blackstone code

Chapter 2201

The nephew of the Director-General asked Lynch where those cars were going. In fact, Lynch didn't know much about it. "Can't you find out the change information of these cars?"

The Federation has begun to register things like cars. With the gradual improvement of the laws on cars, it has long been different from other commodities.

At the beginning, buying a car did not require registration of any information, but with more and more cars, and its value and role in some cases.

Now it is not only necessary to register the information of the car owner, but also when the owner buys a car, he must purchase insurance.

The purpose of doing this is to ensure that in the event of a traffic accident, sufficient compensation can be paid to the party injured in the traffic accident.

The nephew of the director general smiled shyly, "Some have been changed, but some have not been changed..."

Lynch recalled it carefully, and it seemed that the owners of some cars had not changed, and they still had the brand name of a certain car business company.

These cars are now driven by some people from Jinhui Bank. Before Blackstone Bank was established, Lynch had many business relationships with Jinhui Bank and was an important customer of Jinhui Bank.

The game of capital is always only open to those who understand it, just like an ordinary person and a person who can master the rules of the capital game go to the bank to handle the same business.

Ordinary people may be rejected as soon as they open their mouths, but capitalists can always achieve the limit that people can't imagine!
At that time, after Lynch bought a car from a bank loan, he then mortgaged the full price of the car to the bank for a loan.

In this way, he can use these cars for the company's official business, and at the same time, he has an extra loan in his hand.

When the loan period is almost up, the car and the money will be returned to the bank, and Lynch will just pay the interest on a low-interest loan.

And this part of the money is not even comparable to the depreciation cost of the car!
It seems that the bank is losing a lot, but whether the bank is losing money or not, what does it have to do with the staff in the bank?
In addition, the bank allows a certain amount of bad debts to exist every year. By the end of the year, the accounts will be balanced. These businesses not only did not cause losses to the bank, but also brought a lot of business volume and actual income to the bank!

Even after the internal auction of these luxury cars, some management can buy luxury cars several times the price paid at a very low price.

Although it is second-hand, the people of the Federation don't care whether it is second-hand or not. If it is repaired and wiped, what is the difference between it and first-hand?
This kind of "play" is actually common in banks, including some banks under Blackstone Bank. There is no way to stop it, and it cannot be stopped.

If a set of effective countermeasures is developed today, more secretive and even trickier methods will be born tomorrow.

Can Jinhui Bank's top executives not know the tricks of the following people?

they know!

They even formulated game rules for bad debt rates, which allow bad debts to occur but must be controlled within a certain range.

In fact, the banks will not bear these losses themselves in the end, and they will pass the losses on to investors in the financial market and ordinary depositors.

Any piece of information released by the bank can easily get their money back for them.

So this is a complete ecological environment that no one intends to break and will not break.

Of course, just like some things can be done but cannot be said, the cover that should be done is still done.

Some cars will be auctioned by designated companies at extremely low prices, but these companies do not actually use these cars. The cars are used by another group of people, such as people from banks.

If there is any part of the car whose ownership has not changed, it is probably this batch of cars.

Lynch asked after a brief silence, "What case involves these cars?"

The young man said softly, "The plumber has started committing crimes again. Witnesses have confirmed that the plumber is driving a House car with a local license plate."

"We're looking into all the local Hauss information, so..."

Lynch took out a business card, wrote an address on it, and handed it to him, "You can go to the company at this address and ask, if we have any vehicles that have not been changed, they are currently under management by this company."

"They'll tell you who's using each car now."

The young man breathed a sigh of relief after getting the business card. He glanced at the address, put it in his pocket, and explained, "You know, I don't believe the problem is here, but this is work..."

Lynch also agrees, he is a tolerant and understanding person, "Yes, work is very important, and it is also related to the safety of the people."

He paused, "It came back?"

Lynch used an indeterminate "it", and the young man knew who he was talking about, nodded and said, "Yes, there was a case just two days ago, and another girl was victimized."

"We found some clues, clues about luxury cars, and this is the only clue we can grasp at present."

After Lynch chatted with him for a while, the young man left.

Lin Qi thought for a while and then called the maid over.

"I noticed that you haven't brought him here for a few days. Has your husband returned yet?"

