Super village chief system

Chapter 146 Bank
The price of 8.8 square meters is really not expensive in Hong Kong City. You must know that there are more than 20 square meters in the Central and Western District and Causeway Bay, and a large number of Hong Kong citizens flock to it.

Daya Real Estate Company was established immediately, and the official website can be booked. However, a family can only buy one set. After all, Chen Ji does not regard real estate as a tool to make money. The biggest use is to stimulate economic consumption and population growth in Daya Island. .

He Songlan, CEO of Daya Island Group, is negotiating with the Hong Kong City Government, hoping to obtain a certain number of Hong Kong registration places, and these household registrations are actually prepared for those who buy real estate and live in Daya Island.

The apartments in Dayazhou are uniformly 100 square meters, and some are 200 square meters, so the cheapest is 880 million. If you add underground parking spaces and storage rooms, the price of an apartment can almost reach more than 900 million.

The price of more than 900 million guarantees that the people who live in Daya Island are all social elites. If they are not elites, they will not be able to pay more than 900 million.

The rich focus on health preservation, while the petty bourgeoisie focus on enjoyment. The environment and beauty of Daya Island are very attractive to both classes, and there is no need to worry about selling the apartment.

In fact, on the first day that Daya Real Estate Company was listed, there were more than one hundred citizens who wanted to buy it. Fortunately, the two apartments in Daya Island have been completed, so it is not a big problem to create a company office, otherwise, where will the office be located? It's all a question.

Take these people who have the desire to buy around the living area, pointing out that this is a middle school and that is a hospital. By that night, there were more than 60 people who paid the deposit.

However, almost none of these 60 people can pay in full. They need to contact the bank for a loan. At this time, He Songlan approached Chen Ji. Her purpose was very simple. She hoped that Dayazhou Group could win this business.

"You mean start a bank?"

Chen Ji was quite speechless. If I remember correctly, they still have a loan of 30 billion in the bank!Now that he wants to set up a bank, Chen Ji really doesn't know what to say.

"In the past few days, another 20 villas have been sold in Sandaopo..."

"How many?"

Chen Ji stood up in horror. If he hadn't misheard what Aunt Lan said just now, it seemed that it was 20 sets. Could it be that the money of these rich people was blown by the wind?

20 sets are 40 billion yuan, which means that it is entirely possible for He Songlan to set up a bank. After all, after repaying the 30 billion yuan, the remaining one billion yuan is used to support First Life's loan problem. Too big, after all, there is no cost to Daya Island.

"20 villas, 40 billion yuan." He Songlan gave Chen Ji an answer very calmly, but her words did not end.

"We also have advantages that others do not have when we set up a bank. The Daya Points project can be merged into the bank. Using our bank card to buy Daya Internet packages has discounts, and there are also discounts for shopping at Daya Mall, as well as tickets for scenic spots, house decoration, In Daya Island, people can use transportation and lower interest rates on loans. Simply put, our bank will become the only bank in Daya Island, and then gradually cover it.”

Chen Ji never thought that He Songlan would have such big ambitions. This is because he was going to treat the Dayazhou Group as a consortium!Fortunately, it is in Hong Kong City, and it is almost impossible to get a bank in China.

"Is it too early?"

It's not that Chen Ji has never thought about setting up a bank. When a group develops to a certain level, it is necessary to have its own bank. will evolve into a consortium.

Right now, He Songlan obviously has no intention of finding allies, and now Dayazhou is not strong enough, and it has not covered all aspects of business at all. Although it has some advantages, it is not too big.

He Songlan didn't answer but just shook her head. She also knew that it was a little early to start banking business at this time, but it would be a pity not to get her hands on the property sales project in Daya Island that was worth nearly [-] billion.

Chen Ji also knew what He Songlan was thinking, since He Songlan insisted, let's do it!Even if it is the worst result, there will be no loss. At most, some experience will be wasted, and the bank will not be able to develop.

Seeing that Chen Ji agreed that He Songlan would not stay longer with Chen Ji, and turned around to go to work on the bank, Chen Ji suddenly found that since Aunt Lan became the CEO of Dayazhou Group, she seemed to walk in a hurry.

He Songlan is a very good example. Now the employees of Dayazhou Group's various companies work very neatly, as if someone is urging them behind them.

After the establishment of the Dayazhou Group, there have been many changes in the various companies. The best news may be that the salaries have increased. The department heads and the general managers of the companies below have been raised to a fixed annual salary of 200 million. Not to mention, the salaries of the ordinary employees below are also is doubling.

It used to be that for ordinary employees of the Dayazhou Group companies, the general internship period for office positions was 8000 yuan, and after the three-month internship period, it rose to 1 yuan. Now the internship period is directly 6000 yuan, and the three-month internship 2 yuan at the end of the period, and some positions even tripled directly.

Of course, this also means that Dayazhou Group is more difficult to enter than before, and now part of He Songlan's attention is also directed to these employees.

Dayazhou Group soon made a detailed announcement about the real estate in the first living area of ​​Dayazhou Group, but all employees of Dayazhou Group can only pay 30.00% down payment for the purchase of Dayazhou real estate, and the rest Those internal employees of Dayazhou Group also have some special care.

The special consideration is not a low interest rate but a fixed value of 100 million. That is to say, a Dayazhou employee buys an apartment for 900 million. The prepayment of 30.00% is 300 million, and the remaining 600 million is a loan, and the 600 million loan is divided into 20 years. Repay, but no interest, just change 600 million to 700 million.

Compared with the loan that is about to double in 30 years, the loan increase of only 20 million in 100 years is almost like not giving food to other banks.

Of course, this kind of thing is because the real estate is our own, and because we can retain employees, other banks will definitely lose money and go bankrupt. At the same time, this kind of treatment is only available for internal employees to buy apartments. It depends on the existing interest rate in Hong Kong City.

20 million in 700 years, almost a monthly payment of 3 yuan, isn't it too much?

For the employees of Dayazhou, 3 yuan a month is actually not much. Although the salary of many office workers is only more than 2 yuan, it is still no problem to add various bonuses to guarantee 7000 yuan. Yes, you only need to make up a little bit from the family, and the monthly payment is no problem at all.

This is only the one that earns the least money in the Dayazhou Group. If you switch to a position with a high salary, 4 to [-] yuan a month is not a problem. Of course, if you are single, you will indeed have some pressure, but this is obviously It was not within the scope of Chen Ji's concern.

The internal conditions given by the Dayazhou Group are indeed very tempting, especially for some waiters in the Daya Shopping Center. They originally came here for the high salary, but who would have thought that there would be such a surprise? You need to pay 300 million. Although the monthly payment is almost 3 yuan, the charm of Daya Island is fatal.

Daya Island itself corresponds to the petty bourgeoisie, if you can't even get 300 million, what kind of petty bourgeoisie?The purpose of He Songlan and Chen Ji is to use these petty bourgeoisies to stimulate the economic consumption capacity of Daya Island, which ordinary citizens cannot do.

(End of this chapter)