Movie: Get Alpha Dog at the start
Chapter 888 The fastest way for ordinary people to raise start-up funds
Shenzhen Maoming Bank Binjiang Branch Business Hall.
Qin Hao and Hu Yue completed the check-in almost on time.
Cheng Jiayuan looked at the two of them in confusion and asked in a low voice, "Why did you come together?"
"What do you mean we came together? We just met at the subway entrance." Hu Yue rolled his eyes at him.
"Is that so?" Cheng Jiayuan scratched his head in a naive manner.
Supervisor Zhu Qiang kept talking non-stop, and Qin Hao felt sleepy and couldn't help yawning.
"Qin Hao, were you a thief last night? You fell asleep so early in the morning. If you let customers see you, it will damage the image of our entire Binjiang branch."
Before Zhu Qiang could finish his words, Qin Hao retorted angrily: "Boss, I just recovered from a serious illness. Didn't you see the sick leave note? As for damaging the image of Binjiang Branch, how about we stand at the door and let customers rate us to see who is damaging the image of our bank!"
As soon as he finished speaking, the entire business hall fell silent. All colleagues looked at Qin Hao in disbelief. Tao Wuji and Hu Yue secretly tugged at Qin Hao's sleeves, signaling him not to confront Zhu Qiang in person.
Zhu Qiang was stunned for a few seconds, then he immediately reacted and yelled at Qin Hao.
"Who are you calling ugly? Qin Hao, let me tell you, if you want to do it, do it. If you don't want to do it, get out of here. This is a bank, not your home."
"Oh, from the sound of your voice, I feel like this bank is owned by your family?" Qin Hao sneered.
Zhu Qiang was choked and speechless, and his hands were shaking as he pointed at Qin Hao.
"Okay, just wait for me. I don't believe I can't cure you!"
Zhu Qiang left angrily after saying something harsh.
Hu Yue said worriedly, "Lao Qin, did you take the wrong medicine today? If you openly challenge Zhu Qiang, be careful that he will make things difficult for you."
"Yes, Lao Qin, Zhu Qiang is a petty person. If you humiliate him in front of so many people, he will not give up easily." Tao Wuji also reminded.
Qin Hao spread his hands and said, "It's as if he won't make things difficult for us if I don't confront him."
"Don't worry, the bank is not owned by his family. After all, I am a formal employee. If he, a small supervisor, wants to fire me, he is not qualified enough."
Seeing Qin Hao's indifferent look, Hu Yue felt helpless: "Will Zhu Qiang go to the manager to complain?"
"No, he wouldn't dare."
"Don't dare, what do you mean?" Hu Yue and Cheng Jiayuan were both confused.
Tao Wuji, on the other hand, seemed to be thinking about something.
Qin Hao explained calmly, "As a grassroots leader, if you get angry and go to your superior to complain after being rebuked by your subordinates, what will your superior think? He will think that you have no management ability. Although Zhu Qiang is a worthless guy, he still has some brains."
"Don't worry, at most he can just hold me back for a while during the assessment, that's all he can do."
Hu Yue smiled bitterly when he heard this: "You are only capable of this. Originally, Zhu Qiang was already displeased with us because we failed to complete the mission. Now you have offended him so much that he will definitely take this opportunity to retaliate against you."
"It's just a deposit business of tens of millions. Just complete the task and shut him up." Qin Hao said nonchalantly.
Tao Wuji and Hu Yue looked at each other and couldn't help but complain.
"If you don't know me, you might think you're some rich kid who can easily take out tens of millions and deposit them in our bank."
Qin Hao half-jokingly said: "Maybe one day when I become rich, I will save tens of millions for each of you, so that you can complete the task easily."
"Haha, then thank you in advance."
"Thank you too. Okay, stop daydreaming. It can easily burn your brain out."
After a while of bantering with each other, the door of the business hall opened soon, and the customers who had been waiting for a long time all rushed in. Qin Hao and his friends had no time to chat and began to devote themselves to their busy work.
While Qin Hao was handling the business, his supervisor Zhu Qiang was staring at him from behind. Originally he intended to seize Qin Hao's negligence at work and vent his anger on him, but he ended up standing there until the end of get off work at noon. There was no flaw in the business Qin Hao handled, and he didn't give him any chance to find fault with him.
Zhu Qiang became even angrier now. He glared at Qin Hao fiercely before leaving.
"Hu Yue, Lao Qin, Tao Wuji, let's go eat." Cheng Jiayuan stood up impatiently.
Hu Yue stretched and said, "Well, I'm hungry too. I got up late today and didn't have breakfast."
A group of four people came to the cafeteria in a mighty manner.
