Movie: Get Alpha Dog at the start
Chapter 892 If hard work is useful, the richest people should be the farmers
Chapter 892 If hard work is useful, the richest people should be the farmers
Zhu Qiang came out of Su Jianren's office covered in dust and felt very depressed all the way. Judging from Su Jianren's attitude, he and Qin Hao must have a special relationship. But if Qin Hao really had such a close relationship with Su Jianren, why didn't he show it at all in the business hall for two years?
Is this guy too low-key, or is there something else going on?
Before he knew it, he was back in the business hall. Zhu Qiang forced a smile and walked behind Qin Hao's workstation.
"Ahem, Xiao Qin, are you tired? Do you want me to take your place for a while?"
This scene stunned the colleagues in the business hall, and they all looked at the two with incredible eyes.
Hu Yue was also dumbfounded, and said to Tao Wuji who was working at the next station: "Tao Wuji, am I dazzled?"
"If what you see is the same as what I see, I think both of us are dazzled." Tao Wuji was also stunned.
When Cheng Jiayuan saw this scene, he subconsciously thought of something. Although he usually looks silly, he is just not serious about the business, which does not mean he is stupid.
Qin Hao sorted out the information in his hand and glanced at Zhu Qiang: "Okay, I'm tired."
"Then you go and have a rest first. Don't worry. I don't have anything to do anyway." Zhu Qiang forced a smile with a hint of flattery. He could feel the gazes of his colleagues around him, but compared to the contempt of these subordinates, the words of Vice President Su Jianren were like a sword of Damocles hanging over his head, which could cut off his future at any time.
Compared with the future, face is worthless.
As the afternoon shift was about to end, the sales office manager gathered all the new employees in a small meeting room.
Seeing that Tao Wuji was a little nervous, Hu Yue encouraged him, "You have the best business evaluation in our business hall. You will definitely be able to go to the public department."
Before Tao Wuji could say anything, the manager of the business hall announced loudly: "Based on your personal wishes, your performance in the past two years, and some situations in other departments, some personnel will be adjusted in their positions."
"Those who continue to stay in the business hall are: Hu Yue and Tao Wuji"
When he heard his own name, Tao Wuji was stunned, with disappointment and frustration written all over his face.
Hu Yue also had a look of confusion on her face. Apart from Tao Wuji who continued to stay in the business hall, what surprised her even more was that the list of people who stayed included neither Cheng Jiayuan nor Qin Hao.
"This time, two comrades from our business hall have transferred to the corporate business department. They are Qin Hao and Cheng Jiayuan. We also wish them to continue to shine in their new positions."
The manager took the lead in applauding, and the rest of the people naturally followed suit. However, this news was beyond everyone's expectations, and the applause in the conference room was mixed with whispers and discussions.
"How could it be the two of them?"
"That is to say, why should they be the ones? In terms of business ability, it should be Tao Wuji, right?"
"Hehe, you see, he usually doesn't show his true colors, but at the critical moment, he pops up."
"Alas, every time good things like this fall on those with connections, when will ordinary people like us with no connections be able to get ahead?"
As Tao Wuji listened to his colleagues' discussions, his eyes became dim and confused. He had always firmly believed that with his abilities and performance, he was qualified to enter the corporate department. However, reality gave him a hard slap in the face, catching him off guard.
After the meeting, Hu Yue saw that Tao Wuji looked very shocked, and followed him worriedly. When he saw Qin Hao and Cheng Jiayuan coming out, he immediately cast a suspicious look at them.
"What's going on with you two?"
Cheng Jiayuan hesitated, looking as if he wanted to say something, while Qin Hao calmly spread out his hands.
"There are only two vacancies for transfer from the Sales Department to the Corporate Department. If I don't find some connections, I can't stay in the sales hall for the rest of my life and issue credit cards for people, right?"
Hu Yue frowned: "But, isn't this cheating? It's unfair to others."
"You think it's unfair to Tao Wuji?" Qin Hao pointed out without any hesitation.
Hu Yue avoided Qin Hao's gaze feeling guilty.
"There is no such thing as absolute fairness in this world. Hu Yue, believe it or not, even if Cheng Jiayuan and I didn't use our connections to smooth things over, the final spot still wouldn't go to Tao Wuji."
Hu Yue wanted to say something, but Tao Wuji stopped her: "Hu Yue, I know you are speaking up for me, but Lao Qin is right. Even if they didn't find a connection, there would be someone else."
