written so many chapters for a meal.

When I was in Biezhan, there were three to four chapters in one story, but this book dare not write like that.

The selling point of this book is cars, and I was also the first to write about second-hand cars at Qidian.I want to write a book with the most hard-core car knowledge and the most accurate data. Please give me a chance. Thank you.

(End of this chapter)