My fintech empire.

Chapter 1335 [A test?]

The housing prices in Bingcheng suddenly skyrocketed in the short term. Fang Hong also noticed it and followed up on the matter.

The joint entry of multiple star companies into Ice City to open regional headquarters will definitely stimulate the local property prices to rise, especially the commercial housing around the regional headquarters will become a hot commodity.

Objectively speaking, price increases are inevitable and reasonable. After all, the entry of star-level enterprises will bring a large number of high-paying jobs, and employees working locally will also have demand for houses in surrounding areas. In addition, their high income can afford the increase in housing prices.

Moreover, once the district headquarters is built, the surrounding supporting infrastructure will also be upgraded, and these investments will be more or less reflected in the surrounding housing prices.

There is objective rationality in price increases, but a 30% surge like the current one is too outrageous. A 30% surge is definitely not the end, and prices will most likely continue to rise if this continues.

This is obviously an opportunity that house speculation groups and some real estate groups want to take advantage of to hype up the market. It is not even ruled out that relevant parties in Ice City also gave it a push. This is not impossible. After all, the higher the housing prices rise, the higher the land transfer fees will be.

As the news fermented and became a hot topic, Fang Hong was quite unhappy. They had a lot of money, but Fang Hong had to bear the blame passively, so he was naturally unhappy.

In any case, even if Bingcheng did not push it behind the scenes, it should have come out in time to regulate the market price. At the same time, it is not ruled out that it is a test behavior to some extent. This is also very likely. If the reaction of the stars is average, then we can make every effort to create the birth of the "land king", and not just one or two land kings.

……

At this moment, Fang Hong was lurking on his personal Weibo account, looking at the latest comments under the latest update. Many netizens living in Ice City went to his Weibo to leave comments and complain about the recent skyrocketing housing prices in Ice City.

Fang Hong's eyes were fixed on a comment from a netizen:
[I had previously negotiated with the original owner to transfer the second-hand house, and we were ready to sign the contract. However, when we signed the contract yesterday, the owner directly raised the price to the down payment price. It was outrageous. I asked why the price suddenly increased. The owner said that with so many companies entering the city, the house price must have skyrocketed. Not only did he increase the price, he even acted like he didn't want to sell it and felt that he was losing money. In the blink of an eye, I had to pay an extra down payment, but the house was still the same house. I was so angry that I just gave up.]
Many netizens echoed this comment and described their own similar experiences. Obviously, they were all from Ice City.

After a while, Fang Hong thought for a moment and then posted a reply to this comment, mainly expressing his apologies and saying that he would take this issue seriously.

Fang Hong's reply was quickly forwarded by many netizens and reported by many media outlets, triggering a new round of discussion on the skyrocketing housing prices in Bingcheng online. The matter quickly reached the ears of Bingcheng's leaders.

Anyone who knows a bit about the ways of the world knows that the skyrocketing housing prices have caused Fang Hong's dissatisfaction, and he is very dissatisfied. Rather than apologizing to the troubled citizens of Bingcheng, it is better to say that he is telling Bingcheng that if this happens, he will have to choose a new location.

Now I was really panicking. If the almost cooked duck just flew away like that, I would be so happy and sad that my thighs would be swollen.

……

Two days later.

In the afternoon, the beautiful assistant who came back from the company reported to Fang Hong about the situation in Bingcheng: "Just in the past day, the relevant departments in Bingcheng have strengthened control over the recent skyrocketing housing prices. It is said that a large number of people were interviewed overnight."

Tian Jiayi then added: "I have to say that the efficiency is amazing. Today, I looked at the latest commercial housing prices in Bingcheng. Almost overnight, they returned to the state before the surge. It was as if I had experienced an absurd farce, with a hint of gray humor."

Fang Hong said intriguingly: "It seems that some people want to test my bottom line, and now they have found it out."

Tian Jiayi said: "After all, the interests involved are too huge and complicated, and the waters are deep."

But it is obvious that Fang Hong doesn't care much about this temptation.

