blackstone code

Chapter 458 Another Kind of Sweetness
"The bank is a very real group of very real people, and their purpose is to legally rob all your assets!"

Standing at the port, Lynch and Nell shared some of his feelings, "Think about it, when your factory is developing rapidly, even if you don't need a loan to complete a stage of development plan, the bank will take the initiative to find you Come."

"Their business manager will tell you that they can apply for a low-interest loan for you, and help you contact the relationship to give you a more professional and ambitious development plan."

"If you borrow this money, your company, factory, and development are fine, both of you will seem to have forgotten about it, except that the negligible interest will be debited from your account every month."

"But as long as one day, your benefits are not as good as before, and if something goes wrong, they will send you a lawyer's letter telling you that you have no more choices."

"Remember, Nell, if you can't handle banks and money, don't ask a bank for a loan."

"The money the bank gives you is not to save you, but to push you before you fall into the abyss!"

Nell was a little ignorant when he heard these words. He still couldn't quite understand it. In fact, in the social level he came into contact with, he still couldn't touch such "advanced" things.

Subconsciously, he asked, "What if my company doesn't perform well in the first place?"

Lynch replied with a pointed smile, "Then you can't even get in the bank!"

This is not Lynch's nonsense or joking statement, but a fact.

For example, the personal credit loan business that the Federation has been engaged in recently does not require any collateral. It can get a sum of money from the bank only based on their past life information, bank statements, and current personal property.

It's not like in the past, you have to mortgage something, but now you don't need it.

But there is actually a place that people don't notice. The bank will take the initiative to remind those who have good records or even large deposits, telling them that they can come to the bank anytime, anywhere to get a low-interest personal credit line that matches their status. Loans do not require collateral, they only need to sign the loan contract.

The bank's reception department even set up a special telephone department to call those who meet their criteria and ask them to come and get the loan as soon as possible.

But for the poor people in the banking hall who really need the money, their teller clerks can find a thousand ways to tell them that they don't meet the standards for personal line of credit.

The reason for doing this is actually not that complicated. Giving money to rich and secure people can usually generate a steady stream of profits. Once the other party has financial problems, the bank can start a harvesting plan.

They will call, then sue, and get something they want, a car, a house or something else, at a very low price through a third-party auction.

These will be realized into cash through another third-party company, distributed to each handler, and then entered into the bank's vault.

The bank lends out 1 yuan, generates a profit of more than 1% to tens of percent, and then takes back something that may be several times the value of [-] yuan. This is why they are crazy about lending money to Reasons for rich people.

Many people may not have too many problems, but as long as one person has a problem, it will make a lot of money for the bank.

The larger the base, the higher the bank's profit
But the poor?
No, sir, the poor can't afford to pay back the money, even if they sue, they can't recover the money. Giving money to the poor is the biggest dereliction of duty of federal bankers and practitioners!

Although those bankers have the title of qualified bankers, they are still capitalists in the final analysis. The goals of capitalists are wealth, profits, and high rates of return.

As the cruise ship in the distance is getting closer, a sense of oppression is slowly growing. People who have never seen such a large ocean-going cruise ship can hardly feel the visual impact of placing the house horizontally on the sea and floating .

It took a lot of time just to dock the ship, and then Lynch met the person he came to greet at the port, Mr. Joe Griman.

At the same time, people from other banks also came over to say hello to Lynch.

No way, if they do "business" in this place, they can't avoid Lynch. It's not that Lynch has more terrifying economic power than the bank, but his influence in this country, political influence Power is greater than banks.

This is also one of the reasons why capitalists advocate economic priority. When the influence of politics on society is obviously higher than that of wealth on society, capitalists will be afraid, because politicians can let them use various means anytime and anywhere. The money looted from the people is redistributed among the people.

The wealth in their hands is relatively safe only when the influence of wealth is higher than that of politics.

The capitalists and capital are absolutely safe only to the extent that the federal campaign is tantamount to finding a spokesperson for them.

