life copy game

Chapter 591 People Are Not Really Blindfolded
"This is the financial report of the Vale Medical Foundation last year. It is very beautiful. What do you think of these beautiful earnings?"

Christos took out a report and put it on the table.

"It's very bad, whether it is for Wetland or for the Federation, this matter is a very bad thing."

Desank looked at the report and shook his head.

"Why do you say that?"

Christos looked at him with interest.

"In fact, I think the federal consortium has acquired a lot of wealth that should not belong to them through financial loans and extortion of employees."

DeSanc took a deep breath and replied.

"Like?"

Christos watched him.

"The consortium promotes some products through a large number of advertisements, attracting people to buy items that they don't really need. When the target users can't pay for the purchases, they use their own credit cards, consumer loans, and 'loan' to them. target users, let these target users overdraft to buy their products in the future.”

Spreading his hands, DeSanc explained,
"In this way, they make two sums of money for the same product.

"A profit comes from the product itself, and this part of the profit has been increased by continuously reducing employees' wages and reducing employee benefits.

"The other is the interest from the loans they make. They earn more secretively. They don't tell customers how much interest they really need to pay on the loans they bear. They try to hide the interest in ' Word Games'.

"For example, some loans claim to have a daily interest rate of 25/2500. In fact, the annual interest rate is as high as 20%. If [-] federal currency is used for one year, the user will have to pay as much as [-] federal currency in interest. There are net profits that can exceed [-]% of industrial products.

“Apart from that, they also pass the interest through installments and hide it in lower installments.

"For example, I have learned that the Vale Medical Foundation has an 'Oral Surgery Service' with a price tag of 10000 Federal Dollars. With the medical insurance discount, it costs 2800 Federal Dollars. This is not an easy fee to pay.

"At this time, the Huiermei Medical Foundation will recommend patients to use their credit cards to pay in installments, 2800 Federal Dollars, 156 Federal Dollars per month, divided into 24 installments, it seems that the amount of each installment is very low,

"However, in two years, patients have to pay a total of more than 3700 Federal Dollars to the Huiermei Medical Foundation, and they have to pay an additional 1300 Federal Dollars in interest, and the total interest rate is as high as 46%.

"Because it is an installment payment, part of the principal has to be repaid every month, and the actual annual interest rate may be higher. Through these means, the consortium has obtained a cost benefit that far exceeds the cost of the products they themselves provide, and then put these benefits back Take it and repeat it in the next sale or financial game."

"The APR should be around 29.6 percent," he said.

Christos looked at De Sank calmly, "According to what you said, the consortium's products should sell well, and the profits should be rising steadily, but in fact, in the past ten years, except for the top super consortia , The profits and revenue data of the major consortiums in the Federation are declining, a large number of factories have been closed, and a large number of employees have been fired. The development of the consortium does not seem to be very good. What do you think is the reason?"

"Because they were too greedy,"

De Sank sighed, "In Plant's industrial area, factory employees can only get a weekly salary of about 300 Federal Dollars per week, but they have to spend more than 110 Federal Dollars to pay the rent of the shared apartment owned by the consortium. Pay off credit card debt or other consumer loans close to 200 Federal Dollars.

"Then they can only use the recovered amount of credit card repayment to buy new daily necessities and products that they have produced but dare not consume.

"They use meager wages to buy products that the consortium earns high profits, and then they have to bear the high interest on the consortium's loans. At this level, no one has the remaining wealth to consume. The market's Things can't be sold.

"No matter how high the profit margin of the consortium's products is, if they cannot be sold, the revenue will naturally not increase. Without revenue, there will be no profit."

"Sounds good analysis,"

Christos stared at De Sank's cheeks, a gentle smile finally appeared on his bland cheeks, "Can you tell me, what do you think about Wetland's current situation?"

Then he pointed to the cylindrical device in the corner, "There is a projector there. If you need to deliver data or presentations, you can directly connect it with your wristband."

Seeing Christos's smile, De Sank clenched his fist nervously. He knew that he had obtained the initial approval. He stood up slowly, opened his wristband, connected the projector,

"There are many obvious problems in Wetland now. The most obvious one is actually the problem of the scavengers in the West District. These special groups are actually the epitome of most ordinary people in Wetland, but they are more extreme and have more personality. Representative..."

······
The moonlight spreads on the swaying branches, and He Ao sits on the roof of the off-road vehicle with a grass root in his mouth, looking up at the vast stars.

In the combat transport plane not far away, the voice of Desank's eloquent speech was faintly heard.

The wind blows the leaves and rustles them.

"Mr. Jess, do you need a blanket?"

The Revenant in an off-road vehicle poked his head out and handed out a blanket.

"Need not,"

He Ao shook his head, he looked at the Revenant, then at the light behind the curtain of the transport plane, and smiled, "Go to sleep first, they will probably talk for a long time tonight, get enough energy, and go back tomorrow .”

