Northern Song Dynasty Justice

Chapter 619

When people heard that the procuratorate was investigating the cooperation between the government and Majia Jiekupu, most of them were as surprised as He Chunlin and the others.

This also needs to be reviewed by the procuratorate?
They even have some sympathy for the government.

There is also a new understanding of the power of the procuratorate.

However, with the release of the final investigation results, it did not arouse much public opinion, and even the prosecution did not express dissatisfaction.

Because the investigation process and results are far beyond Li Min's imagination, they are really professional and rigorous, and the government also promised that this kind of cooperation will be open to all Jieku shops in Hezhong Prefecture, just saying that the conditions are relatively Harsh, you have to have a huge amount of wealth to back it up, it's all big business after all.

And the big landlords who hired Li Min were just making things difficult for the government and sowing dissension. As for the cooperation between the government and Jiekupu, it would not affect the interests of most of them.

Of course, there are also some far-sighted businessmen who went to the transshipment department to inquire about cooperation details.

This "vision" refers to business based on the rule of law.

After all these twists and turns, the cooperation between the government and the Majiajiekupu was finally settled, and the Majiajiekupu was finally able to officially open.

And just one day before opening, Majiajiekupu and the tax department issued a statement at the same time. The tax department stated that the tax can be paid with salt notes and salt bonds, but the interest on them is not included.

The Majia Jiekupu also stated that the salt debt can be used as collateral, but the interest is not included.

As for why the Majia Jiekupu didn’t mention salt bills, that’s because the face value of salt bills is too small at present, and they are purely used as currency. You can use salt bills directly as currency, and you still go to me to mortgage something.

As soon as this news came out, it was overcrowded again to promote Chang Ping.

Since taxes can be paid, it means that the government guarantees and can be mortgaged at the same time, which means that the people also accept these salt debts and salt money.

This credit is multiplying.

Of course, all of this is based on the public security law. Without the public security law, who would dare to easily believe that your government has a policy today and a policy tomorrow.

On the same day, Majia Jiekupu also announced the flying money business, which currently mainly includes flying money exchanges between Beijing and Hezhong Prefecture, and will also establish flying money with Yanzhou, Suizhou, and Hehuang within this year. money exchange.

These areas are the front lines where the Song court intends to step up its operations. The flying money must have come from the military.

To put it bluntly, it is for frontline soldiers to send money to their families.

Further, a money saving business was proposed to facilitate the families of soldiers to save money.

In fact, the Xieku shop in the Song Dynasty has always had this kind of business, not that Zhang Fei brought it, but the interest rate is very, very low. one percent.

Not bad!
Help you keep the money and give you back the interest. Where can I find such a good thing.

At the same time, there is another business, which is housing estate lending.

On the day when the Majia Jieku Shop officially opened, the shop was almost packed.

Because almost every commoner is involved in these businesses, merchants come to inquire, wealthy households come to inquire, and soldiers also come to inquire, including those literati who want to buy houses.

"Mr. Yang can use his household registration and this contract to come to my Jieku shop to pick up the money at any time. You can also spend some shipping fees. We will send a special person to deliver the money to the place designated by Mr. Yang."

I saw Fan Zheng standing in front of the door, cupping his hands to a businessman.

"understand."

Member Yang nodded repeatedly, then cupped his hands and said, "However, this money will be stored in your Jieku shop for the time being, and I will come to pick it up when I need it. By the way, can you divide it into several times?"

Fan Zheng smiled and nodded, "It's all possible."

"That's fine."

Member Yang cupped his hands again and said, "I'll take my leave first. Mr. Fan is free."

"Member Yang, walk slowly."

Member Yang came to the back alley just as he was about to get into the carriage when he heard someone shout, "Brother Yang."

Member Yang looked back, saw Xu Qingnian, and hurriedly cupped his hands and said, "So it's Brother Xu. I'm sorry! I'm sorry!"

Xu Qingnian came forward and asked, "Brother Yang, do you need money urgently recently?"

Member Yang glanced at the contract in his hand, and couldn't hide it, so he said, "It's not that I need money urgently, but I just want to expand my papermaking workshop."

