Reborn Resource Tycoon

..." Second, he can be regarded as a stamp enthusiast, mainly because his wife Ge Er has a wife who is very interested in stamps. He just wants to know the stamp market. His wife, What I like the most is talking about those rare stamps with him when cooking and eating. For example, what is the big dragon stamp, or the mountains and rivers of the motherland are red, but in recent years, the most talked about by his wife is Monkey ticket.

Often after two or three months, the wife would tell herself with regret that the price of the monkey ticket had risen again, to a certain amount, and then there would be a deep repentance lasting ten to twenty minutes.Regretting why she didn't make up her mind back then and spared one or two months' wages to buy a batch of monkey tickets, and regretting why she didn't buy monkey tickets during the many opportunities over the years, otherwise, she would be the same now. Rich people with tens of thousands of yuan in property, etc., etc., hearing that he and his daughter are calloused, very annoying.But this also gave him a considerable understanding of monkey tickets.

Gu Yucheng took a rough look, and found that the bag was full of full-page and full-page monkey tickets. After a rough calculation, at the market price of monkey tickets at that time, which was nearly 60 yuan each, Fang Mingyuan said that they were worth 30 yuan, which was not the case at all. Too much.Moreover, Gu Yucheng knew that this full-page monkey ticket was rarer and more expensive than those single sheets in the market.

"What's the matter, Old Gu, this thing is very expensive?" Ma Yongfu was a little disapproving at first, thinking that Fang Mingyuan took out a lot of stamps with a face value of 30 cents, and said that the market value was 500, which is simply nonsense!Instead of taking such a pile of stamps as collateral and making others laugh, it's better to just have a good time and follow the plan agreed between yourself and Gu Yucheng.Anyway, in the eyes of the provincial leaders, the Guo family's 30 million yuan is already in their hands, and Fang Mingyuan's extra 500 yuan or [-] yuan is nothing.Even if they cannot afford to pay back the bank in the future, compared with the [-] million, the government will not suffer.But seeing Gu Yucheng's surprised appearance, Ma Yongfu immediately realized that there might be a serious deviation in his cognition.

"It's very expensive. In the stamp market, this eight-cent monkey ticket can be sold for nearly 60 yuan, and its price has been rising in recent years!" Gu Yucheng knew that Ma Yongfu was not interested in stamps, otherwise The chestnuts that the Qinxi provincial government receives every year from all over the world will not be packaged for themselves every once in a while to take home to please their wives.

"60 yuan?" Ma Yongfu gasped, and exclaimed in surprise. He almost doubted whether he was a servant. A stamp with a face value of less than eight cents was actually sold for 60 yuan, an increase of nearly a thousand times. !
"60 yuan is just a lot more. And it may rise in the near future!" Gu Yucheng said firmly.He looked at Fang Mingyuan in surprise.Why are there so many monkey tickets in the hands of young people this year?

"President Gu, it seems that you still know something about the market of monkey tickets. I plan to use this as collateral to borrow 20 yuan from your bank. I wonder if President Gu can agree?" Fang Mingyuan laughed, " I think with President Gu's knowledge, he should understand that this is a business that only makes money but not loses, and with the current upward trend of the monkey ticket, it will only become more and more valuable."

Gu Yu sincerely read the telegram, and indeed, as Fang Mingyuan said, this loan is absolutely profitable but not indemnified for the Bank of Communications.Almost as many monkey tickets are sold in the postal market today, the market can eat as much, and there is no need to worry about sales.And the rising momentum ensures that its value will definitely increase in a short period of time. The collateral with a market value of 30 yuan is only loaned 20 yuan. What is there to worry about?The only thing that makes Gu Yucheng hesitate is, if this loan is made, will it be the first real large-sum mortgage loan to private individuals in the history of the Republic?If this is the case, what will be the impact on the Bank of Communications in the minds of Fengyuan citizens?
"Do it!" Gu Yucheng planned to let it go. Now that he has collateral, he has nothing to worry about. This can be regarded as developing new businesses and expanding the market.

Comrade Xiaofang, if this is your insistence, then of course I have no objection.But these monkey tickets probably cost more than 30 yuan, but you only plan to borrow 20 yuan. Why? "Gu Yucheng clapped the monkey ticket in his hand and said with a smile.

Fang Mingyuan's heart moved. The reason why he did this was actually influenced by his previous life. This kind of collateral loan is rarely able to get the full amount of the loan in the bank, and it is usually discounted by 20.00% or [-]%. .