The little maid nodded, "I just came back from the country a few days ago, what's the matter?"

"Invite him to dinner at home, I want to chat with him."

Lynch remembered one thing. He sold a car to the little maid and her husband, and now the car is said to be parked in their garage.

And it was a House limousine, too!
Lynch used to like this brand of cars very much, but it's still okay now. After all, it's an old brand and mature in all aspects.

Whether it is design or application technology.

The young man's words today reminded him that he didn't really believe that the group of people in the bank would be perverted serial killers.

Those who can afford to drive a free car already have a certain social status in society.

Even if there are abnormal factors in their psychology, they can vent it when they need to vent!
It might have been a little more hidden in the past, but now that Slem has emerged, there are people who can satisfy any perverted desires there, so those who have money and the ability to vent their perverted desires through reasonable channels will not take the risk of attacking ordinary people.

Of course, it's not absolute, after all, they are perverts, and the ghost knows what they are thinking.

The only people who have a closer relationship with Lynch are the little maid and her husband.

The little maid didn't know what Lynch meant, but she agreed anyway.

It was an honor for her that Lynch invited her husband to dinner!
Not everyone can enter this villa casually and sit at the same table with Mr. Lynch for dinner!
The next afternoon, the little maid's husband came over around four o'clock, riding a bicycle.

After a simple exchange of greetings, Lynch looked curious and asked, "Didn't you drive here?"

The plumber was shy and withdrawn. "No, Mr. Lynch."

"It's not too far from here, and the road is relatively congested, and my driving skills are not very good..."

He works as a professional plumber for a community service company in the community next door to where he lives, and now gets about $570 a month.

It's a pretty good job, and it doesn't look like the wages are much higher than the workers.

But it's laid back.

It is impossible for the water pipes in the community to burst every day, and it is considered "frequent" if it bursts once a month.

His work is mainly concentrated in the two time periods of early spring and winter, and he does daily maintenance work at other times.

The community service company hired him not for his enjoyment, and he had to check all the pipes in the community every once in a while, but overall it was a very comfortable job!

More than 60.00% of the daily working hours are in a state of rest. Only the plumber is so leisurely, and the electrician is much busier, but the salary is not much higher than him.

After paying taxes on this income, there is about 350 yuan left, and they still have to pay off the mortgage and car loan——

The house was introduced by Lynch, which lowered the price, and the bank also gave them loans. The high tax rate during the war compressed their ability to repay.

And the little maid heard Lynch say not to pay it all at once, so she has been paying it back slowly.

Although the car has been depreciated and only costs tens of thousands of yuan, it was bought on a loan and is still being paid back slowly.

They have savings, but not a lot, and with their kids going to kindergarten in middle-class neighborhoods, each cycle is a big expense!

The fact that the plumber doesn't drive well is just an excuse, mainly because he doesn't want to waste money.

During the war, the value of oil gradually increased. The current international crude oil price has risen to [-] yuan a barrel, and it is expected to break through [-] yuan in the second half of the year.

In the Commonwealth, the current price of regular gasoline is 69 cents per gallon, and the luxury cars they buy cost about 27 yuan per refill.

There is still no refill here. If it is fully filled, it will cost more than 45 yuan, which is close to 50 yuan.

If you don't consider the extra income of the little maids, their monthly disposable income is about 600 yuan, which is not enough to drive around.

The fuel consumption of Federal cars is not small, and additional parking fees are required to drive on the road. Luxury cars are indeed not affordable for ordinary people.

Little maids and plumbers sometimes feel a little regretful and impulsively buy consumer goods that do not belong to their current class.

But when they thought of driving back to the countryside, the envy and jealousy in everyone's eyes could not be concealed, and they felt that it was worth it!
If you drive less and maintain the car well, you can still drive it for your children in the future, or sell it later, and you won’t lose much.

It is said that after the depreciation of this luxury car reaches a certain level, it will start to appreciate in value. Maybe this is also considered a kind of investment?
The "theme" of today's dinner is still barbecue. There is no need to prepare a big meal to entertain the maid couple.

First, if it is too rich, they will feel restrained and a little uncomfortable.

Secondly, barbecue is more suitable for gatherings among friends. From the president to the homeless, it is suitable to use barbecue as the theme.

(End of this chapter)