Xu Qingnian was surprised: "Mr. Yang's papermaking workshop is already big enough, why expand it?"

Member Yang said: "I'm not the only one who thinks this way. Many businessmen are planning to expand their business. Now it's different. In the past, if you want to make more money, you have to feed the government first, and then you're afraid of attracting attention and being stared at." In fact, it is different now, with the imperial court here, we can protect our legitimate rights and interests, and how much we earn is our own."

Xu Qingnian said: "Aren't you afraid of paying taxes?"

Member Yang said with a chuckle, "Brother Xu, today's tax is that if you earn more, you pay more, and if you earn less, you pay less. Then I would rather pay more, and hope that God will give me this opportunity."

"That's true."

Xu Qingnian laughed.

Yang Yuanwai said again: "I still have something to do, so I will take my leave first."

"Go, go, go!"

Xu Qingnian said: "Mr. Yang, walk slowly."

After Yang Yuanwai left, Xu Qingnian's entourage suddenly came forward, "Master, it seems that this problem is still caused by the public prosecutor!"

Xu Qingnian nodded and said: "It didn't matter before, who dared to earn too much money, but now it's different, except for the tax department, the government has no right to ask anyone for money, and the tax department declares on its own, which means you don't If you evade taxes, no one will ask you for money, and these businessmen naturally want to make their business bigger."

The servant said: "There are also those rich households who also want to buy more land."

Xu Qingnian nodded and said: "This is a rare opportunity, we can't let the Fan family boy earn all the money, you go get a few contracts from the Ma family, and see how they do it, let's learn from it, As long as our conditions are the same as his, we will not be afraid of him based on our contacts in Hezhong Mansion."

"Yes."

It was lively outside, but the imperial court was not that quiet. More and more people came here to sue, but they were all based on civil lawsuits.

Zhang Fei's current job is more Buddhist, that is, going to the law school to attend classes, and discussing cases with the Four Little King Kong, and all his energy is devoted to cultivating talents.

But recently, he is more with the four little king kong, because they are about to go out.

meeting room.

"Teacher, there was a lawsuit the day before yesterday. The four of us discussed it all day, but we didn't know how to judge it."

Cai Bian said.

"is it?"

Zhang Fei said with great interest: "Now there are still cases that you don't know, what kind of case?"

Shangguan Jun explained: "It is also a contract dispute. The borrower hopes to repay the loan early, but the creditor thinks that he is violating the contract by repaying the loan early."

Zhang Fei said with a smile: "The world has changed, and there are still people who pay back the money in advance."

Ye Zuqia said: "We asked about it, the main reason is that the interest rate of Ma's Jiekupu is a little lower than the current interest rate, and borrowing money is also convenient, so the borrower hopes to mortgage the house to Ma's Jiekupu to borrow money. When the money comes out, pay off the old debt first, so it will be more cost-effective."

Zhang Fei asked: "Is there a price for breaking the contract in the contract?"

"No."

"Is there an agreed repayment period?"

"Yes. This October."

"Then what do you think?"

The four little king kong looked at each other in blank dismay.

Cai Bian said: "It's not a bad thing to pay back the money in advance, it should be possible, but if it is based on the principle of contract, it is indeed a violation of the contract."

Ye Zuqia added: "If breaking the contract in advance is not considered a breach of contract, then asking for debts in advance is not considered a breach of contract."

Zhang Fei nodded and said: "Since it is a breach of the contract, and the creditor is not willing to accept him to pay back the money in advance, nor is he willing to reconcile privately, then the imperial court has only two judgments, either not to allow the money to be paid in advance, or to impose a penalty for breach of contract. "

Speaking of which, he scratched his head lightly, "Although there is a penalty for early repayment mentioned in the loan lending in the capital, we don't have relevant laws, but we can use this case to improve it, it depends on what kind of loan it is. , if it’s just an ordinary loan between neighbors, we can be more biased towards the borrower, but if it’s a loan from a special bank, we have to be more biased toward the creditor.”

Shangguan Jun asked, "Why?"

