Harry Potter Morning Light

Chapter 2004 hidden path
As night fell, the house was lit with lights. Although it was not summer, the windows were opened to let in the cool wind, but there were still insects flying around the lights in the room with the doors and windows closed.

After entering her bedroom, Bonaparte was not in a hurry to get ready for bed, but spread out the map under the lamp.

"You told me to find a new center point from a scalene triangle and form a new equilateral triangle." Bonaparte stared at Georgiana and said, "All this time I was thinking of the obvious and forgetting the other A possibility."

"What?" Georgiana asked.

"Transfer the central industry from the textile industry to other industries." Bonaparte said.

"It's not that easy, Leon," said Georgiana sadly.

"And this?" Bonaparte took a money order and put it on the table.

Georgiana looked at him in bewilderment.

"Issuing a money order is actually sending a sum of money from one commercial port to another trading port or fair place, and paying it in another currency. A money order from Lyon to Antwerp is sent in Lyon's exchange currency, francs, and arrives in Antwerp. Later, in accordance with the Dutch Guilder, sometimes the bill of exchange cannot be withdrawn. We have encountered this when we were marching before. If we want to exchange the bill of exchange that has not expired in advance, we must pay an interest. This fee is called discount. The most important thing for a merchant to do business is to recover the payment for goods. The most important thing for a merchant is reputation. The advantage of a bill of exchange is that it can fly in the air, and the merchant can let the cash flow without carrying heavy currency. During the Renaissance, Piacenza and St. George As the commercial center of Europe, Piacenza is 10 miles away from Milan. The trade fair here was established by the Genoese, and at that time it was completely dependent on the delivery of silver from Spain. Because of the War of Religion, the channel between Spain and the North Sea was cut off. No longer able to obtain silver from the Atlantic, but only by detour through the Mediterranean, the Genoese were able to seize the king's large amounts of silver, which circulated throughout Europe, especially in the Netherlands, which rebelled against Spain."

Georgiana's eyes widened.

"After the War of Religion ended, the Thirty Years' War began again. Since 30, those who transported silver for the King of Spain became the British, and after the Thirty Years' War, they became the Dutch. Have you found a pattern?" Bonaparte ask.

"know."

"What is it?"

"The sea coachman... the Dutch navy and his trade arose in the 17th century," says Georgiana.

"Not only that, you know, if Spain lost contact with her overseas colonies, then Spain would no longer have to compete with England for supremacy at sea, and France would become Spain's land rival, when bills of exchange and currency exchange formed A triangle, Antwerp, Campo and Piacenza, this net covers the whole of France and Northern and Eastern Europe."

"After Spain, is France their next target?" Georgiana asked.

"Compared with the huge potential wealth owned by the country, the property of the Medici family is insignificant. Don't forget, what did the Medici family start with?" Bonaparte looked at her and said, "Loans with interest are all worth it." It was seen as usury, so the Church forbade money orders, but the proceeds of the Church were scattered all over Europe, so they had the same problem as the merchants, and they needed an agency."

"So they found the Medici family." Georgiana said happily.

Bonaparte sighed, "Why is there such a strange way of making you happy?"

She froze for a moment.

"Come here." He waved to her and sat on the chair by himself.

She shyly walked over and stood in front of him, and he took her hand and made her sit on his lap.

"You were upset just now?"

Georgiana stared at him blankly for a while, feeling that he was in a good mood and in the mood to coax her, so she deliberately turned her head in another direction.

"France is not ruled by a woman, unless I die." He squeezed her hand and said, "When you become the queen regent, you will be able to control France with your English husband?"

"Why do you think that?" she said angrily.

"It's not me who thinks that way, but everyone else thinks that way."

She gritted her teeth.

"Why didn't you hit me?" He smiled gloatingly.

She punched his chest with her fist.

He smiled and put a bottle of lounge wine on the table, then poured it directly into the teacup.

"Whether they like it or not, the church still washes away the sins of the usury they say, but they have one advantage, that is, there is indeed a transfer of money from one place to another, and the commercial ports that have trade relations often issue some untrue money. Bills of exchange, that is to say, there is no transaction between cash and physical objects, so the nature of bills of exchange has gradually changed, and issuing a bill of exchange cannot be signed by one person at will, at least 4 people are needed, and only a few people understand this technology. The best compliment for a businessman is to understand the money order business. A money order issued by a trading port, because the merchant’s reputation is very good, is regarded as the payment for the next company if it is not exchanged, and it is paid to other trading ports and transferred in several trading ports. After a circle, the original money order returned to the original owner. The church believed that the round trip of this kind of money order was a 'chain contract', which violated the spirit and rules of the contract and prohibited it, but it was too late, not only in Italy, but also in Lyon. appeared, and the exchange mechanism was able to operate only because the money order was monopolized by a few people at that time. These groups of Italian bankers formed a network of relationships covering almost the entire Latin Europe. They conducted business with merchants and monarchs who needed exchange. Almost all of the city was involved in the Renaissance." He handed Georgiana a glass of wine, holding another for himself.

"Cheers." He touched the "wine glass" with her.

Georgiana did not let him drink her glass of wine, but fed him with the wine in her hand.

"If the discount rate increases, someone will lose money in a transaction." She said softly, "But he can resell that money order, just like someone resells those fake money orders, right?"

"The stakes are high," said Bonaparte, after finishing the drink she fed him, "but someone will buy it."

"Money laundering?" Georgiana asked.

Bonaparte laughed, "Not everyone gets their money reasonably and legally."

"You can't think that being reasonable and legal means that the source of the money is not criminal," Georgiana said.

"Then what else can I do." He pinched her waist with his beautiful hands and "moped". "You say a way."

"I began to understand why Hermes is the patron saint of commerce." Georgiana took the money order on the table, folded it into a bird, and then used magic to make it fly. fly."

He watched the bird fly in the house, and then glanced at the woman in his arms with a strange expression.

"Nothing else?" Georgiana stretched out her index finger, pointing at his soft stomach, "Your stomach is just oily."

"Businessmen may not meet each other, but the bills meet at the trade fair every year. The bills of exchange are cashed four times a year. A large number of bills of exchange will be collected from all directions. These bills of exchange are just offsets. A claim offsets a debt. These accounts will be cleared in one morning. After cleaning up, there is no need to use a penny of cash. This kind of fair was held in Lyon before the 17th century. If there are still debts that have not been settled, they can be moved to the next fair to settle, but the discount rate will be calculated according to the local price. .”

She tilted her head, "You want to bring this trade fair back to Lyon?"

"I can keep the tariffs intact, provided the money-changing business in London is diverted to Paris."

"Do you think that's possible?" She patted his head on the door, breaking his wishful thinking. "Exchange must require cash reserves. You want the Bank of England to ship their gold reserves to you?"

"Can London and Paris hold trade fairs in turn?" He picked her up and walked to the bed.

"Go to sleep, my midnight elf." He said softly after putting her on the bed, then turned back to the table, continued to look at the map and began to imagine.

She turned her back, ignoring the delusional man.

How could such a thing be possible? It is really fantastic.

(End of this chapter)