I really just want to make money

Chapter 310 Borrowing

The sky is clear, and the sun will eventually dispel the haze.

Zhang Hua watched with a smile on Chen Jun and Ah Qing's snowball fight, and his mobile phone rang. Zhang Hua looked at it and found that it was the phone number of Xing Honghai's office.

"Hello, boss!"

"Hello, Mr. Zhang! That's it. I think the preparations are almost done. Can I organize some people to set off first? It doesn't have to be ready, let's all set off together!"

"Of course it is possible, but I don't have so much energy to focus on the housekeeping company right now, let Xu Feng negotiate and coordinate with everyone, and all the expenses will be paid by the company.

Well, to show my sincerity, I am personally willing to pay 3000 million for their additional expenses. After all, sometimes there are some necessary expenses that are not so convenient to reimburse, but these expenses can never be paid by the students of the two schools. "

"Mr. Zhang has a heart, and I can't make any promises to you here. I can only say that someone will see what you have done."

"Haha, the boss has won the award. Zhang Hua is just doing what he should do within his ability. Zhang Hua has never read any books, but he still understands the principles of loyalty to the party and patriotism. After spending the money, he can earn it again. Flowers are meaningful."

Zhang Hua will still show his loyalty. Two to thirty million yuan is nothing to Zhang Hua now. It is worth the money to make a good impression on others.

The next day, Ma Xiaoyun organized a ten-person banquet. After everyone knew that Zhang Hua was the chairman of Chaohua Housekeeping Company, they were very seldom polite.

For the next period of time, Zhang Hua basically spent at the wine table, but he met a lot of people, but it was limited to acquaintance.

Of course, acquaintance is enough. Zhang Hua didn't intend to get any benefits from these people. As long as he doesn't embarrass himself, Zhang Hua will not miss them.

With the expansion of Zhang Hua's social circle in the capital, the development of Mingxi Company has also become smoother, but in the capital, there is no way to acquire land in units of mu like in the Pearl River Delta, let alone cooperating without spending money. way to get the land.

Outside the second ring road and near the third ring road, the land acquisition price is 3000 yuan per square meter, which is not cheap in this era.

Chen Mingxi divided it into southeast and northwest, and took 4000 square meters of land in each direction. He planned to start construction of four shopping malls at the same time. It cost [-] million yuan just to get the land and manage it.

If it wasn't for the pre-deposit on the membership card, Chen Mingxi would not dare to do this at all. After all, the company is not only expanding in the capital city, but also expanding in the Pearl River Delta and Yangtze River Delta at the same time.

Zhang Hua checked the company's accounts, found Chen Mingxi and asked, "You just brought 4000 million here, and it took [-] million to acquire the land. Can the turnover be paid?"

"It's still a while before I leave the business. Besides, it doesn't open at the same time. What are you afraid of?" Chen Mingxi explained: "In this period of time, the company is also generating profits. We will see the situation at that time."

After Chen Mingxi finished speaking, he looked at Zhang Hua, and said with a smile: "Besides, don't you still have you? You have so much cash in hand, when the company needs it, you can borrow some!"

"It's useful for me to keep so much cash!" Zhang Hua said, "I may not be able to lend it to you at that time!"

In the past few years, if you keep the money in your hands, it will depreciate very quickly. Zhang Hua originally planned to use most of the money to buy a house. Now the housing prices in Dongguan and Shenzhen are almost at their lowest point. Waiting for Chen Tao and his wife. Done, you can start.

The rest are used to develop Luo Xiaoqiao's network technology company, but there is no money prepared for Mingxi Company.

Yi Jia has already been picked up by Chen Tao. Since Zhang Hua and Chen Jun are in the capital, the wedding date is postponed, and they plan to hold the wedding after Zhang Hua and the others return.

Zhang Hua and Chen Tao called to communicate, and transferred 1000 million to him, and asked them to open an intermediary company. The first business was to buy properties with relatively high cost performance for Zhang Hua, such as those who were eager to sell and needed full payment. people, the price is relatively much cheaper.

There is an intermediary company to operate, not only convenient but also very cost-effective.

Attending the dinner party every night made Zhang Hua somewhat annoyed. After thinking about it, he said, "Why don't you buy all the land first?"

"You lent money to the company?" Chen Mingxi asked.

Zhang Hua nodded and said, "Okay, is it okay to borrow for one year at the bank's large deposit rate?"

"That's naturally no problem, how much can you borrow?" Chen Jun asked.

"How much do you want?"

"Of course, the more the better, the deposit interest rate, you don't need a public relations fee, so you just say how much you can borrow?" Chen Mingxi asked.

Zhang Hua thought for a while and said, "Let's borrow [-] million, but after borrowing the money, I don't care about the company's affairs. Drinking every day is unbearable."

Chen Mingxi was not surprised that Zhang Huaneng borrowed [-] million yuan. After all, last year she allocated [-] million yuan, the housekeeping company allocated [-] million yuan, and Wang Chao and the others also divided it into [-] million yuan. One billion.

For the 20.00% of these commissions alone, Zhang Hua has at least [-] billion in his hands, not to mention that Zhang Hua himself still has investment money. According to Chen Mingxi's estimate, Zhang Hua has at least [-] in his hands. funds in excess of billions.

According to Chen Mingxi's knowledge, Zhang Hua basically didn't spend much of the money.

If Zhang Hua didn't mention it, Chen Mingxi wouldn't mention it either, but now that Zhang Hua has brought it up, Chen Mingxi has some ideas.

"Five hundred million!" Chen Mingxi thought for a while, nodded and said, "Okay, five hundred million should be able to complete the entire layout in the capital, but it's a good thing you have so much cash in the bank. I will give you a loan." Interest, how about lending more to the company?"

"Just enough is enough. What are you doing with so much money?" Zhang Hua frowned and said, "I have other arrangements for the money. I can lend you [-] million yuan is already the limit."

"What are your arrangements?" Chen Mingxi asked casually.

"Can't I use it to buy a house and collect rent?" Zhang Hua said.

Even if you buy a house with all the money, the price increase alone will have at least ten times the profit after 20 years. Of course, this profit is equivalent to the interest on a large certificate of deposit, but if you add the rent, the profit It is very impressive.

If you just pay a down payment to buy a house, that is, if you add leverage, then the profit will be huge. After all, it will not be difficult for the house price increase to outperform the bank's interest rate in the next ten or 20 years.

Therefore, it is very cost-effective to buy a house now, and Zhang Hua is not joking.

(End of this chapter)