Movie: Get Alpha Dog at the start

Chapter 894: Bank is a good platform

After a round of toasts, everyone chatted animatedly over the heat of the hot pot.

However, the most active person was still Tian Xiaohui. Hu Yue was so sad seeing Tao Wuji and Tian Xiaohui showing off their love all the time that he had no time to liven up the atmosphere. Tao Wuji was not in a good mood and could only force a smile. Cheng Jiayuan was completely focused on Hu Yue. Hu Yue was not in a good mood, so he was naturally not very active either.

"Lao Qin, now that you have come into contact with those big clients, can you tell us what we should pay attention to when doing business with wealthy people?" Tian Xiaohui keenly captured the emotions of the crowd and brought up a topic that everyone was interested in.

Sure enough, Tao Wuji and the others were all in high spirits, and they all looked at Qin Hao eagerly.

Qin Hao joked, "You have to pay for this. I can't teach you for nothing."

"Why are you keeping me in suspense?" Hu Yue complained angrily.

Naturally, Cheng Jiayuan and Tao Wuji could not avoid some explanation.

Tian Xiaohui rolled her eyes and picked up the wine glass: "How about this, let's each toast to Old Qin and treat it as tuition, how about that?"

"Okay, that's a good idea."

"Come on, I'll go first."

Tao Wuji and Hu Yue both joined in the fun.

Qin Hao laughed and scolded: "You are not paying tuition, you are just punishing the teacher in various ways."

"No matter what, we have already paid the tuition fee, so you are not allowed to cheat."

"That's right, don't cheat."

It was rare that Hu Yue and Tian Xiaohui sang the same tune, and Tao Wuji and Cheng Jiayuan also joined in.

Qin Hao drank the remaining beer in the glass and pretended to be helpless: "Well, it seems unrealistic to pluck the feathers from you misers."

"In fact, dealing with rich people is very simple. It can be summed up in four words: cater to their preferences."

Hu Yue and Cheng Jiayuan both looked confused, while Tao Wuji and Tian Xiaohui seemed to be thinking about something.

Qin Hao paused and continued, "For most of these wealthy people whose wealth has not yet reached the level of the richest people, what is their biggest hobby?"

"make money!"

"So, when dealing with them, it's best to get straight to the point and let them see the benefits you can bring to them. As long as there's money to be made, they'll be interested. On the contrary, if you try to get close to them by talking about other things, they'll just think you're wasting their time."

“For rich people, their time is used to increase their wealth, not to waste it on meaningless things.”

Tian Xiaohui's eyes lit up: "So that's it."

Tao Wuji smiled bitterly: "But how can ordinary people like us help the rich make money?"

"So we have to rely on platforms, and banks are a very good platform. Rich people want to borrow money from banks to obtain working capital and increase their wealth. For them, lending money one day in advance means making one more day of money."

"As long as we can help them get loans as quickly as possible, in compliance with bank regulations, we are already making money for them."

"Don't always think that the client is worth hundreds of millions of dollars. We are just workers with monthly salary. When we go out to meet clients, we are inferior to them. In fact, both parties get what they need. As long as the client is willing to spend time to meet you, it means that you are valuable to him. There is no need to be timid."

Tian Xiaohui was shocked, but soon asked another question: "But rich people must have a lot of resources. How can I make them choose to cooperate with me?"

"First, you need to understand the other party's most pressing needs. For example, some people want quick cash in and out, while others want maximum returns. You need to prescribe the right medicine for the right problem."

“But what if I do all of this and the customer is still not satisfied?”

Qin Hao spread his hands and said, "Then give up decisively. You can't possibly win over all the customers. Instead of wasting time on customers that are obviously impossible to win over, you might as well focus on those that can be won over."

Tian Xiaohui suddenly understood and filled her glass with wine: "Old Qin, I won't say more. I'll toast you another glass."

"You're clearly trying to get me drunk." Qin Hao teased him, but he still drank a glass with him.

Tao Wuji was silent for a long time, and suddenly said: "Old Qin is really different from before."

"Actually, there's nothing different. I just let it go now. Women will only affect the speed at which I draw my sword. Now my main goal is to make money." Qin Hao waved his hand.

Hu Yue held his chin with one hand and said sullenly, "I really envy you guys for living such a clear life. I still don't know what I want, and I just muddle through my days in a daze."

Upon hearing this, Cheng Jiayuan quickly said, "Actually, I'm the same. I have you guys helping me in the business hall, but when I get to the corporate department, I'm completely in the dark and have no idea what to do. I haven't even taken out a single loan in a month."