After they had finished ordering their dishes and sat down, Tao Wuji said to Qin Hao with some doubt, "Old Qin, you seemed to be very efficient in handling business today. Zhu Qiang stood behind you all morning just now. He must have wanted to find fault with you. Fortunately, you didn't let him get hold of any evidence against you."
"That's right. I was worried about Lao Qin this morning. Lao Qin, you're doing great." Hu Yue echoed.
Qin Hao laughed and scolded: "You have so little confidence in me? After all, Tao Wuji and I are classmates and were assigned to the Binjiang branch at the same time. I didn't pay much attention to it before, and I'm not really a rookie."
Hu Yue curled her lips and said, "I told you you were fat and you gasped. I don't know whose business has been hovering in the middle and lower reaches for many years."
Tao Wuji joked seriously: "Actually, I think Lao Qin is right. There is definitely no problem with his ability. I just don't know which beauty he is focusing on. Anyway, he is not focusing on his work."
Cheng Jiayuan rolled his eyes and said, "I remember that person called Jingjing almost smashed our business hall last time. Who was he targeting?"
The three of them unanimously pointed their chopsticks at Qin Hao.
Qin Hao sighed and shook his head: "Ah, you two have corrupted Cheng Jiayuan. Cheng Jiayuan used to be so honest and simple, but bad company will corrupt him."
"Haha~~~"
The four of them played around for a while, and when they were almost done with their meal, Tao Wuji spoke to Qin Hao in a serious tone.
"Old Qin, seriously, you should focus more on your business and don't let Zhu Qiang catch you."
Before Tao Wuji could finish, Qin Hao waved his hand and said, "Don't worry, from today on I will wash my hands of all evildoers and turn over a new leaf. I will devote myself to my career and strive to make progress every year, and become the president of our Binjiang branch within five years."
Tao Wuji and Hu Yue looked at each other and couldn't help shaking their heads. They didn't take Qin Hao's "nonsense" to heart at all.
Cheng Jiayuan put all his heart on Hu Yue and didn't take Qin Hao's words seriously.
The boring working hours in the afternoon passed in a flash. After Qin Hao finished the business with the last customer, he came to Tao Wuji's counter and handed over his ID card and credit card application form.
Tao Wuji was obviously stunned: "Old Qin, what are you doing?"
"Isn't it obvious? Apply for a credit card. It just so happens that you complete a task and I can get some money to spend."
"You're not trying to cash out your credit card, are you?" Tao Wuji asked suspiciously.
Qin Hao spread his hands and said, "Why else would I apply for a credit card?"
"Are you short of money? How much do you need? I'll lend it to you first for emergency. There's no handling fee for cashing out with a credit card."
"You are so rich? Then borrow a few hundred thousand yuan and I will return it to you with interest next month."
Tao Wuji got anxious when he heard this: "One hundred thousand or eighty thousand, why do you need so much money?"
"Even eighty thousand or one hundred thousand may not be enough. The more the better. Don't ask me yet. I'm closing the account after get off work. Do it for me quickly and we'll talk later."
Seeing Qin Hao's firm attitude, Tao Wuji had no choice but to help.
When it was time to get off work, Zhu Qiang naturally had to talk to Qin Hao about Yin and Yang, and he nagged for a long time before letting everyone go.
On the way back, Hu Yue asked curiously, "What were you doing in front of Tao Wuji's counter when we got off work just now, Lao Qin?"
"Apply for a credit card, what else can you do?" Qin Hao answered casually.
Tao Wuji couldn't help but persuade again: "Lao Qin, why do you need money so urgently? To be honest, I have saved some money."
"Come on, that's the money you saved for your wife. I can't afford it if you lose it. Don't worry, the rent is coming soon and I have no money in my pocket. Just get some emergency money and I'll pay it back when I get my salary next month." Qin Hao patted Tao Wuji on the shoulder.
Tao Wuji and Hu Yue both breathed a sigh of relief after hearing this, and then the four of them left. Cheng Jiayuan watched Hu Yue's figure disappear at the subway entrance reluctantly.
After returning home, Qin Hao placed all of the original owner's remaining credit cards on the bed. There were more than twenty credit cards in total, from various banks.
To be honest, although the original owner was a playboy, he was still quite frugal with money.
He never overdrew any of these credit cards, and basically used the points on these credit cards to redeem various coupons.
According to the limits of these credit cards, Qin Hao can overdraw a total of 240,000 yuan, which is barely enough as start-up capital.
Of course, this amount of money is definitely not enough to start a business, and the first pot of gold still has to be earned in the stock market.
Afterwards, Qin Hao went to a store that specializes in cash withdrawals and withdrew all the cash from more than 3 credit cards. A 23% handling fee was deducted, and he only received a little over yuan.