"But······"

The Wilderness Hunter hesitated a little. This is a dangerous wilderness. There is no telling what terrifying monsters are hidden in the dark night. Sleeping in the wild without a camp is a bit too dangerous.

"fine."

He Ao shook his head, "Nothing will happen tonight."

"Ok."

The Revenant hesitated for a while, and finally chose to trust He Ao, and retreated into the car with the blanket.

For this kind of off-road vehicle in the wilderness, the driver's seat and the co-pilot's seat can basically be laid flat directly, and there is also a footrest, which can be used as a simple bed, so that the driver can rest in a safe place.

Following the sound of the seat being put down in the off-road vehicle, He Ao glanced around.

Pairs of deep eyes emerged from the dark night, staring at him.

He Ao took the grass root in his mouth, grabbed the handle of the ax behind his back, turned over and jumped out of the car.

The pitch-black night was covered with splattered blood, and the pure white bone ax was stained with mottled bright red.

Invisible fear spread from under the man's footsteps, like an eternal tyrant in the night, sitting on a towering throne.

When the head of the last shadow wolf was separated from its body, those eyes like little lanterns flickered in the dark night, and then quickly disappeared, disappearing into the vast darkness.

He Ao returned to the off-road vehicle, pulled a new grass root out of the shell, held it in his mouth, turned over and sat on the roof of the vehicle.

This kind of grass is called Little Sweet Grass. It is a very common plant in the wilderness. It is non-toxic, and its rhizomes are lumpy. After peeling off the outer skin, the inner core turns white.

This grass is one of the main sources of sweetness for wilderness wanderers, and it can also be used as an emergency food supplement for sugar.

All the strange beasts around had retreated, and the soft whimpers of wild beasts that could have been heard along with the night wind had also dissipated.

Compared with the city, the talent sequence of terrorists is actually more suitable for the wilderness. With more killings, the superimposed panic breath is much more effective against alien beasts than against humans.

After all, human beings are rational and can barely resist the panic. The strange beast ran away immediately when the panic came.

With this skill, walking in the wilderness will save a lot of trouble.

He Ao patted the grass and mud stuck to his body, squeezed out the juice with leaves, and wiped the blood on his clothes.

De Sank in the transport plane was still talking loudly.

He Ao raised his wristband and opened the information about the Voting System of the Tellisan Group'Phoenix' sent to him by Vianna and Eve before leaving the city.

The phoenix system is the star product of the Tellesen Group. It claims to be specially developed for federal elections. It is the most comprehensive and secure voting system in the federation, and it will never be hacked.

In fact, although it is not so powerful, it is almost the same.

Eve's analysis shows that the Phoenix system has the highest data retrieval authority of the Tellesen Group. If one wants to forcibly crack this system from the outside world, one has to face the supercomputer array of the Tellesen Group, the largest communication group in the Federation.

This is almost impossible.

Adding up the computing power of all the supercomputer arrays of the top ten federal consortiums except the Tellesen Group, there is not as much as the Tellesen Group.

Although it is impossible for the Tellesen Group to use all of its computing power to defend against the Phoenix system, even if only some of them are allocated, it is still a barrier like a high wall.

Therefore, Tellesen Group's claim that the Phoenix system will never be breached is not a lie.

He Ao carefully read the materials of Phoenix system.

As a voting system for mid-term elections and federal presidential elections, the Phoenix system is not used much. As the Tellesen Group advertises, it is a system specially developed for federal elections.

Vianna found many academic papers on the Phoenix system on the academic network, proving that this system is indeed very rigorous and excellent, and the cost of development and maintenance is extremely high, and in order to maintain the advanced nature of this system, this system needs to be updated every once in a while. , just carry out an upgrade, which increases the cost even more.

In order to balance these development and maintenance costs, the Federal Center and the major cities that use this system also paid a large amount of usage fees to the Trisson Group.

But according to the Tellesen Group's own propaganda, these usage fees are not enough to cover the development and maintenance costs of the phoenix system, but the Tellesen Group is willing to run this system at a loss for the justice and fairness of the Federation.

Originally, He Ao didn't believe this set of arguments, but Eve found estimates of various costs and operating costs for the development and upgrade of the Phoenix system.

Finally, after a comprehensive calculation, the Phoenix system does not make money, but it is not at a loss. The benefits that this system has obtained from the Federation and the major cities can barely cover the cost.

Of course, for the consortium, not making money is losing money.

He Ao read all the information sent to him by Eve and Vianna. Judging from these information, the Phoenix system is indeed a completely reliable system.

He closed the bracelet and looked at the starry sky again.

The Huiermei Medical Foundation is not a consortium that is good at computer technology, and the mysterious person has no computer-related abilities except for the hacker.

This is their intellectual blind spot.

It is also unlikely that the Tellesen Group will use the phoenix system to cheat for the Huiermei Medical Foundation. Not worth it for a senator.

Therefore, the final data obtained by the Phoenix system should be reliable.

Voting cannot be cheated.

It seems that there is no problem?