Zhang Fei said: "Because of ordinary loans, early repayment will not cause any loss to the creditor, but it is a sign of trustworthiness, because the creditor does not use this to make a profit, but commercial loans are different. Businessmen just want to make money. Maybe people just look at your borrowing It took a long time, so I didn’t lend it to others, and repaying the money in advance may hurt the interests of the creditor. In civil litigation, our imperial court is to defend the legitimate rights and interests of individuals, so we must weigh the interests of both parties.”

Cai Bian said: "The creditor in this case is Xiekupu. He just knew that the other party wanted to borrow money from Ma's Xiekupu, so he was unwilling to accept it."

Zhang Fei nodded slightly, and then asked: "What about the repayment method? Should I repay part of the principal and interest every month, or just repay the interest."

Cai Bian said: "Principal and interest are repaid together every month."

"How much?"

"120 rounds."

"It's not a small amount of money."

Zhang Fei thought for a while, "In this way, if it is the same as the housing loan in Beijing, if you repay the principal and interest every month, you must use [-]% of the balance of the debt as liquidated damages, but if you only repay the interest every month, then you will be fined." March interest.

But you have to clarify that liquidated damages are only applicable to commercial loans, not ordinary loans. Ordinary loans can be repaid in advance at any time, and only the interest of the current month will be calculated.

In addition, you have to explain that this applies to repaying money in advance, but not to asking for debts in advance. The law stipulates that you cannot ask for debts in advance. "

"Yes."

"Don't nod your head in a hurry."

Zhang Fei said: "What the teacher said is not necessarily correct. The judicial pursuit is meticulous and reasonable. You can also calculate it yourself. Based on the loan period, amount, and interest, set the liquidated damages within a more accurate and reasonable range. .”

"Can it be calculated?"

"I almost forgot that you are all a group of liberal arts students."

Zhang Fei rolled his eyes, "If you can't figure it out yourself, then go to someone else to figure it out. Don't we cooperate with the Hezhong Prefecture Law Firm? How come your brains are getting duller the more you learn. If this continues, how can I rest assured that you will go out. "

"Yes. The students know."

"Cai Jing."

Zhang Fei then said to Cai Jing: "After the judgment, you immediately write an article on this law and publish it to the public, suggesting that they try to state whether there is a liquidated damages for early repayment, and let the people confirm this before borrowing."

"Students know."

"Let's be here today."

"Teacher, walk slowly."

The four little King Kong got up immediately.

Just as she was going out, she suddenly saw a beautiful figure walking over, it was Gao Wenyin.

"Ma'am, why are you here?"

Zhang Fei felt a little surprised, Gao Wenyin usually didn't leave the gate, and didn't go through the second gate, so she seldom came here.

Gao Wenyin said: "Didn't you ask me to prepare some gifts? The Ma's Jieku Shop opened today, and the gifts are all ready, and it's getting late, so I'll come over and ask."

"Yes!"

Zhang Fei patted his forehead, "I almost forgot about it, as expected, I'm only suitable for receiving gifts!"

As he said that, he looked at Xu Zhiqian again, "Master Xu, this is your negligence."

Xu Zhiqian even forgot about this matter, saying: "You have never counted on me for such a thing!"

"That's true." Zhang Fei said: "You are active in court."

Xu Zhiqian pouted, this is indeed the fact, how could she remember this kind of ordinary entertainment, even if she remembered, she would not necessarily say that she was only thinking about paying back the money in advance.

Zhang Fei immediately followed Gao Wenyin home, changed his clothes, and then rushed to Ma's Jieku shop.

"The third brother is here."

Seeing Zhang Fei, Fan Zheng immediately came out to welcome him.

Zhang Fei said: "Sorry! Sorry! We are too busy with business, we are late."

"No problem! No problem!"

Fan Zheng stretched out his hand and said, "Third brother, please come inside quickly."

Zhang Fei saw that there were so many people in the shop, so he asked, "That's right! Ya Nei and the others are here?"

"Drink in the left wing."

As Fan Zheng said, he pulled Zhang Fei aside again, "Third Brother, can you stop looking for Ya Nei first?"