"I'm a little tired today. I'll celebrate with you another day. I'm going back now."
Looking at Tao Wuji's dejected back, Hu Yue said gloomily: "Tao Wuji works so hard, but he hasn't taken a day off in the past two years."
"If hard work is useful, the richest people in the world should be the farmers." Qin Hao interrupted directly: "You reap what you sow. This only exists in our elementary school Chinese textbooks. The real world is so cruel."
"And do you think Tao Wuji has never wanted to find a connection?"
Hu Yue looked at Qin Hao and frowned, "What do you mean?"
"That day Tao Wuji asked us to leave first, but he actually went to the top floor."
"Impossible, Tao Wuji doesn't even know any leader."
"Don't be so absolute. Tao Wuji was able to stay in the Binjiang branch after his internship because of Dai Xing's relationship."
"You mean, Tao Wuji also thought about asking Dai for a backdoor, but was rejected?"
Qin Hao spread his hands: "I just want to remind you not to think of a person as perfect. Maybe what you see is just the appearance."
After saying that, Qin Hao no longer paid any attention to Hu Yue who was standing there, and left.
The next day, Qin Hao and Cheng Jiayuan went to report to the Public Affairs Department.
At first, no one in the public department paid any attention to the two new recruits, but the next moment, Su Jianren arrived with the manager Lao Guan.
Su Jianren clapped his hands to attract everyone's attention.
"Everyone, let me introduce to you two new colleagues who have just been transferred to our public affairs department: Qin Hao and Cheng Jiayuan."
As soon as he finished speaking, applause broke out in the office. What Su Jianren said was actually not important. His attitude of importance had already shown that these two people must be of great importance and should not be neglected.
"Well, Cheng Jiayuan, you just follow Lao Ma, and Lao Ma, you take care of the newcomers."
"Xiao Qin, just follow me. If you don't understand anything, just ask me."
For a moment, everyone's eyes were focused on Qin Hao.
In a relatively closed system like a bank, there has always been a tradition that the relationship between the old and the new is tacitly regarded as a master-apprentice relationship.
This is equivalent to the direct lineage.
Qin Hao was almost blinded by all the envious, jealous and hateful looks. On the contrary, Cheng Jiayuan seemed to be ignored. Everyone thought that the reason why Su Jianren came in person to welcome the new employee was mainly for Qin Hao's sake, and Cheng Jiayuan was just a foil. Little did they know that Cheng Jiayuan was his biological son.
"Lao Guan, go and arrange workstations for them. Once you've arranged for Xiao Qin to come to my office."
After Su Jianren left, Lao Guan arranged work stations for Qin Hao and Cheng Jiayuan. Of course, Qin Hao had a very good window seat, while Cheng Jiayuan was directly arranged in a corner.
"Xiao Qin, these are some materials from our public affairs department. You can look at them later. Let's go to Su Xing's office first."
"Okay, thank you, Manager Guan."
"Hey, we're family, why be so polite? If you have any problems in the future, just come to me directly."
After saying goodbye to Lao Guan, Qin Hao went straight to Su Jianren’s office.
At first, Su Jianren could still hold it together, but after Qin Hao closed the door, Su Jianren immediately put on a bright smile.
"Come on, Xiao Qin, take a seat."
Qin Hao didn't hesitate and sat directly opposite Su Jianren.
Su Jianren turned the monitor to Qin Hao, gave him a thumbs up and praised him, "Xiao Qin, the stock you picked is really good. You just bought it yesterday and it has risen by four points. Do you want to make more investment?"
"Of course there is no problem with additional investment. The capital pool of U.S. stocks is much larger than that of A-shares. Our capital is at best just a drop in the ocean. There is no need to worry about being trapped by the market makers." Qin Hao said lightly.
"But it's best to do what you can. Investing is different from gambling. You earn long-term returns."
Su Jianren nodded repeatedly after hearing this: "You are right, Xiao Qin, I can see that you are definitely a talent."
"How about this, I have a project on hand right now. You can study it first and then write a report to me. I will discuss it at the meeting. If there is no problem, I will give this project to you."
Su Jianren has already witnessed Qin Hao's ability in stock trading, but Qin Hao's business ability remains to be examined. If he is really a talent, Su Jianren will naturally not be stingy with resources to promote Qin Hao. This is how his life will be, and he has no ambition to seek a higher position, but it would be a pity to waste the old man's connections.
"Okay, Su Xing, I'll go to work first then."