"The blessed ones don't have to work hard, while the unlucky ones will be exhausted. Your starting point is already a height that many people will never be able to reach in their lifetime."

Hu Yue looked at Cheng Jiayuan with a drunken look in his eyes: "What do you mean, Lao Qin? Is Cheng Jiayuan's family situation good?"

Seeing this, Cheng Jiayuan quickly changed the subject: "Don't listen to Lao Qin's nonsense, our family is just an ordinary family."

Perhaps because of the lesson learned from last time, Cheng Jiayuan and Hu Yue did not drink too much this time. They each took a taxi back and left. Tao Wuji did not drink much to begin with, but he was even more depressed after drinking. He was a little dazed when the show ended, and his steps were in curves.

"Come on, I'll take you back. You can't handle Tao Wuji by yourself if he's drunk like this."

Tian Xiaohui didn't act pretentiously. She helped Tao Wuji get on the online taxi: "Then thank you, Lao Qin."

"Why are you being so polite? It's not like we've known each other for the first time."

As soon as the driver started driving, Tao Wuji began to talk drunkenly: "Xiaohui, will you dislike me?"

"I don't mind, I don't mind." Tian Xiaohui smiled at Qin Hao somewhat awkwardly.

Qin Hao watched Tao Wuji's drunken behavior with great interest. Usually this guy was very serious and it was rare to see him in this state.

"But I feel so useless. Lao Qin and Cheng Jiayuan have both been transferred to the corporate department, and I'm still a teller in the business hall. Now you've also gone to Yuanzhou Trust. The gap between us may get bigger and bigger in the future. Xiaohui, I'm so afraid of losing you."

Tian Xiaohui tried to comfort him in a panic: "Oh, why are you crying when everything is fine? We are still outside."

As a result, Tao Wuji cried and fell asleep. Tian Xiaohui shook her head helplessly at Qin Hao and smiled bitterly: "This is the first time I see him like this."

"It seems that this job transfer is indeed a big blow to Tao Wuji. I have been in college for four years and graduated for two years. This is also the first time I have seen him get drunk and crazy."

As they were talking, they had already arrived downstairs of Tao Wuji's rental house. The boy was sleeping quite soundly, and Qin Hao had to carry him upstairs.

"Old Qin, I am so grateful to you today, otherwise I..."

"Okay, you're being polite again. I'm leaving now. The U.S. stock market is about to open, and I have to keep an eye on it."

"U.S. stocks? Are you still investing in stocks?"

"Yes, the one million I made last time was all transferred to U.S. stocks."

"Okay, then go ahead and get busy."

After Qin Hao left, Tian Xiaohui closed the door, looked at Tao Wuji who was sleeping soundly on the bed, sat down beside the bed, and was a little absent-minded for a moment, with the words Qin Hao said at the wine table echoing in her mind.

After a busy day, when it was almost time to get off work, Tao Wuji was about to pack up his things when Zhu Qiang and the manager of the business office suddenly came, along with someone he didn't expect - Zhao Hui.

Zhao Hui took a bunch of documents and gave them to Tao Wuji and other tellers, asking them to help calculate the financial statements of the company applying for the loan. The other tellers did not point out the problems with the financial statements, thinking that less trouble is worse than more. Only Tao Wuji, the young man, blurted out all the problems at once. At that time, Zhu Qiang and the business hall manager's faces became very ugly.

However, Zhao Hui felt that Tao Wuji had the courage to point out the problem, so he called him to his office alone. Zhao Hui asked Tao Wuji to investigate the financial statements of the other five companies in the Sunshine Plan, including repayment ability, assets and liabilities, and business management, and asked him to find out whether there was any fraud without affecting his work or being exposed.

Tao Wuji was very happy to be valued by Zhao Hui, but he was curious about why he chose him. Zhao Hui admitted that the relationship between departments was complicated, so a newcomer with no background and connections was needed to ensure a fair investigation.

So Tao Wuji started to investigate, and after discovering problems with the company under the Gausbul Group, he followed Zhao Hui's advice and disguised himself as a worker to enter the factory to record videos and take photos. During this period, Tao Wuji was discovered and jumped into the river to save the evidence. However, Zhao Hui said that although Tao Wuji did a good job, he did not get full marks because he did not combine the upstream and downstream supply chains of the Gausbul Group to verify whether the entire industry chain was jointly falsifying.

In order to get the full score, Tao Wuji disguised himself as a waiter and secretly sneaked into a high-end restaurant to collect evidence.

At first everything went very smoothly. Tao Wuji photographed the actual controller of the Gausbul Group chatting and laughing with the bosses of two other upstream and downstream companies at a dinner party. Just as he was about to leave, he unexpectedly ran into two acquaintances.