Nagalil is obviously unable to do this. In a traditionally backward and ignorant society, the entanglement of political power and theocracy makes it difficult for wealth to become a force to influence society. But now these people have come, bringing eager eyes and enthusiasm from across the ocean look forward to!
"It's a pleasure to see you here, but it seems that you need a period of adaptation..." Lynch swiped casually, and some staff gave scented handkerchiefs to the bank's clerical staff.

This made them feel much better, including Joe Griman, who also got a handkerchief to cover his mouth and nose, and he complained, "No one has ever told me that this place smells so bad, it's like..."

"Like...", he frowned, not knowing how to describe it.

At this time, someone continued, "It's like driving by the streets of the downtown area without rolling up the windows!"

"Yes, that's the feeling, too bad!" Joe Griman immediately responded, and everyone laughed.

As "gentlemen," it has become almost customary for the class they represent to take down town and joke about the people who live there.

In the eyes of these people, the lower city is a place where all kinds of filth are hidden. As long as something bad happens in the lower city, people will take it for granted.

Don't you, look what kind of people live there!
There lived skilled women, thieves, criminals, all the dirtiest and most despicable professionals and the poorest.

Now those places aren't called downtown anymore, they actually have their own names, and some of them sound pretty good, like Kings Quarter or something.

The joke made everyone feel good, Joe Griman asked a little strangely, "Mr. Lynch, don't you think this place stinks?"

"Smelly?" Lynch smiled, "A scientist told me that the human brain has the ability to block smells. When you are not used to a certain smell, these smells will soon have no effect on you."

"So you can't smell the stink here?" Joe Griman asked curiously.

Lynch nodded, "I really can't smell the smell now."

"It's amazing..."

Lynch invited everyone to visit the governor's house. These people were glad to be invited, and a good relationship with the local governor was also one of the necessary conditions for them to do business here.

When they were riding in the car from the Provincial Governor’s Mansion, watching the policemen struggling to beat the people with batons in front of the convoy and driving them away, sitting in a modified bus, the gentlemen from the civilized world could not bear it. Can't help exclaiming.

Too barbaric, or too inhuman, these words flowed naturally from their mouths, but from their faces, Lynch only saw a kind of comfort, a yearning for power.

Privilege is always a sharp weapon to win over people, and it is always harmful.

When they came to the Provincial Governor's Mansion, the Provincial Governor had already prepared a grand welcome ceremony. When these world-famous governors passed through the long, dilapidated, rugged, and garbage-filled roads, they came here like a palace. When they were in the building, the shock caused them to lose their ability to think for a short time.

A door separates this place into two worlds.

The scent from the petals on the ground makes the smell here almost unbearable, and the cool wind hits, time seems to slow down at this second.

Local women of various styles wore Nagalilian costumes and danced gracefully around them. Those traditional musical instruments sounded, and the smell of power accompanied by some incense rose and the smoke permeated the surroundings.

Take a deep breath, you can't feel that kind of backwardness, only the sweetness brought by supreme power.

"I found that I started to like this place." A president laughed.

After Lynch had a casual chat with everyone, he found a corner with Joe Griman, and no one disturbed them, and everyone knew what they were going to say.

"I'm going to build a cement plant soon, and I need to do environmental assessment and dust control. Do you have a suitable candidate?"

Lynch looked at him, Joe Griman was stunned for a moment, and then a smile appeared on his face, "You don't have to do this, thanks to you, I'm the president now."

He knew that it wasn't because Lynch asked him that he couldn't find someone to do it. If he just called Mr. Patou or Mr. Wardrick, he would arrange these things there.

Although these things may seem trivial, for any company engaged in related work, having this kind of multinational evaluation and work qualification will greatly improve the image of its own brand!

Lin Qi obviously could handle things by himself, but asked him, the purpose is self-evident, this is to give benefits.

To be honest, Joe Griman is a little afraid to take Lynch's money now, because the status of both parties has changed dramatically.

Lynch was not much different from the past, he patted Joe Griman on the shoulder, "I am not a stingy person, especially those who have helped me, you deserve it!"

(End of this chapter)