Zhang Fei was stunned for a moment, "What? You also arranged work for me?"

"No, no, no!" Fan Zhengcheng said fearfully, "I just hope that third brother can go to the back hall to appease that Bachelor Yuan, but he came early in the morning and was very nervous. If you don't come, I won't dare to go."

Zhang Fei smiled and said, "Really?"

Fan Zhengdao: "Scholar Yuan seems to think that he can earn thousands of coins a day by doing business, but how is this possible, I don't know how to say it."

Zhang Fei laughed and said, "Okay! I'll go and have a look."

The inner hall of Majiajiekupu.

"Bachelor Yuan, don't you feel tired from walking around all the time?"

Looking at Yuan Jiang who was pacing back and forth in front of him, Zhang Fei couldn't help asking with a smile.

"You drink your tea, leave the old man alone!"

Yuan Jiang waved his hand.

Zhang Fei was also very obedient, picked up the teacup and continued to drink, and heard Yuan Jiang muttering to herself, "There is a lot of movement outside here, and the harvest should be good today."

Zhang Fei opened his mouth, but he still held back his words.

In fact, the most nervous person today is not Fan Zheng, who is out to welcome guests. Although he is young, he has also seen big scenes. The real nervous person is Yuan Jiang who is sitting inside and waiting, because this cooperation is tantamount to fulfilling most of the tasks of the New Deal. He was delegated to the businessman, and he came to the Hezhong Mansion to implement the New Deal. Whether the Majia Jiekupu can succeed will directly affect his political achievements, and he will also think of Wang Anshi.

After a while, there was a squeak, and when Fan Zheng walked in, Yuan Jiang rushed over, "What? How many people borrowed money?"

Fan Zheng secretly glanced at Zhang Fei, Zhang Fei nodded, motioning him to tell the truth.

Fan Zhengzheng said: "It's not bad, we have borrowed ten items in total."

"so much?"

"so little?"

Yuan Jiang and Zhang Fei spoke almost simultaneously.

After all, the two looked at each other, and Yuan Jiang wondered, "Is that much?"

Zhang Fei said, "Isn't that much?"

"Only ten strokes, where are the more?"

Yuan Jiang was puzzled.

Zhang Fei immediately said: "Fan Da, you really can't speak, so just tell Bachelor Yuan, how many farmers' money you have borrowed."

Fan Zhengdao: "We have borrowed a total of three hundred yuan, which is almost equivalent to the loan of fifty farmers."

Zhang Fei said: "In less than a day, we borrowed fifty farmers. Isn't that a lot? Plus it's the first day of opening, it's already an astonishing number."

Fan Zheng also nodded, "Actually, there are many people who want to borrow money, but they are not at ease and are considering it, but there will definitely be more and more in the future."

"But there are not as many as I imagined!"

Yuan Jiang sat down, "I want to use the interest to make a deal."

What he wants is not the amount of your business, but an astonishing amount, because this is a business of the imperial court, and it must be able to stimulate people's senses. Typed by people.

Zhang Fei said with a chuckle: "Bachelor Yuan, the interest can't be paid anyway."

Yuan Jiang asked in surprise, "How do you say that?"

Zhang Fei said: "Even if you borrow [-] guan a year, the interest is only [-] guan. I heard that those rich men in the city would get [-] guan for selling their wine making qualifications."

Fan Zheng asked in surprise, "Only twenty-five thousand?"

Zhang Fei asked, "How much did you spend on Fan Lou?"

Fan Zhengdao: "At least [-] per year."

Zhang Fei took a sharp breath, looked at Yuan Jiang again and said, "Scholar Yuan, how can we pay off this interest? Besides, we still pay attention to the long-term flow of water, and the capital may not be returned in a year."

Yuan Jiang said: "Didn't you say you could do it?"

"I'm talking about a tax that pays a tax."

Zhang Fei said: "Why do those people outside borrow money? It's for business. On the one hand, they have to make money in business, and they have to pay taxes if they make money. On the other hand, they have to hire people, and they have to pay wages. People with wages also have to pay taxes. Taxes are the key, and now those big landlords outside have figured it out, and are doing everything they can to deal with the tax department.”

