Reborn Resource Tycoon

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Chu Pingdong was glad that he brought the driver instead of driving by himself, otherwise, he would have been killed at an intersection long ago.

How did Wang Xuerong and Luo Zhe'an, two idiots, manage the Dengyu Road Sub-office?
Employees of the insurance company stationed in the bank to sell bancassurance products. He knew this.

Insurance companies take advantage of banks' numerous business outlets, number of staff and huge customer groups to expand their business, while insurance companies that launch bancassurance products have to pay certain agency fees to their agent banks.

According to the regulations, each bank's insurance agent is not limited to one insurance company, so in order to draw the insurance policy, the insurance company also sends sales representatives to the business outlets of major banks, and Li Xuerong belongs to this nature.

Due to fierce competition, although the higher authorities have stipulated the standards for banks to charge agency fees for bancassurance products, in fact, the bank's agency fees are much higher than the standards stipulated by the state.Sometimes it can even be achieved. When a citizen's insurance premium reaches 1 yuan, the agency fee that the bank can withdraw is [-] to [-] yuan.Such lucrative profits have led to the rapid promotion of bancassurance products in the domestic banking industry.

Moreover, insurance companies will also give sales bonuses to bank tellers, and each insurance will be rewarded according to the number of years. Therefore, some bold and eloquent bank tellers get bonuses for selling insurance even much higher than their salary. .This is nothing in itself, after all, it was approved by the superior department and also approved by the bank's board of directors.However, employees of insurance companies are allowed to wear the uniform of the bank and pretend to be bank employees to sell insurance to depositors.There are also customers who beat up the bank in public, which is a big taboo!What's more troublesome is that Fang Mingyuan just saw this kind of behavior, and Fang Mingyuan actually knew the client who was beaten!

As a senior manager of Jimin Bank, Chu Pingdong still pays close attention to the industry situation under the Fang family. These industries under the Fang family have always attached great importance to the service attitude of employees, whether it is a Carrefour supermarket or a Fang family restaurant. , There is also Tianding Electric, a chain electric appliance supermarket enterprise.The level of service is well-known in the industry.No matter how unreasonably the customers make trouble, those employees are also required to serve with a smile, and are not allowed to speak ill of each other, let alone beat the customers in public.

Of course, when the forest grows, there are all kinds of birds, and there are indeed some unreasonable people in society, so for those employees who have been wronged, these companies have generous compensation regulations, and those who are really unreasonable .It will also be processed through legal channels.The most famous one was the Pengyu case, in which Carrefour Supermarket Group insisted on giving him a bonus of 30 yuan to clear his grievances! 30 yuan.Not to mention at the beginning, even now, it is a considerable fortune.Therefore, in the Fang family industry, the employees' loyalty to the company far exceeds the domestic average.

For such a director who takes staff service very seriously.But seeing with his own eyes the employees of his own industry beating clients in public, Li Xuerong and the others are not courting their own death, what is it?
Chu Pingdong almost wanted to strangle Wang Xuerong and the others to death, so don't drag others down if you want to die.I was shot while lying down.Putting down the phone, Chu Pingdong immediately asked the driver to speed up, and at the same time called the person in charge of Huaxia Life Insurance Co., Ltd. in Beijing. This matter may not be resolved, and what to do at that time will have to be negotiated between the two parties.Moreover, Chu Pingdong was also full of anger at this time. If it weren't for the people from Huaxia Life Insurance's Dengyu Road branch making trouble, how could such a thing happen?

Although Sun Jun looked a bit embarrassed, they were all minor injuries and scratches, and there was nothing serious about them. Among Fang Mingyuan's entourage, there were those who knew how to take care of him, so they treated him on the spot.

Fang Mingyuan introduced Lu Mingyue and Mei Dongze to him, but he didn't say much, but Lu Mingyue and Mei Dongze were interested in Sun Jun.Fang Mingyuan had a lot of classmates and friends to talk about, but there were very few of them who could be truly recognized by him and included in his circle.Why have you never heard of this Sun Jun before?But judging by Fang Mingyuan's appearance, he took him very seriously.

"Ah, I remembered!" Zhao Ya suddenly slapped her hands and said, "Are you the examinee who spilled ink on the taxi during the college entrance examination?"

Sun Jun couldn't help but feel a little hot. His embarrassing incident was remembered by the beautiful woman for so long, and he even called it out in public. How could he feel so embarrassed?

Fang Mingyuan glared at Zhao Ya. After Zhao Ya blurted out, she also realized that something was wrong. Seeing Fang Mingyuan's gaze sweeping over, she couldn't help sticking out her tongue, and hid behind Lin Rong.

"Xiao Sun, where are you now?" Mei Dongze laughed.