He Ao stared at the stars and the bright moon in the sky, just like watching a chess game with complicated situation.

Chess player, where will the pieces fall?
-

When the Asahi rose from the east, De Sank walked out of the combat transport plane in good spirits.

After talking all night, he didn't seem to be tired at all, he was as energetic as if he had been injected with chicken blood, but he still held a bottle of water and kept drinking water.

Christos sent him out.

"It's done?"

He Ao stood at the door of the transport plane and looked at him.

"We had a good chat," Christos said, walking out from behind DeSanke. "DeSank has a lot of ideas and opened up new ideas for me. He will be a good senator."

That meant it was done, that Christos agreed with DeSank.

De Sank glanced at Christos, finally recovered from the nervous and exciting emotions, tried to calm down, turned his head and said to He Ao, "Mr. Christos said a lot about me. It was a point of view that I had never thought of before, and it gave me a sense of enlightenment."

"It's good to be done."

Howard nodded with a smile.

The three walked towards the off-road vehicle together.

DeSanc was at the front, Hoo and Christos at the rear.

"I heard that you have encountered a lot of trouble."

He Ao glanced at the rising sun in the sky, and said softly.

"Has your organization still been following me?"

Christos smiled, and he also glanced at Chaoyang, "The situation is a little more complicated than I imagined. I originally thought that many things would be easy, but I didn't expect that each one would be more troublesome to deal with. Long is not the end, it's just the beginning."

He lowered his head and looked at He Ao, "So what about you?"

"It's business as usual."

He Ao said calmly.

"I don't know what you guys want to do," Christos smiled, "I always feel that you will deal with many evil gods."

"In a sense," He Ao shrugged, "There are many god friends who are willing to help."

The two stopped in front of the off-road vehicle, and Christos stared at the person in front of him, as if he saw the immature young man in the cafe and the photo on the tombstone in Rock City.

His eyes were calm, "I hope this is not the last time we meet."

He Ao got into the off-road vehicle, paused for a moment, and said softly,
"Hopefully."

······
Christos returned to the transport plane, and the huge transport plane floated into the air and flew in the direction of Wetland.

Next, he will embark on a short-term 'visit' to Wetland.

This visit was temporarily scheduled yesterday, at least for the Vitland city government. Christos, who was visiting a city in the middle of the Federation, suddenly decided to cross half of the Federation and come to Vitland for a short-term visit. Caught them a little off guard.

But it is impossible for them to refuse. This is the first time in this century that the mayor of Dawn City has come to Wetland. If he refuses, it seems that they are a head shorter.

"Professor Jess, how did you know Christos?"

Sitting in the off-road vehicle, De Sank looked at He Ao curiously.

"I have a mutual friend, I told him something about you briefly, and he agreed to come and have a look,"

He Ao quickly replied with a summary of what he had done, and then he looked at De Sank, "How does it feel to see Christos?"

"To be honest, a little excited."

Desank smiled, he always felt that the actual matter might not be as simple as what He Ao said, but He Ao didn't talk about it in detail, so he didn't ask,
"I never thought that I would be so close to Christos, and I chatted with him all night. He taught me a lot of experience, and I really benefited a lot."

Speaking of this, he paused, "But now my mentality has stabilized a lot, I feel that my endurance has been greatly improved, even if K suddenly appeared by my side at this time, I shouldn't be surprised. "

no you will.

He Ao withdrew his gaze and looked out the window, "How about the feeling about the election?"

"Actually, I'm still a little worried,"

Desank lowered his eyes, and he glanced at the rising sun in the sky, "Even if Christos is willing to stand for me, the citizens of Wetland may not be willing to buy my account."

The so-called platforms are politicians with a high support rate of the same party or faction, or political figures with higher status and seniority, expressing support for the younger generations.

Some are verbal support, some appear directly at the campaign site, and some introduce themselves to their voters at their own campaign site.

All in all, it is to use the influence of the older generation to endorse the newcomers.

If De Sank was running for the senator of Dawn City or the surrounding cities of Dawn City, Christos's platform would be invincible, but unfortunately he is in Wetland.

"Professor Jess, you know that too,"

De Sank said slowly, as the excitement of seeing Christos gradually faded, he continued to think about deeper issues,

"As the two largest cities at both ends of the federation, the relationship between Wetland and Dawn City is not very friendly, and they are fighting for each other's consumer market and raw material supply.

"The central city that Christos visited just now is Wetland's traditional sphere of influence. In Wetland's long-term publicity, Dawn City has always had a negative image.

"Now Qunxing Pharmaceuticals and the Huiermei Medical Foundation are going to suppress me. They have enough money to control most of the media in the city. Even if Christos stands for me, if the news cannot be spread, it will have no effect."

"That's not a problem."

Howard shook his head slightly.

"Professor Jess, do you have a solution?"

Desank looked at He Ao in surprise.

He Ao stared at Chaoyang, "People are not really blindfolded and cannot see the morning sun."

　Super large chapter begging for tickets (squatting)

　
(End of this chapter)