It was the first time for him to cooperate with the Bank of Communications, so Fang Mingyuan automatically discounted the loan amount.Of course, this is also because with 20 yuan, it is more than enough for Fang Bin's expansion in Pingchuan County, and in half a month, the funds that bypass Hong Kong can enter the mainland, which greatly eases the problem. Their capital: two two.But looking at Gu Yucheng's appearance, it seems that he intends to lend more money to himself, which is good!

"Aren't you afraid that it will be difficult for you, President Gu? Bi Huan is a new business, leaving room for you is also for the convenience of our loan!" Fang Mingyuan smiled, "It also prevents President Feng from being too stressed in the future. "The first person to eat crabs always has to bear greater pressure than the later generations. Since Fang Mingyuan intends to cooperate with the Bank of Communications for a long time in the future, this business must be done beautifully, so that people can't tell. not come.

Gu Yucheng couldn't help laughing: Comrade Xiao Fang is really thoughtful in considering all aspects! "It's no wonder that Mrs. Guo loves this young man so much, who can not like someone who will take the initiative to stand in your position and leave room for you everywhere?
Gu Yucheng pondered for a moment and said: Comrade Xiaofang, in this way, I will lend you 30 yuan for your monkey tickets. According to the market price, I may still take a little advantage of you.If the market price of monkey tickets rises sharply again in the future, we can make additional loans.Then I will lend you another 10 yuan interest-free loan for three years. This is for the sake of the provincial government and Director Ma. With them as guarantees, I believe in your repayment ability, and it is also my respect for Comrade Xiaofang. A small thank you for the pointers in the business hall.do this.what do you think? "Such a smart and witty young man, with the favor of the provincial government leaders and the support of the Guo family, can be said to have an unlimited future in the future. I have a good relationship with him now, no matter whether it is public or private, there is no harm at all. Besides, this For some money, he is the vice president of a branch, and he still has this power.

"Since President Gu has said so, then we should be obedient rather than respectful." Fang Mingyuan thought for a moment before laughing.Although he didn't want the 10 yuan loan later, if he refused repeatedly.I'm afraid it will cause dissatisfaction with Ma Yongfu and the relevant leaders of the provincial government. Anyway, I don't plan to not pay it back. In exchange for the three-year interest of [-] yuan in exchange for my idea below, it really counts, and I still suffer.

"It's just that I have a small request. For these collaterals, I hope that your bank can take good care of them. Don't make any mistakes. Although they are only worth 30 today, I believe that within three years, they will be worth 120 million!" Fang Mingyuan said solemnly.In the previous life, news abounded that the collateral was damaged due to poor bank custody, so he had to warn Gu Yucheng of this carefully.

Ma Yongfu, Gu Yucheng and Fang Bin who were present couldn't help but be surprised, although they said that they had heard Gu Yucheng say it again and again.At present, monkey stamps are on the rise, but none of them thought that these stamps, at the current high level of 60 yuan, could actually quadruple in three years.Although the three of them couldn't believe it, Fang Mingyuan's words carried a bit of indisputable meaning.

Comrade Xiaofang, you can rest assured that the temperature and humidity in our vault are strictly guarded, and no accidents will happen.I also have some experience in the collection and storage of stamps. You don't have to worry about them being damaged here. "Gu Yucheng can understand Fang Mingyuan's mood. His wife is also like this. Those stamps need to be carefully collected and taken care of every once in a while.

And Fang Mingyuan's words also explained why he didn't sell these stamps in exchange for funds, but chose a mortgage.If it is really as he said, then it is indeed a bit of a disadvantage to make a move now.This made Gu Yucheng feel more relieved.At the same time, he was secretly pondering.How about taking out a sum of savings, buying some monkey stamps in the stamp market, and returning them four times in three years, which is faster than doing any business.

The next thing was simple. In Gu Yucheng's office, the staff of the credit department drew up a contract on the spot. Using these monkey tickets as collateral, Fang Mingyuan formally borrowed 40 yuan from the Bank of Communications, of which 30 yuan RMB 10 enjoys the minimum interest, while another loan of RMB [-] enjoys a three-year interest-free loan.At the same time, according to Fang Mingyuan's request, a confidentiality clause was added to the contract.Regarding this business, the Bank of Communications can publicize it, but it is not allowed to disclose the real situation of the collateral, nor can it reveal the identity of Fang Mingyuan and the others.

After the two parties completed this series of work, Gu Yucheng stood up and said sincerely: "Comrade Fang, I hope this cooperation is just the beginning, and we will have better and more cooperation opportunities in the future!"

Fang Mingyuan also stood up and said with a smile: "President Gu, you can rest assured that once a man has identified a certain brand, he will be more loyal than a woman who pursues fashion."

All four couldn't help laughing.