Su Jianren patted Qin Hao on the shoulder and introduced him to President Han, "Don't underestimate me as your apprentice. I have first-rate professional skills and will definitely achieve more than me in the future."

President Han looked at Qin Hao with some surprise. At first, he just regarded Qin Hao as Su Jianren's follower and did not take him seriously. He did not expect that Su Jianren would actually respect him so much. He and Su Jianren had an old relationship. Although Su Jianren usually looked nonchalant, he was actually very arrogant and did not take ordinary people seriously.

"Xiao Qin, right? It's rare to see Su Xing praising a young junior so much. You must have a bright future. I'll have to toast you a glass later." President Han immediately became enthusiastic.

Qin Hao smiled and said, "Boss Han, you are joking. You are my senior and I should respect you."

Seeing Qin Hao's calm and composed demeanor, President Han nodded secretly, thinking that although Su Jianren was usually a bit unreliable, he was quite good at judging people.

"Hello, where is room VIP000?"

"Oh, this way."

Tao Wuji was still in shock, his expression a little flustered. Su Jianren always felt that the waiter in front of him looked a little familiar, but he couldn't remember where he had seen him before.

Qin Hao recognized Tao Wuji at a glance. Although he was wearing a mask, his eyes could not deceive him.

Just as Su Jianren was about to enter the box, Qin Hao stopped him. Su Jianren looked at Qin Hao in surprise. Qin Hao said calmly, "Su Xing, didn't you just say you wanted to go to the bathroom?"

"Oh, yes, where is the bathroom here?" Su Jianren understood and turned to ask.

"Go straight to the end and turn left"

Before Tao Wuji could finish, Qin Hao put his arm around his shoulders and said, "It's too complicated and I'm afraid I won't be able to find it. Please take us there."

President Han was a little confused. He didn't know what Qin Hao and Su Jianren were doing. Su Jianren was also confused, but he still cooperated and said to President Han: "Old Han, you go in first, we will be there in a while."

Soon, the three of them arrived at the toilet door, and Su Jianren asked in confusion: "Xiao Qin, what on earth are you doing?"

Qin Hao directly pulled off Tao Wuji's mask.

Su Jianren stared at Tao Wuji for a long time, and suddenly realized: "I seem to have seen you at the mobilization meeting for the post assignment. Are you an employee of Binjiang Branch? Why are you here?"

Tao Wuji's mask was suddenly pulled off and he instantly became nervous. Countless scenes of murder to silence witnesses from TV dramas flashed through his mind.

Qin Hao directly took the mobile phone that Tao Wuji had placed in his chest pocket. Su Jianren was struck by lightning when he saw that it was still recording.

"Are you from the Audit Department?"

Tao Wuji wanted to grab the phone, but was stopped by Qin Hao: "Tao Wuji, delete the video, and just pretend nothing happened today, how about that?"

Su Jianren also reacted at this moment: "Oh, I remember, you are not from the audit department, you are from the business hall. During the mobilization meeting for the post assignment, you sat next to Xiao Qin. I was wondering why you looked so familiar."

"You are a salesperson, why are you here to record a video? Are you sick?"

Tao Wuji wanted to snatch the phone while Su Jianren was not paying attention, but was grabbed by Qin Hao. In an instant, Tao Wuji felt as if his hand was clamped by a vise and he could not move at all.

"Su Xing, the Gosbul Group has committed serious loan fraud. If this matter has nothing to do with you, you'd better not get involved."

Su Jianren was furious when he heard this, and was about to start scolding, but Qin Hao beat him to it: "Su Xing and President Han were just having a private dinner today, and they didn't discuss any business matters. However, this video of yours can easily cause misunderstandings, so it must be deleted."

"That's right. Who asked you to record the video? This is simply a frame-up. The video must be deleted!" Su Jianren also realized the seriousness of the problem.

Tao Wuji knew that such secret filming was illegal. He was not an auditor and had no authorization to collect evidence. If the matter became a big deal, he would be the one who would suffer.

"You can delete the video clip, but the previous evidence must be kept."

Su Jianren wanted to delete all of them, but was stopped by Qin Hao, who whispered in his ear, "Su Xing, Tao Wuji's secret investigation and evidence collection is definitely not a private act. We'd better not offend him and protect ourselves first."

In the end, Su Jianren had no choice but to reluctantly return the phone to Tao Wuji. Only after confirming that the other party had deleted his footage and had no other backups did he let him go.

"Xiao Qin, thanks to your sharp eyes today, otherwise we would be in big trouble."