"Well, go ahead, go ahead."
Su Jianren was very satisfied with Qin Hao's correct attitude.
Lao Guan had been watching in the office, and when he saw Qin Hao coming out with a file bag in his hand, he immediately went to greet him.
"Xiao Qin, this is..."
"Oh, Su Xing said there is a project that he wants me to practice on."
Hearing this, Lao Guan's smile grew even more intense: "Well, young people should gain more experience. If you have any questions, feel free to ask me."
"Okay, thank you, Manager Guan."
"Hey, don't be polite, we are all family."
When the other colleagues saw this scene, they all looked at Qin Hao with envy and jealousy. Not only was he protected by the vice president, but he was also given projects directly. This was simply the treatment of a biological son. If Qin Hao and Su Jianren did not have the same surname, they would probably really doubt the relationship between Qin Hao and Su Jianren.
At this moment, Cheng Jiayuan, Su Jianren's biological son, also cast a puzzled look at Qin Hao. It was obvious that Qin Hao just sent him to Su Jianren's house for a social occasion, so why did Su Jianren treat him better than his own son?
"Old Qin, what's going on between you and Su Jianren?"
Qin Hao frowned at him: "Why, are you jealous?"
"Why should I be jealous?" Cheng Jiayuan said with a guilty conscience, "I just want to remind you that Su Jianren is not a good guy. Be careful not to be fooled by him."
Qin Hao patted Cheng Jiayuan on the shoulder and said with a smile: "Don't worry, the person who can cheat me in this world has not been born yet."
Afterwards, Qin Hao returned to his workstation and began to look through the information Su Jianren gave him.
The corporate business department of a bank mainly faces enterprises as its clients, which is completely different from the business hall. Compared with the business hall, hundreds of thousands or millions of dollars are considered large transactions, but for the corporate business department, this amount of money is just a drop in the bucket.
The loan amount that Su Jianren gave to Qin Hao for this project was 50 million yuan. It was a mortgage loan. The collateral was a private residence with a market valuation of 80 million yuan. The company's credit in previous years, its debt-to-asset ratio, and its book revenue all met the loan conditions.
However, Qin Hao did not rush to draw a conclusion. Instead, he went to the archives to find the company's public account statements in previous years and the financial status of the company's actual controller.
Sure enough, Qin Hao discovered the trick. Although the business account flow of this company seemed stable, the credit status of the actual controller was not optimistic. Not only was he involved in multiple legal proceedings, but there were also some private lending activities, commonly known as usury.
Qin Hao frowned. Was this something Su Jianren used to deliberately test his ability, or was this guy trying to trick him and keep it as a handle?
After thinking for a moment, Qin Hao calmly created a new document on his computer.
Ten minutes later, Qin Hao came to Su Jianren's office again.
Su Jianren was waiting to get off work and have dinner. When he saw Qin Hao coming in, he was obviously stunned for a moment: "Xiao Qin, what are you doing?"
Qin Hao solemnly handed the printed document to Su Jianren, and then reported his investigation results to Su Jianren.
"Xiao Qin, do you mean that this loan cannot be approved?" Su Jianren changed his usual nonchalant attitude and asked in a serious face.
Qin Hao whispered, "This loan has the risk of going bad, but it's not completely unacceptable."
"Oh, what did you say?" Su Jianren looked at Qin Hao with interest.
"The valuation of Mr. Li's private residence at Lanyu Industrial is obviously inflated. I checked the listing prices of villas in the same area in the past two months, and the highest price did not exceed 5500 million. This is just the listing price. The final transaction price is at most around 5000 million. A loan of million is definitely not in compliance with regulations."
"But I found out that Mr. Li also has a large flat in another community. The market price should be around 30 million. If the two properties are added together, the loan can be approved."
Su Jianren frowned and said, "You mean to ask him to increase the collateral, but if that's the case, he can just find a bank to borrow the money from. Why must he borrow the money from our bank?"
"We need to save time and try to shorten the loan approval time. I think Mr. Li is in great need of money to revitalize Lanyu Industrial's business. If we promise that as long as Mr. Li increases the collateral, we can complete the loan within a week, we should be able to get the order." Qin Hao said seriously.
Su Jianren stared at Qin Hao for a long time, then showed a relieved smile: "Then do as you wish, you can contact Mr. Li later, whether you can get his consent depends on your ability."
"Understood. I'll go do my work first then."
"Well, go ahead and do your best. I'm counting on you."
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