blackstone code

Chapter 38 "I" is a way of thinking based on independent personality
"You can have your people go to the bank to try out a loan, look at their process, and then transcribe their loan document and add some extras."

He glanced at Mr. Fox next to him, "For example, when you give up the pledge after a certain period, you still have to repay all the arrears and interest, so that you can put down the interest rate on the bright side."

This method is a variant of the bank’s consistent gameplay. If they cannot repay the arrears in time after taking out a loan from the bank, they will send the pledged property to the auction for auction.

It may seem like a reasonable process that the proceeds from the auction will always repay the unreturnable amount owed to the borrower, but it is not.

Because from the very beginning, the bank's valuation of the collateral is very low, and the interest rate is quite high. Most people who need loans do not have the ability to repay in the short term.

Quite simply, if these people can raise this part of the money within a month or two, there is no need for them to take out a loan from the bank.

Since they can't raise this part of the money, they are naturally unable to repay the bank's loan, and the bank can eat these pledges in a fair and honest manner.

If the lender is able to repay the money in the short term and the bank is not buying and selling at a loss, they earn an interest in the short term.

Maybe this money is not very eye-catching in a single process, it is only a few percent to ten percent of 100 yuan, but if all the bank's business is piled up, it is not 100 yuan, it may be 1000 yuan Ten thousand, one hundred million, or even more.

Lynch's suggestion is just one more clause to continue to recover the principal and interest than the end after the bank's termination.

In fact, even in the bank, this is definitely not just the end, they have a way to eat the lender without even bones!

Banks may not be as bad news in society as financial companies like Mr. Fox, but banks are not good people by nature, good people, you must know the boundaries of all legal policies related to illegal money, all are Referring to the highest standards of the bank...they are not only athletes but referees!
Some of the people Mr. Fox said before did not want to see their business legalized, and he was talking about those MPs who had connections with banks and big conglomerates.

Banks, consortiums, support them and their families, and possibly their private staff, maintain their decent lives, so they naturally have to learn to claim their rights for the owners who feed them.

Lynch's set of things is not complicated at all. If you can't beat the opponent, then join the opponent.

It’s just that in order to avoid risks, some word games have been added to the contract to make some things between the ambiguous and convenient.

After thinking seriously for a moment, Mr. Fox hesitated, "I'll give it a try. Anyway, thank you very much for your advice!"

Lynch waved his hand and said with a smile, "Your matter is settled, I have one thing I need you to do for me..."

After a meal at Mr. Fox's farm, I left here with some local products, some horn ornaments, if you ignore the gold and some unremarkable gems, it is not worth a few dollars.

Meanwhile, Michael, whom they were talking about, finally met his son, Michael Jr., at the Sabine City Regional Prison after a morning of applications.

Sometimes people think that a criminal case must go through several court hearings before being judged is actually wrong. If the criminal voluntarily admits the crime, the process will be greatly shortened.

Although the court has not finally announced the sentencing result of little Michael, he has already begun to serve his sentence early, which can be regarded as a preferential treatment for him.

In the room used to receive the prisoners' families, the father and son were sitting across a table. After the prison guard and Michael nodded, they left the position where he should have been stationed all the time.

The rules are like this. Some people follow them, and some people break them. Those who break these rules are often the privileged class, or even the rule-makers. Those who obey the rules are always those who have no ability to resist.

It's funny, but not funny.

What's even more comical is that those who can break the rules have been accusing those who can't break the rules, saying they are breaking the rules, and constantly adding rules that are beneficial to themselves to consolidate their position and power in their hands.

"You must file an appeal during the trial in a few days, and don't plead guilty!" Michael looked back at the closed door and continued, "I have hired a lawyer, and he will try his best to clear your name. , don't worry!"

Little Michael is very calm, there is no surprise, no anger, only calm, he feels that his soul has been sublimated.

The way he looked at Michael seemed to be different from the past, no more admiration, no more irritability, no more rebellion, and no more obedience with gritted teeth.

In an instant, he grew a lot, and he shook his head, which surprised Michael, and then a burst of anger rose from the soles of Michael's feet.

He stood up abruptly, leaned forward and reached out to grab little Michael's collar to let him know that it wasn't the time to be joking, but his movements were too great, alarming the guards outside the door.

The prison guard coughed to remind him not to go too far, Michael's movements froze for a moment, and he sat back to suppress the anger in his heart.

He stared at little Michael with bad eyes, "Why?"

Little Michael replied in a tone that Michael hated very much, "One of us will always come in, you always say I can't bring you glory, look, I'm protecting you now!"

He also got a little impatient, "I don't want to hear your explanations, whether you did it or didn't do it, now the problem has happened, I admit my fault, so I am making up for my fault, and... …”

Little Michael said as if he didn't want to say anything, "Actually, I plead guilty. It's good for you, for me, for mother, and for us. Don't worry about these issues, and think about how to reduce my sentence. I've heard from people here that I It could be nine to [-] months in prison."

After saying these, little Michael stood up, he patted the table, the prison guard came in, he glanced at the father and son, then took little Michael by the arm and led him away.

Michael has understood the idea of ​​little Michael, but I have to say that he is stupid, because this is framed and framed!
As long as the person who framed and framed it can be resolved, this is the end of the matter, and neither of their father and son will bear some notoriety for it, but he can't make it clear to little Michael now.

He just wanted to delay until the truth came out, but the bastard didn't think so, and even thought that he was protecting Michael himself by doing so.

Unreasonable child, and stupid!

At seven o'clock in the evening, Lynch returned to the second floor of the bistro after eating outside. He didn't have time to see the house these days, so he still lived here for the time being.

This is on the side of the road, people come and go, and downstairs is a lively tavern. Once something happens, it is difficult not to disturb the people around the house. This also ensures his safety from another level.

When he stood at the door and just took out the key, he was stunned for a moment. There were obvious pry marks on the keyhole. He gently pushed the door of the room, and the door opened with a creak.

In the dark room, there is a spark that flickers on and off. Whenever it lights up, a faint face is faintly visible.

The room was a bit messy, and it looked like it had been turned over again. Lynch turned on the switch by the door, the dim light came on, and Michael snuggled against the wall of the compartment and looked at him.

Lynch smiled, and he walked into the room, looking at the mess that had been turned over everywhere, and sighed helplessly.

"You must not do housework at home, so you don't know how troublesome it is to clean up these things, consume physical strength, and make people irritable." He bent down and picked up a few books and put them on the wardrobe beside him. When he bent down again, Michael suddenly rushed in front of him, pushed him hard, and pushed him against the wall.

"You framed my son, Lynch..."

Michael's ferocity was not in Lynch's eyes at all. He looked at Michael who was close at hand, as calmly as he was in the alley that day, "Apologize and get out, this is the end of the matter, otherwise all the consequences will come. Do it yourself, as I told you the other day!"

Lynch did not show weakness and went tit for tat.

Bullying is addictive, and the feeling of being in control will make people try again and again, such as... the masthead, although Lynch doesn't know exactly what kind of hatred there is between the masthead and Michael, but it's probably similar in this way.

If someone had to be destroyed, Lynch felt that it would not be him!
(End of this chapter)