Faced with Mei Dongze's question, Sun Jun didn't dare to be negligent in the slightest. He could tell that the two middle-aged people Fang Mingyuan introduced to him were probably not ordinary people.

"Uncle Mei, I'm currently working in the Qingwu Sub-district Office." Sun Jun said hastily.After graduation, he was successfully admitted to the civil service.

"Qingwu Sub-district Office? I know." Lu Mingyue smiled, "15 years ago, Zhiyong served as the secretary there." Lu Zhiyong, Lu Mingyue's nephew, is now the deputy secretary of the district committee.

A few people were chatting casually, but Luo Zhe'an and Li Xuerong were sitting on pins and needles beside them.They called Wang Xuerong, but no one answered.

Luo Zhean stood there, the sweat on his forehead and back never stopped.Although Chu Pingdong didn't say who Fang Mingyuan was in the end, he was not a fool. From the fact that Chu Pingdong was rushing over, it was certain that this young man must have a great background.

At this time, Li Xuerong, Zheng Jun, and Ma Ming also understood that this time they caused trouble. Looking at Luo Zhe'an's appearance, and then looking at the four policemen sitting there, they were already flustered, and they didn't know what to do. Is good.

Li Xuerong also received a call from the leader of Huaxia Life Insurance Company. A few steps away, Luo Zhe'an and the others could hear the roar coming from the phone.

"Mingyuan, how do you plan to deal with this matter?" Lu Mingyue changed the subject and returned to the main topic.Based on Fang Mingyuan's understanding, today's incident can be said to have violated his taboo. Although Jimin Bank, Fang's family and allies do not have a controlling stake, no one in the board of directors can underestimate their opinions.

"It's not impossible to sell bancassurance products in banks, but it must be regulated!" Fang Mingyuan said indifferently, "At least things like today's must never happen again!"

In the previous life, many banks’ annual insurance agency fees amounted to billions. Although it cannot be said that they were basically made by fooling the majority of depositors, the insurance policies with fraudulent elements accounted for a considerable share. One can deny it.Among them, most of the people who are deceived are ordinary people who have no other means of financial management, and many of them are elderly.These insurance policies that are not suitable for their requirements make their hard-earned hard-earned money not only get no interest, but even lose money in some cases!In the previous life, the general public hated this kind of thing that did not tell the truth and turned the savings of depositors into insurance.

Fang Mingyuan invested in Jimin Bank in the first place in the hope that Jimin Bank would be able to do some practical things for the people while earning legitimate profits as its name suggests, instead of becoming a monopoly bank that takes the people's fat and anoints from above.It can give the vast number of small and medium-sized enterprises one more loan channel, and bring a little vitality to the stagnant pool of Huaxia's banking industry.

Therefore, Fang Mingyuan did not want to tolerate the scene that happened at the Dengyu Road Branch Office today.

"It is indeed necessary to regulate, and, I think, it is necessary to prohibit these people from selling to elderly people over a certain age!" Sun Jun also added, "Insurance and savings are two completely different businesses. , very clear about savings, but not necessarily clear about the nature of insurance. Many bank staff take advantage of this to coax the old people to use insurance as savings, but when the old people need money urgently, they are irresponsible I know that there are many disputes because of this. If there are too many things, I don’t think it will be good for the bank’s reputation.”

Mei Dongze and Lu Mingyue nodded slightly. Not to mention the elderly in their 70s and [-]s, there are many young people who are still at a loss when faced with the types of insurance companies, which will be exposed in the media from time to time. , there were reports of fierce conflicts between insurance company salesmen and customers.

"But there is nothing we can do. Everyone in our office has the task of selling insurance products, and the leaders above have issued it. If we fail to complete the task, we will have to deduct bonuses and wages." Luo Zhe'an complained.

"Everyone has it?" Fang Mingyuan raised his eyebrows and said, "Everyone here has an insurance agency qualification certificate?"

"No! She is the only one we have here." Luo Zhe'an pointed at Li Xuerong and said.

Another wave of anger surged in Fang Mingyuan's chest. In his previous life, because some of his classmates had joined the industry after graduating from university, he still knew a little about the insurance industry.If you want to do insurance, you must have a research certificate, that is to say, you must obtain an insurance agent qualification certificate before you can become an insurance salesperson.It doesn't mean that you can do it by just dragging a person casually.Because you simply don't understand the twists and turns.

And he remembered that there should be regulations that the personnel selling bancassurance products in commercial banks must also have the qualification certificate of insurance agency practitioners.

If what Luo Zhe'an said is true, Jimin Bank's Jingcheng branch has violated the regulations in the business of selling bancassurance products! (To be continued..)