Fortune fortune

Chapter 565 Same place

Xu Fang left the Blue Universe clubhouse, and it was not yet six o'clock in the afternoon.Thinking that Feng Wen should be leaving get off work soon, Xu Fang took out his mobile phone and called Feng Wen.

It took a while for the call to be connected, and Feng Wen's very textured voice came: "Hello, husband, are you looking for me?"

"I'm in Puhai, shall we have dinner together?" Xu Fang asked with a smile.

"Ah? Are you in Puhai? I'm talking about cooperation with a client outside!" Feng Wen was surprised and delighted, and then said: "Wait a minute, I will talk to the client, and then I will go to you!"

Xu Fang hurriedly stopped: "No, I'm not in a hurry, you talk about yours first. You're not in the company, are you? Tell me a place and I'll rush over, let's have dinner nearby."

"In the Blue Universe Club, I was chatting with the president of Huahai Bank, she was a girl." Feng Wen worried that Xu Fang would think too much, and added.

Xu Fang was taken aback, and said, "Coincidentally, I'm also in Blue Universe."

"Ah? You're here too? Are you here to spend?" Feng Wen's tone was a bit appetizing, and she naturally knew what services were available in the blue universe.

"Just like you, we are also talking about cooperation. Kuaibo is about to go online. Talk to a short drama company and invite them to stay. Now the dinner has just ended." Xu Fang explained.

"If you're here, why not just come over and have a meeting." Feng Wen smiled and said, "We're pretty much talking here. If you're hungry, you can order more food."

"Okay, which box are you in?" Xu Fang asked.

"The third floor, number 305."

"Okay, I'll go here."

Blue Universe, the entrance of Box 305.After hanging up the phone, Feng Wen returned to the box and said to someone inside: "Sister Yan, I have a friend coming over later, let's talk together."

"Okay, what does your friend do?" Sister Yan asked casually.

"Do everything, from southern Fujian." Feng Wen explained casually.

Sister Yan thought she was just a small boss, so she didn't take it seriously, she nodded and didn't care.

……

After hanging up the phone, Xu Fang got out of the car and returned to the clubhouse.

As soon as he reached the third floor, Xu Fang happened to see Yan Fu and the others coming out of the box.

The equipment in the clubhouse is very complete, and there are even medical staff. At this moment, Yan Fu's head is wrapped with a circle of white gauze, and those who don't know it think that someone in the family has died.

Seeing Xu Fang turn back, Yan Fu was shocked, his legs went limp and he almost knelt on the ground.

Why did this evil god come back again?

Taking a deep breath, Yan Fu walked over quickly, and asked respectfully, "Master Fang, do you have anything else to do?"

Xu Fang waved his hand and said: "It's okay, my friend is just here, come over and have a meeting, you go and do your work, don't worry about me."

"Okay, yes, that's right, this is the emperor card of our clubhouse, all consumption is free with it." Yan Fu took out a card and handed it to Xu Fang respectfully.

Xu Fang didn't refuse, took it and patted Yan Fu on the shoulder, then found room 305 and walked in.

After entering, it was exactly as Feng Wen said, besides Feng Wen, there was another woman.

This woman looks to be in her 30s, her skin is fair and shiny, giving people a sense of wealth.

At this moment, the information of this woman also appeared in Xu Fang's mind.

[Character: Miao Shuyan, 35 years old, head of Puhai City of Huahai Bank]

[Secret 1: The bad debt rate has reached 18%, the bank's income and expenditure are out of balance, and there is a risk of bankruptcy]

[Secret 2: With the help of the position, a total of 850 million yuan was blackmailed in six years]

After receiving this person's message, Xu Fang suddenly thought of Zheng Yueling from Puhai. The experiences of these two people are somewhat similar.

Seeing Xu Fang come in, Feng Wen was overjoyed and hurriedly got up to greet him.

"Xu Fang, when did you arrive, you didn't tell me!" Feng Wen complained.

"I just arrived today. I wanted to come to you after discussing the cooperation. I didn't expect us to be in the same place." Xu Fang smiled, not leaving Miao Shuyan alone, and asked pretending not to know, "Who is this?"

"This is Miao Shuyan. My name is Sister Yan. She is beautiful, right? She is not only beautiful, but also has a better career. The president of Huahai Bank!" Feng Wen praised Miao Shuyan a few words, and then introduced: "Yan Sister, this is my friend Xu Fang, who runs a small business in southern Fujian and is a fellow villager with me."

Feng Wen knew that Xu Fang liked to keep a low profile, so she didn't introduce him grandly.

"What president, Wenwen, don't flatter me," Miao Shuyan spat, then looked at Xu Fang, her eyes lit up and said: "Mr. Xu is so handsome!"

"Sister Yan is also very beautiful." Xu Fang replied.

"Xu Fang, you haven't eaten yet, can you add more?" Feng Wen interjected at the right time.

"Okay, I didn't eat a few bites just now, I'll add more." Xu Fang pressed a call button on the table, and a waiter came in after a while, and Xu Fang added two more dishes.

After the waiter left, Xu Fang said with a smile: "If you have cooperation, continue to chat, just pretend that I don't exist."

"It's almost time for the chat, let's just chat about the daily routine." Miao Shuyan smiled, with a little disappointment in her eyes.This time she came to Feng Wen to talk about cooperation, but the result was not ideal.

"The chat is over, is there any money-making project, bring me one." Xu Fang asked along the mouth.

"No, Sister Yan's bank has encountered some problems and wants to ask me for help, but I can't do anything here either." Feng Wen sighed.

Hearing Feng Wen speak directly about the cooperation, Xu Fang knew that the relationship between Feng Wen and Miao Shuyan should be okay, and asked with a smile: "The bank can still encounter problems? Is it because the money is too much to spend? In this case I can take out a loan."

"Fuck you, there is no one whose money can't be spent!" Feng Wen said angrily, "Sister Yan's bank has a relatively high bad debt rate, and the income and expenditure cannot be balanced, and the financial pressure is very high. If you don't have a lot of money For remittance, many users will have problems withdrawing money. Once the bank fails to send money, word of mouth will decline sharply.

The consequences are also very serious. First, it will cause panic among savings users, and they will try their best to withdraw their money.Second, there will be no users to save money again.How terrible would it be if the bank ran out of cash?In a vicious circle, the only thing waiting for the bank is bankruptcy.

Sister Yan is short of money and wants me to deposit the company's money in the bank.However, my water plant is also developing rapidly. Although the scale is large, all the money I earn is used for investment. "

Hearing Feng Wen brought up the sad matter again, Miao Shuyan looked a little frustrated, and sighed: "Don't mention it, I will think of a way again, and I should be able to get through it."

"What's the bad debt rate, so that the bank's funds are tight?" Xu Fang asked in surprise.

"18%." Miao Shuyan said with some embarrassment.

Xu Fang knew that for a bank, a bad debt rate of more than 5% is very dangerous. If the management is not done properly, there may be an economic crisis.

If the bad debt rate reaches more than 10%, it is very serious.

Before Zheng Yueling's Tianhai Bank, the bad debt rate reached 12%, and the leader decided to fire her.Now Huahai Bank's bad debt rate has reached 18%. If the bank does not have a chance, it is basically a death sentence for the bank.

"That's really troublesome." Xu Fang frowned.

"No, the pressure is very high. Okay, let's not talk about it." This time the cooperation failed, and Miao Shuyan didn't want to be immersed in anxiety, so she simply changed the subject, looked at Xu Fang and asked: "Xu Fang ,are you married?"

(End of this chapter)