After a moment, Tian Jiayi turned his head to look at Fang Hong and said, "What I am more worried about is, what if Ice City changes its mind again after we land in the future? Will we have to move out again by then?"

Once your regional headquarters are built, people have moved there, and all plans have begun to be implemented, if others raise prices significantly, you can still attribute it to market behavior.

Fang Hong smiled and said calmly, "Who will pay for such a high increase? The main group is the local employees of the star system. Starting from this level, we can just cut off the demand. It is meaningless to raise the price to the sky without actual turnover."

The companies in the Qunxing system lead a group to move in and establish regional headquarters. Objectively, there is a demand for price increases in the local property market. The high incomes of the company's employees can also support the rising prices. To put it bluntly, the employees of the Qunxing system have higher incomes and stronger purchasing power. In order to facilitate commuting, they are also willing to spend more money to buy commercial housing in the surrounding areas. This is one of the reasons why "land kings" are born around the headquarters of star-level giant companies.

As long as these galaxy employees with greater purchasing power have no demand to buy houses, there will be no transactions, and it will be meaningless even if the house price rises to the moon.

At this time, Fang Hong said in a deep voice: "With so many companies from the star system flocking to set up regional headquarters, it is roughly estimated that millions of jobs will be directly created in the local area in the next few years, and most of them will be mid- to high-end jobs."

You should know that the group of companies that are determined to go there cover more than 20 major industries and hundreds of sub-sectors, involving the first, second and third industries, and their entry is systematic.

The employees of the galaxy companies alone will generate employment demands of millions. Recruiting so many people will indirectly drive even greater employment.

Fang Hong continued, "In the past, when companies opened branch headquarters, they had to use a lot of residential land in addition to commercial land. What was it used for? Providing free housing to employees is considered one of the company's welfare benefits to employees. All formal employees who join the company can be immediately allocated a house, and the standard is based on the specifications of 45 to 50 square meters per person, with an upper limit of 150 square meters."

In other words, as long as you become a formal employee of a Qunxing enterprise, single employees can be allocated a living area of ​​up to 50 square meters, and married employees can be allocated a living area of ​​no more than 150 square meters.

Fang Hong thought about it and said, "These houses are still the company's assets. They are only for employees to live in, not owned by them. But the doubling principle is adopted. What does it mean? Employees can move in with their bags on the day they join the company, and after leaving the company, they are not forced to move out immediately, but can continue to live there for free according to their length of service."

"For example, if an employee has 10 years of service, he can still live there for 10 years after leaving, and so on. Of course, if he wants to move out earlier, it's entirely up to his personal wishes."

Obviously, as long as the directly hired employees of Qunxing Enterprises do not go to the market to buy commercial housing, the local housing market prices will lose the biggest and strongest supporting logic. If the company directly allocates free houses to live in, few people will be willing to buy expensive commercial housing.

Although the house is still the company's asset, the longer the employee has been employed, the longer the free residence period will be according to the doubling principle. If the employee has been employed for 10 years, he or she can live there for 20 years for free, and if the employee has been employed for 20 years, he or she can live there for 40 years for free.

Companies in the Qunxing system do not have the practice of optimizing people at the age of 35 to 40. Under normal circumstances, a grassroots employee can work for about 20 years.

The guaranteed period of 40 years of free residence is completely sufficient. The property rights of commercial housing are only 70 years, and some commercial apartments have a property rights period of only 40 years. In other words, for employees with more than 20 years of service, the house is almost free, and the actual situation may not be that they will live there for the full 40 years.

This also involves the issue of improving the living environment. In addition, the income and savings from working in the Qunxing system for 20 years are more than enough to buy a new house in full. The key is that there is no pressure of monthly mortgage payments during the entire 40-year period. Working in a Qunxing company for the first 20 years, it is impossible for me to be unemployed and have no source of income for the next 20 years, right?

For most of the 40 years of my life, I have had no pressure of a mortgage, and half of the time I worked in a galaxy company with a high income. This is a dream condition that most people dare not even think about. If you can't even afford a house, then it is obviously your own problem.

……

(End of this chapter)