Yuan Jiang opened her mouth, then glanced at Fan Zheng again.Fan Zheng understood, "If Bachelor Yuan has no other questions, I'll go out and get busy."

"go Go!"

As soon as Fan Zheng left, Yuan Jiang said to Zhang Fei, "Don't forget that Wang Jiefu is still waiting for our achievements."

Zhang Fei said: "I haven't forgotten that the ability to collect so much tax depends entirely on the new law, but instead of relying on the new law to benefit directly, this new law is more like planting grass to raise cattle. The cattle grow food on the cultivated land. As long as the finance Improvement, that’s fine! The imperial court doesn’t care where the money comes from.”

Yuan Jiang said: "It can be said that before, but I just received news that at present, many people in the court believe that the success of Bianjing and Hezhong Prefecture is due to the public prosecutor's law, not the new law."

Wow!You are not well-informed about this news, and you only know it now.Zhang Fei pretended to be surprised and said, "Really? This decree and government decree are indispensable, and there is nothing to argue about."

Yuan Jiang sighed: "The affairs of the court are not as simple as you think!"

Zhang Fei said: "I only know that when the finances improve, we all have political achievements. When we return to the court, what we say is the authority. If we say it is a new law, it is a new law. If it is a public prosecutor's law, it is a public prosecutor's law. If the finances do not improve, we are not even qualified to open our mouths." No, only being scolded."

"That's true."

Yuan Jiang nodded and said, "Actually, when I think about it now, the Green Crop Law can only restrain land mergers, but it's just wishful thinking to say that this method can improve finances!"

Zhang Fei smiled slightly, you only know now!Said: "However, if Scholar Yuan wants to make some noise, it's not impossible."

Yuan Jiang hurriedly said, "What can you do?"

Zhang Fei said: "The income here is a long stream. If you don't understand the principle of taxation, it is difficult to understand the mystery. But this kind of income is just in line with some fragmentary expenditures of the government. Bachelor Yuan can count part of the government's expenditures here. Kupu, come here to get some money every month, and more finances can be used directly for the court, so in the eyes of the court, the accounts will become more attractive."

Yuan Jiang's eyes lit up, "This is a good idea, and it can effectively prevent government corruption."

Zhang Fei smiled and nodded.

Yuan Jiang suddenly turned from worry to joy, "You are still clever!"

"Ziyu! Do you think they would have just feinted at the beginning?"

Standing across the street, Fan Zhen looked at the bustling Majia Jieku Shop with a slightly gloomy expression, and asked Su Zhe beside him.

Su Zhe said: "The juniors don't think they are bluffing the gun, the juniors think they should have premeditated."

Fan Zhendao: "That's a feint, deliberately luring us to file a lawsuit, let the squires solve the problems that are not accepted, and then invest the money from Changping's warehouse here."

Su Zhe shook his head and said, "This junior doesn't agree with it, because even if the squire repents, the government has nothing to do. He has to lend money to those common people to promote him to be the Secretary of Changping."

"That's true."

Fan Zhen Fuxu nodded, "But it always feels like a waste of work, ha ha."

Su Zhe pondered for a while, and said, "Bachelor Fan should know that the younger generation is very opposed to the Green Crop Law."

Fan Zhen nodded.

Su Zhe said again: "The younger generation opposes the Green Crop Law because it is absolutely impossible for the younger generation to just lend money to farmers and improve their finances. The government can only force borrowing and monopolize lending, which will definitely hurt the people. It is almost impossible to have the public prosecution law, and the young crop law is already harmless in the eyes of the younger generation."

Fan Zhen thought for a while, then suddenly looked at Su Zhe, "Well, Su Ziyou, you're still alluding to the old man's work for nothing!"

Su Zhe hurriedly explained: "The younger generation has absolutely no such intentions. In fact, the lawsuit of Fan Xueshi has promoted the progress of the public security and the law. It is precisely because of that lawsuit that we all know that the imperial court can stop Qingmiao The law seeks to monopolize lending."