After returning home, Qin Hao opened the original owner's securities account. As a graduate of finance, it was naturally impossible for him to not have a securities account.
However, the original owner basically lost money on every stock he traded, chasing rising and selling falling. The result was that every time he sold a stock, the price would go up. Stocks that were originally rising would fall as soon as he bought it. The original owner was so angry that he never traded stocks again.
The next day, after the market opened at 002695: in the morning, Qin Hao took the opportunity to go to the toilet and transferred all the money he had deposited in the bank card in the morning into his securities account, and then used it to buy one stock: (Huang Shang Huang)
According to Qin Hao's memory, the major shareholder of "Huang Shang Huang" will soon propose a 10-for-30 stock transfer plan, and at that time the stock of "Huang Shang Huang" will usher in a wave of sharp rise.
When Qin Hao returned to his seat, Tao Wuji next to him asked in confusion: "Why did you take so long to go to the toilet?"
"Diarrhea." Qin Hao said casually.
"Oh, be careful. Zhu Qiang was here just now and I fooled him for you."
"Thanks."
As the first wave of business peak had passed, the business in the business hall was not so busy. Hu Yue had no customers for the time being, so he said to Qin Hao and the others.
"The positions will be assigned at the end of this month. I heard that a mobilization meeting for the assignments will be held today, and Zhao Xing will personally speak on stage."
Tao Wuji's eyes were full of longing. Zhao Hui was not only the president of the Binjiang Branch, but also the most experienced and best-performing vice president of Shenzhen Maoxing Bank in recent years. He had always regarded him as his life goal.
"It must be very beneficial to receive Zhao Xing's guidance."
Qin Hao teased, "Tsk tsk, it's a pity that you didn't flatter me in person."
Hu Yue covered her mouth and chuckled.
Tao Wuji hastily defended himself: "This is not flattery. Zhao Xing is the person I respect the most. In the future, I hope to become a banker like him."
"Then you have to go to the corporate department first. You can't achieve your goal by staying at the counter." Qin Hao said.
Hu Yue encouraged Tao Wuji: "Tao Wuji can definitely go to the public affairs department. His performance is so good, right Cheng Jiayuan?"
Cheng Jiayuan obviously hesitated for a moment, then nodded in agreement.
Qin Hao gave the little fat man a meaningful look and said, "Not necessarily. I heard that there are only two vacancies for transfer to the corporate department in our business hall this time. It's still unknown who will win."
"Keep calm. Even if I stay at the counter, I will do my job well." Tao Wuji's face showed a worried look.
When it was almost time to get off work in the afternoon, Qin Hao and three others were called to a small meeting room upstairs. In addition to them, there were many new employees who had just been employed for two years and met the requirements for reassignment.
Not long after we sat down, the lights in the conference room went out, and a vice president began to speak nonstop for nearly half an hour, finally getting to the point.
"Today, please submit your work summary and job application form by email. The leaders of each department will make the assignment decision based on your usual work performance and personal wishes."
Hu Yue looked at Qin Hao: "By the way, Lao Qin, you haven't told me which department you want to go to?"
"Me? I'll definitely stay in the business hall. I can't bear to leave you guys."
"Why are you always so unruly?" Hu Yue rolled her eyes at Qin Hao.
Qin Hao spread his hands and said, "I would like to go to the public affairs department, but do you think Zhu Qiang will let me go?"
"Then why were you so impulsive a few days ago."
"It's not an impulse. Anyway, with my previous performance, it won't be my turn. I'll just deal with it. It's no big deal."
Cheng Jiayuan asked Hu Yue cautiously: "Hu Yue, what about you? Which department do you want to go to?"
"Me? Anywhere is fine. Anyway, I don't have as big ambitions as Tao Wuji. But he will go to the public security department soon. From now on, our 'Four Heavenly Kings' will become the 'Three Musketeers'," Hu Yue said regretfully.
Tao Wuji said nervously, "Shh, this is nothing, don't talk nonsense."
"Anyway, you have the best performance in our business hall. If you haven't been to the corporate department, there must be something shady going on." Hu Yue said nonchalantly.
Qin Hao noticed that Cheng Jiayuan had started to sweat, so he patted his shoulder mischievously.
"Cheng Jiayuan, the air conditioning here is so cold, why are you sweating?"
"But, maybe I'm afraid of heat." Cheng Jiayuan explained haltingly.
"Really? Isn't it because of puffiness? Let's find an old Chinese doctor to take a look."
Cheng Jiayuan then realized that Qin Hao was teasing him. Just as he was about to fight back, a middle-aged man with a square face walked into the meeting room surrounded by a group of bank leaders.
"Zhao Hui, is it really Zhao Xing who is holding a mobilization meeting for us?" (End of this chapter)
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