"You! You look more and more like your brother."

Fan Zhen shook his head with a smile, and sighed again: "But it's a pity that Wang Jiefu plans to implement the young crop law on Dongdong East Road again, and this time he doesn't plan to establish the local public security law first."

Su Zhe heheed twice: "If Scholar Wang is willing to listen to persuasion, he will not be in a hurry to promulgate this young crop law."

Dengzhou, Procuratorate.

Compared with the growing procuratorate in Hezhong Mansion, which was repaired three times a day, this Dengzhou Procuratorate is really dilapidated and dilapidated, and there are few people outside the gate.

Since Su Zhe went to Hezhong Mansion as the chief prosecutor, he was often so busy that he didn't even have time to drink water, while Fan Chunren, the chief prosecutor of Dengzhou, was too free to practice calligraphy in the yamen every day, focusing on calligraphy and articles.

At this time, an old servant came in, "Sir, the news came from the government office just now that Deng Guangyuan, the county magistrate of Huang County, has returned home after being appointed as an official."

Fan Chunren immediately stopped writing, "Why?"

The old servant said: "Because Magistrate Deng also wanted to follow the example of Magistrate Ouyang to prevent the implementation of the Green Crop Law in Huang County, and threatened him with an official position, but the imperial court let him go home."

"It really makes no sense!"

Fan Chunren buckled the pen on the pen holder, "Wang Jiefu, does he want to cover the sky with one hand?"

As he said that, he said to the old servant again: "That's right! Is there any response to the lawsuit I handed over to the government office?"

The old servant nodded and said: "Just now the government office sent someone to talk about this matter. The government office used the case of Huang County as an excuse to say that the government office would not accept it."

Fan Chunren closed his eyes and sighed. After a while, he suddenly turned his head to look at a school boy with delicate features and red lips and white teeth beside him, "I'm far inferior to your third brother as a teacher!"

This bookboy is none other than Fang Yun.

When he came to Dengzhou, Zhang Fei asked Fan Chunren to take care of Fang Yun and protect her from being bullied.Although Fan Chunren agreed, he actually didn't like Fang Yun. In Fang Yun's case, he had the same opinion as Sima Guang. Fang Yun was murdering his own husband. Come on, everyone knows it.

These people care more about inner moral qualities.

But after some investigation, he found that Fang Yun was quite kind-hearted, and gradually believed in Zhang Fei's statement. So he accepted Fang Yun as his apprentice.

Fang Yun pursed his lower lip, and said timidly, "Student. Students don't think so."

Fan Chunren asked, "What do you think?"

Fang Yun glanced at Fan Chunren anxiously.

Fan Chunren smiled and said, "You can say what you think."

Fang Yundao: "The students heard that the third brother went to Hezhong Mansion, accompanied by the procuratorate and the police station, but the teacher is only a procuratorate here in Dengzhou, and it is difficult for him to exert the power of the public prosecutor's law."

A wry smile appeared on the corner of Fan Chunren's mouth.

He has been here for more than two years, but he has made no achievements. You must know that he is more upright than Su Zhe, but the problem is that Dengzhou has no imperial court, no police station, and only a procuratorate. , the government government always finds various reasons to prevaricate.

The procuratorate had to ask for evidence to prosecute, and he couldn't find the evidence, so he fell into an endless loop, not to mention civil lawsuits, and criminal lawsuits were out of his turn.

The only thing that comforted him was Su Shi's letter, which was full of depressing optimism, at least it proved that it was not his problem.

But with the great success of the Hezhong Prefecture Public Prosecutor's Law, Fan Chunren was a little bit impatient. It was so lively there, but I wasted my time here. I was really anxious to death!
"Well, there's no way. Whoever let Sima Junshi be in charge of the judicial reform, just because of his forward-thinking character."

At this point, Fan Chunren stopped again, and said: "But no matter what, he is better than Wang Jiefu's impatient man. Obviously, the situation of Hezhong Mansion is good. He just doesn't wait for the public prosecutor to implement the new policy, and waits to see it. This will inevitably happen. questionable."

(End of this chapter)